{"id":30705,"date":"2025-02-24T23:56:00","date_gmt":"2025-02-24T15:56:00","guid":{"rendered":"https:\/\/www.granitefirm.com\/blog\/us\/?p=30705"},"modified":"2026-05-03T10:59:03","modified_gmt":"2026-05-03T02:59:03","slug":"andy-lin-investment-style","status":"publish","type":"post","link":"https:\/\/www.granitefirm.com\/blog\/us\/2025\/02\/24\/andy-lin-investment-style\/","title":{"rendered":"The key points of Andy Lin investment style"},"content":{"rendered":"\n<p>We recommend that you also read this article&#8217;s sister post: &#8220;<a href=\"https:\/\/www.granitefirm.com\/blog\/us\/2024\/09\/26\/long-term-investment-2\/\" target=\"_blank\" rel=\"noreferrer noopener\">Andy Lin&#8217;s long-term investment experience sharing<\/a>&#8220;<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_83 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #ffffff;color:#ffffff\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #ffffff;color:#ffffff\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.granitefirm.com\/blog\/us\/2025\/02\/24\/andy-lin-investment-style\/#Andy_Lin_investment_style\" >Andy Lin investment style<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.granitefirm.com\/blog\/us\/2025\/02\/24\/andy-lin-investment-style\/#US_stocks_only\" >US stocks only<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.granitefirm.com\/blog\/us\/2025\/02\/24\/andy-lin-investment-style\/#Long-term_investment\" >Long-term investment<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.granitefirm.com\/blog\/us\/2025\/02\/24\/andy-lin-investment-style\/#Concentrated_investment\" >Concentrated investment<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.granitefirm.com\/blog\/us\/2025\/02\/24\/andy-lin-investment-style\/#Growth_stocks_preferred\" >Growth stocks preferred<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.granitefirm.com\/blog\/us\/2025\/02\/24\/andy-lin-investment-style\/#Invest_within_my_circle_of_competence\" >Invest within my circle of competence<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.granitefirm.com\/blog\/us\/2025\/02\/24\/andy-lin-investment-style\/#Relative_articles\" >Relative articles<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Andy_Lin_investment_style\"><\/span>Andy Lin investment style<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Readers who have read my two books and my blog should be familiar with the five most critical investment styles among the following Andy Lin investment styles that I have repeatedly advocated:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>US stocks only<\/li>\n\n\n\n<li>Long-term investment<\/li>\n\n\n\n<li>Growth stocks preferred<\/li>\n\n\n\n<li>Concentrated investment<\/li>\n\n\n\n<li>Invest within my circle of competence<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"US_stocks_only\"><\/span>US stocks only<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Why do I only have US stocks in my portfolio? Because only U.S. stocks have the most value for long-term investment (please click on my previous post: &#8220;<a href=\"https:\/\/www.granitefirm.com\/blog\/us\/2023\/09\/04\/only-us-stocks-valuable\/\" target=\"_blank\" rel=\"noreferrer noopener\">Why are only US stocks the most valuable for long-term investment?<\/a>&#8220;).<\/p>\n\n\n\n<p>Most people always have thousands of reasons to refute &#8220;only U.S. stocks have long-term investment value.&#8221; The argument is nothing more than:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>There is no limit on the rise or fall of U.S. stocks, which is too dangerous: we only think about falling, how come we don\u2019t think about rising?<\/li>\n\n\n\n<li>There are handling fees and exchange rate risks when converting money into U.S. dollars: The U.S. dollar is already the safest currency on the planet and has proven to have the most stable exchange rate throughout the century. This should remain the case in your lifetime and mine. Have you ever heard of &#8220;unfounded worries&#8221;?<\/li>\n\n\n\n<li>There is a time difference between US stocks and Taiwan, and the trading rules are different: for long-term investors, these two are not reasons at all. There are no trading rules in that stock market, and I have always been opposed to short-term trading such as hedging and swing operations.<\/li>\n<\/ul>\n\n\n\n<p>In short, &#8220;If you don&#8217;t want to let go of your children, you won&#8217;t be able to trap the wolf.&#8221; There is no 100% safe transaction in this world, and stock market investment is no exception. Hide money under your bed at home and the banknotes may become rotten over time. If you deposit it in a bank, there is a risk of being misappropriated. These two seem safe, but after a few decades, how much of the original purchasing power of cash will be left after inflation?<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Long-term_investment\"><\/span>Long-term investment<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Because of this, I have already explained it in detail in another post of &#8220;<a href=\"https:\/\/www.granitefirm.com\/blog\/us\/2024\/09\/26\/long-term-investment-2\/\" target=\"_blank\" rel=\"noreferrer noopener\">Andy Lin&#8217;s long-term investment experience sharing<\/a>&#8220;, and I will not repeat the content here.<\/p>\n\n\n\n<p>Interested readers can also click on my other post to learn about my in-depth views on long-term investment: &#8220;<a href=\"https:\/\/www.granitefirm.com\/blog\/us\/2021\/06\/21\/why-long-term-investment\/\">Why long-term investment is better?<\/a>&#8220;, or refer to my extensive content on long-term investment in my two books, &#8220;<a href=\"https:\/\/www.books.com.tw\/products\/0010889106\" target=\"_blank\" rel=\"noopener\">The Rules of Super Growth Stocks Investing<\/a>&#8221; and &#8220;<a href=\"https:\/\/www.books.com.tw\/products\/0010935641\" target=\"_blank\" rel=\"noopener\">The Rules of 10 Baggers<\/a>&#8220;.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Concentrated_investment\"><\/span>Concentrated investment<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>I personally believe that &#8220;<a href=\"https:\/\/www.granitefirm.com\/blog\/us\/2023\/05\/15\/diversification-investment\/\">Diversification investment is deadly to portfolios<\/a>&#8220;! I know the knee-jerk reaction of most people is that concentrated investing is too risky, but there is a premise for this majority view. This statement only holds true if you don\u2019t know enough about the business you are investing in. If you carefully spend a lot of time researching the fundamentals of the company, there is no so-called risk\u2500\u2500This passage is exactly Buffett&#8217;s view on concentrated investment and risk.<\/p>\n\n\n\n<p>&#8220;<a href=\"https:\/\/www.granitefirm.com\/blog\/us\/2021\/08\/12\/good-companies-are-rare-two-or-three-will-make-you-very-rich-take-texas-instruments-as-an-example\/\" target=\"_blank\" rel=\"noreferrer noopener\">Great companies are rare, two or three will make you very rich<\/a>&#8220;, &#8220;<a href=\"https:\/\/www.granitefirm.com\/blog\/us\/2022\/09\/07\/a-few-in-lifetime\/\" target=\"_blank\" rel=\"noreferrer noopener\">Do it right a few times in your lifetime is enough<\/a>&#8221; and &#8220;<a href=\"https:\/\/www.granitefirm.com\/blog\/us\/2023\/01\/25\/make-u-very-rich\/\">Two or three stocks in your life can make you very rich<\/a>&#8220;. In this case, why do you know that there are rare stocks of a few companies that can make people gradually rich after long-term investment? With limited funds, there is really no reason to invest in the stocks of other companies whose long-term performance is uncertain.<\/p>\n\n\n\n<p>In short, knowing that there are very few rare enterprises that can make you rich, concentrating funds for investment is actually an opportunity, and there is no such thing as risk.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Growth_stocks_preferred\"><\/span>Growth stocks preferred<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>I detailed my preference for investing in growth stocks in a previous post. Interested readers can click on my post: &#8220;<a href=\"https:\/\/www.granitefirm.com\/blog\/us\/2021\/06\/17\/why-i-prefer-growth-stocks-instead-of-value-stocks\/\">Why I prefer growth stocks instead of value stocks?<\/a>&#8220;<\/p>\n\n\n\n<p>To be honest, growth stocks are the most difficult of the bunch. Because it requires a lot of data research, financial reports, tracking possible companies, comparing historical data, market research and competitive reports; and the probability of failure is very high.<\/p>\n\n\n\n<p>However, it is an indisputable fact that growth stocks are prone to skyrocketing prices because they have not experienced long-term market verification.<\/p>\n\n\n\n<p>Why invest in growth stocks? Because only growth stocks have a greater chance of achieving exponential growth, and &#8220;<a href=\"https:\/\/www.granitefirm.com\/blog\/us\/2024\/01\/18\/exponential-growth\/\" target=\"_blank\" rel=\"noreferrer noopener\">Exponential growth can produce excess returns<\/a>&#8220;.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Invest_within_my_circle_of_competence\"><\/span>Invest within my circle of competence<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>My main investment area is technology stocks, but I am not limited to technology stocks. I have already discussed the reasons at great length in my two books &#8220;<a href=\"https:\/\/www.books.com.tw\/products\/0010889106\" target=\"_blank\" rel=\"noopener\">The Rules of Super Growth Stocks Investing<\/a>&#8221; and &#8220;<a href=\"https:\/\/www.books.com.tw\/products\/0010935641\" target=\"_blank\" rel=\"noopener\">The Rules of 10 Baggers<\/a>&#8220;, so I don&#8217;t want to repeat the contents of my book one here.<\/p>\n\n\n\n<p>But the circle of competence is one of my main considerations, and rightly so. Another reason is that over the past half century or so, the major stocks that have driven the rise of U.S. stocks have all been technology stocks. Please note: Due to the advancement of the times and technology, the definition of the technology stock group in each era has changed. different.<\/p>\n\n\n\n<p>Peter Lynch said in his book <a href=\"https:\/\/www.granitefirm.com\/blog\/us\/2021\/06\/05\/one-up-on-wall-street\/\">&#8220;One Up on Wall Street&#8221;, Peter Lynch&#8217;s great book for investing newbie<\/a>&#8220;: Although he clearly has investment advantages in the medical industry that others are difficult to possess, he has often see that many doctors do not invest in companies in the medical industry, but instead invest in oil exploration companies that they are not good at at all. He dreams of getting rich overnight and prays that the oil company he invests in will one day dig up oil, causing the stock price to skyrocket several times in a day.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"178\" height=\"100\" src=\"https:\/\/www.granitefirm.com\/blog\/us\/wp-content\/uploads\/sites\/2\/2024\/09\/andy_investment_style-Custom.jpg\" alt=\"Andy Lin investment style\" class=\"wp-image-30707\"\/><figcaption class=\"wp-element-caption\">credit: Ideogram<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Relative_articles\"><\/span>Relative articles<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>&#8220;<a href=\"https:\/\/www.granitefirm.com\/blog\/us\/2025\/08\/26\/investors-beautiful-heaven\/\">Andy Lin&#8217;s third US stock book &#8220;Investors Beautiful Heaven&#8221;, ship worldwide, free shipping to Taiwan<\/a>&#8220;<\/li>\n\n\n\n<li>&#8220;<a href=\"https:\/\/www.granitefirm.com\/blog\/us\/2026\/04\/28\/stock-investing-book\/\">Stock Investing Books recommended by Andy Lin<\/a>&#8220;<\/li>\n\n\n\n<li>&#8220;<a href=\"https:\/\/www.granitefirm.com\/blog\/us\/2022\/09\/27\/the-rules-of-10-baggers\/\">Andy Lin&#8217;s second US stock book released &#8220;The Rules of 10 Baggers&#8221;, ship worldwide, free shipping to Taiwan<\/a>&#8220;<\/li>\n\n\n\n<li>&#8220;<a href=\"https:\/\/www.granitefirm.com\/blog\/us\/2023\/12\/31\/the-rules-of-super-growth-stocks-investing-my-first-us-stock-book-ship-worldwide-free-shipping-to-taiwan\/\">Andy Lin&#8217;s first US stock book &#8220;The Rules of Super Growth Stocks Investing&#8221;, ship worldwide, free shipping to Taiwan<\/a>&#8220;<\/li>\n\n\n\n<li>&#8220;<a href=\"https:\/\/www.granitefirm.com\/blog\/us\/2025\/09\/18\/search-andy-lin-website\/\">Powerful full-text search Andy Lin website is now online<\/a>&#8220;<\/li>\n\n\n\n<li>&#8220;<a href=\"https:\/\/www.granitefirm.com\/blog\/us\/2025\/02\/24\/andy-lin-investment-style\/\">The key points of Andy Lin investment style<\/a>&#8220;<\/li>\n\n\n\n<li>&#8220;<a href=\"https:\/\/www.granitefirm.com\/blog\/us\/2024\/09\/26\/long-term-investment-2\/\" target=\"_blank\" rel=\"noreferrer noopener\">Andy Lin&#8217;s long-term investment experience sharing<\/a>&#8220;<\/li>\n\n\n\n<li>&#8220;<a href=\"https:\/\/www.granitefirm.com\/blog\/us\/2025\/09\/08\/investment-strategy\/\">What is an investment strategy?<\/a>&#8220;<\/li>\n\n\n\n<li><a href=\"https:\/\/www.granitefirm.com\/blog\/us\/2025\/07\/26\/how-to-invest\/\">&#8220;How to Invest&#8221; <\/a><\/li>\n\n\n\n<li>&#8220;<a href=\"https:\/\/granitefirm.com\/us\/\" target=\"_blank\" rel=\"noreferrer noopener\">Andy Indices will be daily updated on the homepage<\/a>&#8220;<\/li>\n\n\n\n<li>&#8220;<a href=\"https:\/\/www.granitefirm.com\/blog\/us\/2022\/06\/14\/simplified-chinese\/\" target=\"_blank\" rel=\"noreferrer noopener\">Blog supports Simplified Chinese auto display<\/a>&#8220;<\/li>\n\n\n\n<li>&#8220;<a href=\"https:\/\/www.granitefirm.com\/blog\/us\/2021\/09\/18\/english-website-and-blog\/\" target=\"_blank\" rel=\"noreferrer noopener\">English version of the website and blog are online<\/a>&#8220;<\/li>\n\n\n\n<li>&#8220;<a href=\"https:\/\/www.granitefirm.com\/blog\/us\/2022\/04\/29\/top-10-read-articles\/\">The First Anniversary Review: Top 10 read articles in Andy Lin&#8217;s blog<\/a>&#8220;<\/li>\n\n\n\n<li>&#8220;<a href=\"https:\/\/www.granitefirm.com\/blog\/us\/2023\/05\/01\/second-anniversary\/\">The Second Anniversary Review: Top 10 read articles in Andy Lin&#8217;s blog<\/a>&#8220;<\/li>\n\n\n\n<li>&#8220;<a href=\"https:\/\/www.granitefirm.com\/blog\/us\/2024\/05\/09\/third-anniversary-review\/\" target=\"_blank\" rel=\"noreferrer noopener\">The Third Anniversary Review: Top 20 read articles in Andy Lin&#8217;s blog<\/a>&#8220;<\/li>\n\n\n\n<li>&#8220;<a href=\"https:\/\/www.granitefirm.com\/blog\/us\/2025\/05\/01\/fourth-anniversary-blog\/\">The Fourth Anniversary Review: Top 20 read articles in Andy Lin&#8217;s blog<\/a>&#8220;<\/li>\n\n\n\n<li>&#8220;<a href=\"https:\/\/www.granitefirm.com\/blog\/us\/2026\/05\/02\/fifth-anniversary-review\/\">The Fifth Anniversary Review: Top 20 read articles in Andy Lin&#8217;s blog<\/a>&#8220;<\/li>\n\n\n\n<li>&#8220;<a href=\"https:\/\/www.granitefirm.com\/blog\/us\/2022\/09\/27\/the-rules-of-10-baggers-launch\/\" target=\"_blank\" rel=\"noreferrer noopener\">The Rules of 10 Baggers book release event and speech, Taipei (1:00~2:00 pm, 10\/16\/2022)<\/a>&#8220;<\/li>\n\n\n\n<li>&#8220;<a href=\"https:\/\/www.granitefirm.com\/blog\/us\/2022\/10\/13\/10-baggers-tainan\/\" target=\"_blank\" rel=\"noreferrer noopener\">New book Release event and speech Tainan for The Rules of 10 Baggers (2:00~3:00 pm, 11\/26\/2022(Sat))<\/a>&#8220;<\/li>\n\n\n\n<li>&#8220;<a href=\"https:\/\/www.granitefirm.com\/blog\/us\/2023\/09\/04\/only-us-stocks-valuable\/\" target=\"_blank\" rel=\"noreferrer noopener\">Why are only US stocks the most valuable for long-term investment?<\/a>&#8220;<\/li>\n\n\n\n<li>&#8220;<a href=\"https:\/\/www.granitefirm.com\/blog\/us\/2021\/06\/21\/why-long-term-investment\/\">Why long-term investment is better?<\/a>&#8220;<\/li>\n\n\n\n<li>&#8220;<a href=\"https:\/\/www.granitefirm.com\/blog\/us\/2021\/08\/18\/why-concentrated-investment\/\">Why concentrated Investment?<\/a>&#8220;<\/li>\n\n\n\n<li>&#8220;<a href=\"https:\/\/www.granitefirm.com\/blog\/us\/2023\/05\/15\/diversification-investment\/\">Diversification investment is deadly to portfolios<\/a>&#8220;<\/li>\n\n\n\n<li>&#8220;<a href=\"https:\/\/www.granitefirm.com\/blog\/us\/2021\/08\/12\/good-companies-are-rare-two-or-three-will-make-you-very-rich-take-texas-instruments-as-an-example\/\" target=\"_blank\" rel=\"noreferrer noopener\">Great companies are rare, two or three will make you very rich<\/a>&#8220;<\/li>\n\n\n\n<li> &#8220;<a href=\"https:\/\/www.granitefirm.com\/blog\/us\/2021\/06\/17\/why-i-prefer-growth-stocks-instead-of-value-stocks\/\">Why I prefer growth stocks instead of value stocks?<\/a>&#8221; <\/li>\n\n\n\n<li>&#8220;<a href=\"https:\/\/www.granitefirm.com\/blog\/us\/2024\/01\/18\/exponential-growth\/\" target=\"_blank\" rel=\"noreferrer noopener\">Exponential growth can produce excess returns<\/a>&#8220;<\/li>\n\n\n\n<li>&#8220;<a href=\"https:\/\/www.granitefirm.com\/blog\/us\/2021\/06\/05\/one-up-on-wall-street\/\">&#8220;One Up on Wall Street&#8221;, Peter Lynch&#8217;s great book for investing newbie<\/a>&#8220;<\/li>\n\n\n\n<li>&#8220;<a href=\"https:\/\/www.granitefirm.com\/blog\/us\/2022\/12\/21\/growth-vs-value-investing\/\">Growth vs. Value Investing, Buffett&#8217;s view<\/a>&#8220;<\/li>\n\n\n\n<li>&#8220;<a href=\"https:\/\/www.granitefirm.com\/blog\/us\/2022\/09\/07\/a-few-in-lifetime\/\" target=\"_blank\" rel=\"noreferrer noopener\">Do it right a few times in your lifetime is enough<\/a>&#8220;<\/li>\n\n\n\n<li>&#8220;<a href=\"https:\/\/www.granitefirm.com\/blog\/us\/2023\/01\/25\/make-u-very-rich\/\">Two or three stocks in your life can make you very rich<\/a>&#8220;<\/li>\n\n\n\n<li>&#8220;<a href=\"https:\/\/www.granitefirm.com\/blog\/us\/2023\/11\/20\/the-compound-effect\/\" target=\"_blank\" rel=\"noreferrer noopener\">The Compound Effect<\/a>&#8220;<\/li>\n\n\n\n<li>&#8220;<a href=\"https:\/\/www.granitefirm.com\/blog\/us\/2023\/09\/24\/compound-interest-2\/\" target=\"_blank\" rel=\"noreferrer noopener\">The power of compound interest<\/a>&#8220;<\/li>\n\n\n\n<li>&#8220;<a href=\"https:\/\/www.granitefirm.com\/blog\/us\/2022\/07\/25\/stock-worth-holding-forever\/\" target=\"_blank\" rel=\"noreferrer noopener\">Investors should care annualized rate of return (IRR), How to calculate?<\/a>&#8220;<\/li>\n\n\n\n<li>&#8220;<a href=\"https:\/\/www.granitefirm.com\/blog\/us\/2022\/05\/16\/patience-to-invest-success\/\" target=\"_blank\" rel=\"noreferrer noopener\">Patience, an indispensable element of investment success<\/a>&#8220;<\/li>\n\n\n\n<li>&#8220;<a href=\"https:\/\/www.granitefirm.com\/blog\/us\/2023\/10\/16\/long-term-investors\/\" target=\"_blank\" rel=\"noreferrer noopener\">Stocks are the best bet for long-term investors<\/a>&#8220;<\/li>\n\n\n\n<li>&#8220;<a href=\"https:\/\/www.granitefirm.com\/blog\/us\/2022\/08\/20\/simpler-investment-better\/\" target=\"_blank\" rel=\"noreferrer noopener\">The simpler the investment, the better<\/a>&#8220;<\/li>\n<\/ul>\n\n\n\n<p><em><strong>Disclaimer<\/strong><\/em><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><em>The content of this site is the author\u2019s personal opinions and is for reference only. I am not responsible for the correctness, opinions, and immediacy of the content and information of the article. Readers must make their own judgments.<\/em><\/li>\n\n\n\n<li><em>I shall not be liable for any damages or other legal liabilities for the direct or indirect losses caused by the readers&#8217; direct or indirect reliance on and reference to the information on this site, or all the responsibilities arising therefrom, as a result of any investment behavior.<\/em><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>If you are the read of my two books and my blog, should be familiar with the five Andy Lin investment styles that I have repeatedly advocated: US stocks only, Long-term investment, Growth stocks preferred, Concentrated investment, Invest within my circle of competence.<\/p>\n","protected":false},"author":1,"featured_media":30707,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1548,392,36,33,19,18,1412,35,675,28],"tags":[],"class_list":["post-30705","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-investment-philosophy","category-circle-of-competence","category-concentrated-investing","category-growth-investing","category-investing-principles","category-investing-strategy","category-investment-return","category-long-term-investing","category-site-announcement","category-us-stock-market"],"_links":{"self":[{"href":"https:\/\/www.granitefirm.com\/blog\/us\/wp-json\/wp\/v2\/posts\/30705","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.granitefirm.com\/blog\/us\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.granitefirm.com\/blog\/us\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.granitefirm.com\/blog\/us\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.granitefirm.com\/blog\/us\/wp-json\/wp\/v2\/comments?post=30705"}],"version-history":[{"count":37,"href":"https:\/\/www.granitefirm.com\/blog\/us\/wp-json\/wp\/v2\/posts\/30705\/revisions"}],"predecessor-version":[{"id":42097,"href":"https:\/\/www.granitefirm.com\/blog\/us\/wp-json\/wp\/v2\/posts\/30705\/revisions\/42097"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.granitefirm.com\/blog\/us\/wp-json\/wp\/v2\/media\/30707"}],"wp:attachment":[{"href":"https:\/\/www.granitefirm.com\/blog\/us\/wp-json\/wp\/v2\/media?parent=30705"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.granitefirm.com\/blog\/us\/wp-json\/wp\/v2\/categories?post=30705"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.granitefirm.com\/blog\/us\/wp-json\/wp\/v2\/tags?post=30705"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}