{"id":10259,"date":"2021-11-22T23:56:45","date_gmt":"2021-11-22T15:56:45","guid":{"rendered":"https:\/\/www.granitefirm.com\/blog\/?p=10259"},"modified":"2025-01-28T08:27:19","modified_gmt":"2025-01-28T00:27:19","slug":"%e7%82%ba%e4%bb%80%e9%ba%bc%e8%b2%9d%e5%af%b6paypal%e8%82%a1%e5%83%b9%e8%87%aa%e9%ab%98%e9%bb%9e%e6%9a%b4%e8%b7%8c%e4%ba%86%e8%bf%9140","status":"publish","type":"post","link":"https:\/\/www.granitefirm.com\/blog\/blog\/2021\/11\/22\/%e7%82%ba%e4%bb%80%e9%ba%bc%e8%b2%9d%e5%af%b6paypal%e8%82%a1%e5%83%b9%e8%87%aa%e9%ab%98%e9%bb%9e%e6%9a%b4%e8%b7%8c%e4%ba%86%e8%bf%9140\/","title":{"rendered":"\u70ba\u4ec0\u9ebc\u8c9d\u5bf6\uff08PayPal\uff09\u80a1\u50f9\u81ea\u9ad8\u9ede\u66b4\u8dcc42%\uff1f"},"content":{"rendered":"\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_85 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"\u986f\u793a\/\u96b1\u85cf\u5167\u5bb9\u76ee\u9304\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #ffffff;color:#ffffff\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #ffffff;color:#ffffff\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2021\/11\/22\/%e7%82%ba%e4%bb%80%e9%ba%bc%e8%b2%9d%e5%af%b6paypal%e8%82%a1%e5%83%b9%e8%87%aa%e9%ab%98%e9%bb%9e%e6%9a%b4%e8%b7%8c%e4%ba%86%e8%bf%9140\/#%E6%88%91%E6%9B%B8%E4%B8%AD%E8%AB%87%E5%88%B0%E8%B2%9D%E5%AF%B6%E7%9A%84%E9%83%A8%E4%BB%BD\" >\u6211\u66f8\u4e2d\u8ac7\u5230\u8c9d\u5bf6\u7684\u90e8\u4efd<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2021\/11\/22\/%e7%82%ba%e4%bb%80%e9%ba%bc%e8%b2%9d%e5%af%b6paypal%e8%82%a1%e5%83%b9%e8%87%aa%e9%ab%98%e9%bb%9e%e6%9a%b4%e8%b7%8c%e4%ba%86%e8%bf%9140\/#%E8%B2%9D%E5%AF%B6%E4%BB%8A%E5%B9%B4%E8%82%A1%E5%83%B9%E8%A1%A8%E7%8F%BE%E4%B8%8D%E4%BD%B3\" >\u8c9d\u5bf6\u4eca\u5e74\u80a1\u50f9\u8868\u73fe\u4e0d\u4f73<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2021\/11\/22\/%e7%82%ba%e4%bb%80%e9%ba%bc%e8%b2%9d%e5%af%b6paypal%e8%82%a1%e5%83%b9%e8%87%aa%e9%ab%98%e9%bb%9e%e6%9a%b4%e8%b7%8c%e4%ba%86%e8%bf%9140\/#%E5%AD%A3%E7%87%9F%E6%94%B6%E6%88%90%E9%95%B7%E7%8E%87%E6%B8%9B%E9%80%9F\" >\u5b63\u71df\u6536\u6210\u9577\u7387\u6e1b\u901f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2021\/11\/22\/%e7%82%ba%e4%bb%80%e9%ba%bc%e8%b2%9d%e5%af%b6paypal%e8%82%a1%e5%83%b9%e8%87%aa%e9%ab%98%e9%bb%9e%e6%9a%b4%e8%b7%8c%e4%ba%86%e8%bf%9140\/#%E5%A4%B1%E5%8E%BB%E9%9B%BB%E5%AD%90%E7%81%A3\" >\u5931\u53bb\u96fb\u5b50\u7063<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2021\/11\/22\/%e7%82%ba%e4%bb%80%e9%ba%bc%e8%b2%9d%e5%af%b6paypal%e8%82%a1%e5%83%b9%e8%87%aa%e9%ab%98%e9%bb%9e%e6%9a%b4%e8%b7%8c%e4%ba%86%e8%bf%9140\/#%E4%BA%9E%E9%A6%AC%E9%81%9C%E7%9A%84%E5%88%BB%E6%84%8F%E9%98%BB%E6%92%93\" >\u4e9e\u99ac\u905c\u7684\u523b\u610f\u963b\u6493<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2021\/11\/22\/%e7%82%ba%e4%bb%80%e9%ba%bc%e8%b2%9d%e5%af%b6paypal%e8%82%a1%e5%83%b9%e8%87%aa%e9%ab%98%e9%bb%9e%e6%9a%b4%e8%b7%8c%e4%ba%86%e8%bf%9140\/#%E5%85%88%E4%BA%AB%E5%8F%97%E5%BE%8C%E4%BB%98%E6%AC%BE%EF%BC%88BNPL%EF%BC%89%E6%96%B0%E5%89%B5%E6%A5%AD%E8%80%85%E7%9A%84%E7%AB%B6%E7%88%AD\" >\u5148\u4eab\u53d7\u5f8c\u4ed8\u6b3e\uff08BNPL\uff09\u65b0\u5275\u696d\u8005\u7684\u7af6\u722d<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2021\/11\/22\/%e7%82%ba%e4%bb%80%e9%ba%bc%e8%b2%9d%e5%af%b6paypal%e8%82%a1%e5%83%b9%e8%87%aa%e9%ab%98%e9%bb%9e%e6%9a%b4%e8%b7%8c%e4%ba%86%e8%bf%9140\/#%E4%BD%B5%E8%B3%BCPinterest%E7%9A%84%E9%A4%BF%E4%B8%BB%E6%84%8F\" >\u4f75\u8cfcPinterest\u7684\u993f\u4e3b\u610f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2021\/11\/22\/%e7%82%ba%e4%bb%80%e9%ba%bc%e8%b2%9d%e5%af%b6paypal%e8%82%a1%e5%83%b9%e8%87%aa%e9%ab%98%e9%bb%9e%e6%9a%b4%e8%b7%8c%e4%ba%86%e8%bf%9140\/#Affirm%E9%80%B2%E5%85%A5%E4%BA%9E%E9%A6%AC%E9%81%9C\" >Affirm\u9032\u5165\u4e9e\u99ac\u905c<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2021\/11\/22\/%e7%82%ba%e4%bb%80%e9%ba%bc%e8%b2%9d%e5%af%b6paypal%e8%82%a1%e5%83%b9%e8%87%aa%e9%ab%98%e9%bb%9e%e6%9a%b4%e8%b7%8c%e4%ba%86%e8%bf%9140\/#%E7%9B%B8%E9%97%9C%E6%96%87%E7%AB%A0\" >\u76f8\u95dc\u6587\u7ae0<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E6%88%91%E6%9B%B8%E4%B8%AD%E8%AB%87%E5%88%B0%E8%B2%9D%E5%AF%B6%E7%9A%84%E9%83%A8%E4%BB%BD\"><\/span>\u6211\u66f8\u4e2d\u8ac7\u5230\u8c9d\u5bf6\u7684\u90e8\u4efd<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u6211\u5728\u300a<a href=\"https:\/\/www.books.com.tw\/products\/0010889106?sloc=main\" target=\"_blank\" rel=\"noreferrer noopener\">\u8d85\u7d1a\u6210\u9577\u80a1\u6295\u8cc7\u6cd5\u5247<\/a>\u300b\u4e00\u66f8\u4e2d\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>3-5\u5c0f\u7bc0\u7684208-215\u9801\u4e2d\uff0c\u5728\u4ecb\u7d39\u91d1\u878d\u79d1\u6280\u65b0\u5275\u6210\u9577\u7522\u696d\u6642\uff0c\u5c31\u662f\u4ee5\u8c9d\u5bf6\uff08\u7f8e\u80a1\u4ee3\u78bc\uff1aPYPL\uff09\u9019\u5bb6\u516c\u53f8\u70ba\u4f8b\u30023-5\u5c0f\u7bc0\u7684210-213\u9801\uff0c\u66f4\u662f\u5c0d\u8c9d\u5bf6\u9019\u5bb6\u4f01\u696d\u7684\u71df\u904b\u5167\u5bb9\u3001\u516c\u53f8\u7684\u7522\u54c1\u3001\u9054\u6210\u7684\u6210\u5c31\u9032\u884c\u4e86\u8a73\u7d30\u7684\u4ecb\u7d39\u3002<\/li>\n<\/ul>\n\n\n\n<p>\u5728\u300a<a href=\"https:\/\/www.books.com.tw\/products\/0010935641?sloc=main\" target=\"_blank\" rel=\"noreferrer noopener\">10\u500d\u80a1\u6cd5\u5247<\/a>\u300b\u4e00\u66f8\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>5-7\u5c0f\u7bc0\uff0c\u7b2c247-251\u9801\uff0c\u6574\u500b\u5c0f\u7bc0\u5c08\u9580\u4ecb\u7d39Block\uff08\u7f8e\u80a1\u4ee3\u78bc\uff1aXYZ\uff09\u9019\u5bb6\u516c\u53f8\u6642\u4e5f\u4e00\u4f75\u63d0\u53ca\u548c\u8c9d\u5bf6\u7684\u6bd4\u8f03\u548c\u5dee\u7570\u3002<\/li>\n\n\n\n<li>6-5\u5c0f\u7bc0\u7684299\u9801\u4e2d\uff0c\u4ee5\u8c9d\u5bf6\u70ba\u4f8b\uff0c\u8aaa\u660e\u516c\u53f8\u8ca1\u6e2c\u6307\u5f15\u548c\u5c55\u671b\u5c0d\u80a1\u50f9\u7684\u5f71\u97ff\u3002<\/li>\n\n\n\n<li>3-5\u5c0f\u7bc0\u7684160-161\u9801\u4e2d\uff0c\u8aaa\u660e\u4e9e\u99ac\u905c\uff08\u7f8e\u80a1\u4ee3\u78bc\uff1aAMZN\uff09\u9019\u7a2e\u96fb\u5546\u5e73\u53f0\u5de8\u64d8\u7684\u5bb0\u5236\u529b\uff0c\u5c0d\u652f\u4ed8\u7522\u696d\u7684\u5de8\u5927\u5f71\u97ff\u529b\u3002\u8b80\u8005\u4e5f\u53ef\u4ee5\u53c3\u95b1\u6211\u53e6\u4e00\u7bc7\u8cbc\u6587\u5c0d\u9019\u4e00\u500b\u4e3b\u984c\u7684\u8a73\u7d30\u8aaa\u660e\uff1a\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2021\/12\/10\/%E4%BA%9E%E9%A6%AC%E9%81%9C%E7%9A%84%E5%AE%B0%E5%88%B6\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u4e9e\u99ac\u905c\uff08Amazon\uff09\u7684\u5bb0\u5236\u529b &#8211; \u5f9e\u8c9d\u5bf6\uff08PayPal\uff09\u3001Affirm\u3001\u8cbb\u57c3\u54f2\uff08Fair Isaac\uff09\u3001\u5a01\u58eb\uff08Mastercard\uff09\u3001\u842c\u58eb\u9054\uff08Visa\uff09\u8fd1\u4f86\u80a1\u50f9\u7684\u8d70\u52e2\u4f86\u770b<\/a>\u300b\u3002<\/li>\n<\/ul>\n\n\n\n<h2 class=\"has-medium-font-size wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E8%B2%9D%E5%AF%B6%E4%BB%8A%E5%B9%B4%E8%82%A1%E5%83%B9%E8%A1%A8%E7%8F%BE%E4%B8%8D%E4%BD%B3\"><\/span><strong><strong>\u8c9d\u5bf6<\/strong>\u4eca\u5e74\u80a1\u50f9\u8868\u73fe\u4e0d\u4f73<\/strong> <span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u8c9d\u5bf6\uff08PayPal\uff0c\u7f8e\u80a1\u4ee3\u78bc\uff1aPYPL\uff09\u53bb\u5e74\u80a1\u50f9\u5927\u6f32114%\uff0c\u4f46\u4eca\u5e74\u81f3\u4eca\uff0811\/23\/2021\u622a\u6b62\uff09\u7adf\u81ea\u9ad8\u9ede\u66b4\u8dcc\u905420%\uff01\u800c\u4e14\u5927\u90e8\u4efd\u7684\u8dcc\u5e45\u662f\u767c\u751f\u5728\u6700\u8fd1\u4e09\u500b\u6708\u5167\u3002\u66fe\u7d93\u7684\u65b0\u4e00\u4ee3\u91d1\u878d\u65b0\u5275\uff08Fintech\uff09\u7684\u4ee3\u8868\u4f01\u696d\u7a76\u7adf\u662f\u70ba\u4ec0\u9ebc\u6703\u5982\u6b64\uff1f\u7c21\u55ae\u4f86\u8aaa\u6709\u4ee5\u4e0b\u5e7e\u500b\u7406\u7531\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u53bb\u5e74\u80a1\u50f9\u5be6\u5728\u6f32\u5f97\u592a\u904e\u706b\u3002<\/li>\n\n\n\n<li>\u8fd1\u4e09\u500b\u6708\u5167\u6240\u767c\u751f\u7684\u4e00\u9023\u4e32\u7522\u696d\u76f8\u95dc\u5927\u4e8b\u7684\u5f71\u97ff\u3002<\/li>\n\n\n\n<li>\u652f\u4ed8\u6f6e\u6d41\u7684\u5feb\u901f\u6f14\u8b8a\u3002<\/li>\n<\/ul>\n\n\n\n<p>\u9019\u4e9b\u4e8b\u60c5\u9020\u6210\u5982\u6b64\u4ee4\u773e\u4eba\u7121\u6cd5\u9810\u671f\uff0c\u8dcc\u7834\u5927\u5bb6\u773c\u93e1\u7684\u8dcc\u52e2\uff0c\u56e0\u70ba\u4e00\u5bb6\u7522\u9f8d\u982d\u4f01\u696d\u7684\u7af6\u722d\u529b\uff0c\u4e0d\u53ef\u80fd\u5728\u4e09\u500b\u6708\u5167\u5c31\u6709\u5982\u6b64\u7684\u55aa\u5931\uff1b\u9019\u4e9b\u5f71\u97ff\u56e0\u7d20\u7684\u8a73\u60c5\u5373\u70ba\u672c\u6587\u8981\u63a2\u8a0e\u7684\u91cd\u9ede\u3002<\/p>\n\n\n\n<h2 class=\"has-medium-font-size wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%AD%A3%E7%87%9F%E6%94%B6%E6%88%90%E9%95%B7%E7%8E%87%E6%B8%9B%E9%80%9F\"><\/span><strong>\u5b63\u71df\u6536\u6210\u9577\u7387\u6e1b\u901f<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u83ef\u723e\u8857\u548c\u8cc7\u672c\u5e02\u5834\u5f88\u516c\u5e73\uff0c\u6295\u8cc7\u4eba\u5f88\u7cbe\u660e\uff0c\u800c\u4e14\u516c\u5e73\u3002\u5f9e\u4e0b\u8868\u770b\u4f86\uff0c\u8c9d\u5bf6\u4eca\u5e74\u4ee5\u4f86\u7684\u5e7e\u5b63\u7684\u71df\u6536\u6210\u9577\u7387\uff0c\u548c\u53bb\u5e74\u540c\u4e00\u671f\u9593\u76f8\u6bd4\uff0c\u7684\u78ba\u4e0d\u600e\u9ebc\u6a23\uff0c\u751a\u81f3\u65bc\u8aaa\u662f\u4e0d\u597d\u3002\u4f46\u662f\u5927\u5bb6\u5225\u5fd8\u4e86\uff0c\u53bb\u5e74\u8c9d\u5bf6\u662f\u56e0\u70ba\u65b0\u51a0\u75ab\u60c5\u7684\u52a9\u529b\uff0c\u70ba\u5176\u71df\u6536\u7684\u6700\u5927\u52a9\u529b\u3002\u4f46\u662f\u8cc7\u672c\u5e02\u5834\u548c\u6295\u8cc7\u4eba\u5f88\u516c\u5e73\uff0c\u53bb\u5e74\u7684\u71df\u6536\u6210\u9577\u5df2\u7d93\u53cd\u6620\u5728\u8c9d\u5bf6\u53bb\u5e74\u7684\u80a1\u50f9\u6f32\u5e45\u4e0a\u4e86\u3002 \u8acb\u6ce8\u610f\uff0c\u75ab\u60c5\u662f\u53bb\u5e74\u7b2c\u4e8c\u5b63\u624d\u958b\u59cb\u7684\uff01<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><\/td><td>\u5b63\u71df\u6536\uff0810\u5104\u7f8e\u91d1\uff09<\/td><td>\u5b63\u71df\u6536\u7684\u5e74\u6210\u9577\u7387 <\/td><\/tr><tr><td>2020\u5e74\u7b2c1\u5b63  <\/td><td>4.62<\/td><td>+11.9%<\/td><\/tr><tr><td>2020\u5e74\u7b2c2\u5b63 <\/td><td>5.26<\/td><td>+22%<\/td><\/tr><tr><td>2020\u5e74\u7b2c3\u5b63 <\/td><td>5.46<\/td><td>+24.7%<\/td><\/tr><tr><td>2020\u5e74\u7b2c4\u5b63<\/td><td>6.12<\/td><td>+23.4%<\/td><\/tr><tr><td>2021\u5e74\u7b2c1\u5b63<\/td><td>6.03<\/td><td>+30.5%<\/td><\/tr><tr><td>2021\u5e74\u7b2c2\u5b63 <\/td><td>6.24<\/td><td>+18.6%<\/td><\/tr><tr><td>2021\u5e74\u7b2c3\u5b63 <\/td><td>6.18<\/td><td>+13.2%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"has-medium-font-size\"><strong>\u8c9d\u5bf6\u7684\u5e02\u4f54<\/strong><\/p>\n\n\n\n<p>\u6839\u64daStatista\u57282020\u7684\u5831\u544a\uff0c\u7f8e\u570b\u524d\u4e00\u767e\u5927\u7684\u96f6\u552e\u696d\u8005\uff0c\u670980%\u7686\u5df2\u63d0\u4f9b\u8c9d\u5bf6\u7684\u652f\u4ed8\u9078\u64c7\u3002\u4e0d\u50c5\u5982\u6b64\uff0c70%\u4ee5\u4e0a\u7684\u7f8e\u570b\u7dda\u4e0a\u7684\u8cb7\u5bb6\u90fd\u6709\u8c9d\u5bf6\u7684\u5e33\u865f\u3002\u9019\u5169\u9805\u6578\u64da\uff0c\u5145\u4efd\u8b49\u660e\u8c9d\u5bf6\u7684\u5f37\u5927\u7684\u6ef2\u900f\u7387\u3002 <\/p>\n\n\n\n<h2 class=\"has-medium-font-size wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%A4%B1%E5%8E%BB%E9%9B%BB%E5%AD%90%E7%81%A3\"><\/span><strong>\u5931\u53bb\u96fb\u5b50\u7063<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>2015\u5e747\u6708\uff0c\u8c9d\u5bf6\u7531\u524d\u6bcd\u516c\u53f8\u96fb\u5b50\u7063\uff08\u7f8e\u80a1\u4ee3\u78bc\uff1aEBAY\uff09\u5206\u5272\u51fa\u4f86\uff0c\u7368\u7acb\u5728\u7f8e\u80a1\u4e0a\u5e02\u3002\u5176\u5f8c\u516c\u53f8\u696d\u52d9\u8868\u73fe\u5f88\u597d\uff0c\u80a1\u50f9\u4e00\u8def\u4e0a\u6f32\u3002\u4f46\u662f2018\u5e742\u6708\uff0c\u96fb\u5b50\u7063\u5ba3\u4f48\u5176\u96fb\u5546\u62cd\u8ce3\u5e73\u53f0\u7684\u9810\u8a2d\u652f\u4ed8\u9078\u9805\u5c07\u7531\u8c9d\u5bf6\u8f49\u63db\u6210\u8377\u862d\u652f\u4ed8\u5de8\u982dAdyen \uff08\u7f8e\u80a1\u4ee3\u78bc\uff1aADYYF\uff09\uff1b\u672a\u514d\u885d\u64ca\u592a\u5927\uff0c\u8c9d\u5bf6\u4ecd\u70ba\u5e73\u53f0\u9078\u9805\uff0c\u76f4\u52302023\u5e74\u624d\u6703\u5b8c\u5168\u4e0b\u67b6\u3002<\/p>\n\n\n\n<p>\u4f46\u662f\uff0c\u96fb\u5b50\u7063\u81f3\u4eca\u4ecd\u662f\u7f8e\u570b\u524d\u4e94\u5927\u7684\u62cd\u8ce3\u96fb\u5546\uff0c\u91d1\u6d41\u652f\u4ed8\u9700\u6c42\u9f90\u5927\uff0c\u5931\u53bb\u9019\u500b\u91d1\u96de\u6bcd\uff0c\u5c0d\u8c9d\u5bf6\u8457\u5be6\u9020\u6210\u6975\u5927\u7684\u696d\u52d9\u6253\u64ca\u3002\u4ee5\u4e0b\u5c31\u662f\u6211\u70ba\u5927\u5bb6\u6574\u7406\uff0c\u96fb\u5b50\u7063\u6700\u8fd1\u5e7e\u5e74\uff0c\u4f54\u8c9d\u5bf6\u516c\u53f8\u7684\u4ea4\u6613\u984d\uff08TPV\uff09\u7684\u767e\u5206\u6bd4\uff1a <\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>\u671f\u9593<\/td><td>\u96fb\u5b50\u7063\u4f54\u5168\u516c\u53f8\u4ea4\u6613\u984d\uff08TPV\uff09\u7684\u767e\u5206\u6bd4 <\/td><\/tr><tr><td>2021\u5e74\u7b2c\u4e09\u5b63<\/td><td>3% <\/td><\/tr><tr><td>2017\u5e74<\/td><td>14%<\/td><\/tr><tr><td>2015\u5e74<\/td><td>26%<\/td><\/tr><tr><td>2002\u5e74<\/td><td>70%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\u5f88\u660e\u986f\u5730\uff0c\u96fb\u5b50\u7063\u4f54\u8c9d\u5bf6\u4ea4\u6613\u984d\u7684\u767e\u5206\u6bd4\u5df2\u9010\u5e74\u4e0b\u964d\uff0c\u539f\u56e0\u4e3b\u8981\u662f\u8c9d\u5bf6\u958b\u64f4\u4e86\u5176\u5b83\u7684\u696d\u52d9\uff0c\u53e6\u4e00\u9805\u539f\u56e0\u7576\u7136\u662f\u96fb\u5b50\u7063\u9010\u6f38\u758f\u9060\u8c9d\u5bf6\u6240\u5c0e\u81f4\u3002\u53cd\u904e\u4f86\u60f3\uff0c\u5982\u679c\u6c92\u6709\u5931\u53bb\u96fb\u5b50\u7063\uff0c\u5c0d\u8c9d\u5bf6\u7684\u71df\u6536\u4ecd\u5c07\u6703\u6709\u5f88\u5927\u7684\u52a9\u76ca\uff0c\u9019\u662f\u53ef\u4ee5\u78ba\u5b9a\u7684\u4e8b\u3002<\/p>\n\n\n\n<h2 class=\"has-medium-font-size wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E4%BA%9E%E9%A6%AC%E9%81%9C%E7%9A%84%E5%88%BB%E6%84%8F%E9%98%BB%E6%92%93\"><\/span><strong>\u4e9e\u99ac\u905c\u7684\u523b\u610f\u963b\u6493<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u8c9d\u5bf6\u9577\u671f\u4ee5\u4f86\uff0c\u4e00\u76f4\u8a66\u5716\u60f3\u8de8\u5165\u4e9e\u99ac\u905c\u5e73\u53f0\uff0c\u8a66\u5716\u5206\u4eab\u4e9e\u99ac\u905c\u96fb\u5546\u5e73\u53f0\u4e0a\u66f4\u591a\u7684\u652f\u4ed8\u5927\u9905\uff0c\u4f46\u4e00\u76f4\u53d7\u5230\u4e9e\u99ac\u905c\u7684\u523b\u610f\u963b\u6493\uff08\u4e9e\u99ac\u905c\u81ea\u5df1\u6709\u5c6c\u65bc\u81ea\u5df1\u7684\u4e9e\u99ac\u905c\u652f\u4ed8\uff0c\u4f46\u5f88\u4e0d\u6210\u529f\uff1b\u800c\u4e14\u548c\u8c9d\u5bf6\u662f\u76f4\u63a5\u7af6\u722d\u8005\uff09\uff0c\u4e26\u6c92\u6709\u591a\u5927\u7684\u9032\u5c55\u6216\u512a\u52e2\uff08\u4f8b\u5982\u7368\u4f54\u7684\u652f\u4ed8\u65b9\u5f0f\uff0c\u512a\u60e0\u8cbb\u7387\uff0c\u65b9\u4fbf\u6027\uff0c\u4e3b\u52d5\u5354\u52a9\u63a8\u5ee3\u7b49\uff09\u3002\u6295\u8cc7\u4eba\u53ef\u80fd\u8a8d\u70ba\u9019\u6c92\u4ec0\u9ebc\uff0c\u4f46\u662f\u6211\u60f3\u8981\u8868\u9054\u7684\u662f\uff0c\u4e9e\u99ac\u905c\u662f\u5728\u5168\u4e16\u754c\u7684\u7bc4\u570d\u5167\uff0c\u6975\u5176\u5c11\u6578\u6562\u6297\u62d2\u8c9d\u5bf6\u7684\u5ee0\u5546\u3002\u539f\u56e0\u7121\u5b83\uff0c \u56e0\u70ba\u4e9e\u99ac\u905c\u4ed7\u8457\u5b83\u7684\u9a5a\u4eba\u7684\u7d93\u6fdf\u898f\u6a21\u505a\u5f8c\u76fe\u624d\u6562\u5982\u6b64\uff0c\u800c\u4e14\u8c9d\u5bf6\u4e3b\u8981\u7684\u696d\u52d9\u90fd\u662f\u7dda\u4e0a\u7684\u652f\u4ed8\uff0c\u6b63\u597d\u5c31\u662f\u8c9d\u5bf6\u4e3b\u8981\u7684\u696d\u52d9\u71df\u6536\u4f86\u6e90\u3002<\/p>\n\n\n\n<p><a href=\"https:\/\/www.bloomberg.com\/news\/articles\/2021-11-17\/amazon-will-stop-accepting-visa-credit-cards-issued-in-the-u-k\" target=\"_blank\" rel=\"noreferrer noopener\">11\/23\/2021\u4e9e\u99ac\u905c\u5ba3\u4f48\u5728\u82f1\u570b\u53d6\u6d88\u5a01\u58eb\u5361\uff08\u7f8e\u80a1\u4ee3\u78bc\uff1aV\uff09\u7684\u652f\u4ed8\u9078\u9805<\/a>\uff0c\u5e7e\u5929\u5167\u4e0d\u50c5\u5a01\u58eb\u548c\u842c\u4e8b\u9054\uff08\u7f8e\u80a1\u4ee3\u78bc\uff1aMA\uff09\u7684\u80a1\u50f9\u4e00\u7009\u5343\u91cc \uff0c\u5507\u4ea1\u9f52\u5bd2\uff0c\u66f4\u9023\u5e36\u9020\u6210\u5176\u5b83\u652f\u4ed8\u696d\u8005\u80a1\u50f9\u9023\u7e8c\u591a\u65e5\u4e0b\u8dcc\u3002\u8c9d\u5bf6\u662f\u7522\u696d\u9f8d\u982d\uff0c\u81ea\u7136\u9003\u4e0d\u904e\uff0c\u516c\u53f8\u80a1\u50f9\u4e00\u8209\u8cab\u7834185\u5143\uff0c\u4ee4\u4eba\u7121\u6cd5\u60f3\u50cf\u3002 <\/p>\n\n\n\n<h2 class=\"has-medium-font-size wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%85%88%E4%BA%AB%E5%8F%97%E5%BE%8C%E4%BB%98%E6%AC%BE%EF%BC%88BNPL%EF%BC%89%E6%96%B0%E5%89%B5%E6%A5%AD%E8%80%85%E7%9A%84%E7%AB%B6%E7%88%AD\"><\/span><strong>\u5148\u4eab\u53d7\u5f8c\u4ed8\u6b3e\uff08BNPL\uff09\u65b0\u5275\u696d\u8005\u7684\u7af6\u722d<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u7d93\u904e\u591a\u5e74\u7684\u52aa\u529b\uff0c\u5728\u4e9e\u99ac\u905c\u5e73\u53f0\u4e0a\u6c92\u6709\u9032\u5c55\u4e5f\u5c31\u7b97\u4e86\uff0c\u4f46\u662f\u6700\u8fd1\u4e00\u5169\u5e74\u537b\u5192\u51fa\u4e86BNPL\u7684\u5168\u65b0\u652f\u4ed8\u65b9\u5f0f\uff0c\u985b\u8986\u4e86\u4ee5\u8c9d\u5bf6\u70ba\u9996\u7684\u820a\u7684\u91d1\u878d\u79d1\u6280\u696d\u8005\u7684\u652f\u4ed8\u65b9\u5f0f\u3002\u96d6\u7136\u8c9d\u5bf6\u81ea\u5df1\u4e5f\u8d95\u7dca\u63a8\u51fa\u985e\u4f3c\u7684Pay in 4\u670d\u52d9\uff0c\u4f46\u70ba\u6642\u5df2\u665a\uff1b\u56e0\u70ba\u6d88\u8cbb\u8005\u5176\u5be6\u662f\u6709\u9328\u5b9a\u73fe\u8c61\u7684\uff0c\u4e0d\u8a8d\u70ba\u8c9d\u5bf6\u662fBNPL\u7684\u63d0\u4f9b\u5546\uff08\u9019\u662f\u4eba\u985e\u7684\u5fc3\u7406\u504f\u8aa4\uff0c\u7121\u95dc\u4e8b\u5be6\uff09\uff0c\u52a0\u4e0a\u8c9d\u5bf6\u63a8\u51fa\u7684Pay in 4\u670d\u52d9\u7121\u6cd5\u5f62\u6210\u5dee\u7570\u5316\uff0c\u4e0d\u5177\u6839\u672c\u4e0a\u7684\u5f37\u5927\u5438\u5f15\u529b \uff0c\u9020\u6210\u5e74\u8f15\u4eba\u5e02\u5834\u4e0a\u7684\u5931\u6557\uff0c\u56e0\u70ba\u7528BNPL\u670d\u52d9\u7684\u4eba\u591a\u70ba\u5e74\u8f15\u7684\u65cf\u7fa4\u3002<\/p>\n\n\n\n<h2 class=\"has-medium-font-size wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E4%BD%B5%E8%B3%BCPinterest%E7%9A%84%E9%A4%BF%E4%B8%BB%E6%84%8F\"><\/span><strong>\u4f75\u8cfcPinterest\u7684\u993f\u4e3b\u610f <\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u4eca\u5e74\u4ee5\u4f86\uff0c\u8c9d\u5bf6\u7684\u80a1\u50f9\u4e0d\u632f\uff0c\u504f\u504f\u7d93\u71df\u5711\u968a\u53c8\u72af\u4e86\u6210\u719f\u5927\u4f01\u696d\u7684\u901a\u75c5 <span style=\"font-size: revert;\">\u300a<\/span><a style=\"font-size: revert;\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2022\/01\/18\/%e4%bc%81%e6%a5%ad%e6%bd%9b%e8%a6%8f%e5%89%87%e6%a9%9f%e6%a7%8b%e5%88%b6%e5%ba%a6%e6%80%a7%e5%bc%b7%e5%88%b6%e5%8a%9b\/\">\u4f01\u696d\u6f5b\u898f\u5247\uff0c\u6a5f\u69cb\u5236\u5ea6\u6027\u5f37\u5236\u529b\uff08Institutional Imperative\uff09<\/a><span style=\"font-size: revert;\">\u300b<\/span> \uff0c\u6025\u75c5\u4e82\u6295\u91ab\u5730\u7570\u60f3\u5929\u958b\uff0c\u60f3\u8981\u85c9\u7531\u4f75\u8cfc\u4f86\u7372\u5f97\u6210\u9577\u3002\u7adf\u60f3\u51fa\u8981\u4f75\u8cfcPinterest\u7684\u993f\u4e3b\u610f\u3002\u5f9e\u5404\u65b9\u9762\u800c\u8a00\uff0c\u90fd\u6975\u5176\u4e0d\u5408\u7406\uff1aPinterest\u672c\u8eab\u696d\u52d9\u6210\u9577\u505c\u6eef\uff0c\u5169\u8005\u696d\u52d9\u4e5f\u5b8c\u5168\u6c92\u6709\u4e92\u88dc\u6027\u3002<\/p>\n\n\n\n<p>\u9019\u7b46\u4ea4\u6613\u5982\u679c\u5b8c\u6210\uff0c\u5c07\u6210\u70ba\u5728\u904e\u53bb10\u5e74\u4e2d\uff0c\u6d88\u8cbb\u7db2\u969b\u7db2\u8def\u9818\u57df\u898f\u6a21\u6700\u5927\u7684\u4e00\u7b46\u6536\u8cfc\u3002\u6b64\u60f3\u6cd510\/22\/2021\u7d93\u5a92\u9ad4\u6279\u9732\uff0c\u8c9d\u5bf6\u80a1\u50f9\u5728\u5169\u500b\u4ea4\u6613\u65e5\u9023\u7e8c\u91cd\u632b\u8d85\u904e7%\uff1b\u83ef\u723e\u8857\u548c\u8c9d\u5bf6\u7684\u80a1\u6771\u5e7e\u4e4e\u6c92\u6709\u4eba\u6295\u8d0a\u6210\u7968\uff0c\u9020\u6210\u5e02\u503c\u6301\u7e8c\u7e2e\u6c34\uff0c\u903c\u5f97\u8c9d\u5bf6\u4e0d\u5f97\u4e0d\u53d6\u6d88\u9019\u6a01\u6839\u672c\u5b8c\u5168\u4e0d\u5408\u7406\u7684\u4f75\u8cfc\u6848\u3002\u4f46\u662f\u70ba\u6642\u5df2\u665a\uff0c\u4e26\u6c92\u963b\u4e0a\u80a1\u50f9\u7684\u8dcc\u52e2\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"188\" height=\"115\" src=\"https:\/\/www.granitefirm.com\/blog\/wp-content\/uploads\/2022\/09\/Marques-Thomas-1600x1200-1.jpg\" alt=\"\u9ad8\u9ede\u66b4\u8dcc\" class=\"wp-image-25236\"\/><figcaption class=\"wp-element-caption\">credit: Marques Thomas<\/figcaption><\/figure>\n\n\n\n<h2 class=\"has-medium-font-size wp-block-heading\"><span class=\"ez-toc-section\" id=\"Affirm%E9%80%B2%E5%85%A5%E4%BA%9E%E9%A6%AC%E9%81%9C\"><\/span><strong>Affirm\u9032\u5165\u4e9e\u99ac\u905c <\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u4e9e\u99ac\u905c\u5408\u4f5c\u6848\u8ac7\u4e0d\u6210\uff0c\u773c\u770b\u8005\u65b0\u7684BNPL\u696d\u8005Affirm\u958b\u59cb\u9032\u5165\u4e9e\u99ac\u905c\u5e73\u53f0\uff0c\u4ee5\u53ca\u4e9e\u99ac\u905c\u5ba3\u4f48\u5728\u82f1\u570b\u53d6\u6d88\u5a01\u58eb\u5361\u7684\u652f\u4ed8\u9078\u9805\uff0c\u5507\u4ea1\u9f52\u5bd2\uff0c\u9020\u6210\u8c9d\u5bf6\u7684\u80a1\u50f9\u8dcc\u7834185\u5143\uff0c\u5df2\u7d93\u5f9e\u9ad8\u9ede\u4e0b\u8dcc\u9ad8\u905442%\uff0811\/23\/2021\u622a\u6b62\uff09\uff01<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E7%9B%B8%E9%97%9C%E6%96%87%E7%AB%A0\"><\/span>\u76f8\u95dc\u6587\u7ae0<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2021\/11\/22\/%E7%82%BA%E4%BB%80%E9%BA%BC%E8%B2%9D%E5%AF%B6paypal%E8%82%A1%E5%83%B9%E8%87%AA%E9%AB%98%E9%BB%9E%E6%9A%B4%E8%B7%8C%E4%BA%86%E8%BF%9140\/\">\u70ba\u4ec0\u9ebc\u8c9d\u5bf6\uff08PayPal\uff09\u80a1\u50f9\u81ea\u9ad8\u9ede\u66b4\u8dcc42%\uff1f<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2024\/08\/23\/%E6%96%B0%E8%88%88%E7%9A%84%E6%94%AF%E4%BB%98%E5%95%86shift4\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u5c08\u6ce8\u4e2d\u5c0f\u4f01\u696d\u7684\u5c0f\u578b\u65b0\u8208\u652f\u4ed8\u5546Shift4\u5982\u4f55\u8cfa\u9322\uff1f<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2023\/11\/01\/%E8%B2%9D%E5%AF%B6%EF%BC%88paypal%EF%BC%89%E7%9B%AE%E5%89%8D%E7%9A%84%E7%B6%93%E7%87%9F%E5%9B%B0%E5%A2%83\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u8c9d\u5bf6\uff08PayPal\uff09\u76ee\u524d\u7684\u5371\u6a5f\u548c\u5438\u5f15\u529b<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2024\/03\/12\/%E6%AF%94%E7%89%B9%E5%B9%A3%E5%86%8D%E6%94%80%E9%AB%98%E5%B3%B0%E7%9A%84%E5%8E%9F%E5%9B%A0\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u6bd4\u7279\u5e63\u518d\u6500\u9ad8\u5cf0\u7684\u555f\u793a<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2021\/07\/16\/%E7%82%BA%E4%BB%80%E9%BA%BC%E7%94%A8paypal%E8%B2%B7%E6%AF%94%E7%89%B9%E5%B9%A3%E4%B8%8D%E6%98%AF%E5%80%8B%E5%A5%BD%E4%B8%BB%E6%84%8F\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u70ba\u4ec0\u9ebc\u7528\u8c9d\u5bf6\uff08PayPal\uff09\u8cb7\u6bd4\u7279\u5e63\u4e0d\u662f\u500b\u597d\u4e3b\u610f\uff1f<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2021\/12\/10\/%E4%BA%9E%E9%A6%AC%E9%81%9C%E7%9A%84%E5%AE%B0%E5%88%B6\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u4e9e\u99ac\u905c\uff08Amazon\uff09\u7684\u5bb0\u5236\u529b &#8211; \u5f9e\u8c9d\u5bf6\uff08PayPal\uff09\u3001Affirm\u3001\u8cbb\u57c3\u54f2\uff08Fair Isaac\uff09\u3001\u5a01\u58eb\uff08Mastercard\uff09\u3001\u842c\u58eb\u9054\uff08Visa\uff09\u8fd1\u4f86\u80a1\u50f9\u7684\u8d70\u52e2\u4f86\u770b<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2024\/05\/19\/nubank%E5%A6%82%E4%BD%95%E8%B3%BA%E9%8C%A2\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u5df4\u83f2\u7279\u6301\u6709\u7684Nubank\u5982\u4f55\u8cfa\u9322\uff1f\u512a\u52e2\u70ba\u4f55\uff1f<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2021\/09\/12\/%e6%82%a8%e6%87%89%e8%a9%b2%e8%aa%8d%e8%ad%98square%e9%80%99%e5%ae%b6%e4%bc%81%e6%a5%ad\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u60a8\u61c9\u8a72\u8a8d\u8b58Square\u9019\u5bb6\u4f01\u696d\uff08\u516c\u53f8\u540d\u7a31\u5df2\u6539\u70baBlock\uff09<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2025\/01\/27\/%e6%a5%ad%e5%8b%99%e5%a5%87%e7%89%b9%e7%9a%84%e9%87%91%e8%9e%8d%e7%a7%91%e6%8a%80%e5%95%86dave%e5%a6%82%e4%bd%95%e8%b3%ba%e9%8c%a2\/\">\u696d\u52d9\u5947\u7279\u7684\u91d1\u878d\u79d1\u6280\u5546Dave\u5982\u4f55\u8cfa\u9322\uff1f<\/a>\u300b<\/li>\n<\/ul>\n\n\n\n<p><em><strong>\u91cd\u8981\u8072\u660e<\/strong><\/em><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><em>\u672c\u7ad9\u5167\u5bb9\u70ba\u4f5c\u8005\u500b\u4eba\u610f\u898b\uff0c\u50c5\u4f9b\u53c3\u8003\uff0c\u672c\u4eba\u4e0d\u5c0d\u6587\u7ae0\u5167\u5bb9\u3001\u8cc7\u6599\u4e4b\u6b63\u78ba\u6027\u3001\u770b\u6cd5\u3001\u8207\u5373\u6642\u6027\u8ca0\u4efb\u4f55\u8cac\u4efb\uff0c\u8b80\u8005\u8acb\u52d9\u5fc5\u81ea\u884c\u5224\u65b7\u3002<\/em><\/li>\n\n\n\n<li><em>\u5c0d\u65bc\u8b80\u8005\u76f4\u63a5\u6216\u9593\u63a5\u4f9d\u8cf4\u4e26\u53c3\u8003\u672c\u7ad9\u8cc7\u8a0a\u5f8c\uff0c\u63a1\u53d6\u4efb\u4f55\u6295\u8cc7\u884c\u70ba\u6240\u5c0e\u81f4\u4e4b\u76f4\u63a5\u6216\u9593\u63a5\u640d\u5931\uff0c\u6216\u56e0\u6b64\u7522\u751f\u4e4b\u4e00\u5207\u8cac\u4efb\uff0c\u672c\u4eba\u5747\u4e0d\u8ca0\u4efb\u4f55\u640d\u5bb3\u8ce0\u511f\u53ca\u5176\u4ed6\u6cd5\u5f8b\u4e0a\u4e4b\u8cac\u4efb\u3002<\/em><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>\u70ba\u4ec0\u9ebc\u8c9d\u5bf6\u80a1\u50f9\u81ea\u9ad8\u9ede\u66b4\u8dcc42%\uff1f<br \/>\n\u8c9d\u5bf6\u53bb\u5e74\u80a1\u50f9\u5927\u6f32114%\uff0c\u4f46\u4eca\u5e74\u81f3\u4eca\u7adf\u7531\u9ad8\u9ede\u66b4\u8dcc\u905420%\uff01\u800c\u4e14\u5927\u90e8\u4efd\u7684\u8dcc\u5e45\u662f\u767c\u751f\u5728\u6700\u8fd1\u4e09\u500b\u6708\u5167\u3002\u66fe\u7d93\u7684\u65b0\u4e00\u4ee3\u91d1\u878d\u65b0\u5275\uff08Fintech\uff09\u7684\u4ee3\u8868\u4f01\u696d\u7a76\u7adf\u662f\u70ba\u4ec0\u9ebc\u6703\u5982\u6b64\uff1f\u7c21\u55ae\u4f86\u8aaa\u6709\u4ee5\u4e0b\u5e7e\u500b\u7406\u7531\uff1a<\/p>\n","protected":false},"author":1,"featured_media":25236,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[300,302,175,330,673,328,414,298],"tags":[672,165,585,216,232,115,120,1584],"class_list":["post-10259","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-payment","category-card","category-startups","category-consumer-finance","category-nederland-stock-market","category-lending","category-fintech","category-ecommerce","tag-adyyf","tag-amzn","tag-ebay","tag-ma","tag-pins","tag-pypl","tag-v","tag-xyz"],"_links":{"self":[{"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/posts\/10259","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/comments?post=10259"}],"version-history":[{"count":0,"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/posts\/10259\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/media\/25236"}],"wp:attachment":[{"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/media?parent=10259"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/categories?post=10259"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/tags?post=10259"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}