{"id":33013,"date":"2023-07-12T23:56:00","date_gmt":"2023-07-12T15:56:00","guid":{"rendered":"https:\/\/www.granitefirm.com\/blog\/?p=33013"},"modified":"2025-06-02T10:46:52","modified_gmt":"2025-06-02T02:46:52","slug":"%e7%be%8e%e5%9c%8b%e9%81%8b%e9%80%9a%ef%bc%8c%e5%b7%b4%e8%8f%b2%e7%89%b9%e7%94%9f%e6%b6%af%e6%9c%80%e4%bd%b3%e7%9a%84%e6%8a%95%e8%b3%87%e4%b9%8b%e4%b8%80","status":"publish","type":"post","link":"https:\/\/www.granitefirm.com\/blog\/blog\/2023\/07\/12\/%e7%be%8e%e5%9c%8b%e9%81%8b%e9%80%9a%ef%bc%8c%e5%b7%b4%e8%8f%b2%e7%89%b9%e7%94%9f%e6%b6%af%e6%9c%80%e4%bd%b3%e7%9a%84%e6%8a%95%e8%b3%87%e4%b9%8b%e4%b8%80\/","title":{"rendered":"\u7f8e\u570b\u904b\u901a\uff08American Express\uff09\uff0c\u5df4\u83f2\u7279\u751f\u6daf\u6700\u4f73\u7684\u6295\u8cc7\u4e4b\u4e00"},"content":{"rendered":"\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_84 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"\u986f\u793a\/\u96b1\u85cf\u5167\u5bb9\u76ee\u9304\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #ffffff;color:#ffffff\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #ffffff;color:#ffffff\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2023\/07\/12\/%e7%be%8e%e5%9c%8b%e9%81%8b%e9%80%9a%ef%bc%8c%e5%b7%b4%e8%8f%b2%e7%89%b9%e7%94%9f%e6%b6%af%e6%9c%80%e4%bd%b3%e7%9a%84%e6%8a%95%e8%b3%87%e4%b9%8b%e4%b8%80\/#%E5%85%AC%E5%8F%B8%E7%B0%A1%E4%BB%8B\" >\u516c\u53f8\u7c21\u4ecb<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2023\/07\/12\/%e7%be%8e%e5%9c%8b%e9%81%8b%e9%80%9a%ef%bc%8c%e5%b7%b4%e8%8f%b2%e7%89%b9%e7%94%9f%e6%b6%af%e6%9c%80%e4%bd%b3%e7%9a%84%e6%8a%95%e8%b3%87%e4%b9%8b%e4%b8%80\/#%E5%85%AC%E5%8F%B8%E7%9A%84%E5%89%B5%E7%AB%8B\" >\u516c\u53f8\u7684\u5275\u7acb<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2023\/07\/12\/%e7%be%8e%e5%9c%8b%e9%81%8b%e9%80%9a%ef%bc%8c%e5%b7%b4%e8%8f%b2%e7%89%b9%e7%94%9f%e6%b6%af%e6%9c%80%e4%bd%b3%e7%9a%84%e6%8a%95%e8%b3%87%e4%b9%8b%e4%b8%80\/#%E7%BE%8E%E5%9C%8B%E9%81%8B%E9%80%9A%E5%8D%A1\" >\u7f8e\u570b\u904b\u901a\u5361<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2023\/07\/12\/%e7%be%8e%e5%9c%8b%e9%81%8b%e9%80%9a%ef%bc%8c%e5%b7%b4%e8%8f%b2%e7%89%b9%e7%94%9f%e6%b6%af%e6%9c%80%e4%bd%b3%e7%9a%84%e6%8a%95%e8%b3%87%e4%b9%8b%e4%b8%80\/#%E6%97%85%E8%A1%8C%E6%94%AF%E7%A5%A8%E7%9A%84%E7%99%BC%E8%A1%8C\" >\u65c5\u884c\u652f\u7968\u7684\u767c\u884c<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2023\/07\/12\/%e7%be%8e%e5%9c%8b%e9%81%8b%e9%80%9a%ef%bc%8c%e5%b7%b4%e8%8f%b2%e7%89%b9%e7%94%9f%e6%b6%af%e6%9c%80%e4%bd%b3%e7%9a%84%e6%8a%95%e8%b3%87%e4%b9%8b%e4%b8%80\/#%E6%97%85%E9%81%8A%E6%9C%8D%E5%8B%99\" >\u65c5\u904a\u670d\u52d9<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2023\/07\/12\/%e7%be%8e%e5%9c%8b%e9%81%8b%e9%80%9a%ef%bc%8c%e5%b7%b4%e8%8f%b2%e7%89%b9%e7%94%9f%e6%b6%af%e6%9c%80%e4%bd%b3%e7%9a%84%e6%8a%95%e8%b3%87%e4%b9%8b%e4%b8%80\/#%E8%BD%89%E5%9E%8B%E6%88%90%E7%82%BA%E5%95%86%E6%A5%AD%E9%8A%80%E8%A1%8C\" >\u8f49\u578b\u6210\u70ba\u5546\u696d\u9280\u884c<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2023\/07\/12\/%e7%be%8e%e5%9c%8b%e9%81%8b%e9%80%9a%ef%bc%8c%e5%b7%b4%e8%8f%b2%e7%89%b9%e7%94%9f%e6%b6%af%e6%9c%80%e4%bd%b3%e7%9a%84%e6%8a%95%e8%b3%87%e4%b9%8b%e4%b8%80\/#%E5%85%B8%E5%9E%8B%E7%9A%84%E5%B7%B4%E8%8F%B2%E7%89%B9%E6%8C%81%E8%82%A1\" >\u5178\u578b\u7684\u5df4\u83f2\u7279\u6301\u80a1<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2023\/07\/12\/%e7%be%8e%e5%9c%8b%e9%81%8b%e9%80%9a%ef%bc%8c%e5%b7%b4%e8%8f%b2%e7%89%b9%e7%94%9f%e6%b6%af%e6%9c%80%e4%bd%b3%e7%9a%84%e6%8a%95%e8%b3%87%e4%b9%8b%e4%b8%80\/#%E7%AC%A6%E5%90%88%E5%B7%B4%E8%8F%B2%E7%89%B9%E7%9A%84%E6%8A%95%E8%B3%87%E5%8E%9F%E5%89%87\" >\u7b26\u5408\u5df4\u83f2\u7279\u7684\u6295\u8cc7\u539f\u5247<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2023\/07\/12\/%e7%be%8e%e5%9c%8b%e9%81%8b%e9%80%9a%ef%bc%8c%e5%b7%b4%e8%8f%b2%e7%89%b9%e7%94%9f%e6%b6%af%e6%9c%80%e4%bd%b3%e7%9a%84%e6%8a%95%e8%b3%87%e4%b9%8b%e4%b8%80\/#%E5%8D%B1%E6%A9%9F%E5%85%A5%E5%B8%82\" >\u5371\u6a5f\u5165\u5e02<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2023\/07\/12\/%e7%be%8e%e5%9c%8b%e9%81%8b%e9%80%9a%ef%bc%8c%e5%b7%b4%e8%8f%b2%e7%89%b9%e7%94%9f%e6%b6%af%e6%9c%80%e4%bd%b3%e7%9a%84%e6%8a%95%e8%b3%87%e4%b9%8b%e4%b8%80\/#%E7%82%BA%E4%BD%95%E5%B7%B4%E8%8F%B2%E7%89%B9%E5%A0%85%E5%AE%88%E7%BE%8E%E5%9C%8B%E9%81%8B%E9%80%9A%E5%A4%9A%E5%B9%B4%EF%BC%9F\" >\u70ba\u4f55\u5df4\u83f2\u7279\u5805\u5b88\u7f8e\u570b\u904b\u901a\u591a\u5e74\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2023\/07\/12\/%e7%be%8e%e5%9c%8b%e9%81%8b%e9%80%9a%ef%bc%8c%e5%b7%b4%e8%8f%b2%e7%89%b9%e7%94%9f%e6%b6%af%e6%9c%80%e4%bd%b3%e7%9a%84%e6%8a%95%e8%b3%87%e4%b9%8b%e4%b8%80\/#%E6%8C%81%E6%9C%89203%E7%9A%84%E8%82%A1%E4%BB%BD\" >\u6301\u670920.3%\u7684\u80a1\u4efd<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2023\/07\/12\/%e7%be%8e%e5%9c%8b%e9%81%8b%e9%80%9a%ef%bc%8c%e5%b7%b4%e8%8f%b2%e7%89%b9%e7%94%9f%e6%b6%af%e6%9c%80%e4%bd%b3%e7%9a%84%e6%8a%95%e8%b3%87%e4%b9%8b%e4%b8%80\/#%E7%9B%AE%E5%89%8D%E6%8C%81%E8%82%A1%E7%9A%84%E5%83%B9%E5%80%BC\" >\u76ee\u524d\u6301\u80a1\u7684\u50f9\u503c<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2023\/07\/12\/%e7%be%8e%e5%9c%8b%e9%81%8b%e9%80%9a%ef%bc%8c%e5%b7%b4%e8%8f%b2%e7%89%b9%e7%94%9f%e6%b6%af%e6%9c%80%e4%bd%b3%e7%9a%84%e6%8a%95%e8%b3%87%e4%b9%8b%e4%b8%80\/#%E6%9C%AA%E4%BE%86%E7%9A%84%E5%89%8D%E6%99%AF\" >\u672a\u4f86\u7684\u524d\u666f<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2023\/07\/12\/%e7%be%8e%e5%9c%8b%e9%81%8b%e9%80%9a%ef%bc%8c%e5%b7%b4%e8%8f%b2%e7%89%b9%e7%94%9f%e6%b6%af%e6%9c%80%e4%bd%b3%e7%9a%84%e6%8a%95%e8%b3%87%e4%b9%8b%e4%b8%80\/#%E5%B7%B4%E8%8F%B2%E7%89%B9%E6%9C%80%E6%88%90%E5%8A%9F%E7%9A%84%E6%8A%95%E8%B3%87%E4%B9%8B%E4%B8%80\" >\u5df4\u83f2\u7279\u6700\u6210\u529f\u7684\u6295\u8cc7\u4e4b\u4e00<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2023\/07\/12\/%e7%be%8e%e5%9c%8b%e9%81%8b%e9%80%9a%ef%bc%8c%e5%b7%b4%e8%8f%b2%e7%89%b9%e7%94%9f%e6%b6%af%e6%9c%80%e4%bd%b3%e7%9a%84%e6%8a%95%e8%b3%87%e4%b9%8b%e4%b8%80\/#%E5%85%AC%E5%8F%B8%E7%9A%84%E9%87%8D%E7%94%9F\" >\u516c\u53f8\u7684\u91cd\u751f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2023\/07\/12\/%e7%be%8e%e5%9c%8b%e9%81%8b%e9%80%9a%ef%bc%8c%e5%b7%b4%e8%8f%b2%e7%89%b9%e7%94%9f%e6%b6%af%e6%9c%80%e4%bd%b3%e7%9a%84%e6%8a%95%e8%b3%87%e4%b9%8b%e4%b8%80\/#%E9%97%9C%E9%8D%B5%E7%9A%84%E7%87%9F%E9%81%8B%E6%95%B8%E5%AD%97\" >\u95dc\u9375\u7684\u71df\u904b\u6578\u5b57<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2023\/07\/12\/%e7%be%8e%e5%9c%8b%e9%81%8b%e9%80%9a%ef%bc%8c%e5%b7%b4%e8%8f%b2%e7%89%b9%e7%94%9f%e6%b6%af%e6%9c%80%e4%bd%b3%e7%9a%84%e6%8a%95%e8%b3%87%e4%b9%8b%e4%b8%80\/#%E9%97%9C%E6%96%BC%E4%BF%A1%E7%94%A8%E5%8D%A1%E7%94%A2%E6%A5%AD\" >\u95dc\u65bc\u4fe1\u7528\u5361\u7522\u696d<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2023\/07\/12\/%e7%be%8e%e5%9c%8b%e9%81%8b%e9%80%9a%ef%bc%8c%e5%b7%b4%e8%8f%b2%e7%89%b9%e7%94%9f%e6%b6%af%e6%9c%80%e4%bd%b3%e7%9a%84%e6%8a%95%e8%b3%87%e4%b9%8b%e4%b8%80\/#%E7%A9%8D%E6%A5%B5%E5%9C%B0%E9%80%B2%E8%A1%8C%E8%82%A1%E7%A5%A8%E5%9B%9E%E8%B3%BC\" >\u7a4d\u6975\u5730\u9032\u884c\u80a1\u7968\u56de\u8cfc<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2023\/07\/12\/%e7%be%8e%e5%9c%8b%e9%81%8b%e9%80%9a%ef%bc%8c%e5%b7%b4%e8%8f%b2%e7%89%b9%e7%94%9f%e6%b6%af%e6%9c%80%e4%bd%b3%e7%9a%84%e6%8a%95%e8%b3%87%e4%b9%8b%e4%b8%80\/#%E7%9B%B8%E9%97%9C%E6%96%87%E7%AB%A0\" >\u76f8\u95dc\u6587\u7ae0<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%85%AC%E5%8F%B8%E7%B0%A1%E4%BB%8B\"><\/span>\u516c\u53f8\u7c21\u4ecb<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%85%AC%E5%8F%B8%E7%9A%84%E5%89%B5%E7%AB%8B\"><\/span>\u516c\u53f8\u7684\u5275\u7acb<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u7f8e\u570b\u904b\u901a\uff08American Express\uff0c\u7f8e\u80a1\u4ee3\u78bc\uff1aAXP\uff09\u65bc1850\u5e74\u5728\u7d10\u7d04\u5dde\u6c34\u725b\u57ce\u6210\u7acb\uff0c\u6700\u65e9\u662f\u7531\u4e09\u9593\u4e0d\u540c\u7684\u5feb\u905e\u516c\u53f8\u5408\u4f75\u800c\u6210\u7684\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E7%BE%8E%E5%9C%8B%E9%81%8B%E9%80%9A%E5%8D%A1\"><\/span>\u7f8e\u570b\u904b\u901a\u5361<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u7f8e\u570b\u904b\u901a\u65bc 1958 \u5e74\u63a8\u51fa\u4e86\u4ed6\u5011\u7684\u7b2c\u4e00\u5f35\u7d19\u8cea\u7c3d\u8cec\u5361\uff0c1966 \u5e74\u63a8\u51fa\u91d1\u5361\uff0c1969 \u5e74\u63a8\u51fa\u4e86\u7da0\u5361\uff0c1984 \u5e74\u63a8\u51fa\u767d\u91d1\u5361\uff0c1999 \u5e74\u63a8\u51fa\u4e86\u9ed1\u5361\uff08centurion card\uff09\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E6%97%85%E8%A1%8C%E6%94%AF%E7%A5%A8%E7%9A%84%E7%99%BC%E8%A1%8C\"><\/span>\u65c5\u884c\u652f\u7968\u7684\u767c\u884c<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>1890\u5e74\u9593\uff0c\u8a79\u59c6\u58eb\u00b7\u5eb7\u5fb7\u723e\u00b7\u6cd5\u683c\uff08James Congdell Fargo\uff09\u5728\u4ed6\u7684\u4e00\u8d9f\u6b50\u6d32\u4e4b\u884c\u5f8c\u611f\u5230\u4e0d\u4fbf\u3002\u96d6\u7136\u4ed6\u8eab\u70ba\u7f8e\u570b\u904b\u901a\u516c\u53f8\u7684\u7e3d\u88c1\u4e26\u651c\u5e36\u8457\u50b3\u7d71\u7684\u4fe1\u7528\u72c0\uff08letter of credit\uff09\uff0c\u4ed6\u767c\u73fe\u9664\u4e86\u5728\u4e3b\u8981\u7684\u5927\u57ce\u5e02\u4e4b\u5916\uff0c\u60f3\u8981\u53d6\u5f97\u73fe\u91d1\u5341\u5206\u56f0\u96e3\u3002\u65bc\u662f\u6cd5\u683c\u548c\u99ac\u897f\u9b6f\u58eb\u00b7\u5bcc\u862d\u660e\u00b7\u8c9d\u745e\uff08Marcellus Fleming Berry\uff09\u767c\u660e\u4e86\u7f8e\u570b\u904b\u901a\u65c5\u884c\u652f\u7968\uff08Travelers Cheque\uff09\uff0c\u4e26\u65bc1891\u5e74\u4ee510\u300120\u300150\u548c100\u7f8e\u5143\u7684\u9762\u984d\u767c\u884c\u3002\u65c5\u884c\u652f\u7968\u7684\u767c\u884c\u8b93\u7f8e\u570b\u904b\u901a\u6210\u70ba\u4e00\u9593\u771f\u6b63\u7684\u8de8\u570b\u516c\u53f8\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E6%97%85%E9%81%8A%E6%9C%8D%E5%8B%99\"><\/span>\u65c5\u904a\u670d\u52d9<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u7f8e\u570b\u904b\u901a\u57281915\u5e74\u6210\u7acb\u65c5\u884c\u90e8\u9580\uff08Travel Division\uff09\uff0c\u5c07\u6240\u6709\u80fd\u8b93\u65c5\u884c\u66f4\u52a0\u8f15\u9b06\u7684\u670d\u52d9\u7d50\u5408\u5728\u4e00\u8d77\uff0c\u4e0d\u4e45\u4e4b\u5f8c\u4ed6\u5011\u5c31\u6210\u7acb\u4e86\u96c6\u5718\u65d7\u4e0b\u7b2c\u4e00\u9593\u7684\u65c5\u884c\u793e\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E8%BD%89%E5%9E%8B%E6%88%90%E7%82%BA%E5%95%86%E6%A5%AD%E9%8A%80%E8%A1%8C\"><\/span>\u8f49\u578b\u6210\u70ba\u5546\u696d\u9280\u884c<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>2008\u5e7411\u67085\u65e5\uff0c\u7f8e\u570b\u904b\u901a\u5411\u7f8e\u570b\u806f\u90a6\u5132\u5099\u59d4\u54e1\u6703\u63d0\u51fa\u8f49\u578b\u6210\u70ba\u5546\u696d\u9280\u884c\u7684\u7533\u8acb\u4e26\u7372\u5f97\u670b\u6279\u51c6\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%85%B8%E5%9E%8B%E7%9A%84%E5%B7%B4%E8%8F%B2%E7%89%B9%E6%8C%81%E8%82%A1\"><\/span>\u5178\u578b\u7684\u5df4\u83f2\u7279\u6301\u80a1<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E7%AC%A6%E5%90%88%E5%B7%B4%E8%8F%B2%E7%89%B9%E7%9A%84%E6%8A%95%E8%B3%87%E5%8E%9F%E5%89%87\"><\/span>\u7b26\u5408\u5df4\u83f2\u7279\u7684\u6295\u8cc7\u539f\u5247<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u6211\u66fe\u5beb\u904e\u4e00\u7bc7\u6587\u7ae0\uff0c\u6df1\u5165\u5256\u6790\u5df4\u83f2\u7279\u6295\u8cc7\u751f\u6daf\u6240\u66fe\u6709\u7684\u91cd\u8981\u6301\u80a1\u7684\u4e00\u4e9b\u5171\u901a\u6027\uff0c\u8acb\u6709\u8208\u8da3\u7684\u8b80\u8005\u53c3\u8003\u6211\u7684\u4e4b\u524d\u767c\u8868\u7684\u8cbc\u6587\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2022\/04\/27\/%E5%B7%B4%E8%8F%B2%E7%89%B9%E6%8C%81%E8%82%A1%E7%9A%84%E5%85%B1%E5%90%8C%E6%80%A7\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u5df4\u83f2\u7279\u6301\u80a1\u76843\u5927\u5171\u540c\u6027-\u4fbf\u5b9c\u3001\u56fa\u5b9a\u914d\u606f\u3001\u5eab\u85cf\u80a1<\/a>\u300b\u3002\u5df4\u83f2\u7279\u66f4\u66fe\u57281980\u5e74\u81f4\u80a1\u6771\u4fe1\u4ef6\u4e2d\uff0c\u7a31\u7f8e\u570b\u904b\u901a\u662f1\u5bb6\u300c\u7368\u4e00\u7121\u4e8c\u300d\u7684\u516c\u53f8\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%8D%B1%E6%A9%9F%E5%85%A5%E5%B8%82\"><\/span>\u5371\u6a5f\u5165\u5e02<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>1964\u5e74\uff0c\u7f8e\u570b\u904b\u901a\u6df1\u9677\u65bc\u300c<a href=\"https:\/\/en.wikipedia.org\/wiki\/Salad_Oil_scandal\" target=\"_blank\" rel=\"noreferrer noopener\">\u6c99\u62c9\u6cb9\u919c\u805e<\/a>\u300d\u4e4b\u4e2d\uff0c\u5c0e\u81f4\u8a72\u80a1\u80a1\u50f9\u76f4\u63a5\u8170\u65ac\uff0c\u7576\u6642\u7684\u5df4\u83f2\u7279\u4e0b\u4e86\u4e00\u500b\u5de8\u5927\u8ced\u6ce8\uff0c\u76f4\u63a5\u7528\u81ea\u5df1\u5408\u5925\u6295\u8cc7\u516c\u53f8\u768440%\u8cc7\u91d1\u8cb7\u9032\u7f8e\u570b\u904b\u901a\uff0c\u8d77\u521d\u5148\u8cb7\u4e865%\u80a1\u7968\uff0c\u5f8c\u7e8c\u518d\u5c07\u6301\u80a1\u6bd4\u4f8b\u6301\u7e8c\u62c9\u9ad8\u3002\u9019\u662f\u5df4\u83f2\u7279\u9996\u6b21\u6301\u6709\u7f8e\u570b\u904b\u901a\u7684\u80a1\u7968\uff0c\u4f46\u5f8c\u4f86\u5728\u8cfa\u53d6\u76f8\u7576\u7684\u5831\u916c\u5f8c\uff0c\u4ed6\u9078\u64c7\u51fa\u812b\u6301\u80a1\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E7%82%BA%E4%BD%95%E5%B7%B4%E8%8F%B2%E7%89%B9%E5%A0%85%E5%AE%88%E7%BE%8E%E5%9C%8B%E9%81%8B%E9%80%9A%E5%A4%9A%E5%B9%B4%EF%BC%9F\"><\/span>\u70ba\u4f55\u5df4\u83f2\u7279\u5805\u5b88\u7f8e\u570b\u904b\u901a\u591a\u5e74\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u4fe1\u7528\u5361\u6216\u652f\u4ed8\u5e73\u53f0\u662f\u5177\u6295\u8cc7\u5438\u5f15\u529b\uff0c\u800c\u975e\u55ae\u4ee5\u8cc7\u7522\u50f9\u503c\u53d6\u52dd\u7684\u4f01\u696d\u985e\u578b\u30021963\u5e74\uff0c\u5df4\u83f2\u7279\u6295\u8cc7\u4e86\u65c5\u884c\u652f\u7968\u8207\u4fe1\u7528\u5361\u5e02\u5834\u9738\u4e3b\u7f8e\u570b\u904b\u901a\u516c\u53f8\u3002\u7f8e\u570b\u904b\u901a\u582a\u7a31\u6295\u8cc7\u6230\u5f8c\u7f8e\u570b\u7d93\u6fdf\u69ae\u666f\u7684\u6a19\u6e96\u7b54\u6848\u3002\u96a8\u8457\u7f8e\u570b\u6108\u4f86\u6108\u5bcc\u88d5\uff0c\u4e2d\u7522\u968e\u7d1a\u7684\u652f\u51fa\u65e5\u76ca\u589e\u52a0\uff0c\u5dee\u65c5\u6d3b\u52d5\u4e5f\u66f4\u52a0\u983b\u7e41\uff1b\u6700\u91cd\u8981\u7684\u662f\uff0c\u7f8e\u570b\u7684\u4e2d\u7522\u968e\u7d1a\u4fe1\u8cf4\u7f8e\u570b\u904b\u901a\u516c\u53f8\u70ba\u4ed6\u5011\u63d0\u4f9b\u6d88\u8cbb\u8207\u65c5\u904a\u4e0a\u7684\u52a9\u529b\u3002<\/p>\n\n\n\n<p>\u6211\u4f46\u9084\u662f\u5fc5\u9700\u4f69\u670d\u5df4\u83f2\u7279\u7684\u9577\u671f\u6295\u8cc7\u7684\u80fd\u8010\uff0c\u9019\u4e00\u90e8\u4efd\u9019\u53c3\u898b\u6211\u5148\u524d\u7684\u90e8\u843d\u683c\u6587\u7ae0\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2022\/08\/17\/%e9%95%b7%e6%9c%9f%e6%8c%81%e8%82%a1%e7%9a%84%e5%8f%af%e8%83%bd%e6%80%a7\/\">\u9577\u671f\u6301\u80a1\u7684\u53ef\u80fd\u6027\uff0c\u5df4\u83f2\u7279\u6301\u80a1\u7684\u5be6\u969b\u6848\u4f8b<\/a>\u300b<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E6%8C%81%E6%9C%89203%E7%9A%84%E8%82%A1%E4%BB%BD\"><\/span>\u6301\u670920.3%\u7684\u80a1\u4efd<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u524d\u9762\u63d0\u904e\uff0c\u65e9\u5728 1964\u5e74\uff0c\u5df4\u83f2\u7279\u5c31\u9996\u6b21\u8cfc\u8cb7\u4e86\u7f8e\u570b\u904b\u901a\u7684\u80a1\u7968\u3002\u4ed6\u5f9e\u9019\u9805\u6295\u8cc7\u4e2d\u8cfa\u4e86\u4e00\u5927\u7b46\u9322\uff0c\u4f46\u5728\u5e7e\u5e74\u5167\u5c31\u8ce3\u6389\u4e86\u80a1\u7968\u3002<\/p>\n\n\n\n<p>\u5df4\u83f2\u7279\u57281993\u5e74\u91cd\u65b0\u5c0d\u7f8e\u570b\u904b\u901a\u7522\u751f\u4e86\u8208\u8da3\u3002\u5b83\u73fe\u5728\u662f\u6ce2\u514b\u590f\uff08\u7f8e\u80a1\u4ee3\u78bc\uff1aBRK.A\u548cBRK.B\uff09\u6301\u6709\u6642\u9593\u7b2c\u4e8c\u4e45\u7684\u6301\u6709\u90e8\u4f4d\uff0c\u6700\u4e45\u7684\u662f\u53ef\u53e3\u53ef\u6a02\uff08\u7f8e\u80a1\u4ee3\u78bc\uff1aKO\uff09\u3002\u6ce2\u514b\u590f\u6301\u6709\u7684\u7f8e\u570b\u904b\u901a\u7684\u80a1\u50f9\u5e02\u503c\u5728\u6ce2\u514b\u590f\u7684\u6295\u8cc7\u7d44\u5408\u4e2d\u6392\u540d\u7b2c\u4e94\u3002\u6ce2\u514b\u590f\u5171\u6301\u6709\u7f8e\u570b\u904b\u901a 20.3% \u7684\u80a1\u4efd\u3002<\/p>\n\n\n\n<p>\u6ce2\u514b\u590f\u8207\u7f8e\u570b\u904b\u901a\u7684\u5354\u8b70\u662f\uff0c\u53ea\u8981\u65af\u8482\u82ac\u00b7\u65af\u594e\u88e1 \uff08Stephen Squeri\uff09\u64d4\u4efb\u57f7\u884c\u9577\uff0c\u5c31\u59cb\u7d42\u6309\u7167\u8463\u4e8b\u6703\u7684\u63a8\u85a6\uff0c\u5c0d\u4ed6\u7684\u5927\u90e8\u5206\u80a1\u4efd\u9032\u884c\u6295\u7968\u3002\u610f\u601d\u662f\u6ce2\u514b\u590f\u8981\u7f8e\u570b\u904b\u901a\u7684\u7ba1\u7406\u968e\u5c64\u653e\u5fc3\uff0c\u6ce2\u514b\u590f\u53ea\u60f3\u505a\u55ae\u7d14\u7684\u80a1\u6771\uff0c\u4e0d\u6703\u4ecb\u5165\u7f8e\u570b\u904b\u901a\u7684\u91cd\u5927\u71df\u904b\uff0c\u4eba\u4e8b\uff0c\u548c\u7ba1\u7406\u6c7a\u7b56\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E7%9B%AE%E5%89%8D%E6%8C%81%E8%82%A1%E7%9A%84%E5%83%B9%E5%80%BC\"><\/span>\u76ee\u524d\u6301\u80a1\u7684\u50f9\u503c<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u5df4\u83f2\u7279\u572890\u5e74\u4ee3\u521d\u958b\u59cb\u70ba\u6ce2\u514b\u590f\u6536\u8cfc\u7f8e\u570b\u904b\u901a\u516c\u53f8\u3002\u5728\u4ed62022\u5e74\u81f4\u80a1\u6771\u7684\u5e74\u5ea6\u4fe1\u4e2d\uff0c\u4ed6\u8868\u793a\u516c\u53f8\u57281995\u5e74\u57fa\u672c\u5b8c\u6210\u4e86\u5c0d\u80a1\u7968\u7684\u8cfc\u8cb7\uff0c\u6210\u672c\u70ba13\u5104\u7f8e\u5143\u3002<\/p>\n\n\n\n<p>\u5927\u7d04\u4e09\u5341\u5e74\u5f8c\uff0c\u9019\u4e9b\u80a1\u4efd\u73fe\u5728\u50f9\u503c224\u5104\u7f8e\u5143\uff0c\u572830\u5e74\u5167\u589e\u9577\u4e8617\u500d\u3002\u9019\u9084\u4e0d\u5305\u62ec\u6ce2\u514b\u590f\u73fe\u5728\u6bcf\u5e74\u5f9e\u7f8e\u570b\u904b\u901a\u516c\u53f8\u7372\u5f97\u76843.02\u5104\u7f8e\u5143\u80a1\u5229\u6536\u5165\uff0c\u8207\u6700\u521d\u7684\u6536\u8cfc\u50f9\u683c\u76f8\u6bd4\uff0c\u5e74\u6536\u76ca\u7387\u70ba23%\u3002\u7f8e\u570b\u904b\u901a\u7684\u7ba1\u7406\u5c64\u4e00\u76f4\u5728\u63d0\u9ad8\u5176\u5e74\u5ea6\u7684\u80a1\u5229\uff0c\u80a1\u5229\u5728\u904e\u53bb10\u5e74\u4e2d\u589e\u9577\u4e86160%\uff0c\u9019\u610f\u5473\u8457\u5df4\u83f2\u7279\u5728\u7f8e\u570b\u904b\u901a\u7684\u5e74\u6536\u76ca\u7387\u53ea\u6703\u5728\u672a\u4f86\u5e7e\u5e74\u589e\u52a0\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E6%9C%AA%E4%BE%86%E7%9A%84%E5%89%8D%E6%99%AF\"><\/span>\u672a\u4f86\u7684\u524d\u666f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u5df4\u83f2\u7279\u5c0d\u7f8e\u570b\u904b\u901a\u7684\u6295\u8cc7\u70ba\u6ce2\u514b\u590f\u7684\u80a1\u6771\u5275\u9020\u4e86\u8cc7\u672c\u4e0a\u7684\u5947\u8e5f\u3002<\/li>\n\n\n\n<li>\u7f8e\u570b\u904b\u901a\u57282010\u5e74\u4ee3\u521d\u671f\u7d93\u6b77\u4e86\u4e00\u6bb5\u8271\u96e3\u6642\u671f\uff0c\u4f46\u73fe\u5728\u5df2\u6062\u5fa9\u7a69\u5b9a\u7684\u9577\u671f\u589e\u9577\u3002<\/li>\n\n\n\n<li>\u7f8e\u570b\u904b\u901a\u5df2\u7d93\u70ba\u5305\u62ec\u6ce2\u514b\u590f\u7684\u80a1\u6771\uff0c\u5728\u672a\u4f86\u5341\u5e74\u53ca\u4ee5\u5f8c\u516c\u53f8\u7684\u9577\u671f\u767c\u5c55\u505a\u597d\u4e86\u6e96\u5099\u3002<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%B7%B4%E8%8F%B2%E7%89%B9%E6%9C%80%E6%88%90%E5%8A%9F%E7%9A%84%E6%8A%95%E8%B3%87%E4%B9%8B%E4%B8%80\"><\/span>\u5df4\u83f2\u7279\u6700\u6210\u529f\u7684\u6295\u8cc7\u4e4b\u4e00<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u5df4\u83f2\u7279\u5c0d\u7f8e\u570b\u904b\u901a\u7684\u6295\u8cc7\u5c07\u70ba\u6ce2\u514b\u590f\u7684\u6574\u9ad4\u6295\u8cc7\u7d44\u5408\u63d0\u4f9b\u66f4\u597d\u7684\u9577\u671f\u8868\u73fe\u3002<\/p>\n\n\n\n<p>\u4f5c\u70ba\u6709\u53f2\u4ee5\u4f86\u6700\u6709\u6210\u5c31\u7684\u6295\u8cc7\u8005\u4e4b\u4e00\uff0c\u5df4\u83f2\u7279\u5728\u64d4\u4efb\u6ce2\u514b\u590f\u57f7\u884c\u9577\u7684\u6578\u5341\u5e74\u8077\u696d\u751f\u6daf\u4e2d\u9032\u884c\u4e86\u4e00\u4e9b\u660e\u667a\u7684\u6536\u8cfc\u3002\u5a92\u9ad4\u548c\u6b0a\u5a01\u4eba\u58eb\u50be\u5411\u65bc\u95dc\u6ce8\u559c\u8a69\u7cd6\u679c\u3001\u84cb\u53ef\u4fdd\u96aa\u7b49\u6536\u8cfc\uff0c\u4ee5\u53ca\u5c0d\u53ef\u53e3\u53ef\u6a02\u548c\u860b\u679c\uff08\u7f8e\u80a1\u4ee3\u78bc\uff1aAAPL\uff09\u80a1\u7968\u7684\u5927\u91cf\u6536\u8cfc\u3002\u4f46\u5df4\u83f2\u7279\u7684\u4e00\u9805\u6700\u70ba\u6210\u529f\u7684\u6295\u8cc7\u4e4b\u4e00\u537b\u7121\u4eba\u5f88\u5c11\u4eba\u5728\u8a0e\u8ad6\uff0c\u90a3\u5c31\u662f\u7f8e\u570b\u904b\u901a\u3002<\/p>\n\n\n\n<p>\u9019\u5c31\u662f\u70ba\u4ec0\u9ebc\u7f8e\u570b\u904b\u901a\u5c0d\u5df4\u83f2\u7279\u548c\u6ce2\u514b\u590f\u4f86\u8aaa\u662f\u4e00\u7b46\u5982\u6b64\u5de8\u5927\u7684\u6295\u8cc7\uff0c\u4ee5\u53ca\u70ba\u4ec0\u9ebc\u5b83\u64c1\u6709\u76841.516\u5104\u80a1\u80a1\u7968\u572810\u523015\u5e74\u5f8c\u7684\u50f9\u503c\u53ef\u80fd\u66f4\u9ad8\u3002&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%85%AC%E5%8F%B8%E7%9A%84%E9%87%8D%E7%94%9F\"><\/span>\u516c\u53f8\u7684\u91cd\u751f<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u6295\u8cc7\u754c\u5728 2010 \u5e74\u4ee3\u521d\u5c0d\u7f8e\u570b\u904b\u901a\u7684\u672a\u4f86\u611f\u5230\u64d4\u6182\u3002\u5728\u7f8e\u570b\u5bcc\u88d5\u4fe1\u7528\u5361\u7528\u6236\u4e0d\u65b7\u589e\u9577\u7684\u63a8\u52d5\u4e0b\uff0c\u8a72\u516c\u53f8\u7d93\u6b77\u4e86\u6578\u5341\u5e74\u7684\u589e\u9577\uff0c\u4f46\u5176\u5e02\u5834\u4efd\u984d\u958b\u59cb\u88ab\u66f4\u958b\u653e\u7684\u5a01\u58eb\u548c\u842c\u4e8b\u9054\u652f\u4ed8\u7db2\u8def\u596a\u8d70\uff0c\u9019\u4e9b\u7db2\u8def\u64c1\u6709\u66f4\u597d\u7684\u5546\u6236\u5206\u4f48\u548c\u5feb\u901f\u589e\u9577\u7684\u501f\u8a18\u5361\u696d\u52d9\u985e\u5225\u3002\u9019\u4e9b\u64d4\u6182\u5728 2015 \u5e74\u9054\u5230\u9802\u5cf0\uff0c\u7576\u6642\u5176\u9577\u671f\u5408\u4f5c\u5925\u4f34\u597d\u5e02\u591a\uff08\u7f8e\u80a1\u4ee3\u78bc\uff1aCOST\uff09\u6c7a\u5b9a\u5c07\u5176\u6703\u54e1\u4fe1\u7528\u5361\u8f49\u70ba\u5a01\u58eb\u3002&nbsp;<\/p>\n\n\n\n<p>\u70ba\u4e86\u8b93\u696d\u52d9\u91cd\u56de\u6b63\u8ecc\uff0c\u7f8e\u570b\u904b\u901a\u57282017\u5e74\u81f32018\u5e74\u671f\u9593\u5f15\u5165\u4e86\u65b0\u7684\u7ba1\u7406\u5718\u968a\u3002\u4ed6\u5011\u6709\u5e7e\u500b\u4e3b\u8981\u512a\u5148\u4e8b\u9805\u4f86\u8b93\u696d\u52d9\u6062\u5fa9\u589e\u9577\uff0c\u4f46\u57fa\u790e\u662f\u589e\u52a0\u7f8e\u570b\u548c\u4e3b\u8981\u570b\u969b\u5e02\u5834\u7684\u5546\u6236\u5206\u92b7\uff0c\u4ee5\u4f7f\u7f8e\u570b\u904b\u901a\u7684\u50f9\u503c\u4e3b\u5f35\u8207\u7af6\u722d\u5c0d\u624b\u4fdd\u6301\u4e00\u81f4\u3002\u9019\u662f\u6574\u500b\u696d\u52d9\u7684\u6838\u5fc3\u9a45\u52d5\u529b\uff1a\u5982\u679c\u5ba2\u6236\u7121\u6cd5\u5728\u96f6\u552e\u5546\u8655\u4f7f\u7528\u7f8e\u570b\u904b\u901a\u5361\u4ed8\u6b3e\uff0c\u4ed6\u5011\u5c07\u88ab\u8feb\u9078\u64c7\u5a01\u58eb\u3001\u842c\u4e8b\u9054\u6216\u5176\u4ed6\u4ed8\u6b3e\u65b9\u5f0f\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E9%97%9C%E9%8D%B5%E7%9A%84%E7%87%9F%E9%81%8B%E6%95%B8%E5%AD%97\"><\/span>\u95dc\u9375\u7684\u71df\u904b\u6578\u5b57<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u6839\u64da 2022 \u5e74\u767c\u5e03\u7684\u5c3c\u723e\u68ee\u5831\u544a\uff0c\u76ee\u524d 99% \u63a5\u53d7\u4fe1\u7528\u5361\u7684\u7f8e\u570b\u5546\u5bb6\u90fd\u63a5\u53d7\u7f8e\u570b\u904b\u901a\u5361\u3002<br>\u5171\u67091060\u842c\u7684\u7f8e\u570b\u5546\u5bb6\u63a5\u53d7\u7f8e\u570b\u904b\u901a\u5361\uff1b\u570b\u969b\u5546\u5bb6\u5247\u67094400\u842c\u3002\u9019\u5169\u500b\u6578\u5b57\u548c\u5a01\u58eb\uff08\u7f8e\u80a1\u4ee3\u78bc\uff1aV\uff09\u548c\u842c\u4e8b\u9054\uff08\u7f8e\u80a1\u4ee3\u78bc\uff1aMA\uff09\u76f8\u6bd4\uff0c\u7f8e\u570b\u90e8\u4efd\u6301\u5e73\uff0c\u570b\u969b\u90e8\u4efd\u6bd4\u5a01\u58eb\u5c11\u4e86200\u842c\u5bb6\u570b\u969b\u5546\u5bb6\uff0c\u4f46\u6bd4\u842c\u4e8b\u9054\u591a\u4e86700\u842c\u5bb6\u7684\u570b\u969b\u5546\u5bb6\u3002<\/p>\n\n\n\n<p>\u9019\u5c0e\u7dfb\u7f8e\u570b\u904b\u901a\u6d3b\u8e8d\u7528\u6236\u81ea2018\u5e74\u4ee5\u4f86\u5fa9\u7526\uff08\u4e0d\u5305\u62ec2020\u5e74\u75ab\u60c5\u5927\u6d41\u884c\u671f\u9593\u7684\u5c0f\u63d2\u66f2\uff09\uff0c\u52302022\u5e74\u5e95\u6d3b\u8e8d\u5361\u6578\u9054\u52301.333 \u5104\uff0c\u800c2018\u5e74\u70ba1.14\u5104\u3002<\/p>\n\n\n\n<p>\u66f4\u591a\u7684\u5361\u5728\u7f8e\u570b\u904b\u901a\u7db2\u8def\u4e0a\u610f\u5473\u8457\u66f4\u591a\u7684\u652f\u4ed8\u91cf\uff0c\u9019\u610f\u5473\u8457\u66f4\u591a\u7684\u7f8e\u570b\u904b\u901a\u6536\u5165\u30022022 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class=\"ez-toc-section\" id=\"%E9%97%9C%E6%96%BC%E4%BF%A1%E7%94%A8%E5%8D%A1%E7%94%A2%E6%A5%AD\"><\/span>\u95dc\u65bc\u4fe1\u7528\u5361\u7522\u696d<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u5efa\u8b70\u8b80\u8005\u53ef\u4ee5\u53c3\u898b\u6211\u4e4b\u524d\u7684\u5e7e\u7bc7\u4fe1\u7528\u5361\u516c\u53f8\u7684\u6587\u7ae0\uff0c\u5305\u62ec\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2022\/02\/11\/%e5%a8%81%e5%a3%ab%ef%bc%88visa%ef%bc%89%e5%92%8c%e8%90%ac%e5%a3%ab%e9%81%94%ef%bc%88mastercard%ef%bc%89%e6%9c%89%e4%bb%80%e9%ba%bc%e4%b8%8d%e5%90%8c%ef%bc%9f\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u5a01\u58eb\uff08Visa\uff09\u548c\u842c\u58eb\u9054\uff08Mastercard\uff09\u6709\u4ec0\u9ebc\u4e0d\u540c\uff1f<\/a>\u300b\u548c\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2021\/06\/04\/%E5%85%A9%E5%A4%A7%E4%BF%A1%E7%94%A8%E5%8D%A1%E5%85%AC%E5%8F%B8%E7%9A%84%E8%AD%B7%E5%9F%8E%E6%B2%B3%E9%AC%86%E5%8B%95%E4%BA%86%E5%97%8E%EF%BC%9F\/\" 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