{"id":33284,"date":"2023-07-30T23:56:00","date_gmt":"2023-07-30T15:56:00","guid":{"rendered":"https:\/\/www.granitefirm.com\/blog\/?p=33284"},"modified":"2025-05-16T09:42:43","modified_gmt":"2025-05-16T01:42:43","slug":"%e7%be%8e%e5%9c%8b%e9%81%8b%e9%80%9a%e5%92%8c%e5%a8%81%e5%a3%ab%e6%88%96%e8%90%ac%e5%a3%ab%e9%81%94%e4%bf%a1%e7%94%a8%e5%8d%a1%e6%9c%89%e4%bd%95%e4%b8%8d%e5%90%8c%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/www.granitefirm.com\/blog\/blog\/2023\/07\/30\/%e7%be%8e%e5%9c%8b%e9%81%8b%e9%80%9a%e5%92%8c%e5%a8%81%e5%a3%ab%e6%88%96%e8%90%ac%e5%a3%ab%e9%81%94%e4%bf%a1%e7%94%a8%e5%8d%a1%e6%9c%89%e4%bd%95%e4%b8%8d%e5%90%8c%ef%bc%9f\/","title":{"rendered":"\u7f8e\u570b\u904b\u901a\u548c\u5a01\u58eb\u6216\u842c\u58eb\u9054\u4fe1\u7528\u5361\u6709\u4f55\u4e0d\u540c\uff1f\u81f3\u5c118\u8655\u4e0d\u540c"},"content":{"rendered":"\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_85 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"\u986f\u793a\/\u96b1\u85cf\u5167\u5bb9\u76ee\u9304\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #ffffff;color:#ffffff\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #ffffff;color:#ffffff\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2023\/07\/30\/%e7%be%8e%e5%9c%8b%e9%81%8b%e9%80%9a%e5%92%8c%e5%a8%81%e5%a3%ab%e6%88%96%e8%90%ac%e5%a3%ab%e9%81%94%e4%bf%a1%e7%94%a8%e5%8d%a1%e6%9c%89%e4%bd%95%e4%b8%8d%e5%90%8c%ef%bc%9f\/#%E6%94%AF%E4%BB%98%E7%B6%B2%E8%B7%AF%E8%88%87%E7%99%BC%E5%8D%A1%E6%A9%9F%E6%A7%8B\" >\u652f\u4ed8\u7db2\u8def\u8207\u767c\u5361\u6a5f\u69cb<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2023\/07\/30\/%e7%be%8e%e5%9c%8b%e9%81%8b%e9%80%9a%e5%92%8c%e5%a8%81%e5%a3%ab%e6%88%96%e8%90%ac%e5%a3%ab%e9%81%94%e4%bf%a1%e7%94%a8%e5%8d%a1%e6%9c%89%e4%bd%95%e4%b8%8d%e5%90%8c%ef%bc%9f\/#%E5%A8%81%E5%A3%AB%E6%88%96%E8%90%AC%E5%A3%AB%E9%81%94%E6%9C%AC%E8%BA%AB%E4%B8%8D%E7%99%BC%E5%8D%A1\" >\u5a01\u58eb\u6216\u842c\u58eb\u9054\u672c\u8eab\u4e0d\u767c\u5361<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2023\/07\/30\/%e7%be%8e%e5%9c%8b%e9%81%8b%e9%80%9a%e5%92%8c%e5%a8%81%e5%a3%ab%e6%88%96%e8%90%ac%e5%a3%ab%e9%81%94%e4%bf%a1%e7%94%a8%e5%8d%a1%e6%9c%89%e4%bd%95%e4%b8%8d%e5%90%8c%ef%bc%9f\/#%E5%95%86%E5%AE%B6%E6%8E%A5%E5%8F%97%E7%9A%84%E7%A8%8B%E5%BA%A6\" >\u5546\u5bb6\u63a5\u53d7\u7684\u7a0b\u5ea6<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2023\/07\/30\/%e7%be%8e%e5%9c%8b%e9%81%8b%e9%80%9a%e5%92%8c%e5%a8%81%e5%a3%ab%e6%88%96%e8%90%ac%e5%a3%ab%e9%81%94%e4%bf%a1%e7%94%a8%e5%8d%a1%e6%9c%89%e4%bd%95%e4%b8%8d%e5%90%8c%ef%bc%9f\/#%E7%BE%8E%E5%9C%8B%E5%9C%8B%E5%85%A7\" >\u7f8e\u570b\u570b\u5167<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2023\/07\/30\/%e7%be%8e%e5%9c%8b%e9%81%8b%e9%80%9a%e5%92%8c%e5%a8%81%e5%a3%ab%e6%88%96%e8%90%ac%e5%a3%ab%e9%81%94%e4%bf%a1%e7%94%a8%e5%8d%a1%e6%9c%89%e4%bd%95%e4%b8%8d%e5%90%8c%ef%bc%9f\/#%E5%9C%8B%E9%9A%9B%E6%8E%A5%E5%8F%97%E5%BA%A6\" >\u570b\u969b\u63a5\u53d7\u5ea6<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2023\/07\/30\/%e7%be%8e%e5%9c%8b%e9%81%8b%e9%80%9a%e5%92%8c%e5%a8%81%e5%a3%ab%e6%88%96%e8%90%ac%e5%a3%ab%e9%81%94%e4%bf%a1%e7%94%a8%e5%8d%a1%e6%9c%89%e4%bd%95%e4%b8%8d%e5%90%8c%ef%bc%9f\/#%E5%88%B7%E5%8D%A1%E6%89%8B%E7%BA%8C%E8%B2%BB\" >\u5237\u5361\u624b\u7e8c\u8cbb<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2023\/07\/30\/%e7%be%8e%e5%9c%8b%e9%81%8b%e9%80%9a%e5%92%8c%e5%a8%81%e5%a3%ab%e6%88%96%e8%90%ac%e5%a3%ab%e9%81%94%e4%bf%a1%e7%94%a8%e5%8d%a1%e6%9c%89%e4%bd%95%e4%b8%8d%e5%90%8c%ef%bc%9f\/#%E5%AE%A2%E6%88%B6%E6%9C%8D%E5%8B%99\" >\u5ba2\u6236\u670d\u52d9<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2023\/07\/30\/%e7%be%8e%e5%9c%8b%e9%81%8b%e9%80%9a%e5%92%8c%e5%a8%81%e5%a3%ab%e6%88%96%e8%90%ac%e5%a3%ab%e9%81%94%e4%bf%a1%e7%94%a8%e5%8d%a1%e6%9c%89%e4%bd%95%e4%b8%8d%e5%90%8c%ef%bc%9f\/#%E5%8D%A1%E7%89%87%E7%A6%8F%E5%88%A9\" >\u5361\u7247\u798f\u5229<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2023\/07\/30\/%e7%be%8e%e5%9c%8b%e9%81%8b%e9%80%9a%e5%92%8c%e5%a8%81%e5%a3%ab%e6%88%96%e8%90%ac%e5%a3%ab%e9%81%94%e4%bf%a1%e7%94%a8%e5%8d%a1%e6%9c%89%e4%bd%95%e4%b8%8d%e5%90%8c%ef%bc%9f\/#%E5%8D%A1%E7%89%87%E7%94%B3%E8%AB%8B%E8%B3%87%E6%A0%BC\" >\u5361\u7247\u7533\u8acb\u8cc7\u683c<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2023\/07\/30\/%e7%be%8e%e5%9c%8b%e9%81%8b%e9%80%9a%e5%92%8c%e5%a8%81%e5%a3%ab%e6%88%96%e8%90%ac%e5%a3%ab%e9%81%94%e4%bf%a1%e7%94%a8%e5%8d%a1%e6%9c%89%e4%bd%95%e4%b8%8d%e5%90%8c%ef%bc%9f\/#%E5%8D%A1%E7%89%87%E7%A8%AE%E9%A1%9E%E9%81%B8%E6%93%87%E7%9A%84%E5%A4%9A%E6%A8%A3%E6%80%A7\" >\u5361\u7247\u7a2e\u985e\u9078\u64c7\u7684\u591a\u6a23\u6027<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2023\/07\/30\/%e7%be%8e%e5%9c%8b%e9%81%8b%e9%80%9a%e5%92%8c%e5%a8%81%e5%a3%ab%e6%88%96%e8%90%ac%e5%a3%ab%e9%81%94%e4%bf%a1%e7%94%a8%e5%8d%a1%e6%9c%89%e4%bd%95%e4%b8%8d%e5%90%8c%ef%bc%9f\/#%E5%A8%81%E5%A3%AB%E5%8D%A1%E3%80%81%E8%90%AC%E4%BA%8B%E9%81%94%E5%8D%A1%E5%92%8C%E7%BE%8E%E5%9C%8B%E9%81%8B%E9%80%9A%E5%8D%A1%E7%9A%84%E6%AF%94%E8%BC%83%E9%80%9F%E8%A6%BD\" >\u5a01\u58eb\u5361\u3001\u842c\u4e8b\u9054\u5361\u548c\u7f8e\u570b\u904b\u901a\u5361\u7684\u6bd4\u8f03\u901f\u89bd<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2023\/07\/30\/%e7%be%8e%e5%9c%8b%e9%81%8b%e9%80%9a%e5%92%8c%e5%a8%81%e5%a3%ab%e6%88%96%e8%90%ac%e5%a3%ab%e9%81%94%e4%bf%a1%e7%94%a8%e5%8d%a1%e6%9c%89%e4%bd%95%e4%b8%8d%e5%90%8c%ef%bc%9f\/#%E7%9B%B8%E9%97%9C%E6%96%87%E7%AB%A0\" >\u76f8\u95dc\u6587\u7ae0<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E6%94%AF%E4%BB%98%E7%B6%B2%E8%B7%AF%E8%88%87%E7%99%BC%E5%8D%A1%E6%A9%9F%E6%A7%8B\"><\/span>\u652f\u4ed8\u7db2\u8def\u8207\u767c\u5361\u6a5f\u69cb<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>\u767c\u5361\u6a5f\u69cb<\/strong>\u662f\u5411\u6d88\u8cbb\u8005\u63d0\u4f9b\u4fe1\u8cb8\u7684\u7b2c\u4e09\u65b9\uff0c\u901a\u5e38\u662f\u9280\u884c\u3002\u7576\u60a8\u4f7f\u7528\u60a8\u7684\u5361\u6642\uff0c\u767c\u5361\u884c\u6703\u70ba\u4ea4\u6613\u4ed8\u6b3e\u3002\u4e00\u65e6\u60a8\u9084\u6e05\u6240\u6536\u53d6\u7684\u8cbb\u7528\uff0c\u5b83\u5c31\u6703\u5f97\u5230\u5831\u92b7\u3002<\/p>\n\n\n\n<p><strong>\u652f\u4ed8\u7db2\u8def<\/strong>\u8655\u7406\u4ea4\u6613\u3002\u5b83\u5c07\u8cc7\u91d1\u5f9e\u767c\u5361\u6a5f\u69cb\u8f49\u79fb\u5230\u5546\u5bb6\u3002<\/p>\n\n\n\n<p><strong>\u7f8e\u570b\u904b\u901a\u65e2\u662f\u767c\u5361\u6a5f\u69cb\u4e5f\u662f\u652f\u4ed8\u7db2\u8def\u3002<\/strong>\u7f8e\u570b\u904b\u901a\u627f\u64d4\u96d9\u91cd\u8cac\u4efb\u3002\u5b83\u9084\u8655\u7406\u81ea\u5df1\u7684\u7f8e\u570b\u904b\u901a\u5361\u548c\u4f7f\u7528\u7f8e\u570b\u904b\u901a\u5361\u7db2\u8def\u7684\u5176\u4ed6\u767c\u5361\u6a5f\u69cb\u7684\u5361\u7684\u4ea4\u6613\u3002<\/p>\n\n\n\n<p><strong>\u5a01\u58eb\u53ea\u662f\u4e00\u500b\u652f\u4ed8<strong>\u7db2\u8def<\/strong>\u3002<\/strong>\u7531\u65bc Visa \u4e0d\u662f\u4fe1\u7528\u5361\u767c\u5361\u6a5f\u69cb\uff0c\u56e0\u6b64\u6bcf\u5f35\u5a01\u58eb\u5361\u4e5f\u6709\u4e00\u500b\u767c\u5361\u6a5f\u69cb\u3002\u4f8b\u5982\uff0c\u5e36\u6709\u5a01\u58eb\u7684Chase \u4fe1\u7528\u5361\u4e0a\u5c07\u540c\u6642\u5e36\u6709 Chase \u548c Visa \u6a19\u8a8c\u3002\u9019\u610f\u5473\u8457\u5927\u901a\u9280\u884c\u662f\u4fe1\u7528\u5361\u767c\u884c\u5546\uff0c\u5a01\u58eb\u662f\u652f\u4ed8\u7db2\u8def\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%A8%81%E5%A3%AB%E6%88%96%E8%90%AC%E5%A3%AB%E9%81%94%E6%9C%AC%E8%BA%AB%E4%B8%8D%E7%99%BC%E5%8D%A1\"><\/span>\u5a01\u58eb\u6216\u842c\u58eb\u9054\u672c\u8eab\u4e0d\u767c\u5361<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u7f8e\u570b\u904b\u901a\u5a01\u58eb\uff08\u7f8e\u80a1\u4ee3\u78bc\uff1aV\uff09\u6216\u842c\u58eb\u9054\uff08\u7f8e\u80a1\u4ee3\u78bc\uff1aMA\uff09\u4e4b\u9593\u7684\u4e3b\u8981\u5340\u5225\u5728\u65bc\u7f8e\u570b\u904b\u901a\u65e2\u662f\u767c\u5361\u6a5f\u69cb\u53c8\u662f\u652f\u4ed8\u7db2\u8def\u3002 \u5a01\u58eb\u6216\u842c\u58eb\u9054\u53ea\u662f\u4e00\u500b\u4fe1\u7528\u5361\u7684\u652f\u4ed8\u7db2\u8def\uff0c\u672c\u8eab\u4e0d\u8ca0\u8cac\u767c\u5361\u3002\u800c\u5176\u4ed6\u9280\u884c\u4f8b\u5982\u5927\u901a\u9280\u884c\uff08\u7f8e\u80a1\u4ee3\u78bc\uff1aJPM\uff09\u3001\u7f8e\u570b\u9280\u884c\uff08\u7f8e\u80a1\u4ee3\u78bc\uff1aBAC\uff09\u5247\u6703\u52a0\u5165\u5a01\u58eb\u6216\u842c\u58eb\u9054\u7684\u4fe1\u7528\u5361\u652f\u4ed8\u7db2\u8def\uff0c\u8ca0\u8cac\u767c\u5361\u3002<\/p>\n\n\n\n<p>\u95dc\u65bc\u5a01\u58eb\u548c\u842c\u58eb\u9054\uff0c\u6709\u8208\u8da3\u7684\u8b80\u8005\u53ef\u4ee5\u53c3\u8003\u6211\u4e4b\u524d\u7684\u5169\u7bc7\u90e8\u843d\u683c\u6587\u7ae0\u7684\u8aaa\u660e\uff1a\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2022\/02\/11\/%e5%a8%81%e5%a3%ab%ef%bc%88visa%ef%bc%89%e5%92%8c%e8%90%ac%e5%a3%ab%e9%81%94%ef%bc%88mastercard%ef%bc%89%e6%9c%89%e4%bb%80%e9%ba%bc%e4%b8%8d%e5%90%8c%ef%bc%9f\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u5a01\u58eb\uff08Visa\uff09\u548c\u842c\u58eb\u9054\uff08Mastercard\uff09\u6709\u4ec0\u9ebc\u4e0d\u540c\uff1f<\/a>\u300b\u548c\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2021\/06\/04\/%E5%85%A9%E5%A4%A7%E4%BF%A1%E7%94%A8%E5%8D%A1%E5%85%AC%E5%8F%B8%E7%9A%84%E8%AD%B7%E5%9F%8E%E6%B2%B3%E9%AC%86%E5%8B%95%E4%BA%86%E5%97%8E%EF%BC%9F\/\" target=\"_blank\" rel=\"noreferrer noopener\">2\u5927\u4fe1\u7528\u5361\u7db2\u8def\u7684\u8b77\u57ce\u6cb3\u9b06\u52d5\u4e86\u55ce\uff1f<\/a>\u300b<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"acceptance-of-american-express-vs.-visa\"><span class=\"ez-toc-section\" id=\"%E5%95%86%E5%AE%B6%E6%8E%A5%E5%8F%97%E7%9A%84%E7%A8%8B%E5%BA%A6\"><\/span>\u5546\u5bb6\u63a5\u53d7\u7684\u7a0b\u5ea6<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u8207\u7f8e\u570b\u904b\u901a\u76f8\u6bd4\uff0c\u66f4\u591a\u7684\u5546\u5bb6\u9858\u610f\u63a5\u53d7\u5a01\u58eb\u548c\u842c\u58eb\u9054\u3002\u4e8b\u5be6\u4e0a\uff0c\u5a01\u58eb\u548c\u662f\u4e16\u754c\u4e0a\u63a5\u53d7\u5ea6\u6700\u9ad8\u7684\u652f\u4ed8\u7db2\u8def\u4e4b\u4e00\u300299%\u7684\u63a5\u53d7\u4fe1\u7528\u5361\u7684\u5546\u5bb6\u90fd\u63a5\u53d7\u7f8e\u570b\u904b\u901a\u5361\uff0c\u4f46\u4ecd\u4e0d\u5982\u5a01\u58eb\u5361\u548c\u842c\u58eb\u9054\u5361\u88ab\u5ee3\u6cdb\u63a5\u53d7\u3002<\/p>\n\n\n\n<p>\u9577\u671f\u4ee5\u4f86\uff0c\u7f8e\u570b\u904b\u901a\u6536\u53d6\u7684\u4fe1\u7528\u5361\u624b\u7e8c\u8cbb\u9ad8\u65bc\u5176\u4ed6\u652f\u4ed8\u7db2\u8def\u3002\u70ba\u4e86\u907f\u514d\u9019\u4e9b\u66f4\u6602\u8cb4\u7684\u8cbb\u7528\uff0c\u4e00\u4e9b\u5546\u5bb6\u9078\u64c7\u4e0d\u63a5\u53d7\u7f8e\u570b\u904b\u901a\u5361\u3002\u5b83\u5728170\u591a\u500b\u570b\u5bb6\u6216\u5730\u5340\u88ab\u63a5\u53d7\uff1b\u4f46\u662f\u6709200\u591a\u500b\u570b\u5bb6\u6216\u5730\u5340\u63a5\u53d7\u5a01\u58eb\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E7%BE%8E%E5%9C%8B%E5%9C%8B%E5%85%A7\"><\/span>\u7f8e\u570b\u570b\u5167<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u7c21\u55ae\u4f86\u8aaa\uff0c\u63a5\u53d7\u4f60\u7684\u5361\u7684\u5546\u6236\u8d8a\u591a\uff0c\u5361\u7684\u7db2\u8def\u5c31\u8d8a\u597d\u3002\u5a01\u58eb\u548c\u842c\u4e8b\u9054\u5361\u5169\u5bb6\u516c\u53f8\uff0c\u6b77\u4f86\u662f\u4e3b\u8981\u7af6\u722d\u8005\uff0c\u4ed6\u5011\u5728\u7f8e\u570b\u6709 1070 \u842c\u5bb6\u96f6\u552e\u5546\u63a5\u53d7\u5169\u5bb6\u516c\u53f8\u7684\u5361\u3002<\/p>\n\n\n\n<p>\u4f46\u5728 2020 \u5e74 2 \u6708\u7684\u5c3c\u723e\u68ee\u5831\u544a\u4e2d\uff0c\u64da\u5831\u5c0e\uff0c\u7f8e\u570b 99% \u7684\u4fe1\u7528\u5361\u53d7\u7406\u5546\u6236\u73fe\u5728\u53ef\u4ee5\u63a5\u53d7\u7f8e\u570b\u904b\u901a\u5361\uff0c\u9019\u610f\u5473\u8457\u73fe\u5728\u6709 1060 \u842c\u96f6\u552e\u5546\u63a5\u53d7\u7f8e\u570b\u904b\u901a\u5361\u3002\u9019\u8207 5 \u5e74\u524d\u7f8e\u570b\u904b\u901a\u50c5\u63a5\u53d7 370 \u842c\u5f35\u76f8\u6bd4\u662f\u4e00\u500b\u5de8\u5927\u7684\u8b8a\u5316\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%9C%8B%E9%9A%9B%E6%8E%A5%E5%8F%97%E5%BA%A6\"><\/span>\u570b\u969b\u63a5\u53d7\u5ea6<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u4e0d\u5e78\u7684\u662f\uff0c\u7f8e\u570b\u904b\u901a\u7684\u570b\u969b\u63a5\u53d7\u5ea6\u9060\u4f4e\u65bc\u5176\u7af6\u722d\u5c0d\u624b\u3002\u4f8b\u5982\uff0c\u7f8e\u570b\u904b\u901a\u5361\u5728\u5168\u7403 160 \u591a\u500b\u570b\u5bb6\/\u5730\u5340\u88ab\u63a5\u53d7\uff0c\u9019\u843d\u5f8c\u65bc\u5728 200 \u591a\u500b\u570b\u5bb6\/\u5730\u5340\u90fd\u88ab\u63a5\u53d7\u7684\u5a01\u58eb\u5361\u548c\u842c\u4e8b\u9054\u5361\u3002<\/p>\n\n\n\n<p>\u96d6\u7136\u5728\u52a0\u62ff\u5927\u6216\u6fb3\u5927\u5229\u4e9e\u7b49\u570b\u5bb6\/\u5730\u5340\u66f4\u5bb9\u6613\u627e\u5230\u63a5\u53d7\u7f8e\u570b\u904b\u901a\u5361\u7684\u5730\u65b9\uff0c\u4f46\u5728\u6b50\u6d32\u548c\u4e9e\u6d32\u5247\u66f4\u96e3\u3002\u70ba\u4e86\u5b89\u5168\u8d77\u898b\uff0c\u51fa\u570b\u65c5\u884c\u6642\u6700\u597d\u7684\u8fa6\u6cd5\u662f\u5728\u9322\u5305\u88e1\u653e\u4e00\u5f35\u5a01\u58eb\u6216\u842c\u4e8b\u9054\u5361\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%88%B7%E5%8D%A1%E6%89%8B%E7%BA%8C%E8%B2%BB\"><\/span>\u5237\u5361\u624b\u7e8c\u8cbb<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u4fe1\u7528\u5361\u696d\u52d9\u589e\u9577\u7684\u4e00\u500b\u91cd\u8981\u539f\u56e0\u662f\u4fe1\u7528\u5361\u7db2\u8def\u4e4b\u9593\u7684\u8cbb\u7528\u30022020 \u5e74 2 \u6708\uff0c\u5c3c\u723e\u68ee\u5831\u544a\u7a31\uff0c\u5a01\u58eb\u5361\u548c\u842c\u4e8b\u9054\u5361\u5237\u5361\u8cbb\u7528\u7684\u52a0\u6b0a\u5e73\u5747\u70ba 2.26%\uff0c\u800c\u7f8e\u570b\u904b\u901a\u7684\u5e73\u5747\u8cbb\u7528\u70ba 2.3%\uff0c\u50c5\u76f8\u5dee 0.04%\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%AE%A2%E6%88%B6%E6%9C%8D%E5%8B%99\"><\/span>\u5ba2\u6236\u670d\u52d9<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u5728JD Power \u7684<a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2020-us-credit-card-satisfaction-study\" target=\"_blank\" rel=\"noreferrer noopener\">2020 \u5e74\u7f8e\u570b\u4fe1\u7528\u5361\u6eff\u610f\u5ea6\u7814\u7a76<\/a>\u4e2d\uff0c\u7f8e\u570b\u904b\u901a\u540d\u5217\u7b2c\u4e00\u3002\u5b83\u5728\u9019\u4e9b\u5e74\u5ea6\u7814\u7a76\u4e2d\u4e5f\u4e00\u76f4\u8868\u73fe\u51fa\u8272\u3002\u5982\u679c\u60a8\u7372\u5f97\u7f8e\u570b\u904b\u901a\u767c\u884c\u7684\u5361\uff0c\u60a8\u53ef\u4ee5\u4eab\u53d7\u5230\u512a\u8cea\u7684\u670d\u52d9\u3002<\/p>\n\n\n\n<p>\u4f7f\u7528\u5a01\u58eb\u5361\uff0c\u60a8\u4e0d\u6703\u56e0\u5ba2\u6236\u670d\u52d9\u554f\u984c\u800c\u8207\u5a01\u58eb\u4e92\u52d5<strong>\u3002<\/strong>\u60a8\u6703\u806f\u7e6b\u767c\u5361\u7684\u4fe1\u7528\u5361\u516c\u53f8\u3002\u7531\u65bc\u5a01\u58eb\u8207\u773e\u591a\u767c\u5361\u6a5f\u69cb\u5408\u4f5c\uff0c\u9019\u610f\u5473\u8457\u5ba2\u6236\u670d\u52d9\u66f4\u52a0\u591a\u8b8a\u3002\u9019\u5c07\u53d6\u6c7a\u65bc\u767c\u5361\u6a5f\u69cb\uff0c\u5a01\u58eb\u672c\u8eab\u7121\u6cd5\u63a7\u5236\u670d\u52d9\u8cea\u91cf\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%8D%A1%E7%89%87%E7%A6%8F%E5%88%A9\"><\/span>\u5361\u7247\u798f\u5229<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u5361\u7684\u7db2\u8def\u6703\u6839\u64da\u60a8\u7533\u8fa6\u5361\u7684\u670d\u52d9\u7d1a\u5225\u63d0\u4f9b\u512a\u60e0\uff0c\u4f46\u4e26\u975e\u6bcf\u5f35\u5361\u90fd\u4fdd\u8b49\u6309\u7d1a\u5225\u5305\u542b\u6240\u6709\u512a\u60e0\uff0c\u4e26\u4e14\u767c\u5361\u884c\u53ef\u4ee5\u63d0\u4f9b\u8de8\u7d1a\u5225\u7684\u53ef\u7528\u512a\u60e0\u7684\u4efb\u610f\u7d44\u5408\u3002\u9664\u4e86\u9019\u4e9b\u7db2\u8def\u798f\u5229\u4e4b\u5916\uff0c\u60a8\u7684\u5361\u5f88\u53ef\u80fd\u9084\u6703\u63d0\u4f9b\u5176\u4ed6\u798f\u5229\u3002<\/p>\n\n\n\n<p>\u4f46\u5c31\u5a01\u58eb\u5361\u6216\u842c\u58eb\u9054\u800c\u8a00\uff0c\u57fa\u672c\u4e0a\u5361\u7684\u798f\u5229\u5206\u5169\u90e8\u4efd\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u7533\u5a01\u58eb\u5361\u6216\u842c\u58eb\u9054\u7db2\u8def\u6240\u63d0\u4f9b\u7684\u798f\u5229\u3002<\/li>\n\n\n\n<li>\u60a8\u6240\u7533\u8fa6\u7684\u767c\u5361\u9280\u884c\u6240\u63d0\u4f9b\u7684\u798f\u5229\u3002<\/li>\n<\/ul>\n\n\n\n<p>\u800c\u7f8e\u570b\u904b\u901a\u5247\u81ea\u5df1\u53ef\u4ee5\u6c7a\u5b9a\u5b83\u81ea\u5df1\u6240\u6838\u767c\u7684\u5361\u7684\u6240\u6709\u7684\u798f\u5229\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%8D%A1%E7%89%87%E7%94%B3%E8%AB%8B%E8%B3%87%E6%A0%BC\"><\/span>\u5361\u7247\u7533\u8acb\u8cc7\u683c<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u5e02\u5834\u4e0a\u6709\u5404\u7a2e\u5404\u6a23\u7684\u4fe1\u7528\u5361\uff0c\u5305\u62ec\u73fe\u91d1\u8fd4\u9084\u5361\u3001\u734e\u52f5\u5361\u3001\u540d\u7247\u5361\u7b49\u3002\u60a8\u7533\u8acb\u7684\u6bcf\u5f35\u4fe1\u7528\u5361\u90fd\u6709\u81ea\u5df1\u7684\u4e00\u5957\u8cc7\u683c\u8981\u6c42\uff0c\u5305\u62ec\u4fe1\u7528\u8a55\u5206\u3001\u4fe1\u7528\u8a18\u9304\u548c\u6536\u5165\u6c34\u6e96\u3002<\/p>\n\n\n\n<p>\u4e00\u822c\u4f86\u8aaa\uff0c\u5361\u63d0\u4f9b\u7684\u597d\u8655\u8d8a\u591a\uff0c\u7372\u5f97\u8cc7\u683c\u5c31\u8d8a\u96e3\u3002\u4f46\u5c31\u6bd4\u8f03\u5a01\u58eb\u5361\u3001\u842c\u58eb\u9054\u5361\u3001\u548c\u7f8e\u570b\u904b\u901a\u7684\u8cc7\u683c\u8981\u6c42\u800c\u8a00\uff0c\u7f8e\u570b\u904b\u901a\u53ef\u80fd\u662f\u6700\u96e3\u7372\u5f97\u8cc7\u683c\u7684\u767c\u5361\u6a5f\u69cb\uff0c\u56e0\u70ba\u5927\u591a\u6578\u5361\u8981\u6c42\u7533\u8acb\u4eba\u5177\u6709\u81f3\u5c11 670 \u7684\u201c\u826f\u597d\u201d\u4fe1\u7528\u8a55\u5206\u624d\u80fd\u7372\u5f97\u8cc7\u683c\u3002<\/p>\n\n\n\n<p>\u76f8\u6bd4\u4e4b\u4e0b\uff0c\u5a01\u58eb\u5361\u548c\u842c\u58eb\u9054\u5361\u63d0\u4f9b\u7684\u8a31\u591a\u5361\u53ea\u9700\u8981 630 \u7684\u201c\u516c\u5e73\u201d\u4fe1\u7528\u8a55\u7d1a\u3002\u9019\u662f\u56e0\u70ba\u5a01\u58eb\u5361\u548c\u842c\u58eb\u9054\u5361\u4e0d\u662f\u767c\u5361\u6a5f\u69cb\uff0c\u56e0\u6b64\u4ed6\u5011\u7121\u6cd5\u63a7\u5236\u6700\u4f4e\u8981\u6c42\u3002\u9280\u884c\u548c\u5176\u4ed6\u767c\u5361\u6a5f\u69cb\u53ef\u4ee5\u7368\u7acb\u8a2d\u7f6e\u9019\u4e9b\u7d1a\u5225\uff0c\u4e26\u4e14\u6c92\u6709\u90a3\u9ebc\u56b4\u683c\u7684\u8981\u6c42\u3002<\/p>\n\n\n\n<p>\u9019\u610f\u5473\u8457\uff0c\u5982\u679c\u60a8\u662f\u62d6\u6b20\u8cb8\u6b3e\u6216\u4fe1\u7528\u8a18\u9304\u6709\u9650\u7684\u7533\u8acb\u4eba\uff0c\u60a8\u66f4\u6709\u53ef\u80fd\u7372\u5f97\u5a01\u58eb\u5361\u548c\u842c\u58eb\u9054\u5361\u7db2\u8def\u4e2d\u7684\u5361\u7684\u6279\u51c6\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%8D%A1%E7%89%87%E7%A8%AE%E9%A1%9E%E9%81%B8%E6%93%87%E7%9A%84%E5%A4%9A%E6%A8%A3%E6%80%A7\"><\/span>\u5361\u7247\u7a2e\u985e\u9078\u64c7\u7684\u591a\u6a23\u6027<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u8207\u5e36\u6709\u5a01\u58eb\u5361\u548c\u842c\u58eb\u9054\u5361\u6a19\u8a8c\u7684\u5361\u7247\u6578\u91cf\u76f8\u6bd4\uff0c\u7f8e\u570b\u904b\u901a\u767c\u884c\u7684\u5361\u7247\u7a2e\u985e\u8f03\u5c11\u3002\u9019\u662f\u56e0\u70ba\uff0c\u4f5c\u70ba\u767c\u5361\u6a5f\u69cb\uff0c\u5b83\u81ea\u5df1\u8ca0\u8cac\u63d0\u4f9b\u5361\uff0c\u4e26\u4e14\u5728\u7f8e\u570b\u904b\u901a\u652f\u4ed8\u7db2\u8def\u4e0a\u50c5\u63d0\u4f9b\u6709\u9650\u7684\u5176\u4ed6\u767c\u5361\u6a5f\u69cb\u7684\u5361\u3002&nbsp;<\/p>\n\n\n\n<p>\u5982\u679c\u4f60\u60f3\u8981\u66f4\u591a\u7684\u5361\u53ef\u4f9b\u9078\u64c7\uff0c\u4f60\u6700\u597d\u5728\u5a01\u58eb\u5361\u6216\u842c\u58eb\u9054\u5361\u7db2\u8def\u4e2d\u9078\u64c7\u4e00\u5f35\u5361\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%A8%81%E5%A3%AB%E5%8D%A1%E3%80%81%E8%90%AC%E4%BA%8B%E9%81%94%E5%8D%A1%E5%92%8C%E7%BE%8E%E5%9C%8B%E9%81%8B%E9%80%9A%E5%8D%A1%E7%9A%84%E6%AF%94%E8%BC%83%E9%80%9F%E8%A6%BD\"><\/span>\u5a01\u58eb\u5361\u3001\u842c\u4e8b\u9054\u5361\u548c\u7f8e\u570b\u904b\u901a\u5361\u7684\u6bd4\u8f03\u901f\u89bd<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><\/td><td>\u5a01\u58eb<\/td><td>\u842c\u4e8b\u9054<\/td><td>\u7f8e\u570b\u904b\u901a<\/td><\/tr><tr><td>\u570b\u5167\u9a57\u6536<\/td><td>1070\u842c<\/td><td>1070\u842c<\/td><td>1060\u842c<\/td><\/tr><tr><td>\u901a\u884c\u7684\u570b\u5bb6\u548c\u5730\u5340\u6578\u76ee<\/td><td>200\u591a\u500b\u570b\u5bb6\u548c\u5730\u5340<\/td><td>210\u591a\u500b\u570b\u5bb6\u548c\u5730\u5340<\/td><td>160\u591a\u500b\u570b\u5bb6\u548c\u5730\u5340<\/td><\/tr><tr><td>2019 \u5e74\u7f8e\u570b\u6d41\u901a\u7684\u5361\u7247\u5f35\u6578<\/td><td>3.331\u5104<\/td><td>2.43\u5104<\/td><td>5470\u842c<\/td><\/tr><tr><td>2019 \u5e74\u7684\u7e3d\u5237\u5361\u91d1\u984d\uff08\u7c3d\u5e33\u91d1\u878d\u5361\/\u4fe1\u7528\u5361\uff09<\/td><td>\u7f8e\u91d18.945 \u5146\uff08\u7c3d\u5e33\u91d1\u878d\u53614.890\uff0c\u4fe1\u7528\u53614.055\uff09<\/td><td>\u7f8e\u91d14.767 \u5146\uff08\u7c3d\u5e33\u91d1\u878d\u53613.015\uff0c\u4fe1\u7528\u53611.752\uff09<\/td><td>\u7f8e\u91d11.225\u5146\uff08\u50c5\u4fe1\u7528\u5361\uff09<\/td><\/tr><tr><td>2019 \u5e74\u5361\u4ea4\u6613\u7b46\u6578<\/td><td>185.5\u842c\u5104<\/td><td>108.4\u842c\u5104<\/td><td>8.8\u842c\u5104<\/td><\/tr><tr><td>\u6b3a\u8a50\u5c0e\u81f4\u640d\u5931\u7684\u8cac\u4efb<\/td><td>\u96f6\u8cac\u4efb\uff1a\u4fe1\u7528\u5361\u4ea4\u6613\u7c3d\u540d\u501f\u8a18\u5361\u4ea4\u6613PIN \u501f\u8a18\u5361\u4ea4\u6613\uff08\u5982\u679c\u7531\u5a01\u58eb\u8655\u7406\uff09<\/td><td>\u96f6\u8cac\u4efb\uff1a\u4fe1\u7528\u5361\u4ea4\u6613\u7c3d\u540d\u501f\u8a18\u5361\u4ea4\u6613PIN \u501f\u8a18\u5361\u4ea4\u6613\uff08\u5982\u679c\u7531\u842c\u4e8b\u9054\u5361\u8655\u7406\uff09<\/td><td>\u96f6\u8cac\u4efb\uff1a\u4fe1\u7528\u5361\u4ea4\u6613<\/td><\/tr><tr><td>\u4fe1\u7528\u5361\u689d\u6b3e<\/td><td>\u5a01\u58eb\u5361\u4e0d\u8a2d\u5b9a\u5e74\u5229\u7387\u3001\u8cbb\u7528\u6216\u734e\u52f5\u3002<\/td><td>\u842c\u58eb\u9054\u4e0d\u8a2d\u7f6e\u5e74\u5229\u7387\u3001\u8cbb\u7528\u6216\u734e\u52f5<\/td><td>\u8acb\u53c3\u95b1\u7f8e\u570b\u904b\u901a\u7684\u689d\u6b3e\u548c\u689d\u4ef6<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">credit: upgradedpoints.com<\/figcaption><\/figure>\n\n\n\n<figure class=\"wp-block-image size-full is-style-default\"><img loading=\"lazy\" decoding=\"async\" width=\"250\" height=\"69\" src=\"https:\/\/www.granitefirm.com\/blog\/wp-content\/uploads\/2023\/03\/mva-1600x1200-1.jpg\" alt=\"\u4fe1\u7528\u5361\" class=\"wp-image-33327\"\/><figcaption class=\"wp-element-caption\">credit: thestrawgroup.com<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E7%9B%B8%E9%97%9C%E6%96%87%E7%AB%A0\"><\/span>\u76f8\u95dc\u6587\u7ae0<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2023\/11\/24\/%E5%A8%81%E5%A3%AB%E6%88%96%E8%90%AC%E5%A3%AB%E9%81%94%E4%BF%A1%E7%94%A8%E5%8D%A1%E7%B6%B2%E8%B7%AF%E7%9A%84%E5%B9%BE%E5%A4%A7%E5%8F%AF%E8%83%BD%E5%A8%81%E8%84%85\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u5a01\u58eb\u548c\u842c\u58eb\u9054\u4fe1\u7528\u5361\u7db2\u8def\u7684\u5e7e\u5927\u53ef\u80fd\u5a01\u8105<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2025\/05\/15\/%e5%85%a8%e4%b8%96%e7%95%8c%e8%bc%83%e7%9f%a5%e5%90%8d%e7%9a%84%e5%af%a1%e4%bd%94%e4%bc%81%e6%a5%ad\/\">\u5168\u4e16\u754c\u8f03\u77e5\u540d\u7684\u5be1\u4f54\u4f01\u696d<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2023\/07\/12\/%e7%be%8e%e5%9c%8b%e9%81%8b%e9%80%9a%ef%bc%8c%e5%b7%b4%e8%8f%b2%e7%89%b9%e7%94%9f%e6%b6%af%e6%9c%80%e4%bd%b3%e7%9a%84%e6%8a%95%e8%b3%87%e4%b9%8b%e4%b8%80\/\">\u7f8e\u570b\u904b\u901a\uff0c\u5df4\u83f2\u7279\u751f\u6daf\u6700\u4f73\u7684\u6295\u8cc7\u4e4b\u4e00<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2023\/07\/30\/%e7%be%8e%e5%9c%8b%e9%81%8b%e9%80%9a%e5%92%8c%e5%a8%81%e5%a3%ab%e6%88%96%e8%90%ac%e5%a3%ab%e9%81%94%e4%bf%a1%e7%94%a8%e5%8d%a1%e6%9c%89%e4%bd%95%e4%b8%8d%e5%90%8c%ef%bc%9f\/\">\u7f8e\u570b\u904b\u901a\u548c\u5a01\u58eb\u6216\u842c\u58eb\u9054\u4fe1\u7528\u5361\u6709\u4f55\u4e0d\u540c<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2022\/02\/11\/%e5%a8%81%e5%a3%ab%ef%bc%88visa%ef%bc%89%e5%92%8c%e8%90%ac%e5%a3%ab%e9%81%94%ef%bc%88mastercard%ef%bc%89%e6%9c%89%e4%bb%80%e9%ba%bc%e4%b8%8d%e5%90%8c%ef%bc%9f\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u5a01\u58eb\uff08Visa\uff09\u548c\u842c\u58eb\u9054\uff08Mastercard\uff09\u6709\u4ec0\u9ebc\u4e0d\u540c\uff1f<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2021\/06\/04\/%E5%85%A9%E5%A4%A7%E4%BF%A1%E7%94%A8%E5%8D%A1%E5%85%AC%E5%8F%B8%E7%9A%84%E8%AD%B7%E5%9F%8E%E6%B2%B3%E9%AC%86%E5%8B%95%E4%BA%86%E5%97%8E%EF%BC%9F\/\" target=\"_blank\" rel=\"noreferrer noopener\">2\u5927\u4fe1\u7528\u5361\u7db2\u8def\u7684\u8b77\u57ce\u6cb3\u9b06\u52d5\u4e86\u55ce\uff1f<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2021\/12\/10\/%E4%BA%9E%E9%A6%AC%E9%81%9C%E7%9A%84%E5%AE%B0%E5%88%B6\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u4e9e\u99ac\u905c\uff08Amazon\uff09\u7684\u5bb0\u5236\u529b &#8211; \u5f9e\u8c9d\u5bf6\uff08PayPal\uff09\u3001Affirm\u3001\u8cbb\u57c3\u54f2\uff08Fair Isaac\uff09\u3001\u5a01\u58eb\uff08Mastercard\uff09\u3001\u842c\u58eb\u9054\uff08Visa\uff09\u8fd1\u4f86\u80a1\u50f9\u7684\u8d70\u52e2\u4f86\u770b<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2023\/09\/08\/%E8%81%AF%E5%90%88%E5%A4%AA%E5%B9%B3%E6%B4%8B%E9%90%B5%E8%B7%AF\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u806f\u5408\u592a\u5e73\u6d0b\u9435\u8def\uff08Union Pacific\uff09\uff0c\u96d9\u5be1\u4f54\u58df\u65b7\u4f01\u696d\u7684\u4ee3\u8868<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2022\/08\/17\/%e9%95%b7%e6%9c%9f%e6%8c%81%e8%82%a1%e7%9a%84%e5%8f%af%e8%83%bd%e6%80%a7\/\">\u9577\u671f\u6301\u80a1\u7684\u53ef\u80fd\u6027\uff0c\u5df4\u83f2\u7279\u6301\u80a1\u7684\u5be6\u969b\u6848\u4f8b<\/a>\u300b<\/li>\n<\/ul>\n\n\n\n<p><em><strong>\u91cd\u8981\u8072\u660e<\/strong><\/em><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><em>\u672c\u7ad9\u5167\u5bb9\u70ba\u4f5c\u8005\u500b\u4eba\u610f\u898b\uff0c\u50c5\u4f9b\u53c3\u8003\uff0c\u672c\u4eba\u4e0d\u5c0d\u6587\u7ae0\u5167\u5bb9\u3001\u8cc7\u6599\u4e4b\u6b63\u78ba\u6027\u3001\u770b\u6cd5\u3001\u8207\u5373\u6642\u6027\u8ca0\u4efb\u4f55\u8cac\u4efb\uff0c\u8b80\u8005\u8acb\u52d9\u5fc5\u81ea\u884c\u5224\u65b7\u3002<\/em><\/li>\n\n\n\n<li><em>\u5c0d\u65bc\u8b80\u8005\u76f4\u63a5\u6216\u9593\u63a5\u4f9d\u8cf4\u4e26\u53c3\u8003\u672c\u7ad9\u8cc7\u8a0a\u5f8c\uff0c\u63a1\u53d6\u4efb\u4f55\u6295\u8cc7\u884c\u70ba\u6240\u5c0e\u81f4\u4e4b\u76f4\u63a5\u6216\u9593\u63a5\u640d\u5931\uff0c\u6216\u56e0\u6b64\u7522\u751f\u4e4b\u4e00\u5207\u8cac\u4efb\uff0c\u672c\u4eba\u5747\u4e0d\u8ca0\u4efb\u4f55\u640d\u5bb3\u8ce0\u511f\u53ca\u5176\u4ed6\u6cd5\u5f8b\u4e0a\u4e4b\u8cac\u4efb\u3002<\/em><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>\u7f8e\u570b\u904b\u901a\u548c\u5a01\u58eb\u6216\u842c\u58eb\u9054\u4fe1\u7528\u5361\u67098\u8655\u4e0d\u540c<\/p>\n","protected":false},"author":1,"featured_media":33327,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[302,3],"tags":[748,392,561,216,120],"class_list":["post-33284","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-card","category-us-stocks","tag-axp","tag-bac","tag-jpm","tag-ma","tag-v"],"_links":{"self":[{"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/posts\/33284","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/comments?post=33284"}],"version-history":[{"count":2,"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/posts\/33284\/revisions"}],"predecessor-version":[{"id":72199,"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/posts\/33284\/revisions\/72199"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/media\/33327"}],"wp:attachment":[{"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/media?parent=33284"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/categories?post=33284"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/tags?post=33284"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}