{"id":32787,"date":"2023-03-22T23:56:00","date_gmt":"2023-03-22T15:56:00","guid":{"rendered":"https:\/\/www.granitefirm.com\/blog\/?p=32787"},"modified":"2024-12-19T10:46:12","modified_gmt":"2024-12-19T02:46:12","slug":"%e8%82%a1%e7%a5%a8%e5%9b%9e%e8%b3%bc%e4%bd%bf%e7%86%8a%e5%b8%82%e7%8d%b2%e5%be%97%e6%94%af%e6%92%90","status":"publish","type":"post","link":"https:\/\/www.granitefirm.com\/blog\/blog\/2023\/03\/22\/%e8%82%a1%e7%a5%a8%e5%9b%9e%e8%b3%bc%e4%bd%bf%e7%86%8a%e5%b8%82%e7%8d%b2%e5%be%97%e6%94%af%e6%92%90\/","title":{"rendered":"\u80a1\u7968\u56de\u8cfc\u80fd\u4f7f\u80a1\u50f9\u7372\u5f97\u652f\u6490"},"content":{"rendered":"\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_85 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"\u986f\u793a\/\u96b1\u85cf\u5167\u5bb9\u76ee\u9304\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #ffffff;color:#ffffff\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #ffffff;color:#ffffff\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2023\/03\/22\/%e8%82%a1%e7%a5%a8%e5%9b%9e%e8%b3%bc%e4%bd%bf%e7%86%8a%e5%b8%82%e7%8d%b2%e5%be%97%e6%94%af%e6%92%90\/#%E6%88%91%E7%9A%84%E6%9B%B8%E4%B8%AD%E6%9C%89%E9%97%9C%E7%9A%84%E7%AB%A0%E7%AF%80\" >\u6211\u7684\u66f8\u4e2d\u6709\u95dc\u7684\u7ae0\u7bc0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2023\/03\/22\/%e8%82%a1%e7%a5%a8%e5%9b%9e%e8%b3%bc%e4%bd%bf%e7%86%8a%e5%b8%82%e7%8d%b2%e5%be%97%e6%94%af%e6%92%90\/#%E8%82%A1%E7%A5%A8%E5%9B%9E%E8%B3%BC%E7%9A%84%E5%84%AA%E9%BB%9E\" >\u80a1\u7968\u56de\u8cfc\u7684\u512a\u9ede<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2023\/03\/22\/%e8%82%a1%e7%a5%a8%e5%9b%9e%e8%b3%bc%e4%bd%bf%e7%86%8a%e5%b8%82%e7%8d%b2%e5%be%97%e6%94%af%e6%92%90\/#%E5%AF%A6%E9%9A%9B%E7%9A%84%E6%83%85%E5%BD%A2%E5%A6%82%E4%BD%95%EF%BC%9F\" >\u5be6\u969b\u7684\u60c5\u5f62\u5982\u4f55\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2023\/03\/22\/%e8%82%a1%e7%a5%a8%e5%9b%9e%e8%b3%bc%e4%bd%bf%e7%86%8a%e5%b8%82%e7%8d%b2%e5%be%97%e6%94%af%e6%92%90\/#%E7%BE%8E%E5%9C%8B%E6%94%BF%E5%BA%9C%E5%8F%8D%E5%B0%8D%E8%82%A1%E7%A5%A8%E5%9B%9E%E8%B3%BC\" >\u7f8e\u570b\u653f\u5e9c\u53cd\u5c0d\u80a1\u7968\u56de\u8cfc<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2023\/03\/22\/%e8%82%a1%e7%a5%a8%e5%9b%9e%e8%b3%bc%e4%bd%bf%e7%86%8a%e5%b8%82%e7%8d%b2%e5%be%97%e6%94%af%e6%92%90\/#%E5%B7%B4%E8%8F%B2%E7%89%B9%E7%9A%84%E7%9C%8B%E6%B3%95\" >\u5df4\u83f2\u7279\u7684\u770b\u6cd5<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2023\/03\/22\/%e8%82%a1%e7%a5%a8%e5%9b%9e%e8%b3%bc%e4%bd%bf%e7%86%8a%e5%b8%82%e7%8d%b2%e5%be%97%e6%94%af%e6%92%90\/#%E7%9B%B8%E9%97%9C%E6%96%87%E7%AB%A0\" >\u76f8\u95dc\u6587\u7ae0<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E6%88%91%E7%9A%84%E6%9B%B8%E4%B8%AD%E6%9C%89%E9%97%9C%E7%9A%84%E7%AB%A0%E7%AF%80\"><\/span>\u6211\u7684\u66f8\u4e2d\u6709\u95dc\u7684\u7ae0\u7bc0<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u5efa\u8b70\u670b\u53cb\u5011\u628a\u6211\u5728\u300a<a href=\"https:\/\/www.books.com.tw\/products\/0010889106?sloc=main\" target=\"_blank\" rel=\"noreferrer noopener\">\u8d85\u7d1a\u6210\u9577\u80a1\u6295\u8cc7\u6cd5\u5247<\/a>\u300b\u4e00\u66f8\u6700\u5f8c5-6\u5c0f\u7bc0\uff0c\u4ee5\u53ca\u300a<a href=\"https:\/\/www.books.com.tw\/products\/0010935641?sloc=main\" target=\"_blank\" rel=\"noreferrer noopener\">10\u500d\u80a1\u6cd5\u5247<\/a>\u300b\u4e00\u66f8\u6700\u5f8c6-7\u5c0f\u7bc0\uff0c\u95dc\u65bc\u80a1\u7968\u56de\u8cfc\u7684\u90e8\u4efd\u91cd\u65b0\u770b\u4e00\u770b\uff0c\u518d\u56de\u4f86\u770b\u4e00\u904d\u9019\u7bc7\uff0c\u5c0d\u5927\u5bb6\u6703\u6709\u5e6b\u52a9\u7684\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E8%82%A1%E7%A5%A8%E5%9B%9E%E8%B3%BC%E7%9A%84%E5%84%AA%E9%BB%9E\"><\/span>\u80a1\u7968\u56de\u8cfc\u7684\u512a\u9ede<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u6211\u5728\u6211\u7684\u5169\u672c\u66f8\u4e2d\u63d0\u5230\u4e3b\u8981\u7684\u4e00\u9ede\u5c31\u662f\u7a4d\u6975\u9032\u884c\u80a1\u7968\u56de\u8cfc\u7684\u4e0a\u5e02\u4f01\u696d\uff0c\u80fd\u4f7f\u4f01\u696d\u7684\u80a1\u50f9\u5728\u718a\u5e02\u4e2d\u7372\u5f97\u660e\u986f\u7684\u652f\u6490\uff0c\u8f03\u5176\u5b83\u80a1\u7968\u6297\u8dcc\u3002<\/p>\n\n\n\n<p>\u5118\u7ba1\u80a1\u7968\u56de\u8cfc\u8a08\u5283\u901a\u5e38\u7531\u4e0a\u5e02\u4f01\u696d\u7684\u8463\u4e8b\u6703\u62cd\u677f\u6c7a\u5b9a\uff0c\u4e26\u6388\u6b0a\u4f01\u696d\u5728\u5e7e\u5e74\u5167\u57f7\u884c\u5b8c\u7562\u3002\u4f46\u662f\u5728\u5be6\u52d9\u4e0a\uff0c\u80a1\u7968\u56de\u8cfc\u8a08\u5283\u5f80\u5f80\u6703\u88ab\u8996\u70ba\u7ba1\u7406\u968e\u5c64\u5c0d\u4e0a\u5e02\u4f01\u696d\u6295\u4e0b\u7684\u4fe1\u4efb\u7968\u3002\u5728\u5e02\u5834\u4eba\u58eb\u5c0d\u8ca8\u5e63\u653f\u7b56\u8def\u5f91\u7684\u770b\u6cd5\u5927\u76f8\u5f91\u5ead\u7684\u60c5\u6cc1\u4e0b\uff0c\u56de\u8cfc\u71b1\u6f6e\u70ba\u80a1\u5e02\u5e36\u4f86\u652f\u6490\u3002<\/p>\n\n\n\n<p>\u7576\u4e00\u5bb6\u516c\u53f8\u56de\u8cfc\u81ea\u5bb6\u80a1\u7968\u6642\uff0c\u80a1\u7968\u9700\u6c42\u7684\u589e\u52a0\u901a\u5e38\u6703\u63a8\u9ad8\u80a1\u50f9\u3002\u5728\u51fa\u552e\u80a1\u7968\u4e26\u5be6\u73fe\u8cc7\u672c\u5229\u5f97\u4e4b\u524d\uff0c\u80a1\u7968\u56de\u8cfc\u4e0d\u6703\u7d66\u61c9\u7d0d\u7a05\u7684\u6295\u8cc7\u8005\u5e36\u4f86\u984d\u5916\u7a05\u9805\uff0c\u9019\u4e00\u9ede\u6709\u5225\u65bc\u6d3e\u767c\u80a1\u5229\uff0c\u80a1\u5229\u7684\u6536\u5165\u6703\u4ee4\u6295\u8cc7\u4eba\u88ab\u653f\u5e9c\u53e6\u5916\u518d\u884c\u8ab2\u7a05\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%AF%A6%E9%9A%9B%E7%9A%84%E6%83%85%E5%BD%A2%E5%A6%82%E4%BD%95%EF%BC%9F\"><\/span>\u5be6\u969b\u7684\u60c5\u5f62\u5982\u4f55\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u6839\u64da\u6a19\u666e\u9053\u74ca\u65af\u6307\u6578\u516c\u53f8(S&amp;P Dow Jones Indices)\u7684\u8cc7\u8a0a\uff0c\u9810\u8a082023\u5e74\u6a19\u666e500\u6307\u6578\u516c\u53f8\u7684\u80a1\u7968\u56de\u8cfc\u984d\u5c07\u9996\u6b21\u8d85\u904e\u65e5\u66c6\u5e74\u5ea61\u5146\u7f8e\u5143\u5927\u95dc\u3002<\/p>\n\n\n\n<p>\u6839\u64da\u9ad8\u76db\u96c6\u5718(Goldman Sachs Group Inc., GS)\u5c0d\u6a19\u666e500\u6307\u6578\u548c\u7f85\u7d203000\u6307\u6578\u516c\u53f8\u7684\u5206\u6790\uff0c\u622a\u81f32\u670817\u65e5\uff0c\u9019\u4e9b\u516c\u53f8\u7684\u56de\u8cfc\u7e3d\u984d\u8d85\u904e2,200\u5104\u7f8e\u5143\uff0c\u5275\u6b77\u5e74\u540c\u671f\u6700\u9ad8\u7d00\u9304\u3002 <\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E7%BE%8E%E5%9C%8B%E6%94%BF%E5%BA%9C%E5%8F%8D%E5%B0%8D%E8%82%A1%E7%A5%A8%E5%9B%9E%E8%B3%BC\"><\/span>\u7f8e\u570b\u653f\u5e9c\u53cd\u5c0d\u80a1\u7968\u56de\u8cfc<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u57282022\u5e748\u670816\u65e5\u7f8e\u570b\u7e3d\u7d71\u6240\u7c3d\u7f72\u7684\u4e00\u9805\u50f9\u503c4300\u5104\u7f8e\u5143\u7684\u300a<a href=\"https:\/\/www.democrats.senate.gov\/imo\/media\/doc\/inflation_reduction_act_one_page_summary.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">\u964d\u4f4e\u901a\u81a8\u6cd5\u6848\uff08Inflation Reduction Act\uff09<\/a>\u300b\u4e2d\u898f\u5b9a\u5c0d\u4f01\u696d\u80a1\u7968\u56de\u8cfc\u5fb5\u65361%\u7684\u7a05\u6536\u3002\u4f46\u5f88\u986f\u7136\u5730\uff0c\u5f88\u96e3\u963b\u6b62\u4e0a\u5e02\u4f01\u696d\u7684\u80a1\u7968\u56de\u8cfc\u3002<\/p>\n\n\n\n<p>\u6b63\u56e0\u5982\u6b64\uff0c\u4e0a\u5e02\u4f01\u696d\u7e7c\u7e8c\u56e0\u80a1\u7968\u56de\u8cfc\u8a08\u5283\u62db\u81f4\u7f8e\u570b\u653f\u5e9c\u6028\u6012\u3002\u7f8e\u570b\u7e3d\u7d71\u62dc\u767b(Joe Biden)\u5728\u672c\u6708\u65e9\u4e9b\u6642\u5019\u7684\u570b\u60c5\u54a8\u6587\u4e2d\u6279\u8a55\u4e86\u90a3\u4e9b\u7528\u5275\u7d00\u9304\u5229\u6f64\u4f86\u56de\u8cfc\u80a1\u7968\u7684\u5927\u578b\u77f3\u6cb9\u516c\u53f8\u3002\u4ed6\u5efa\u8b70\u5c07\u76ee\u524d1%\u7684\u806f\u90a6\u56de\u8cfc\u7a05\u63d0\u5347\u81f34%\u3002\u4f46\u76ee\u524d\u696d\u754c\u666e\u904d\u4e0d\u770b\u597d\u63d0\u5347\u81f34%\u7684\u6cd5\u6848\u80fd\u5728\u570b\u6703\u901a\u904e.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%B7%B4%E8%8F%B2%E7%89%B9%E7%9A%84%E7%9C%8B%E6%B3%95\"><\/span>\u5df4\u83f2\u7279\u7684\u770b\u6cd5<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u773e\u6240\u5468\u77e5\uff0c\u5df4\u83f2\u7279\u5927\u529b\u63d0\u5021\u4f01\u696d\u7684\u80a1\u7968\u56de\u8cfc\uff0c\u8a73\u898b\u6211\u4e4b\u524d\u7684\u90e8\u843d\u683c\u6587\u7ae0\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2022\/04\/27\/%E5%B7%B4%E8%8F%B2%E7%89%B9%E6%8C%81%E8%82%A1%E7%9A%84%E5%85%B1%E5%90%8C%E6%80%A7\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u5df4\u83f2\u7279\u6301\u80a1\u76843\u5927\u5171\u540c\u6027-\u4fbf\u5b9c\u3001\u56fa\u5b9a\u914d\u606f\u3001\u5eab\u85cf\u80a1<\/a>\u300b\u4e2d\u7684\u8aaa\u660e\u3002<\/p>\n\n\n\n<p>\u5728<a href=\"https:\/\/berkshirehathaway.com\/letters\/2022ltr.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">1997\u5e74\u81f4\u80a1\u6771\u4fe1<\/a>\u4e2d\u5df4\u83f2\u7279\u5beb\u9053\uff1a\u300c\u6ce2\u514b\u590f\u8a31\u591a\u91cd\u8981\u7684\u6295\u8cc7\u90e8\u4f4d\u90fd\u6301\u7e8c\u4e0d\u65b7\u5730\u8cb7\u56de\u81ea\u5bb6\u516c\u53f8\u7684\u80a1\u4efd\uff0c\u5728\u9019\u7a2e\u60c5\u6cc1\u4e0b\uff0c\u80a1\u7968\u50f9\u683c\u8d8a\u4f4e\u5c0d\u6211\u5011\u8d8a\u6709\u5229\uff0c\u56e0\u70ba\u9019\u4ee3\u8868\u540c\u6a23\u7684\u4e00\u7b46\u9322\u53ef\u4ee5\u8cb7\u9032\u66f4\u591a\u7684\u80a1\u4efd\uff0c\u5f9e\u800c\u9593\u63a5\u63d0\u9ad8\u6211\u5011\u6301\u80a1\u7684\u6bd4\u4f8b\uff0c\u8209\u4f8b\u4f86\u8aaa\uff0c\u904e\u53bb\u5e7e\u5e74\u53ef\u53e3\u53ef\u6a02\u3001\u83ef\u76db\u9813\u90f5\u5831\u8207\u5bcc\u570b\u9280\u884c\u7686\u4ee5\u975e\u5e38\u4f4e\u7684\u50f9\u683c\u5927\u91cf\u8cb7\u56de\u81ea\u5bb6\u80a1\u7968\uff0c\u5176\u6240\u5e36\u4f86\u7684\u6548\u76ca\u8981\u6bd4\u5728\u73fe\u5728\u7684\u9ad8\u50f9\u518d\u9032\u884c\u8981\u4f86\u5f97\u6709\u5229\u7684\u591a\u3002\u300d<\/p>\n\n\n\n<p>\u5df4\u83f2\u7279(Warren Buffett)\u57282023\u5e742\u6708\u6240\u767c\u5e03\u7684<a href=\"https:\/\/berkshirehathaway.com\/letters\/2022ltr.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">2022\u5e74\u81f4\u80a1\u6771\u4fe1<\/a>\u4e2d\u70ba\u80a1\u7968\u56de\u8cfc\u884c\u70ba\u9032\u884c\u4e86\u8faf\u8b77\u3002\u5df4\u83f2\u7279\u8868\u793a\uff0c\u5982\u679c\u56de\u8cfc\u50f9\u683c\u4f4e\u65bc\u516c\u53f8\u7684\u5167\u5728\u50f9\u503c\uff0c\u90a3\u9ebc\u56de\u8cfc\u5c0d\u80a1\u6771\u6709\u76ca\u3002\u5df4\u83f2\u7279\u8868\u793a\uff1a\u300c\u5982\u679c\u6709\u4eba\u544a\u8a34\u4f60\uff0c\u6240\u6709\u7684\u56de\u8cfc\u884c\u70ba\u90fd\u5c0d\u80a1\u6771\u6216\u570b\u5bb6\u6709\u5bb3\uff0c\u6216\u5c0d\u516c\u53f8\u9996\u5e2d\u57f7\u884c\u5b98\u7279\u5225\u6709\u5229\uff0c\u90a3\u8aaa\u9019\u8a71\u7684\u4eba\u8981\u9ebc\u5c31\u662f\u5c0d\u7d93\u6fdf\u4e00\u7ac5\u4e0d\u901a\uff0c\u8981\u9ebc\u5c31\u662f\u5de7\u820c\u5982\u7c27\u7684\u717d\u52d5\u8005\u3002\u300d<\/p>\n\n\n\n<p>\u57282022\u5e745\u6708\u6ce2\u514b\u590f\u7684\u80a1\u6771\u2f24\u6703\u4e0a\uff0c\u5df4\u83f2\u7279\u6307\u51fa\uff0c\u5c0d\u80a1\u7968\u56de\u8cfc\u7684\u5f88\u591a\u6279\u8a55\u90fd\u662f\u6709\u8aa4\u5c0e\u7684\uff0c\u5176\u5be6\u56de\u8cfc\u5c0d\u4e00\u5bb6\u516c\u53f8\u7684\u6295\u8cc7\u8005\u800c\u8a00\u662f\u597d\u4e8b\u3002\u4ed6\u8209\u4e86\u7f8e\u570b\u904b\u901a\u7684\u4f8b\u5b50\u3002\u6ce2\u514b\u590f\u6301\u6709\u7f8e\u570b\u904b\u901a\u4e8c\u5341\u591a\u5e74\uff0c\u56e0\u70ba\u7f8e\u570b\u904b\u901a\u7684\u56de\u8cfc\uff0c\u6301\u80a1\u6bd4\u5f9e\u7d041 1%\u589e\u81f320%\u30021998\u5e74\u6642\uff0c\u6211\u5011\u5927\u6982\u67091.5\u5104\u7f8e\u570b\u904b\u901a\u7684\u80a1\u7968\uff0c\u6211\u50111998\u5e74\u64c1\u67091 1.2%\u7684\u516c\u53f8\u80a1\u4efd\uff0c\u4ed6\u5011\u6bcf\u500b\u5b63\u5ea6\u7d66\u6211\u5011\u80a1\u606f\uff0c\u73fe\u5728\u6211\u5011\u64c1\u670922%\u7684\u80a1\u4efd\u3002\u4ed6\u5011\u56de\u8cfc\u80a1\u7968\uff0c\u9019\u9ebc\u505a\u8b93\u6211\u5011\u7684\u6301\u80a1\u6bd4\u9054\u523020%\u3002\u300c\u56de\u8cfc\u5c0d\u6295\u8cc7\u8005\u662f\u5f88\u597d\u7684\u4e8b\u3002<em><strong>\u53ea\u8981\u50f9\u683c\u5408<\/strong><\/em><strong>\u9069<em>\uff0c\u516c\u53f8\u7684\u56de\u8cfc\u3001\u5c0d\u81ea\u6211\u6295\u8cc7\u5c31\u662f\u597d\u4e8b<\/em><\/strong>\u3002\u300d<\/p>\n\n\n\n<p>\u5df4\u83f2\u7279\u57282022\u5e745\u6708\u6ce2\u514b\u590f\u7684\u80a1\u6771\u2f24\u6703\u4e0a\u7a31\uff1a\u5982\u679c\u6ce2\u514b\u590f\u53ef\u4ee5\u5728\u8cfc\u8cb7\u81ea\u5df1\u559c\u6b61\u7684\u4f01\u696d\u6216\u80a1\u7968\u56de\u8cfc\u4e4b\u9593\u505a\u51fa\u9078\u64c7\uff0c\u6ce2\u514b\u590f\u6703\u9078\u64c7\u524d\u8005\u3002\u4ed6\u8aaa\uff0c\u91cd\u8981\u7684\u662f\u6539\u5584\u80a1\u6771\u7684\u60c5\u6cc1\u3002\u5df4\u83f2\u7279\u8aaa\uff0c\u5982\u679c\u9031\u4e00\u8b93\u4ea4\u6613\u7684\u8a71\uff0c\u6211\u5011\u4e0d\u6703\u8cb7\u81ea\u5df1\u7684\u80a1\u7968\u3002\u5df4\u83f2\u7279\u5f37\u8abf\u80a1\u7968\u56de\u8cfc\u7684\u50f9\u503c\uff0c\u958b\u73a9\u7b11\u8aaa\uff0c\u5982\u679c\u6709\u8db3\u5920\u7684\u4eba\u51fa\u552e\uff0c\u4ed6\u6703\u8cb7\u4e0b\u6240\u6709\u6ce2\u514b\u590f\u7684\u80a1\u7968\u3002\u4ed6\u5f37\u8abf\uff0c\u300c<strong><em>\u53ea\u6709\u50f9\u683c\u6709\u5438\u5f15\u529b\u7684\u6642\u5019\uff0c\u624d\u61c9\u8a72\u56de\u8cfc\u80a1\u7968\u3002<\/em><\/strong>\u300d<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"165\" height=\"101\" src=\"https:\/\/www.granitefirm.com\/blog\/wp-content\/uploads\/2023\/03\/b-1600x1200-1.jpg\" alt=\"\u80a1\u7968\u56de\u8cfc\" class=\"wp-image-32798\"\/><figcaption class=\"wp-element-caption\">credit: studyiq.com<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E7%9B%B8%E9%97%9C%E6%96%87%E7%AB%A0\"><\/span>\u76f8\u95dc\u6587\u7ae0<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2023\/03\/22\/%e8%82%a1%e7%a5%a8%e5%9b%9e%e8%b3%bc%e4%bd%bf%e7%86%8a%e5%b8%82%e7%8d%b2%e5%be%97%e6%94%af%e6%92%90\/\">\u80a1\u7968\u56de\u8cfc\u80fd\u4f7f\u80a1\u50f9\u7372\u5f97\u652f\u6490<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2024\/12\/16\/%e8%82%a1%e7%a5%a8%e5%9b%9e%e8%b3%bc\/\">\u860b\u679c\u7684\u591a\u91cd\u9577\u671f\u8907\u5229\u8cc7\u672c\u934a\u91d1\u8853\u6839\u672c\u539f\u56e0\uff1a\u662f12\u5e74\u9593\u4f7f\u5728\u5916\u6d41\u901a\u80a1\u6e1b\u5c11\u4e8641.9%\u7684\u80a1\u7968\u56de\u8cfc<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2024\/12\/18\/%e9%97%9c%e6%96%bc%e8%98%8b%e6%9e%9c%e7%9a%84%e8%82%a1%e7%a5%a8%e5%9b%9e%e8%b3%bc%ef%bc%8c%e8%bc%9d%e9%81%94%e8%b3%87%e6%9c%ac%e6%93%8d%e4%bd%9c%ef%bc%8c%e7%89%b9%e6%96%af%e6%8b%89%ef%bc%8c%e4%ba%ba\/\">\u95dc\u65bc\u860b\u679c\u7684\u80a1\u7968\u56de\u8cfc\uff0c\u8f1d\u9054\u7684\u8cc7\u672c\u64cd\u4f5c\uff0c\u7279\u65af\u62c9\uff0c\u4eba\u5de5\u667a\u6167\u6ce1\u6cab\u5316\uff0cWillow\u91cf\u5b50\u6676\u7247<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2023\/08\/01\/%E5%B7%B4%E8%8F%B2%E7%89%B9%E5%B0%8D%E8%82%A1%E7%A5%A8%E5%9B%9E%E8%B3%BC%E7%9A%84%E7%9C%8B%E6%B3%95\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u5df4\u83f2\u7279\u5c0d\u80a1\u7968\u56de\u8cfc\u7684\u770b\u6cd5<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2024\/06\/16\/%e9%80%9a%e7%94%a8%e6%b1%bd%e8%bb%8a%e8%87%b3%e4%bb%8a%e4%b8%8a%e6%bc%b230%e6%98%af%e8%b3%87%e6%9c%ac%e6%93%8d%e4%bd%9c%e7%9a%84%e5%85%b8%e7%af%84\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u8cc7\u672c\u64cd\u4f5c\u624d\u662f\u901a\u7528\u6c7d\u8eca\uff08General Motors\uff09\u4eca\u5e74\u81f3\u4eca\u4e0a\u6f3230%\u7684\u6839\u672c\u56e0\u7d20<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2022\/04\/27\/%E5%B7%B4%E8%8F%B2%E7%89%B9%E6%8C%81%E8%82%A1%E7%9A%84%E5%85%B1%E5%90%8C%E6%80%A7\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u5df4\u83f2\u7279\u6301\u80a1\u76843\u5927\u5171\u540c\u6027-\u4fbf\u5b9c\u3001\u56fa\u5b9a\u914d\u606f\u3001\u5eab\u85cf\u80a1<\/a>\u300b<\/li>\n\n\n\n<li><a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2022\/12\/27\/%e9%99%8d%e4%bd%8e%e9%80%9a%e8%86%a8%e6%b3%95%e6%a1%88%e5%b0%8d%e7%be%8e%e8%82%a1%e7%9a%84%e5%bd%b1%e9%9f%bf\/\">\u300a\u964d\u4f4e\u901a\u81a8\u6cd5\u6848\u5c0d\u7f8e\u80a1\u7684\u5f71\u97ff<\/a>\u300b<\/li>\n<\/ul>\n\n\n\n<p><em><strong>\u91cd\u8981\u8072\u660e<\/strong><\/em><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><em>\u672c\u7ad9\u5167\u5bb9\u70ba\u4f5c\u8005\u500b\u4eba\u610f\u898b\uff0c\u50c5\u4f9b\u53c3\u8003\uff0c\u672c\u4eba\u4e0d\u5c0d\u6587\u7ae0\u5167\u5bb9\u3001\u8cc7\u6599\u4e4b\u6b63\u78ba\u6027\u3001\u770b\u6cd5\u3001\u8207\u5373\u6642\u6027\u8ca0\u4efb\u4f55\u8cac\u4efb\uff0c\u8b80\u8005\u8acb\u52d9\u5fc5\u81ea\u884c\u5224\u65b7\u3002<\/em><\/li>\n\n\n\n<li><em>\u5c0d\u65bc\u8b80\u8005\u76f4\u63a5\u6216\u9593\u63a5\u4f9d\u8cf4\u4e26\u53c3\u8003\u672c\u7ad9\u8cc7\u8a0a\u5f8c\uff0c\u63a1\u53d6\u4efb\u4f55\u6295\u8cc7\u884c\u70ba\u6240\u5c0e\u81f4\u4e4b\u76f4\u63a5\u6216\u9593\u63a5\u640d\u5931\uff0c\u6216\u56e0\u6b64\u7522\u751f\u4e4b\u4e00\u5207\u8cac\u4efb\uff0c\u672c\u4eba\u5747\u4e0d\u8ca0\u4efb\u4f55\u640d\u5bb3\u8ce0\u511f\u53ca\u5176\u4ed6\u6cd5\u5f8b\u4e0a\u4e4b\u8cac\u4efb\u3002<\/em><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>\u7a4d\u6975\u9032\u884c\u80a1\u7968\u56de\u8cfc\u7684\u4e0a\u5e02\u4f01\u696d\uff0c\u80fd\u4f7f\u4f01\u696d\u7684\u80a1\u50f9\u5728\u718a\u5e02\u4e2d\u7372\u5f97\u660e\u986f\u7684\u652f\u6490\uff0c\u8f03\u5176\u5b83\u80a1\u7968\u6297\u8dcc\u3002<\/p>\n","protected":false},"author":1,"featured_media":32798,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[102,98],"tags":[],"class_list":["post-32787","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-repurchase","category-buffett"],"_links":{"self":[{"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/posts\/32787","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/comments?post=32787"}],"version-history":[{"count":0,"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/posts\/32787\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/media\/32798"}],"wp:attachment":[{"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/media?parent=32787"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/categories?post=32787"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/tags?post=32787"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}