{"id":19747,"date":"2022-09-07T23:56:00","date_gmt":"2022-09-07T15:56:00","guid":{"rendered":"https:\/\/www.granitefirm.com\/blog\/?p=19747"},"modified":"2025-04-03T23:51:03","modified_gmt":"2025-04-03T15:51:03","slug":"%e4%b8%80%e7%94%9f%e4%b8%ad%e5%8f%aa%e8%a6%81%e5%81%9a%e5%b0%8d%e5%b9%be%e6%ac%a1%e5%b0%b1%e8%83%bd%e6%88%90%e5%8a%9f%e4%ba%86","status":"publish","type":"post","link":"https:\/\/www.granitefirm.com\/blog\/blog\/2022\/09\/07\/%e4%b8%80%e7%94%9f%e4%b8%ad%e5%8f%aa%e8%a6%81%e5%81%9a%e5%b0%8d%e5%b9%be%e6%ac%a1%e5%b0%b1%e8%83%bd%e6%88%90%e5%8a%9f%e4%ba%86\/","title":{"rendered":"\u4e00\u751f\u4e2d\u53ea\u8981\u505a\u5c0d\u5e7e\u6b21\u5c31\u80fd\u6210\u529f\u4e86"},"content":{"rendered":"\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"\u986f\u793a\/\u96b1\u85cf\u5167\u5bb9\u76ee\u9304\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #ffffff;color:#ffffff\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #ffffff;color:#ffffff\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2022\/09\/07\/%e4%b8%80%e7%94%9f%e4%b8%ad%e5%8f%aa%e8%a6%81%e5%81%9a%e5%b0%8d%e5%b9%be%e6%ac%a1%e5%b0%b1%e8%83%bd%e6%88%90%e5%8a%9f%e4%ba%86\/#%E5%A5%BD%E7%9A%84%E6%8A%95%E8%B3%87%E9%9D%9E%E5%B8%B8%E7%BD%95%E8%A6%8B\" >\u597d\u7684\u6295\u8cc7\u975e\u5e38\u7f55\u898b<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2022\/09\/07\/%e4%b8%80%e7%94%9f%e4%b8%ad%e5%8f%aa%e8%a6%81%e5%81%9a%e5%b0%8d%e5%b9%be%e6%ac%a1%e5%b0%b1%e8%83%bd%e6%88%90%e5%8a%9f%e4%ba%86\/#%E5%9C%A8%E7%B2%BE%E4%B8%8D%E5%9C%A8%E5%A4%9A\" >\u5728\u7cbe\u4e0d\u5728\u591a<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2022\/09\/07\/%e4%b8%80%e7%94%9f%e4%b8%ad%e5%8f%aa%e8%a6%81%e5%81%9a%e5%b0%8d%e5%b9%be%e6%ac%a1%e5%b0%b1%e8%83%bd%e6%88%90%e5%8a%9f%e4%ba%86\/#%E4%B8%80%E7%94%9F%E5%8F%AA%E9%9C%80%E5%81%9A%E5%BE%88%E5%B0%91%E7%9A%84%E4%BA%8B%E5%B0%B1%E8%83%BD%E6%88%90%E5%8A%9F\" >\u4e00\u751f\u53ea\u9700\u505a\u5f88\u5c11\u7684\u4e8b\u5c31\u80fd\u6210\u529f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2022\/09\/07\/%e4%b8%80%e7%94%9f%e4%b8%ad%e5%8f%aa%e8%a6%81%e5%81%9a%e5%b0%8d%e5%b9%be%e6%ac%a1%e5%b0%b1%e8%83%bd%e6%88%90%e5%8a%9f%e4%ba%86\/#%E4%BA%BA%E7%94%9F%E7%9A%84%E4%B8%BB%E8%A6%81%E6%88%90%E6%9E%9C%E9%83%BD%E4%BE%86%E8%87%AA%E6%A5%B5%E5%B0%91%E6%95%B8%E7%9A%84%E5%B9%BE%E9%A0%85%E5%8A%AA%E5%8A%9B\" >\u4eba\u751f\u7684\u4e3b\u8981\u6210\u679c\u90fd\u4f86\u81ea\u6975\u5c11\u6578\u7684\u5e7e\u9805\u52aa\u529b<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2022\/09\/07\/%e4%b8%80%e7%94%9f%e4%b8%ad%e5%8f%aa%e8%a6%81%e5%81%9a%e5%b0%8d%e5%b9%be%e6%ac%a1%e5%b0%b1%e8%83%bd%e6%88%90%e5%8a%9f%e4%ba%86\/#%E4%B8%80%E5%B9%B4%E6%8A%95%E8%B3%87%E4%B8%80%E6%AC%A1%E5%B0%B1%E5%A4%A0%E4%BA%86\" >\u4e00\u5e74\u6295\u8cc7\u4e00\u6b21\u5c31\u5920\u4e86<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2022\/09\/07\/%e4%b8%80%e7%94%9f%e4%b8%ad%e5%8f%aa%e8%a6%81%e5%81%9a%e5%b0%8d%e5%b9%be%e6%ac%a1%e5%b0%b1%e8%83%bd%e6%88%90%e5%8a%9f%e4%ba%86\/#%E7%89%B9%E9%9B%B7%E6%81%A9%E6%9B%B8%E4%B8%AD%E7%9A%84%E6%95%85%E4%BA%8B\" >\u7279\u96f7\u6069\u66f8\u4e2d\u7684\u6545\u4e8b<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2022\/09\/07\/%e4%b8%80%e7%94%9f%e4%b8%ad%e5%8f%aa%e8%a6%81%e5%81%9a%e5%b0%8d%e5%b9%be%e6%ac%a1%e5%b0%b1%e8%83%bd%e6%88%90%e5%8a%9f%e4%ba%86\/#%E6%B3%A2%E5%85%8B%E5%A4%8F2003%E5%B9%B4%E7%9A%84%E5%B9%B4%E5%A0%B1%E5%92%8C%E8%82%A1%E6%9D%B1%E6%9C%83\" >\u6ce2\u514b\u590f2003\u5e74\u7684\u5e74\u5831\u548c\u80a1\u6771\u6703<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2022\/09\/07\/%e4%b8%80%e7%94%9f%e4%b8%ad%e5%8f%aa%e8%a6%81%e5%81%9a%e5%b0%8d%e5%b9%be%e6%ac%a1%e5%b0%b1%e8%83%bd%e6%88%90%e5%8a%9f%e4%ba%86\/#%E5%B7%B4%E8%8F%B2%E7%89%B9%E7%9A%84%E5%81%9A%E6%B3%95\" >\u5df4\u83f2\u7279\u7684\u505a\u6cd5<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2022\/09\/07\/%e4%b8%80%e7%94%9f%e4%b8%ad%e5%8f%aa%e8%a6%81%e5%81%9a%e5%b0%8d%e5%b9%be%e6%ac%a1%e5%b0%b1%e8%83%bd%e6%88%90%e5%8a%9f%e4%ba%86\/#%E7%85%A7%E9%A1%A7%E5%A5%BD%E8%87%AA%E5%B7%B1%E7%9A%84%E8%83%BD%E5%8A%9B%E5%9C%88%E5%B0%B1%E5%A5%BD%E4%BA%86\" >\u7167\u9867\u597d\u81ea\u5df1\u7684\u80fd\u529b\u5708\u5c31\u597d\u4e86<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2022\/09\/07\/%e4%b8%80%e7%94%9f%e4%b8%ad%e5%8f%aa%e8%a6%81%e5%81%9a%e5%b0%8d%e5%b9%be%e6%ac%a1%e5%b0%b1%e8%83%bd%e6%88%90%e5%8a%9f%e4%ba%86\/#%E5%81%89%E5%A4%A7%E4%B8%8D%E5%BF%85%E5%BC%95%E8%B5%B7%E5%BC%B5%E6%8F%9A\" >\u5049\u5927\u4e0d\u5fc5\u5f15\u8d77\u5f35\u63da<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2022\/09\/07\/%e4%b8%80%e7%94%9f%e4%b8%ad%e5%8f%aa%e8%a6%81%e5%81%9a%e5%b0%8d%e5%b9%be%e6%ac%a1%e5%b0%b1%e8%83%bd%e6%88%90%e5%8a%9f%e4%ba%86\/#%E7%9B%B8%E9%97%9C%E6%96%87%E7%AB%A0\" >\u76f8\u95dc\u6587\u7ae0<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%A5%BD%E7%9A%84%E6%8A%95%E8%B3%87%E9%9D%9E%E5%B8%B8%E7%BD%95%E8%A6%8B\"><\/span>\u597d\u7684\u6295\u8cc7\u975e\u5e38\u7f55\u898b<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u6211\u5728\u6211\u7684\u300a<a href=\"https:\/\/www.books.com.tw\/products\/0010889106?sloc=main\" target=\"_blank\" rel=\"noreferrer noopener\">\u8d85\u7d1a\u6210\u9577\u80a1\u6295\u8cc7\u6cd5\u5247<\/a>\u300b\u66f8\u4e2d1-5\u5f15\u7528\u904e\u67e5\u7406\uff0e\u8499\u683c\uff08Charlie Munger\uff09\u7684\u8a71\u300c\u597d\u7684\u6295\u8cc7\u975e\u5e38\u300e\u7f55\u898b\u300f\uff0c\u7576\u9019\u7a2e\u4e00\u751f\u7f55\u898b\u7684\u6295\u8cc7\u6a5f\u6703\u51fa\u73fe\u6642\uff0c\u4f60\u5c31\u5f97\u62bc\u6ce8\u4f60\u624b\u4e0a\u7684\u6240\u6709\u7c4c\u78bc\u3002\u300d\u56e0\u70ba\u9019\u7a2e\u4e00\u751f\u7f55\u898b\u7684\u6295\u8cc7\u6a5f\u6703\u6703\u4f7f\u4f60\u975e\u5e38\u5bcc\u6709\uff0c\u9019\u4e5f\u662f\u6211\u5728\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2021\/08\/12\/%E5%BE%B7%E5%B7%9E%E5%84%80%E5%99%A8%E7%82%BA%E4%BE%8B%E5%A5%BD%E7%9A%84%E4%BC%81%E6%A5%AD%E9%9D%9E%E5%B8%B8%E7%BD%95%E8%A6%8B\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u597d\u4f01\u696d\u5f88\u7f55\u898b\uff0c\u5169\u5230\u4e09\u5bb6\u5c31\u6703\u4f7f\u4f60\u975e\u5e38\u5bcc\u6709<\/a>\u300b\u6240\u63d0\u904e\u7684\uff0c\u597d\u7684\u6295\u8cc7\u6a19\u7684\u4e00\u751f\u53ea\u9700\u8981\u5169\u5230\u4e09\u6a94\u5c31\u8db3\u5920\u4e86\u7684\u539f\u56e0\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%9C%A8%E7%B2%BE%E4%B8%8D%E5%9C%A8%E5%A4%9A\"><\/span>\u5728\u7cbe\u4e0d\u5728\u591a<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E4%B8%80%E7%94%9F%E5%8F%AA%E9%9C%80%E5%81%9A%E5%BE%88%E5%B0%91%E7%9A%84%E4%BA%8B%E5%B0%B1%E8%83%BD%E6%88%90%E5%8A%9F\"><\/span>\u4e00\u751f\u53ea\u9700\u505a\u5f88\u5c11\u7684\u4e8b\u5c31\u80fd\u6210\u529f<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u5df4\u83f2\u7279\u6240\u8aaa\u7684\u300c\u53ea\u8981\u4f60\u4e0d\u505a\u592a\u591a\u932f\u4e8b\uff0c\u4f60\u4e00\u751f\u4e2d\u53ea\u9700\u8981\u505a\u5f88\u5c11\u7684\u4e8b\u60c5\uff08\u5c31\u80fd\u6210\u529f\uff09\u3002\u300d<\/p>\n\n\n\n<p>\u5df4\u83f2\u7279\u66fe\u544a\u8aa1\u5927\u5b78\u65b0\u9bae\u4eba\u300c\u6295\u8cc7\u4eba\u61c9\u8a72\u8981\u62b1\u8457\u4e00\u751f\u53ea\u670920\u6b21\u80a1\u7968\u6295\u8cc7\u6a5f\u6703\u7684\u5fc3\u614b\u4f86\u6295\u8cc7\uff0c\u9019\u6a23\u60a8\u7684\u6bcf\u6b21\u9078\u80a1\u90fd\u5c07\u6703\u7121\u6bd4\u614e\u91cd\u3002\u300d<\/p>\n\n\n\n<p>\u5df4\u83f2\u7279\u8868\u793a\uff1a\u300c\u4eba\u4e00\u751f\u4e2d\u53ea\u8981\u80fd\u505a\u5c0d\u5e7e\u4ef6\u4e8b\u60c5\u5c31\u6210\u4e86\uff0c\u5982\u679c\u6295\u8cc7\u8005\u80fd\u5920\u505a\u5230\u771f\u6b63\u719f\u6089\u5e7e\u500b\u884c\u696d\u5f8c\uff0c\u5728\u9032\u884c\u5927\u91cf\u7684\u6295\u8cc7\uff0c\u90a3\u9ebc\u4e00\u5b9a\u6703\u7372\u5f97\u5de8\u984d\u7684\u5229\u6f64\u3002\u300d<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E4%BA%BA%E7%94%9F%E7%9A%84%E4%B8%BB%E8%A6%81%E6%88%90%E6%9E%9C%E9%83%BD%E4%BE%86%E8%87%AA%E6%A5%B5%E5%B0%91%E6%95%B8%E7%9A%84%E5%B9%BE%E9%A0%85%E5%8A%AA%E5%8A%9B\"><\/span>\u4eba\u751f\u7684\u4e3b\u8981\u6210\u679c\u90fd\u4f86\u81ea\u6975\u5c11\u6578\u7684\u5e7e\u9805\u52aa\u529b<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u6469\u6839\u00b7\u8c6a\u65af\uff08Morgan Housel\uff09\u5728\u300a<a href=\"https:\/\/www.amazon.com\/Psychology-Money-Timeless-lessons-happiness\/dp\/0857197681\" target=\"_blank\" rel=\"noreferrer noopener\">\u81f4\u5bcc\u5fc3\u614b(The Psychology of Money)<\/a>\u300b\u9019\u672c\u66f8\u88e1\u7d71\u8a08\u904e\uff0c\u5df4\u83f2\u7279\u4e00\u751f\u4e2d\u64c1\u6709\u5927\u7d04450\u5bb6\u516c\u53f8\uff0c\u5176\u4e2d\u53ea\u670910\u5bb6\u516c\u53f8\u7d66\u4ed6\u5e36\u4f86\u4e86\u5927\u90e8\u5206\u7684\u8ca1\u5bcc\u3002<\/p>\n\n\n\n<p>\u5eff\u591a\u5e74\u524d\u6709\u4e00\u672c\u8457\u540d\u7684\u5546\u696d\u66f8\u300a<a href=\"https:\/\/www.amazon.com\/80-20-Principle-Secret-Achieving\/dp\/0385491743\" target=\"_blank\" rel=\"noreferrer noopener\">80\/20\u6cd5\u5247 (The 80\/20 Principle)<\/a>\u300b\uff1b\u66f8\u4e2d\u8ac7\u7684\u662f\u5f88\u7c21\u55ae\u4f46\u662f\u5f88\u5408\u7406\u7684\u89c0\u5ff5\uff0c\u4e0d\u8ad6\u4f01\u696d\uff0c\u500b\u4eba\uff0c\u6211\u5011\u7684\u4eba\u751f\uff0c\u6211\u501180%\u5927\u90e8\u4efd\u7684\u6642\u9593\u548c\u7cbe\u529b\u6703\u82b1\u5728\u5c11\u657820%\u7684\u4e8b\u60c5\u4e0a\uff0c\u4f46\u6211\u501180%\u7684\u56de\u5831\u4f86\u81ea20%\u7684\u4e8b\u7269\u4e0a\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E4%B8%80%E5%B9%B4%E6%8A%95%E8%B3%87%E4%B8%80%E6%AC%A1%E5%B0%B1%E5%A4%A0%E4%BA%86\"><\/span>\u4e00\u5e74\u6295\u8cc7\u4e00\u6b21\u5c31\u5920\u4e86<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E7%89%B9%E9%9B%B7%E6%81%A9%E6%9B%B8%E4%B8%AD%E7%9A%84%E6%95%85%E4%BA%8B\"><\/span>\u7279\u96f7\u6069\u66f8\u4e2d\u7684\u6545\u4e8b<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u7d04\u7ff0\uff0e\u7279\u96f7\u6069\uff08John&nbsp;Train\uff09\u5728\u4ed6\u7684\u300a<a href=\"https:\/\/www.amazon.com\/Craft-Investing-John-Train\/dp\/0887306268\" target=\"_blank\" rel=\"noreferrer noopener\">The&nbsp;Craft&nbsp;of&nbsp;Investing<\/a>\u300b\u66f8\u88e1\u9762\u63d0\u904e\u4e00\u500b\u6545\u4e8b\u3002\u6709\u4f4d\u5148\u751f\u5728\u7576\u80a1\u5e02\u7a7a\u982d\u7c60\u7f69\u3001\u5831\u7d19\u4e0a\u90fd\u662f\u58de\u6d88\u606f\u3001\u6240\u6709\u9810\u6e2c\u90fd\u5f88\u5dee\u7684\u6642\u5019\uff0c\u4ed6\u5c31\u5728\u6a19\u6e96\u666e\u723e500\u6210\u4efd\u80a1\u88e1\u9762\uff0c\u627e\u51fa30\u6a94\u4fbf\u5b9c\u3001\u7372\u5229\u7a69\u5b9a\u3001\u6c92\u4eba\u807d\u904e\u4f46\u662f\u7a69\u5b9a\u767c\u653e\u80a1\u606f\u7684\u80a1\u7968\uff0c\u6295\u51655\u842c\u7f8e\u5143\u7684\u6295\u8cc7\u90e8\u4f4d\uff0c\u8cb7\u9032\u9019\u4e00\u7c43\u5b50\u7684\u80a1\u7968\uff0c\u8010\u5fc3\u7684\u6301\u67092\u5e74\u81f34\u5e74\u3002\u7b49\u5230\u80a1\u5e02\u6f32\u81f3\u9ad8\u9ede\uff0c\u5a92\u9ad4\u4e0d\u65b7\u5831\u5c0e\u80a1\u5e02\u5275\u4e0b\u65b0\u9ad8\u9ede\u5019\uff0c\u4ed6\u5c31\u8ce3\u51fa\u9019\u4e00\u7c43\u5b50\u7684\u80a1\u7968\uff0c\u64cd\u4f5c\u65b9\u5f0f\u5f88\u7c21\u55ae\uff0c\u800c\u4e14\u5f88\u5408\u7406\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E6%B3%A2%E5%85%8B%E5%A4%8F2003%E5%B9%B4%E7%9A%84%E5%B9%B4%E5%A0%B1%E5%92%8C%E8%82%A1%E6%9D%B1%E6%9C%83\"><\/span>\u6ce2\u514b\u590f2003\u5e74\u7684\u5e74\u5831\u548c\u80a1\u6771\u6703<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u5728<a href=\"https:\/\/www.berkshirehathaway.com\/2003ar\/2003ar.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">2003\u5e74\u7684\u5e74\u5831<\/a>\u88e1\uff0c\u5df4\u83f2\u7279\u8aaa\u300c\u6211\u5011\u9762\u81e8\u7684\u6311\u6230\u662f\u50cf\u6211\u5011\u7522\u751f\u73fe\u91d1\u4e00\u6a23\u8fc5\u901f\u5730\u7522\u751f\u60f3\u6cd5\u3002\u300d \u4ed6\u9084\u5beb\u9053\uff1a\u300c\u597d\u7684\u6295\u8cc7\u7406\u5ff5\u662f\u7a00\u6709\u7684\u3001\u6709\u50f9\u503c\u7684\uff0c\u4e26\u4e14\u6703\u50cf\u597d\u7684\u7522\u54c1\u6216\u696d\u52d9\u6536\u8cfc\u7406\u5ff5\u4e00\u6a23\u53d7\u5230\u7af6\u722d\u6027\u64a5\u6b3e\u3002\u56e0\u6b64\uff0c\u6211\u5011\u901a\u5e38\u4e0d\u6703\u8ac7\u8ad6\u6211\u5011\u7684\u6295\u8cc7\u7406\u5ff5\u3002\u300d<\/p>\n\n\n\n<p>\u57282003\u5e74\u7684\u80a1\u6771\u5927\u6703\u4e0a\uff0c\u8499\u683c\u6307\u51fa\uff0c\u5927\u591a\u6578\u91d1\u878d\u6a5f\u69cb\u7684\u505a\u6cd5\u6070\u6070\u76f8\u53cd\uff0c\u4ed6\u5011\u6d3e\u51fa\u5927\u578b\u7814\u7a76\u90e8\u9580\u4f86\u8ddf\u8e2a\u6a19\u6e96\u666e\u723e500\u6307\u6578\u4e2d\u7684\u6240\u6709500\u5bb6\u516c\u53f8\u3002\u76f8\u8f03\u4e4b\u4e0b\uff0c\u5df4\u83f2\u7279\u8aaa\u300c<strong>\u4f60\u6bcf\u5e74\u53ea\u9700\u8981\u4e00\u500b\u597d\u4e3b\u610f\u5c31\u5920\u4e86\u3002<\/strong>\u300d<\/p>\n\n\n\n<p>\u57282003\u5e74\u7684\u80a1\u6771\u5927\u6703\u4e0a\uff0c\u5df4\u83f2\u7279\u8868\u793a\u300c\u6bcf\u5e74\u5927\u7d04\u53ea\u9700\u8981\u4e00\u500b\u597d\u4e3b\u610f\u3002\u4f60\u4e0d\u9700\u8981\u572820%\u7684\u80a1\u7968\u621610%\u7684\u80a1\u7968\u751a\u81f35%\u4e0a\u90fd\u662f\u6b63\u78ba\u7684\u300d\u3002\u8499\u683c\u6307\u51fa\uff0c90% \u7684\u6295\u8cc7\u7ba1\u7406\u4eba\u54e1\u4e26\u4e0d\u50cf\u5df4\u83f2\u7279\u548c\u8499\u683c\u90a3\u6a23\u601d\u8003\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%B7%B4%E8%8F%B2%E7%89%B9%E7%9A%84%E5%81%9A%E6%B3%95\"><\/span>\u5df4\u83f2\u7279\u7684\u505a\u6cd5<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u5df4\u83f2\u7279\u63d0\u904e\u8a31\u591a\u6b21\uff0c\u5c31\u6bd4\u8f03\u91cd\u8981\u7684\u6295\u8cc7\u6c7a\u5b9a\u800c\u8a00\uff1b\u4e00\u5e74\u53ef\u4ee5\u6709\u4e00\u500b\u597d\u7684\u60f3\u6cd5\u5c31\u5df2\u7d93\u5f88\u6eff\u610f\u4e86\uff0c\u6709\u6642\u5019\u8a31\u591a\u5e74\u624d\u80fd\u6709\u4e00\u500b\u597d\u7684\u6295\u8cc7\u76ee\u6a19\u6216\u60f3\u6cd5\u3002\u8499\u683c\u4e5f\u9644\u548c\u5df4\u83f2\u7279\u7684\u8aaa\u6cd5\u8868\u793a\uff0c\u5176\u5be6\u6ce2\u514b\u590f\u7684\u6210\u529f\uff0c\u6211\u5011\u9760\u7684\u5c31\u662f\u53ea\u6709\u5c11\u6578\u5e7e\u6a94\u6975\u5176\u6210\u529f\u7684\u6295\u8cc7\uff0c\u624d\u80fd\u6709\u4eca\u5929\u3002<\/p>\n\n\n\n<p>\u5df4\u83f2\u7279\u300c\u4e00\u5e74\u627e\u5230\u4e00\u500b\u597d\u7684\u6295\u8cc7\u6a5f\u6703\uff0c\u7136\u5f8c\u4e00\u76f4\u6301\u6709\uff0c\u7b49\u5f85\u5b83\u7684\u6f5b\u529b\u5145\u5206\u91cb\u653e\u51fa\u4f86\u3002\u5728\u4e00\u500b\u4eba\u5011\u6bcf\u4e94\u5206\u9418\u5c31\u4f86\u56de\u558a\u5831\u50f9\u7684\u74b0\u5883\u88e1\uff0c\u5728\u4e00\u500b\u5225\u4eba\u7e3d\u628a\u5404\u7a2e\u5831\u544a\u585e\u5230\u4f60\u9762\u524d\u7684\u74b0\u5883\u88e1\uff0c\u5f88\u96e3\u505a\u5230\u6301\u6709\u4e0d\u52d5\u3002\u83ef\u723e\u8857\u9760\u6298\u9a30\u8cfa\u9322\uff0c\u4f60\u9760\u4e0d\u6298\u9a30\u8cfa\u9322\u3002\u300d<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E7%85%A7%E9%A1%A7%E5%A5%BD%E8%87%AA%E5%B7%B1%E7%9A%84%E8%83%BD%E5%8A%9B%E5%9C%88%E5%B0%B1%E5%A5%BD%E4%BA%86\"><\/span>\u7167\u9867\u597d\u81ea\u5df1\u7684\u80fd\u529b\u5708\u5c31\u597d\u4e86<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u5df4\u83f2\u7279\u8aaa\u904e\u300c\u6bcf\u500b\u4eba\u90fd\u6709\u81ea\u5df1\u7684\u80fd\u529b\u5708\uff0c\u91cd\u8981\u7684\u4e0d\u662f\u80fd\u529b\u5708\u6709\u591a\u5927\uff0c\u800c\u662f\u5f85\u5728\u80fd\u529b\u5708\u7684\u7bc4\u570d\u4e4b\u5167\u3002\u5982\u679c\u5e02\u5834\u4e0a\u6709\u5e7e\u5343\u5bb6\u4e0a\u5e02\u516c\u53f8\uff0c\u4f60\u7684\u80fd\u529b\u5708\u53ea\u6db5\u84cb\u5176\u4e2d\u768430 \u5bb6\uff0c\u90a3\u4f60\u53ea\u8981\u6e05\u695a\u662f\u54ea30\u5bb6\uff0c\u5c31\u53ef\u4ee5\u4e86\u3002\u300d\u95dc\u65bc\u80fd\u529b\u5708\uff0c\u53ef\u4ee5\u53c3\u898b\u6211\u5148\u524d\u7684\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2021\/08\/31\/%e8%83%bd%e5%8a%9b%e5%9c%88\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u6295\u8cc7\u80fd\u529b\u5708<\/a>\u300b\u9019\u7bc7\u6587\u7ae0\u7684\u8a0e\u8ad6\u3002<\/p>\n\n\n\n<p>\u63a5\u8457\u53ea\u8981<strong>\u907f\u514d\u61c9\u505a\u800c\u6c92\u6709\u505a\u7684\u932f\uff0c\u9019\u6a23\u5c31\u4e0d\u6703\u72af\u4e0b\u5f8c\u6094\u83ab\u53ca\u7684\u4e8b\u3002<\/strong>\u56e0\u70ba\u9019\u6a23\u5b50\u5c31\u80fd\u78ba\u4fdd\u81ea\u5df1\u4e0d\u81f4\u65bc\u932f\u5931\u826f\u6a5f\uff0c\u6216\u662f\u548c\u81ea\u5df1\u7684\u80fd\u529b\u7bc4\u570d\u6709\u95dc\uff0c\u4e5f\u5c31\u662f\u90a3\u4e9b\u81ea\u5df1\u6240\u80fd\u7406\u89e3\u7684\uff0c\u5b8c\u5168\u7406\u89e3\uff0c\u537b\u6c92\u76e1\u534a\u9ede\u5de5\u592b\u7684\u4e8b\u60c5\u7684\u767c\u751f\u3002\u9019\u5c31\u662f\u6211\u5728\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2022\/03\/07\/%e6%87%89%e5%81%9a%e8%80%8c%e6%b2%92%e6%9c%89%e5%81%9a%e7%9a%84%e9%8c%af\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u61c9\u505a\u800c\u6c92\u6709\u505a\u7684\u932f\uff08Mistake of Omission\uff09\u548c\u4e0d\u61c9\u505a\u800c\u505a\u7684\u932f\uff08Mistake of Commission\uff09<\/a>\u300b\u9019\u7bc7\u6587\u7ae0\u88e1\u63d0\u904e\u7684\u91cd\u9ede\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"202\" height=\"112\" src=\"https:\/\/www.granitefirm.com\/blog\/wp-content\/uploads\/2022\/09\/pix4free.jpg\" alt=\"\u4e00\u751f\" class=\"wp-image-24536\"\/><figcaption class=\"wp-element-caption\">Credit: pix4free<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%81%89%E5%A4%A7%E4%B8%8D%E5%BF%85%E5%BC%95%E8%B5%B7%E5%BC%B5%E6%8F%9A\"><\/span>\u5049\u5927\u4e0d\u5fc5\u5f15\u8d77\u5f35\u63da<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u5927\u90e8\u4efd\u5df2\u53d7\u5b9a\u6975\u5ea6\u6210\u529f\u7684\u6295\u8cc7\u5927\u5e2b\u5176\u5be6\u90fd\u662f\u5f88\u4f4e\u8abf\u7684\u4eba\uff0c\u60a8\u53ef\u4ee5\u53c3\u8003\u6211\u7684\u300a\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2022\/08\/25\/%e6%9b%b4%e5%af%8c%e6%9c%89%e6%9b%b4%e7%9d%bf%e6%99%ba%e6%9b%b4%e5%bf%ab%e6%a8%82\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u66f4\u5bcc\u6709,\u66f4\u777f\u667a,\u66f4\u5feb\u6a02\uff08Richer, Wiser, Happier\uff09<\/a>\u300b\u8cbc\u6587\u4e2d\u7684\u8aaa\u660e\u3002\u6709\u4e0d\u5c11\u4ee4\u4eba\u5c0a\u656c\u7684\u5f88\u7f55\u898b\u4f01\u696d\u7684\u57f7\u884c\u9577\u6216\u9818\u5c0e\u4eba\uff0c\u4e5f\u90fd\u662f\u5f88\u4f4e\u8abf\u7684\u4eba\uff0c\u9019\u9ede\u53ef\u4ee5\u5728\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2021\/11\/17\/%E9%9D%9E%E5%85%B8%E5%9E%8B%E7%B6%93%E7%87%9F%E8%80%85%E7%9A%84%E6%88%90%E5%8A%9F%E6%B3%95%E5%89%87\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u975e\u5178\u578b\u7d93\u71df\u8005\u7684\u6210\u529f\u6cd5\u5247\uff08Outsiders\uff09<\/a>\u300b\u4e2d\u88ab\u8b49\u5be6\u3002\u4f46\u662f\u76f8\u8f03\u800c\u8a00\uff0c\u4f4e\u8abf\u7684\u57f7\u884c\u9577\u6bd4\u8f03\u5c11\u898b\uff1b\u4f46\u662f\u4f4e\u8abf\u7684\u5049\u5927\u6295\u8cc7\u4eba\u5247\u5e7e\u4e4e\u662f\u5049\u5927\u6295\u8cc7\u4eba\u7684\u5e7e\u9805\u5171\u901a\u4e4b\u8655\u5176\u4e2d\u7684\u4e00\u9805\u3002<\/p>\n\n\n\n<p>\u5df4\u83f2\u7279\u81ea\u5df1\u5728<a href=\"https:\/\/berkshirehathaway.com\/letters\/2008ltr.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">2008\u5e74\u6ce2\u514b\u590f\uff08\u7f8e\u80a1\u4ee3\u78bc\uff1aBRK.A\u548cBRK.B\uff09\u80a1\u6771\u4fe1<\/a>\u4e2d\u4e5f\u662f\u9019\u9ebc\u8aaa\u7684\u300c\u5927\u5bb6\u8981\u6ce8\u610f\u5f15\u8d77\u638c\u8072\u7684\u6295\u8cc7\u6d3b\u52d5\uff1b \u5049\u5927\u7684\u8209\u52d5\u901a\u5e38\u4f34\u96a8\u8457\u6253\u54c8\u6b20\u3002\u300d\u4ed6\u5f37\u8abf\u300c<strong><a href=\"https:\/\/www.cnbc.com\/2017\/05\/01\/7-insights-from-legendary-investor-warren-buffett.html#:~:text=%E2%80%9CIt%20is%20not%20necessary%20to,the%20results%20speak%20for%20themselves.\" target=\"_blank\" rel=\"noreferrer noopener\">\u6c92\u6709\u5fc5\u8981\u505a\u975e\u51e1\u7684\u4e8b\u60c5\u624d\u80fd\u7372\u5f97\u975e\u51e1\u7684\u7d50\u679c\u3002<\/a><\/strong>\u300d<\/p>\n\n\n\n<p>\u6211\u5728\u6211\u7684\u300a<a href=\"https:\/\/www.books.com.tw\/products\/0010889106?sloc=main\" target=\"_blank\" rel=\"noreferrer noopener\">\u8d85\u7d1a\u6210\u9577\u80a1\u6295\u8cc7\u6cd5\u5247<\/a>\u300b\u66f8\u4e2d\u7684\u5f8c\u8a18\u7684\u6700\u672b\u4e00\u6bb5\u5c31\u63d0\u904e\u5982\u4e0b\u7684\u63cf\u8ff0\uff1a<\/p>\n\n\n\n<p><em>\u6162\u6162\u8b8a\u5bcc\u7684\u6545\u4e8b\u7f3a\u5c11\u9a5a\u5fc3\u52d5\u9b44\u5f15\u4eba\u5165\u52dd\u7684\u60c5\u7bc0\uff0c\u4e0d\u5927\u53ef\u80fd\u88ab\u62cd\u6210\u96fb\u5f71\uff0c\u4f46\u662f\u537b\u662f\u9069\u5408\u7d55\u5927\u591a\u6578\u4eba\u7684\u6295\u8cc7\u65b9\u5f0f\u3002\u6258\u723e\u65af\u6cf0\uff08Leo Tolstoy\uff09\u66fe\u8868\u793a\uff1a\u300c\u6700\u6df1\u523b\u7684\u771f\u7406\uff0c\u662f\u6700\u5e73\u51e1\u7684\u771f\u7406\u3002\u300d\u5c0f\u5fc3\u99db\u5f97\u842c\u5e74\u8239\uff0c\u548c\u6642\u9593\u505a\u670b\u53cb\uff0c\u9ad4\u9a57\u8907\u5229\u6548\u61c9\u7684\u5a01\u529b\uff0c\u805a\u6c99\u6210\u5854\uff0c\u842c\u4e08\u9ad8\u6a13\u5e73\u5730\u8d77\uff0c\u6211\u5011\u53ea\u9700\u8981\u6709\u591a\u4e00\u9ede\u7684\u8010\u5fc3\u5c31\u53ef\u4ee5\u4e86\u3002\u4e00\u5982\u611b\u9ed8\u751f\uff08Waldo Emerson\uff09\u7684\u540d\u8a00\uff1a<br>\u300c\u5b8c\u6210\u5049\u5927\u4e8b\u696d\u7684\u4eba\uff0c\u8d77\u521d\u4e26\u4e0d\u5049\u5927\u3002\u300d<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E7%9B%B8%E9%97%9C%E6%96%87%E7%AB%A0\"><\/span>\u76f8\u95dc\u6587\u7ae0<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2024\/09\/26\/%e6%88%91%e7%9a%84%e9%95%b7%e6%9c%9f%e6%8a%95%e8%b3%87%e5%bf%83%e5%be%97%e5%88%86%e4%ba%ab\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u6797\u5b50\u63da\u7684\u9577\u671f\u6295\u8cc7\u7684\u5fc3\u5f97\u5206\u4eab<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2025\/02\/24\/%e6%9e%97%e5%ad%90%e6%8f%9a%e7%9a%84%e6%8a%95%e8%b3%87%e9%a2%a8%e6%a0%bc%e7%9a%84%e9%87%8d%e9%bb%9e\/\">\u6797\u5b50\u63da\u7684\u6295\u8cc7\u98a8\u683c\u7684\u91cd\u9ede<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2021\/08\/18\/%e7%82%ba%e4%bb%80%e9%ba%bc%e9%9c%80%e8%a6%81%e9%9b%86%e4%b8%ad%e6%8a%95%e8%b3%87%ef%bc%9f\/\" target=\"_blank\" rel=\"noreferrer noopener\"><\/a><a class=\"\" href=\"https:\/\/www.bing.com\/ck\/a?!&amp;&amp;p=d006e18ea5416c95047f76884502b852f9a54474cc07b50db698b2cd96104761JmltdHM9MTY1NTU2OTQ4OSZpZ3VpZD0xOGVhYWVhMC1kYTBkLTRlMTUtYWMxOS04MzA3ZWFhNmI4NDMmaW5zaWQ9NTIxNg&amp;ptn=3&amp;fclid=2ca79acb-ef23-11ec-b821-5f8540bdeb49&amp;u=a1aHR0cHM6Ly93d3cuZ3Jhbml0ZWZpcm0uY29tL2Jsb2cvYmxvZy8yMDIxLzA4LzE4LyVlNyU4MiViYSVlNCViYiU4MCVlOSViYSViYyVlOSU5YyU4MCVlOCVhNiU4MSVlOSU5YiU4NiVlNCViOCVhZCVlNiU4YSU5NSVlOCViMyU4NyVlZiViYyU5Zi8&amp;ntb=1\" target=\"_blank\" rel=\"noreferrer noopener\">\u70ba\u4ec0\u9ebc\u9700\u8981\u96c6\u4e2d\u6295\u8cc7\uff1f<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2021\/08\/12\/%E5%BE%B7%E5%B7%9E%E5%84%80%E5%99%A8%E7%82%BA%E4%BE%8B%E5%A5%BD%E7%9A%84%E4%BC%81%E6%A5%AD%E9%9D%9E%E5%B8%B8%E7%BD%95%E8%A6%8B\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u597d\u4f01\u696d\u5f88\u7f55\u898b\uff0c\u5169\u5230\u4e09\u5bb6\u5c31\u6703\u4f7f\u4f60\u975e\u5e38\u5bcc\u6709<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2021\/08\/31\/%e8%83%bd%e5%8a%9b%e5%9c%88\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u6295\u8cc7\u80fd\u529b\u5708<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2023\/01\/25\/%e4%b8%80%e7%94%9f%e4%b8%ad%e5%85%a9%e4%b8%89%e9%9a%bb%e8%82%a1%e7%a5%a8%e5%b0%b1%e8%83%bd%e8%ae%93%e4%bd%a0%e8%ae%8a%e5%be%97%e9%9d%9e%e5%b8%b8%e5%af%8c%e6%9c%89\/\">\u4e00\u751f\u4e2d\u5169\u4e09\u96bb\u80a1\u7968\u5c31\u80fd\u8b93\u4f60\u8b8a\u5f97\u975e\u5e38\u5bcc\u6709<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2023\/12\/14\/%E5%B7%B4%E8%8F%B2%E7%89%B9%E6%98%AF%E5%90%A6%E4%B8%8D%E5%86%8D%E9%95%B7%E6%9C%9F%E6%8C%81%E6%9C%89%E8%82%A1%E7%A5%A8%E4%BA%86%EF%BC%9F\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u5df4\u83f2\u7279\u662f\u5426\u4e0d\u518d\u9577\u671f\u6301\u6709\u80a1\u7968\u4e86\uff1f\u53f0\u7a4d\u96fb\u3001\u60e0\u666e\u3001\u7f8e\u570b\u5408\u773e\u9280\u884c\u6848\u4f8b\u5206\u6790<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2021\/12\/19\/%E6%8A%95%E8%B3%87%E6%88%90%E5%8A%9F%E6%9C%89%E6%96%B9%E6%B3%95%EF%BC%8C%E4%BD%86%E4%B8%8D%E5%8F%AF%E8%83%BD%E6%9C%89%E5%85%AC%E5%BC%8F\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u6295\u8cc7\u4e0d\u53ef\u80fd\u6709\u516c\u5f0f\uff0c\u4f46\u6210\u529f\u6709\u65b9\u6cd5<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2022\/04\/19\/%e7%82%ba%e4%bd%95%e6%88%90%e5%8a%9f%e6%8a%95%e8%b3%87%e4%ba%ba%e7%9a%84%e4%b8%bb%e8%a6%81%e6%8a%95%e8%b3%87%e5%8e%9f%e5%89%87%e5%a4%a7%e5%90%8c%e5%b0%8f%e7%95%b0%ef%bc%9f\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u6210\u529f\u6295\u8cc7\u4eba\u7684\u4e3b\u8981\u6295\u8cc7\u539f\u5247\u5927\u540c\u5c0f\u7570<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2022\/07\/27\/%E7%9B%B8%E4%BF%A1%E6%88%90%E5%8A%9F%E6%8A%95%E8%B3%87%E4%BA%BA%E6%98%AF%E5%80%96%E5%AD%98%E8%80%85%E5%81%8F%E8%AA%A4%E7%9A%84%E4%BA%BA%E4%B8%8D%E5%8F%AF%E8%83%BD%E6%88%90%E5%8A%9F\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u76f8\u4fe1\u6210\u529f\u6295\u8cc7\u4eba\u662f\u5016\u5b58\u8005\u504f\u8aa4\u7684\u4eba\u4e0d\u53ef\u80fd\u6210\u529f<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2021\/09\/06\/%E6%8A%95%E8%B3%87%E6%88%90%E5%8A%9F%E5%8F%96%E6%B1%BA%E6%96%BC%E8%BC%83%E5%B0%91%E7%9A%84%E7%8A%AF%E9%8C%AF%E6%A9%9F%E7%8E%87\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u6295\u8cc7\u6210\u529f\u53d6\u6c7a\u65bc\u8f03\u5c11\u7684\u72af\u932f\u6a5f\u7387<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2022\/08\/25\/%e6%9b%b4%e5%af%8c%e6%9c%89%e6%9b%b4%e7%9d%bf%e6%99%ba%e6%9b%b4%e5%bf%ab%e6%a8%82\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u66f4\u5bcc\u6709,\u66f4\u777f\u667a,\u66f4\u5feb\u6a02\uff08Richer, Wiser, Happier\uff09<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2021\/11\/17\/%E9%9D%9E%E5%85%B8%E5%9E%8B%E7%B6%93%E7%87%9F%E8%80%85%E7%9A%84%E6%88%90%E5%8A%9F%E6%B3%95%E5%89%87\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u975e\u5178\u578b\u7d93\u71df\u8005\u7684\u6210\u529f\u6cd5\u5247\uff08Outsiders\uff09<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2022\/03\/07\/%e6%87%89%e5%81%9a%e8%80%8c%e6%b2%92%e6%9c%89%e5%81%9a%e7%9a%84%e9%8c%af\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u61c9\u505a\u800c\u6c92\u6709\u505a\u7684\u932f\uff08Mistake of Omission\uff09\u548c\u4e0d\u61c9\u505a\u800c\u505a\u7684\u932f\uff08Mistake of Commission\uff09<\/a>\u300b<\/li>\n<\/ul>\n\n\n\n<p><em><strong>\u91cd\u8981\u8072\u660e<\/strong><\/em><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><em>\u672c\u7ad9\u5167\u5bb9\u70ba\u4f5c\u8005\u500b\u4eba\u610f\u898b\uff0c\u50c5\u4f9b\u53c3\u8003\uff0c\u672c\u4eba\u4e0d\u5c0d\u6587\u7ae0\u5167\u5bb9\u3001\u8cc7\u6599\u4e4b\u6b63\u78ba\u6027\u3001\u770b\u6cd5\u3001\u8207\u5373\u6642\u6027\u8ca0\u4efb\u4f55\u8cac\u4efb\uff0c\u8b80\u8005\u8acb\u52d9\u5fc5\u81ea\u884c\u5224\u65b7\u3002<\/em><\/li>\n\n\n\n<li><em>\u5c0d\u65bc\u8b80\u8005\u76f4\u63a5\u6216\u9593\u63a5\u4f9d\u8cf4\u4e26\u53c3\u8003\u672c\u7ad9\u8cc7\u8a0a\u5f8c\uff0c\u63a1\u53d6\u4efb\u4f55\u6295\u8cc7\u884c\u70ba\u6240\u5c0e\u81f4\u4e4b\u76f4\u63a5\u6216\u9593\u63a5\u640d\u5931\uff0c\u6216\u56e0\u6b64\u7522\u751f\u4e4b\u4e00\u5207\u8cac\u4efb\uff0c\u672c\u4eba\u5747\u4e0d\u8ca0\u4efb\u4f55\u640d\u5bb3\u8ce0\u511f\u53ca\u5176\u4ed6\u6cd5\u5f8b\u4e0a\u4e4b\u8cac\u4efb\u3002<\/em><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>\u4e00\u751f\u4e2d\u53ea\u8981\u505a\u5c0d\u5e7e\u6b21\u5c31\u80fd\u6210\u529f\u4e86,\u597d\u7684\u6295\u8cc7\u975e\u5e38\u7f55\u898b, \u6211\u5728\u6211\u7684\u300a\u8d85\u7d1a\u6210\u9577\u80a1\u6295\u8cc7\u6cd5\u5247\u300b\u66f8\u4e2d1-5\u5f15\u7528\u904e\u67e5\u7406\uff0e\u8499\u683c\uff08Charlie Munger\uff09\u7684\u8a71\u300c\u597d\u7684\u6295\u8cc7\u975e\u5e38\u300e\u7f55\u898b\u300f\uff0c\u7576\u9019\u7a2e\u4e00\u751f\u7f55\u898b\u7684\u6295\u8cc7\u6a5f\u6703\u51fa\u73fe\u6642\uff0c\u4f60\u5c31\u5f97\u62bc\u6ce8\u4f60\u624b\u4e0a\u7684\u6240\u6709\u7c4c\u78bc\u3002\u300d\u56e0\u70ba\u9019\u7a2e\u4e00\u751f\u7f55\u898b\u7684\u6295\u8cc7\u6a5f\u6703\u6703\u4f7f\u4f60\u975e\u5e38\u5bcc\u6709<\/p>\n","protected":false},"author":1,"featured_media":24536,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[411,98,53,158,406,892,486,161],"tags":[420,421],"class_list":["post-19747","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-concentrated-investment","category-buffett","category-investing-books","category-concept","category-charlie-munger","category-simplility","category-circle-of-competence","category-financial-books","tag-brk-a","tag-brk-b"],"_links":{"self":[{"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/posts\/19747","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/comments?post=19747"}],"version-history":[{"count":2,"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/posts\/19747\/revisions"}],"predecessor-version":[{"id":67008,"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/posts\/19747\/revisions\/67008"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/media\/24536"}],"wp:attachment":[{"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/media?parent=19747"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/categories?post=19747"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/tags?post=19747"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}