{"id":30509,"date":"2023-04-13T23:56:00","date_gmt":"2023-04-13T15:56:00","guid":{"rendered":"https:\/\/www.granitefirm.com\/blog\/?p=30509"},"modified":"2025-05-07T11:31:57","modified_gmt":"2025-05-07T03:31:57","slug":"%e5%ae%9a%e6%80%a7%e5%92%8c%e5%ae%9a%e9%87%8f%e6%8a%95%e8%b3%87%e6%96%b9%e5%bc%8f","status":"publish","type":"post","link":"https:\/\/www.granitefirm.com\/blog\/blog\/2023\/04\/13\/%e5%ae%9a%e6%80%a7%e5%92%8c%e5%ae%9a%e9%87%8f%e6%8a%95%e8%b3%87%e6%96%b9%e5%bc%8f\/","title":{"rendered":"\u5b9a\u6027\u548c\u5b9a\u91cf\u7684\u6295\u8cc7\u65b9\u5f0f"},"content":{"rendered":"\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_89 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"\u986f\u793a\/\u96b1\u85cf\u5167\u5bb9\u76ee\u9304\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #ffffff;color:#ffffff\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #ffffff;color:#ffffff\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2023\/04\/13\/%e5%ae%9a%e6%80%a7%e5%92%8c%e5%ae%9a%e9%87%8f%e6%8a%95%e8%b3%87%e6%96%b9%e5%bc%8f\/#%E5%B7%B4%E8%8F%B2%E7%89%B9%E7%9A%84%E7%9C%8B%E6%B3%95\" >\u5df4\u83f2\u7279\u7684\u770b\u6cd5<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2023\/04\/13\/%e5%ae%9a%e6%80%a7%e5%92%8c%e5%ae%9a%e9%87%8f%e6%8a%95%e8%b3%87%e6%96%b9%e5%bc%8f\/#%E5%AE%9A%E9%87%8F%E6%8A%95%E8%B3%87%E6%A8%99%E7%9A%84%E6%84%88%E4%BE%86%E6%84%88%E5%B0%91\" >\u5b9a\u91cf\u6295\u8cc7\u6a19\u7684\u6108\u4f86\u6108\u5c11<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2023\/04\/13\/%e5%ae%9a%e6%80%a7%e5%92%8c%e5%ae%9a%e9%87%8f%e6%8a%95%e8%b3%87%e6%96%b9%e5%bc%8f\/#%E5%B9%BE%E5%80%8B%E5%80%8B%E5%AE%9A%E9%87%8F%E6%8A%95%E8%B3%87%E7%9A%84%E4%BE%8B%E5%AD%90\" >\u5e7e\u500b\u500b\u5b9a\u91cf\u6295\u8cc7\u7684\u4f8b\u5b50<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2023\/04\/13\/%e5%ae%9a%e6%80%a7%e5%92%8c%e5%ae%9a%e9%87%8f%e6%8a%95%e8%b3%87%e6%96%b9%e5%bc%8f\/#1929%E5%B9%B4%E5%A4%A7%E5%B4%A9%E7%9B%A4\" >1929\u5e74\u5927\u5d29\u76e4<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2023\/04\/13\/%e5%ae%9a%e6%80%a7%e5%92%8c%e5%ae%9a%e9%87%8f%e6%8a%95%e8%b3%87%e6%96%b9%e5%bc%8f\/#2020%E5%B9%B4%E5%B4%A9%E7%9B%A4%E6%8F%90%E4%BE%9B%E8%B2%B7%E9%80%B2%E7%9A%84%E6%A9%9F%E6%9C%83\" >2020\u5e74\u5d29\u76e4\u63d0\u4f9b\u8cb7\u9032\u7684\u6a5f\u6703<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2023\/04\/13\/%e5%ae%9a%e6%80%a7%e5%92%8c%e5%ae%9a%e9%87%8f%e6%8a%95%e8%b3%87%e6%96%b9%e5%bc%8f\/#%E6%97%A5%E8%82%A1%E8%A2%AB%E4%BD%8E%E4%BC%B0\" >\u65e5\u80a1\u88ab\u4f4e\u4f30<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2023\/04\/13\/%e5%ae%9a%e6%80%a7%e5%92%8c%e5%ae%9a%e9%87%8f%e6%8a%95%e8%b3%87%e6%96%b9%e5%bc%8f\/#%E6%8A%95%E8%B3%87%E6%88%90%E5%8A%9F%E6%98%AF%E9%9D%A0%E5%AE%9A%E6%80%A7%E5%88%86%E6%9E%90\" >\u6295\u8cc7\u6210\u529f\u662f\u9760\u5b9a\u6027\u5206\u6790<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2023\/04\/13\/%e5%ae%9a%e6%80%a7%e5%92%8c%e5%ae%9a%e9%87%8f%e6%8a%95%e8%b3%87%e6%96%b9%e5%bc%8f\/#%E7%9C%9F%E6%AD%A3%E7%A7%98%E8%A8%A3%E6%98%AF%E5%AE%9A%E6%80%A7%E5%88%86%E6%9E%90\" >\u771f\u6b63\u79d8\u8a23\u662f\u5b9a\u6027\u5206\u6790<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2023\/04\/13\/%e5%ae%9a%e6%80%a7%e5%92%8c%e5%ae%9a%e9%87%8f%e6%8a%95%e8%b3%87%e6%96%b9%e5%bc%8f\/#95%E2%80%9499%E7%9A%84%E6%99%82%E9%96%93%E9%83%BD%E6%98%AF%E5%AE%9A%E6%80%A7%E8%A8%8E%E8%AB%96\" >95%\u201499%\u7684\u6642\u9593\u90fd\u662f\u5b9a\u6027\u8a0e\u8ad6<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2023\/04\/13\/%e5%ae%9a%e6%80%a7%e5%92%8c%e5%ae%9a%e9%87%8f%e6%8a%95%e8%b3%87%e6%96%b9%e5%bc%8f\/#%E7%94%B1%E5%85%A7%E8%80%8C%E5%A4%96%EF%BC%8C%E5%85%88%E7%9C%8B%E7%B4%B0%E7%AF%80\" >\u7531\u5167\u800c\u5916\uff0c\u5148\u770b\u7d30\u7bc0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2023\/04\/13\/%e5%ae%9a%e6%80%a7%e5%92%8c%e5%ae%9a%e9%87%8f%e6%8a%95%e8%b3%87%e6%96%b9%e5%bc%8f\/#%E4%BB%A5%E4%BA%8B%E5%AF%A6%E7%82%BA%E5%9F%BA%E7%A4%8E\" >\u4ee5\u4e8b\u5be6\u70ba\u57fa\u790e<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2023\/04\/13\/%e5%ae%9a%e6%80%a7%e5%92%8c%e5%ae%9a%e9%87%8f%e6%8a%95%e8%b3%87%e6%96%b9%e5%bc%8f\/#%E7%AF%84%E4%BE%8B%EF%BC%9A%E8%90%AC%E4%BA%8B%E9%81%94\" >\u7bc4\u4f8b\uff1a\u842c\u4e8b\u9054<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2023\/04\/13\/%e5%ae%9a%e6%80%a7%e5%92%8c%e5%ae%9a%e9%87%8f%e6%8a%95%e8%b3%87%e6%96%b9%e5%bc%8f\/#%E9%81%BF%E5%85%8D%E5%85%88%E5%85%A5%E7%82%BA%E4%B8%BB\" >\u907f\u514d\u5148\u5165\u70ba\u4e3b<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2023\/04\/13\/%e5%ae%9a%e6%80%a7%e5%92%8c%e5%ae%9a%e9%87%8f%e6%8a%95%e8%b3%87%e6%96%b9%e5%bc%8f\/#%E5%B0%8B%E6%89%BE%E6%9C%80%E5%A4%A7%E7%9A%84%E5%8F%AF%E8%83%BD\" >\u5c0b\u627e\u6700\u5927\u7684\u53ef\u80fd<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2023\/04\/13\/%e5%ae%9a%e6%80%a7%e5%92%8c%e5%ae%9a%e9%87%8f%e6%8a%95%e8%b3%87%e6%96%b9%e5%bc%8f\/#%E7%9B%B8%E9%97%9C%E6%96%87%E7%AB%A0\" >\u76f8\u95dc\u6587\u7ae0<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%B7%B4%E8%8F%B2%E7%89%B9%E7%9A%84%E7%9C%8B%E6%B3%95\"><\/span>\u5df4\u83f2\u7279\u7684\u770b\u6cd5<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><a href=\"https:\/\/www.ivey.uwo.ca\/media\/2975913\/buffett-partnership-letters.pdf\" target=\"_blank\" rel=\"noopener\">\u5df4\u83f2\u7279\u57281967\u81f4\u80a1\u6771\u7684\u4fe1<\/a>\u88e1\u9762\uff0c\u5c0d\u5b9a\u6027\u548c\u5b9a\u91cf\u6295\u8cc7\u65b9\u5f0f\uff0c\u6709\u5982\u4e0b\u9204\u9ad4\u5b57\u7684\u8abe\u8ff0\uff1a<\/p>\n\n\n\n<p><em>\u5c0d\u65bc\u8b49\u5238\u6216\u516c\u53f8\u7684\u4f30\u503c\u7e3d\u514d\u4e0d\u4e86\u8981\u6d89\u53ca\u5230\u5b9a\u6027\u548c\u5b9a\u91cf\u7684\u5404\u65b9\u9762\u7684\u56e0\u7d20\u3002\u5f9e\u4e00\u500b\u6975\u7aef\u7684\u89d2\u5ea6\u4f86\u8b1b\uff0c\u5b9a\u6027\u7684\u5206\u6790\u65b9\u6cd5\u6703\u8aaa\uff1a\u201c\u8cb7\u4e0b\u6b63\u78ba\u7684\u516c\u53f8\uff0c\u7528\u4e0d\u8457\u8003\u616e\u5b83\u76ee\u524d\u7684\u50f9\u683c\uff01\u201d\u800c\u5b9a\u91cf\u7684\u65b9\u6cd5\u5247\u6703\u8aaa\uff1a\u201c\u4ee5\u6b63\u78ba\u7684\u50f9\u683c\u8cb7\u5165\uff0c\u7528\u4e0d\u8457\u8003\u616e\u516c\u53f8\u7684\u60c5\u6cc1\uff01\u201d\u800c\u5728\u5be6\u969b\u5206\u6790\u7684\u6642\u5019\uff0c\u986f\u7136\u5169\u65b9\u9762\u7684\u56e0\u7d20\u90fd\u8981\u7d66\u4e88\u8003\u616e\u3002<\/em><\/p>\n\n\n\n<p><em>\u6709\u8da3\u7684\u662f\uff0c\u96d6\u7136\u6211\u81ea\u8a8d\u70ba\u81ea\u5df1\u4e3b\u8981\u7562\u696d\u65bc\u5f37\u8abf\u5b9a\u91cf\u65b9\u6cd5\u7684\u5b78\u6d3e\uff0c\u6211\u6240\u505a\u7684\u771f\u6b63\u4ee4\u6211\u611f\u5230\u5f88\u6eff\u610f\u7684\u6295\u8cc7\u5f80\u5f80\u53c8\u662f\u8457\u91cd\u5f37\u8abf\u4e86\u5b9a\u6027\u56e0\u7d20\u7684\u9ede\u5b50\uff0c\u5f9e\u9019\u4e9b\u9ede\u5b50\u4e0a\uff0c\u6211\u6709\u8457\u4e00\u7a2e\u201c\u9ad8\u5229\u6f64\u6027\u6d1e\u5bdf\u529b\u201d\u3002\u9019\u4e5f\u662f\u6211\u5927\u91cf\u5229\u6f64\u7684\u4f86\u6e90\u3002\u96d6\u7136\u5982\u6b64\uff0c\u9019\u7a2e\u6d1e\u5bdf\u529b\u5f80\u5f80\u4f86\u4e4b\u4e0d\u6613\uff0c\u6211\u4e26\u4e0d\u80fd\u7d93\u5e38\u7372\u5f97\u3002<\/em><\/p>\n\n\n\n<p><em>\u6b63\u5982\u6d1e\u5bdf\u529b\u5f80\u5f80\u90fd\u662f\u5076\u7136\u624d\u80fd\u7522\u751f\u4e00\u6a23\uff0c\u800c\u4e14\u986f\u7136\u6d1e\u5bdf\u529b\u672c\u8eab\u5c31\u4e0d\u662f\u4e00\u7a2e\u5b9a\u91cf\u7684\u6771\u897f\u3002<strong>\u6240\u4ee5\u5982\u679c\u771f\u6b63\u8981\u8cfa\u5927\u9322\uff0c\u90a3\u9ebc\u6295\u8cc7\u8005\u9664\u4e86\u8981\u80fd\u505a\u51fa\u6b63\u78ba\u7684\u5b9a\u6027\u5206\u6790\uff0c\u5c31\u6211\u7684\u89c0\u9ede\u4f86\u8aaa\uff0c\u53ef\u80fd\u66f4\u78ba\u5b9a\u7684\u5229\u6f64\u4ecd\u4f86\u81ea\u65bc\u660e\u78ba\u7684\u5b9a\u91cf\u6c7a\u7b56\u3002<\/strong><\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%AE%9A%E9%87%8F%E6%8A%95%E8%B3%87%E6%A8%99%E7%9A%84%E6%84%88%E4%BE%86%E6%84%88%E5%B0%91\"><\/span>\u5b9a\u91cf\u6295\u8cc7\u6a19\u7684\u6108\u4f86\u6108\u5c11<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><a href=\"https:\/\/www.ivey.uwo.ca\/media\/2975913\/buffett-partnership-letters.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">\u5df4\u83f2\u7279\u57281967\u81f4\u80a1\u6771\u7684\u4fe1<\/a>\u88e1\u9762\uff0c\u63a5\u8457\u8aaa\uff1a<\/p>\n\n\n\n<p><em>\u9019\u7a2e\u7d71\u8a08\u610f\u7fa9\u4e0a\u7684\u4fbf\u5b9c\u8ca8\u5df2\u7d93\u6d88\u5931\u6578\u5e74\u4e86\u3002\u9019\u53ef\u80fd\u662f\u7531\u65bc\u5728\u8fd120\u5e74\u4e2d\u5c0d\u6295\u8cc7\u6a19\u7684\u7684\u4e0d\u65b7\u68b3\u7406\u5c0e\u81f4\u7684\uff0c\u6211\u5011\u4e4b\u5f8c\u4e26\u6c92\u6709\u518d\u51fa\u73fe\u985e\u4f3c30\u5e74\u4ee3\u7684\u5c0e\u81f4\u5927\u91cf\u4fbf\u5b9c\u8ca8\u51fa\u73fe\u7684\u6642\u4ee3\u3002\u4e5f\u8a31\u4e5f\u662f\u56e0\u70ba\u793e\u6703\u5c0d\u65bc\u6295\u8cc7\u7684\u8a8d\u540c\u5ea6\u63d0\u9ad8\uff0c\u800c\u9019\u4e5f\u81ea\u7136\u5730\u6e1b\u5c11\u4e86\u4fbf\u5b9c\u8ca8\u7684\u5b58\u5728\u3002\u9084\u53ef\u80fd\u662f\u7531\u65bc\u6536\u5230\u5c0d\u65bc\u8b49\u5238\u5206\u6790\u7684\u7206\u70b8\u6027\u7684\u589e\u9577\u5c0e\u81f4\u7684\u3002\u7121\u8ad6\u662f\u54ea\u7a2e\u60c5\u6cc1\uff0c\u90fd\u5c0e\u81f4\u5f9e\u5b9a\u91cf\u5206\u6790\u610f\u7fa9\u4e0a\u7684\u4fbf\u5b9c\u8ca8\u5e7e\u4e4e\u6d88\u5931\u3002\u7576\u7136\uff0c\u4e5f\u8a31\u6642\u4e0d\u6642\u9084\u6703\u6709\u5c11\u91cf\u7684\u6a5f\u6703\u3002\u5076\u723e\u4e5f\u6703\u6709\u4ee4\u6211\u80fd\u5920\u5145\u6eff\u4fe1\u5fc3\u5730\u5f9e\u5b9a\u91cf\u65b9\u9762\u505a\u51fa\u6c7a\u5b9a\u7684\u6295\u8cc7\u6a5f\u6703\u3002\u9019\u662f\u8b93\u6211\u5011\u7372\u5f97\u5927\u91cf\u76c8\u5229\u7684\u6700\u597d\u6a5f\u6703\u3002\u96d6\u7136\u5982\u6b64\uff0c\u985e\u4f3c\u7684\u6a5f\u6703\u5c07\u6703\u975e\u5e38\u7a00\u5c11\u3002\u5728\u904e\u53bb\u4e09\u5e74\u4e2d\u6211\u5011\u7684\u826f\u597d\u8868\u73fe\u5728\u5f88\u5927\u7a0b\u5ea6\u4e0a\u90fd\u53ea\u6b78\u56e0\u65bc\u6b64\u985e\u7684\u55ae\u500b\u6295\u8cc7\u9ede\u5b50\u3002<\/em><\/p>\n\n\n\n<p>\u4f46\u662f\u5b9a\u91cf\u6295\u8cc7\u65b9\u5f0f\u6240\u80fd\u627e\u5230\u7684\u5408\u9069\u7684\u6a19\u7684\u6703\u96a8\u8457\u5e02\u5834\u6062\u5fa9\u904e\u4f86\uff0c\u5728\u975e\u718a\u5e02\u7684\u5e74\u4ee3\uff0c\u80fd\u627e\u5230\u7684\u6a19\u7684\u5c48\u6307\u53ef\u6578\u3002\u800c\u4e14\u96a8\u8457\u79d1\u6280\u7684\u9032\u6b65\uff0c\u8cc7\u8a0a\u7684\u666e\u53ca\uff1b\u53ea\u8981\u5e02\u5834\u8a02\u50f9\u932f\u8aa4\u7684\u80a1\u7968\uff0c\u901a\u5e38\u5f88\u5feb\u5730\u5c31\u6703\u88ab\u627e\u51fa\u4f86\uff0c\u932f\u8aa4\u7684\u8a02\u50f9\u4e5f\u6703\u7acb\u5373\u88ab\u4fee\u6b63\u3002<\/p>\n\n\n\n<p><a href=\"https:\/\/www.ivey.uwo.ca\/media\/2975913\/buffett-partnership-letters.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">\u5df4\u83f2\u7279\u57281969\u81f4\u80a1\u6771\u7684\u4fe1<\/a>\u88e1\u9762\uff0c\u4e5f\u76f4\u63a5\u9ede\u51fa\u4e86\u9019\u6a23\u7684\u8da8\u52e2\uff1a<\/p>\n\n\n\n<p><em>\u5728\u904e\u53bb\u7684\u4e8c\u5341\u5e74\u4e2d\uff0c\u5c0d\u65bc\u6578\u91cf \uff08\u5b9a\u91cf\uff09 \u5206\u6790\u65b9\u6cd5\u6240\u80fd\u628a\u63e1\u7684\u6a5f\u6703\u4e4b\u6c34\u5df2\u7d93\u9010\u6f38\u4e7e\u6db8\uff0c\u5230\u4eca\u5929\u53ef\u4ee5\u8aaa\u662f\u5df2\u7d93\u5b8c\u5168\u67af\u7aed\u4e86\u3002<\/em><\/p>\n\n\n\n<p>\u5beb\u5b8c\u9019\u6bb5\u8a71\uff0c\u5df4\u83f2\u7279\u5c31\u8868\u793a\u8981\u89e3\u6563\u4ed6\u6700\u65e9\u671f\u7684\u6295\u8cc7\u5408\u4f19\u516c\u53f8\u4e86\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%B9%BE%E5%80%8B%E5%80%8B%E5%AE%9A%E9%87%8F%E6%8A%95%E8%B3%87%E7%9A%84%E4%BE%8B%E5%AD%90\"><\/span>\u5e7e\u500b\u500b\u5b9a\u91cf\u6295\u8cc7\u7684\u4f8b\u5b50<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1929%E5%B9%B4%E5%A4%A7%E5%B4%A9%E7%9B%A4\"><\/span>1929\u5e74\u5927\u5d29\u76e4<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u6211\u5728\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2021\/06\/23\/%e5%83%b9%e5%80%bc%e6%8a%95%e8%b3%87%e7%9a%84%e4%bb%8a%e6%98%94\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u50f9\u503c\u6295\u8cc7\u7684\u4eca\u6614<\/a>\u300b\u4e00\u6587\u4e2d\u63d0\u904e\uff1a\u845b\u62c9\u6f22\u7684\u5e74\u4ee3\u53ef\u4ee5\u7528\u4ed6\u7684\u50f9\u503c\u578b\u6295\u8cc7\u65b9\u6cd5\uff0c\u627e\u51fa\u4e0d\u5c11\u503c\u5f97\u6295\u8cc7\u7684\u6a19\u7684\u3002\u5728\u4ed6\u90a3\u500b\u5e74\u4ee3\u7d10\u7d04\u8b49\u5238\u4ea4\u6613\u6240\u5927\u7d04\u6709600\u6a94\u80a1\u7968\uff08\u73fe\u5728\u7f8e\u80a1\u7d04\u67094,000\u591a\u5bb6\u4e0a\u5e02\u4f01\u696d\uff09\uff0c1929\u5e74\u5927\u5d29\u76e4\u6642\u53ef\u4ee5\u627e\u5230\u5927\u7d04\u67091\/3\u80a1\u50f9\u4f4e\u65bc\u4f01\u696d\u6de8\u503c\u7684\u80a1\u7968\uff0c\u751a\u81f3\u65bc\u670950\u6a94\u7684\u80a1\u50f9\u6bd4\u4f01\u696d\u6240\u6301\u6709\u7684\u5e33\u4e0a\u73fe\u91d1\u9084\u4f4e\u3002\u4f46\u662f\u5982\u679c\u57f7\u8457\u65bc\u63a1\u7528\u845b\u62c9\u6f22\u6700\u539f\u59cb\u7684\u50f9\u503c\u578b\u6295\u8cc7\u65b9\u6cd5\uff08\u53ea\u9760\u6578\u5b57\u6216P\/B\u503c\uff09\uff0c\u975e\u5e38\u96e3\u627e\u5230\u9069\u5408\u7684\u80a1\u7968\u7684\uff08\u53ea\u6709\u5728\u5341\u5e74\u96e3\u5f97\u4e00\u898b\u7684\u5d29\u76e4\u7684\u5e02\u5834\u8c37\u5e95\u6642\u624d\u6709\u5c11\u8a31\u7684\u6a5f\u6703\uff0c\u800c\u4e14\u9019\u7a2e\u6a5f\u6703\u5728\u7f8e\u80a1\u4e5f\u6108\u4f86\u6108\u5c11\uff1b\u7b87\u4e2d\u539f\u56e0\u5f88\u591a\uff0c\u5728\u6b64\u4e0d\u8a73\u8ff0\uff09\u3002\u6642\u4ee3\u5728\u9032\u5316\uff0c\u6295\u8cc7\u65b9\u5f0f\u4e5f\u5fc5\u9808\u5982\u6b64\uff01\u9019\u4e5f\u662f\u5df4\u83f2\u7279\u5049\u5927\u4e4b\u8655\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2020%E5%B9%B4%E5%B4%A9%E7%9B%A4%E6%8F%90%E4%BE%9B%E8%B2%B7%E9%80%B2%E7%9A%84%E6%A9%9F%E6%9C%83\"><\/span>2020\u5e74\u5d29\u76e4\u63d0\u4f9b\u8cb7\u9032\u7684\u6a5f\u6703<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u5728\u300a<a href=\"https:\/\/www.books.com.tw\/products\/0010889106?sloc=main\" target=\"_blank\" rel=\"noreferrer noopener\">\u8d85\u7d1a\u6210\u9577\u80a1\u6295\u8cc7\u6cd5\u5247<\/a>\u300b\u4e00\u66f8\u76845-1\u7bc0\uff0c\u7b2c354\u9801\uff0c\u95dc\u65bc&#8221;\u80a1\u5e02\u9047\u7cfb\u7d71\u6027\u98a8\u96aa\u6642\uff0c\u53ef\u53c3\u8003\u80a1\u50f9\u6de8\u503c\u6bd4&#8221;\u7684\u8a0e\u8ad6\u7684\u5167\u5bb9\u4e2d\u8ac7\u904e\uff1a\u7576\u80a1\u5e02\u591a\u982d\u6642\uff0c\u80a1\u7968\uff08\u5c24\u5176\u662f\u597d\u80a1\u7968\uff09\u4e0d\u5e38\u898b\u5230\u80a1\u50f9\u6de8\u503c\u6bd4\u5c0f\u65bc 1 \u7684\u72c0\u6cc1\uff0c\u7136\u800c\u9047\u5230\u80a1\u5e02\u5168\u9762\u5927\u8dcc\u6642\u80af\u5b9a\u6703\u51fa\u73fe\u30022020 \u5e74\u75ab\u60c5\u885d\u64ca\u5168\u7403\u80a1\u5e02\u6642\uff0c\u7576\u5e74 2\u6708 25 \u65e5\u53f0\u80a1\u4e0a\u5e02\u6ac3\u80a1\u50f9\u6de8\u503c\u6bd4\u8dcc\u7834 1 \u500d\u8005\u9054 499 \u5bb6\uff082019 \u5e74\u5e95\u53f0\u7063\u80a1\u5e02<br>\u6709 1,712 \u5bb6\u4e0a\u5e02\u6ac3\u516c\u53f8\uff09\uff0c\u5176\u4e2d\u4e0d\u4e4f\u77e5\u540d\u5927\u578b\u4f01\u696d\uff0c\u5982\u83ef\u78a9\uff082357\uff09\u3001\u9d3b\u6d77\uff08\u53f0\u80a1\u4ee3\u865f\uff1a2317\uff0c\u7f8e\u80a1\u4ee3\u78bc\uff1aHNHPF\uff09\u3001\u6f64\u6cf0\u5168\uff082915\uff09\u3001\u9d3b\u6e96\uff082354\uff09\u7b49\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E6%97%A5%E8%82%A1%E8%A2%AB%E4%BD%8E%E4%BC%B0\"><\/span>\u65e5\u80a1\u88ab\u4f4e\u4f30<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u5728\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2022\/04\/27\/%E5%B7%B4%E8%8F%B2%E7%89%B9%E6%8C%81%E8%82%A1%E7%9A%84%E5%85%B1%E5%90%8C%E6%80%A7\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u5df4\u83f2\u7279\u6301\u80a1\u76843\u5927\u5171\u540c\u6027-\u4fbf\u5b9c\u3001\u56fa\u5b9a\u914d\u606f\u3001\u5eab\u85cf\u80a1<\/a>\u300b\u4e00\u6587\u88e1\u9762\uff0c\u6240\u63d0\u904e\u7684\uff1a\u5df4\u83f2\u72792020\u5e74\u6ce2\u514b\u590f\u8cb7\u9032\u4f0a\u85e4\u5fe0\u5546\u4e8b\u3001\u4e38\u7d05\u3001\u4e09\u4e95\u7269\u7522\u3001\u4f4f\u53cb\u5546\u4e8b\u548c\u4e09\u83f1\u54045%\u7684\u80a1\u4efd\u3002\u503c\u5f97\u6ce8\u610f\u7684\u662f\u4ed6\u5011\u7684\u80a1\u50f9\u6de8\u503c\u6bd4\u50c5\u4f0a\u85e4\u5fe0\u5546\u4e8b\u70ba1.2\uff0c\u5176\u4ed64\u5bb6\u90fd\u4f4e\u65bc1.0\uff1b\u9019\u548c\u7f8e\u80a1\u6bd4\u8d77\u4f86\uff0c\u771f\u662f\u7269\u7f8e\u50f9\u5ec9\u3002\u5df4\u83f2\u7279\u8cb7\u9019\u65e5\u672c\u4e94\u5927\u5546\u793e\u4e4b\u524d\uff0c\u4ed6\u61c9\u8a72\u505a\u4e86\u5f88\u591a\u529f\u8ab2\uff0c\u6211\u8a8d\u70ba\u539f\u56e0\u662f\u7f8e\u80a1\u592a\u8cb4\uff08\u8acb\u6ce8\u610f\uff1a\u5df4\u83f2\u7279\u8aaa\u904e\u5f88\u591a\u6b21\uff0c\u4ed6\u662f\u5927\u7f8e\u570b\u4e3b\u7fa9\u8005\uff0c\u4ed6\u7684\u6295\u8cc785%\u662f\u7f8e\u570b\u516c\u53f8\uff0c\u975e\u4e0d\u5fc5\u8981\uff0c\u4ed6\u4e0d\u6703\u53bb\u6295\u8cc7\u5916\u570b\u516c\u53f8\uff09\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E6%8A%95%E8%B3%87%E6%88%90%E5%8A%9F%E6%98%AF%E9%9D%A0%E5%AE%9A%E6%80%A7%E5%88%86%E6%9E%90\"><\/span>\u6295\u8cc7\u6210\u529f\u662f\u9760\u5b9a\u6027\u5206\u6790<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E7%9C%9F%E6%AD%A3%E7%A7%98%E8%A8%A3%E6%98%AF%E5%AE%9A%E6%80%A7%E5%88%86%E6%9E%90\"><\/span>\u771f\u6b63\u79d8\u8a23\u662f\u5b9a\u6027\u5206\u6790<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u6ce2\u514b\u590f\u65b0\u4e00\u4ee3\u7684\u6295\u8cc7\u7d93\u7406\u5eb7\u5e03\u65af\uff08<em>Todd<\/em>&nbsp;Combs\uff09\u8a8d\u70ba\uff0c\u901a\u904e\u5b9a\u91cf\u5206\u6790\uff0c\u9032\u884c\u50f9\u503c\u8a55\u4f30\u5176\u5be6\u662f\u975e\u5e38\u5bb9\u6613\u7684\uff0c\u4e0d\u904e\u662f\u4e00\u4e9b\u6578\u5b78\u800c\u5df2\uff1b\u4f46\u662f\u6295\u8cc7\u6210\u529f\u7684\u771f\u6b63\u79d8\u8a23\u662f\u5b9a\u6027\u5206\u6790\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"95%E2%80%9499%E7%9A%84%E6%99%82%E9%96%93%E9%83%BD%E6%98%AF%E5%AE%9A%E6%80%A7%E8%A8%8E%E8%AB%96\"><\/span>95%\u201499%\u7684\u6642\u9593\u90fd\u662f\u5b9a\u6027\u8a0e\u8ad6<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u300c\u5df4\u83f2\u7279\u548c\u6211\u8a0e\u8ad6\u80a1\u7968\u7684\u6642\u671f\uff0c95%\u3001\u6709\u6642\u5019\u751a\u81f399%\u7684\u6642\u9593\u90fd\u662f\u5b9a\u6027\u8a0e\u8ad6\uff0c\u6bd4\u5982\u9019\u5bb6\u4f01\u696d\u7684\u8b77\u57ce\u6cb3\u5728\u54ea\u88e1\u3001\u9032\u5165\u58c1\u58d8\u5728\u54ea\u88e1\uff0c\u57fa\u672c\u90fd\u662f\u5728\u5e74\u5831\u4e2d\u627e\u4e0d\u5230\u7684\u6771\u897f\u3002\u300d<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E7%94%B1%E5%85%A7%E8%80%8C%E5%A4%96%EF%BC%8C%E5%85%88%E7%9C%8B%E7%B4%B0%E7%AF%80\"><\/span>\u7531\u5167\u800c\u5916\uff0c\u5148\u770b\u7d30\u7bc0<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u5728\u6295\u8cc7\u904e\u7a0b\u4e2d\uff0c\u6b63\u78ba\u7684\u65b9\u6cd5\u662f\u300c\u7531\u5167\u800c\u5916\uff08inside out\uff09\u300d\uff0c\u4e5f\u5c31\u662f\u5148\u770b\u7d30\u7bc0\uff0c\u8b93\u9019\u4e9b\u7d30\u7bc0\u6162\u6162\u532f\u805a\u6210\u57fa\u790e\uff0c\u7136\u5f8c\u4f60\u5c31\u53ef\u4ee5\u5728\u9019\u500b\u57fa\u790e\u4e4b\u4e0a\u9032\u884c\u5206\u6790\uff0c\u6700\u7d42\u7372\u5f97\u5b9a\u6027\u7684\u7406\u89e3\u3002<\/p>\n\n\n\n<p>\u300c\u53ef\u60dc\uff0c\u5927\u90e8\u5206\u4eba\u662f\u5f9e\u5916\u5411\u5167\uff08outside in\uff09\u7684\uff0c\u4ed6\u5011\u90fd\u662f\u5f9e\u4e00\u500b\u6558\u4e8b\u3001\u4e00\u500b\u6545\u4e8b\u958b\u59cb\uff0c\u800c\u9019\u4e9b\u6545\u4e8b\u5927\u90e8\u5206\u4f86\u81ea\u65bc\u9053\u807d\u9014\u8aaa\u3001\u5a92\u9ad4\u5831\u5c0e\u3001\u7814\u5831\u7b49\u300d\uff0c\u5eb7\u5e03\u65af\u8868\u793a\u3002<\/p>\n\n\n\n<p>\u4ed6\u8a8d\u70ba\uff0c\u5982\u679c\u4f60\u5f9e\u4e00\u500b\u6545\u4e8b\u958b\u59cb\u4f60\u7684\u7814\u7a76\uff0c\u90a3\u9ebc\u4f60\u6240\u6709\u7684\u89c0\u9ede\u90fd\u6703\u5efa\u7acb\u5728\u4e00\u500b\u5c40\u90e8\u7684\u3001\u4e0d\u5b8c\u5584\u7684\u6545\u4e8b\u4e0a\u9762\uff0c\u800c\u9019\u500b\u6545\u4e8b\u672c\u8eab\u53ef\u80fd\u5c31\u662f\u932f\u7684\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E4%BB%A5%E4%BA%8B%E5%AF%A6%E7%82%BA%E5%9F%BA%E7%A4%8E\"><\/span>\u4ee5\u4e8b\u5be6\u70ba\u57fa\u790e<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u79d1\u7814\u4e5f\u662f\u9019\u6a23\uff0c\u4e0d\u61c9\u8a72\u5f9e\u4e00\u500b\u6545\u4e8b\u958b\u59cb\uff0c\u53bb\u9a57\u8b49\u9019\u500b\u6545\u4e8b\uff0c\u4f60\u61c9\u8a72\u5f9e\u4e8b\u5be6\u51fa\u767c\uff0c\u4e00\u5207\u5206\u6790\u90fd\u8981\u69cb\u5efa\u65bc\u9019\u4e9b\u4e8b\u5be6\u4e4b\u4e0a\u3002<\/p>\n\n\n\n<p>\u5728\u6295\u8cc7\u904e\u7a0b\u4e2d\uff0c\u5eb7\u5e03\u65af\u8868\u793a\uff0c\u4ed6\u4e26\u4e0d\u53bb\u770b\u4f01\u696d\u7684\u5e02\u503c\uff0c\u4ed6\u7684\u505a\u6cd5\u662f\uff0c\u8ddf\u81ea\u5df1\u73a9\u4e00\u500b\u904a\u6232\uff0c\u5c31\u662f\u770b\u4e00\u5bb6\u516c\u53f8\uff0c\u505a\u7814\u7a76\u3001\u69cb\u5efa\u81ea\u5df1\u7684\u6a21\u578b\uff0c\u5f97\u51fa\u4e00\u500b\u9019\u5bb6\u516c\u53f8\u7684\u50f9\u503c\uff0c\u7136\u5f8c\u4ed6\u518d\u53bb\u770b\u5e02\u503c\uff0c\u7d55\u5927\u591a\u6578\u60c5\u6cc1\u4e0b\uff0c\u4ed6\u5f97\u51fa\u7684\u7d50\u679c\u90fd\u662f\u4e00\u500b\u4f01\u696d\u7576\u6642\u5e02\u503c\u768420%\u5de6\u53f3\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E7%AF%84%E4%BE%8B%EF%BC%9A%E8%90%AC%E4%BA%8B%E9%81%94\"><\/span>\u7bc4\u4f8b\uff1a\u842c\u4e8b\u9054<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u7576\u7136\uff0c\u5eb7\u5e03\u65af\u4e5f\u5206\u4eab\u4e86\u4e00\u500b\u9a5a\u559c\u6642\u523b\uff1a\u842c\u4e8b\u9054\uff08Mastercard\uff0c\u7f8e\u80a1\u4ee3\u78bc\uff1aMA\uff09\u4e0a\u5e02\u7684\u6642\u5019\uff0c\u5e02\u503c30-35\u5104\u7f8e\u5143\uff0c\u800c\u5eb7\u5e03\u65af\u7576\u6642\u6e2c\u7b97\u5728300\u5104\u7f8e\u5143\u9644\u8fd1\uff0c\u800c\u9019\u5c31\u662f\u6700\u503c\u5f97\u5efa\u5009\u7684\u60c5\u6cc1\uff0c\u7576\u4e0b\u842c\u4e8b\u9054\u7684\u5e02\u503c\u5df2\u7d93\u8d85\u904e3,600\u5104\u7f8e\u5143\uff0c\u662f\u5168\u7403\u5e02\u503c\u7b2c21\u5927\u4f01\u696d\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E9%81%BF%E5%85%8D%E5%85%88%E5%85%A5%E7%82%BA%E4%B8%BB\"><\/span>\u907f\u514d\u5148\u5165\u70ba\u4e3b<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u5c0d\u65bc\u9019\u7a2e\u7814\u7a76\u65b9\u6cd5\uff0c\u5eb7\u5e03\u65af\u8a8d\u70ba\uff0c\u5176\u6700\u5927\u7684\u50f9\u503c\u662f\u53ef\u4ee5\u898f\u907f\u6389\u300c\u9328\u5b9a\u6548\u61c9\uff08Anchoring Effect\uff09 \u300d\uff0c\u56e0\u70ba\u7576\u4f60\u5148\u53bb\u770b\u4f01\u696d\u5e02\u503c\u7684\u6642\u5019\uff0c\u4f60\u4e5f\u5c31\u88ab\u9019\u500b\u6578\u5b57\u9328\u5b9a\u4e86\uff0c\u4e5f\u5c31\u9677\u9032\u53bb\u4e86\uff0c\u4f60\u5c31\u6703\u958b\u59cb\u8cea\u7591\u81ea\u5df1\uff0c\u300c\u5225\u4eba\u90fd\u8aaa\u9019\u500b\u516c\u53f8XXX\u300d\u3001\u300c\u6211\u600e\u9ebc\u5c31\u6703\u8a8d\u70ba\u9019\u500b\u516c\u53f8XXX\u300d\uff1f<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%B0%8B%E6%89%BE%E6%9C%80%E5%A4%A7%E7%9A%84%E5%8F%AF%E8%83%BD\"><\/span>\u5c0b\u627e\u6700\u5927\u7684\u53ef\u80fd<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u6700\u5f8c\uff0c\u5eb7\u5e03\u65af\u8868\u793a\uff0c\u5728\u5be9\u8996\u4f01\u696d\u6642\uff0c\u300c\u6211\u60f3\u77e5\u9053\u5b83\u5011\u6b63\u5728\u54ea\u4e9b\u6f5b\u5728\u98a8\u96aa\u9762\u524d\u5192\u96aa\u3002\u6211\u5c0b\u627e\u7684\u662f\u672a\u88ab\u8003\u616e\u5230\u7684\u4e0d\u5c0d\u7a31\u98a8\u96aa\u548c\u4e0d\u5c0d\u7a31\u6536\u76ca\u3002\u300d<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"159\" height=\"87\" src=\"https:\/\/www.granitefirm.com\/blog\/wp-content\/uploads\/2022\/12\/q-1600x1200-1.jpg\" alt=\"\u5b9a\u6027\u548c\u5b9a\u91cf\u6295\u8cc7\u65b9\u5f0f\" class=\"wp-image-30529\"\/><figcaption class=\"wp-element-caption\">credit: oxfordlingua.co.uk<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E7%9B%B8%E9%97%9C%E6%96%87%E7%AB%A0\"><\/span>\u76f8\u95dc\u6587\u7ae0<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2023\/04\/13\/%E5%AE%9A%E6%80%A7%E5%92%8C%E5%AE%9A%E9%87%8F%E6%8A%95%E8%B3%87%E6%96%B9%E5%BC%8F\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u5b9a\u6027\u548c\u5b9a\u91cf\u7684\u6295\u8cc7\u65b9\u5f0f<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2021\/08\/24\/%E9%9D%9E%E9%87%8F%E5%8C%96%E5%9B%A0%E7%B4%A0%E7%82%BA%E4%BD%95%E6%B1%BA%E5%AE%9A%E6%8A%95%E8%B3%87%E7%9A%84%E6%88%90%E6%95%97\/?variant=zh-hant\">\u6c7a\u5b9a\u6295\u8cc7\u6210\u6557\u7684\u662f\u975e\u91cf\u5316\u56e0\u7d20<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2022\/04\/27\/%E5%B7%B4%E8%8F%B2%E7%89%B9%E6%8C%81%E8%82%A1%E7%9A%84%E5%85%B1%E5%90%8C%E6%80%A7\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u5df4\u83f2\u7279\u6301\u80a1\u76843\u5927\u5171\u540c\u6027-\u4fbf\u5b9c\u3001\u56fa\u5b9a\u914d\u606f\u3001\u5eab\u85cf\u80a1<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2021\/06\/23\/%e5%83%b9%e5%80%bc%e6%8a%95%e8%b3%87%e7%9a%84%e4%bb%8a%e6%98%94\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u50f9\u503c\u6295\u8cc7\u7684\u4eca\u6614<\/a>\u300b<\/li>\n<\/ul>\n\n\n\n<p><em><strong>\u91cd\u8981\u8072\u660e<\/strong><\/em><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><em>\u672c\u7ad9\u5167\u5bb9\u70ba\u4f5c\u8005\u500b\u4eba\u610f\u898b\uff0c\u50c5\u4f9b\u53c3\u8003\uff0c\u672c\u4eba\u4e0d\u5c0d\u6587\u7ae0\u5167\u5bb9\u3001\u8cc7\u6599\u4e4b\u6b63\u78ba\u6027\u3001\u770b\u6cd5\u3001\u8207\u5373\u6642\u6027\u8ca0\u4efb\u4f55\u8cac\u4efb\uff0c\u8b80\u8005\u8acb\u52d9\u5fc5\u81ea\u884c\u5224\u65b7\u3002<\/em><\/li>\n\n\n\n<li><em>\u5c0d\u65bc\u8b80\u8005\u76f4\u63a5\u6216\u9593\u63a5\u4f9d\u8cf4\u4e26\u53c3\u8003\u672c\u7ad9\u8cc7\u8a0a\u5f8c\uff0c\u63a1\u53d6\u4efb\u4f55\u6295\u8cc7\u884c\u70ba\u6240\u5c0e\u81f4\u4e4b\u76f4\u63a5\u6216\u9593\u63a5\u640d\u5931\uff0c\u6216\u56e0\u6b64\u7522\u751f\u4e4b\u4e00\u5207\u8cac\u4efb\uff0c\u672c\u4eba\u5747\u4e0d\u8ca0\u4efb\u4f55\u640d\u5bb3\u8ce0\u511f\u53ca\u5176\u4ed6\u6cd5\u5f8b\u4e0a\u4e4b\u8cac\u4efb\u3002<\/em><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>\u5b9a\u6027\u548c\u5b9a\u91cf\u7684\u6295\u8cc7\u65b9\u5f0f\u7684\u5206\u6790\uff1a\u6295\u8cc7\u6210\u529f\u662f\u9760\u5b9a\u6027\u5206\u6790\uff0c\u6ce2\u514b\u590f\u65b0\u4e00\u4ee3\u7684\u6295\u8cc7\u7d93\u7406\u5eb7\u5e03\u65af\uff08Todd\u00a0Combs\uff09\u8a8d\u70ba\uff0c\u901a\u904e\u5b9a\u91cf\u5206\u6790\uff0c\u9032\u884c\u50f9\u503c\u8a55\u4f30\u5176\u5be6\u662f\u975e\u5e38\u5bb9\u6613\u7684\uff0c\u4e0d\u904e\u662f\u4e00\u4e9b\u6578\u5b78\u800c\u5df2\uff1b\u4f46\u662f\u6295\u8cc7\u6210\u529f\u7684\u771f\u6b63\u79d8\u8a23\u662f\u5b9a\u6027\u5206\u6790\u3002<\/p>\n","protected":false},"author":1,"featured_media":30529,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[98,744,937],"tags":[1170,216],"class_list":["post-30509","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-buffett","category-pb-ratio","category-market-crash","tag-hnhpf","tag-ma"],"_links":{"self":[{"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/posts\/30509","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/comments?post=30509"}],"version-history":[{"count":2,"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/posts\/30509\/revisions"}],"predecessor-version":[{"id":67531,"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/posts\/30509\/revisions\/67531"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/media\/30529"}],"wp:attachment":[{"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/media?parent=30509"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/categories?post=30509"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/tags?post=30509"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}