{"id":40528,"date":"2024-01-08T23:56:00","date_gmt":"2024-01-08T15:56:00","guid":{"rendered":"https:\/\/www.granitefirm.com\/blog\/?p=40528"},"modified":"2025-01-10T14:25:48","modified_gmt":"2025-01-10T06:25:48","slug":"%e9%87%91%e8%9e%8d%e7%a7%91%e6%8a%80%e4%b8%8a%e5%b8%82%e6%a5%ad%e8%80%85%e7%9b%ae%e5%89%8d%e7%9a%84%e5%9b%b0%e5%a2%83","status":"publish","type":"post","link":"https:\/\/www.granitefirm.com\/blog\/blog\/2024\/01\/08\/%e9%87%91%e8%9e%8d%e7%a7%91%e6%8a%80%e4%b8%8a%e5%b8%82%e6%a5%ad%e8%80%85%e7%9b%ae%e5%89%8d%e7%9a%84%e5%9b%b0%e5%a2%83\/","title":{"rendered":"\u4f30\u503c\u5168\u9762\u5d29\u8dcc\u7684\u91d1\u878d\u79d1\u6280\u696d\u8005\u76ee\u524d\u7684\u56f0\u5883"},"content":{"rendered":"\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"\u986f\u793a\/\u96b1\u85cf\u5167\u5bb9\u76ee\u9304\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #ffffff;color:#ffffff\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #ffffff;color:#ffffff\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2024\/01\/08\/%e9%87%91%e8%9e%8d%e7%a7%91%e6%8a%80%e4%b8%8a%e5%b8%82%e6%a5%ad%e8%80%85%e7%9b%ae%e5%89%8d%e7%9a%84%e5%9b%b0%e5%a2%83\/#%E9%87%91%E8%9E%8D%E7%A7%91%E6%8A%80%E6%A5%AD%E6%88%90%E9%95%B7%E9%A9%9A%E4%BA%BA\" >\u91d1\u878d\u79d1\u6280\u696d\u6210\u9577\u9a5a\u4eba<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2024\/01\/08\/%e9%87%91%e8%9e%8d%e7%a7%91%e6%8a%80%e4%b8%8a%e5%b8%82%e6%a5%ad%e8%80%85%e7%9b%ae%e5%89%8d%e7%9a%84%e5%9b%b0%e5%a2%83\/#%E9%87%91%E8%9E%8D%E6%94%AF%E4%BB%98%E5%A4%AA%E8%AA%98%E4%BA%BA\" >\u91d1\u878d\u652f\u4ed8\u592a\u8a98\u4eba<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2024\/01\/08\/%e9%87%91%e8%9e%8d%e7%a7%91%e6%8a%80%e4%b8%8a%e5%b8%82%e6%a5%ad%e8%80%85%e7%9b%ae%e5%89%8d%e7%9a%84%e5%9b%b0%e5%a2%83\/#%E9%87%91%E8%9E%8D%E7%A7%91%E6%8A%80%E6%A5%AD%E5%9A%B4%E9%87%8D%E5%8F%97%E5%89%B5%E4%B8%AD\" >\u91d1\u878d\u79d1\u6280\u696d\u56b4\u91cd\u53d7\u5275\u4e2d<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2024\/01\/08\/%e9%87%91%e8%9e%8d%e7%a7%91%e6%8a%80%e4%b8%8a%e5%b8%82%e6%a5%ad%e8%80%85%e7%9b%ae%e5%89%8d%e7%9a%84%e5%9b%b0%e5%a2%83\/#%E7%96%AB%E6%83%85%E7%B4%85%E5%88%A9%E4%B8%8D%E5%86%8D\" >\u75ab\u60c5\u7d05\u5229\u4e0d\u518d<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2024\/01\/08\/%e9%87%91%e8%9e%8d%e7%a7%91%e6%8a%80%e4%b8%8a%e5%b8%82%e6%a5%ad%e8%80%85%e7%9b%ae%e5%89%8d%e7%9a%84%e5%9b%b0%e5%a2%83\/#%E5%8D%87%E6%81%AF\" >\u5347\u606f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2024\/01\/08\/%e9%87%91%e8%9e%8d%e7%a7%91%e6%8a%80%e4%b8%8a%e5%b8%82%e6%a5%ad%e8%80%85%e7%9b%ae%e5%89%8d%e7%9a%84%e5%9b%b0%e5%a2%83\/#%E9%80%9A%E8%86%A8%EF%BC%8C%E7%86%8A%E5%B8%82%EF%BC%8C%E7%B6%93%E6%BF%9F%E4%B8%8D%E6%99%AF%E6%B0%A3\" >\u901a\u81a8\uff0c\u718a\u5e02\uff0c\u7d93\u6fdf\u4e0d\u666f\u6c23<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2024\/01\/08\/%e9%87%91%e8%9e%8d%e7%a7%91%e6%8a%80%e4%b8%8a%e5%b8%82%e6%a5%ad%e8%80%85%e7%9b%ae%e5%89%8d%e7%9a%84%e5%9b%b0%e5%a2%83\/#%E5%8A%A0%E5%AF%86%E5%B9%A3%E6%9A%B4%E8%B7%8C\" >\u52a0\u5bc6\u5e63\u66b4\u8dcc<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2024\/01\/08\/%e9%87%91%e8%9e%8d%e7%a7%91%e6%8a%80%e4%b8%8a%e5%b8%82%e6%a5%ad%e8%80%85%e7%9b%ae%e5%89%8d%e7%9a%84%e5%9b%b0%e5%a2%83\/#%E7%AB%B6%E7%88%AD%E5%A4%AA%E9%81%8E%E6%BF%80%E7%83%88\" >\u7af6\u722d\u592a\u904e\u6fc0\u70c8<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2024\/01\/08\/%e9%87%91%e8%9e%8d%e7%a7%91%e6%8a%80%e4%b8%8a%e5%b8%82%e6%a5%ad%e8%80%85%e7%9b%ae%e5%89%8d%e7%9a%84%e5%9b%b0%e5%a2%83\/#%E7%84%A1%E6%B3%95%E6%92%BC%E5%8B%95%E8%88%8A%E6%9C%89%E7%9A%84%E6%94%AF%E4%BB%98%E7%B6%B2%E8%B7%AF\" >\u7121\u6cd5\u64bc\u52d5\u820a\u6709\u7684\u652f\u4ed8\u7db2\u8def<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2024\/01\/08\/%e9%87%91%e8%9e%8d%e7%a7%91%e6%8a%80%e4%b8%8a%e5%b8%82%e6%a5%ad%e8%80%85%e7%9b%ae%e5%89%8d%e7%9a%84%e5%9b%b0%e5%a2%83\/#%E6%B2%92%E6%9C%89%E4%B8%80%E5%AE%B6%E8%83%BD%E4%BE%8B%E5%A4%96\" >\u6c92\u6709\u4e00\u5bb6\u80fd\u4f8b\u5916<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2024\/01\/08\/%e9%87%91%e8%9e%8d%e7%a7%91%e6%8a%80%e4%b8%8a%e5%b8%82%e6%a5%ad%e8%80%85%e7%9b%ae%e5%89%8d%e7%9a%84%e5%9b%b0%e5%a2%83\/#%E7%9B%B8%E9%97%9C%E4%BC%81%E6%A5%AD%E8%82%A1%E5%83%B9%E8%A1%A8%E7%8F%BE\" >\u76f8\u95dc\u4f01\u696d\u80a1\u50f9\u8868\u73fe<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2024\/01\/08\/%e9%87%91%e8%9e%8d%e7%a7%91%e6%8a%80%e4%b8%8a%e5%b8%82%e6%a5%ad%e8%80%85%e7%9b%ae%e5%89%8d%e7%9a%84%e5%9b%b0%e5%a2%83\/#%E7%9B%B8%E9%97%9C%E6%96%87%E7%AB%A0\" >\u76f8\u95dc\u6587\u7ae0<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E9%87%91%E8%9E%8D%E7%A7%91%E6%8A%80%E6%A5%AD%E6%88%90%E9%95%B7%E9%A9%9A%E4%BA%BA\"><\/span>\u91d1\u878d\u79d1\u6280\u696d\u6210\u9577\u9a5a\u4eba<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u7f8e\u570b\u6d88\u8cbb\u8005\u91d1\u878d\u4fdd\u8b77\u5c40 (CFPB) \u57282023\u5e7411\u67087 \u65e5) \u8868\u793a\uff0c\u79d1\u6280\u5de8\u982d\u7684\u6578\u4f4d\u652f\u4ed8\u548c\u96fb\u5b50\u9322\u5305\u670d\u52d9\uff0c\u76ee\u524d\u5728\u696d\u52d9\u898f\u6a21\u548c\u7bc4\u7587\u4e0a\uff0c\u5df2\u7d93\u767c\u5c55\u81f3\u53ef\u548c\u50b3\u7d71\u9280\u884c\u696d\u4e92\u76f8\u6bd4\u64ec\u7684\u7a0b\u5ea6\u4e86\u3002<\/p>\n\n\n\n<p>\u9019\u4e9b\u516c\u53f8\u7684\u4ee3\u8868\u5305\u5b57\u6bcd\u3001\u860b\u679c\u3001\u8c9d\u5bf6\u548cBlock\u3002\u4ed6\u5011\u5206\u5225\u63d0\u4f9b\u4e86\u5f37\u5927\u7684GooglePay\u3001ApplePay\u3001PayPal \u548c CashApp \u7b49\u652f\u4ed8\u5e73\u53f0\u3002\u6a19\u6e96\u662f\u6bcf\u5e74\u8655\u7406\u8d85\u904e 500 \u842c\u7b46\u4ea4\u6613\u7684\u516c\u53f8\uff0c\u9019\u7a2e\u898f\u6a21\u7684\u516c\u53f8\u7d04\u6709 17 \u5bb6\uff0c\u9019\u4e9b\u516c\u53f8\u6bcf\u5e74\u7d93\u624b\u7684\u652f\u4ed8\u6b3e\u9805\u8d85\u904e 130 \u5104\u7f8e\u5143\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E9%87%91%E8%9E%8D%E6%94%AF%E4%BB%98%E5%A4%AA%E8%AA%98%E4%BA%BA\"><\/span>\u91d1\u878d\u652f\u4ed8\u592a\u8a98\u4eba<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u5df4\u83f2\u7279\u81ea\u5df1\u4e5f\u6295\u8cc7\u91d1\u878d\u79d1\u6280\uff0c\u4ed6\u66fe\u7d93\u70ba\u91d1\u878d\u79d1\u6280\u696d\u4e0b\u4e86\u4e00\u500b\u5f88\u767d\u8a71\u7684\u8a3b\u89e3\uff1a\u300c\u6bcf\u500b\u4eba\u90fd\u60f3\u63a7\u5236\u652f\u4ed8\u9818\u57df\u300d\u3002\u652f\u4ed8\u53c8\u662f\u91d1\u878d\u79d1\u6280\u7684\u6838\u5fc3\uff0c\u53ef\u898b\u9019\u500b\u91d1\u878d\u79d1\u6280\u9818\u57df\u6709\u591a\u8a98\u4eba\u3002<\/p>\n\n\n\n<p><strong>\u8a3b<\/strong>\uff1a\u5df4\u83f2\u7279\u9577\u671f\u6301\u6709\u5a01\u58eb\uff08\u7f8e\u80a1\u4ee3\u78bc\uff1aV\uff09\u548c\u842c\u58eb\u9054\uff08\u7f8e\u80a1\u4ee3\u78bc\uff1aMA\uff09\u7684\u80a1\u7968\uff0c<a href=\"https:\/\/www.fool.com\/investing\/2022\/03\/22\/better-buffett-fintech-nu-holdings-stoneco\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u4e5f\u6295\u8cc7\u4e86\u5df4\u897f\u7684\u91d1\u878d\u79d1\u6280\u4e0a\u5e02\u696d\u8005StoneCo\uff08\u7f8e\u80a1\u4ee3\u78bc\uff1aSTNE\uff09\u548cNu\uff08\u7f8e\u80a1\u4ee3\u78bc\uff1aNU\uff09<\/a>\uff0c\u4ee5\u53ca\u5370\u5ea6\u7684PayTm\uff08\u5df2\u7531\u5370\u5ea6\u80a1\u5e02\u4e0b\u5e02\uff09\u9019\u4e09\u5bb6\u4e0a\u5e02\u4e0d\u4e45\u7684\u91d1\u878d\u79d1\u6280\u7368\u89d2\u7378\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E9%87%91%E8%9E%8D%E7%A7%91%E6%8A%80%E6%A5%AD%E5%9A%B4%E9%87%8D%E5%8F%97%E5%89%B5%E4%B8%AD\"><\/span>\u91d1\u878d\u79d1\u6280\u696d\u56b4\u91cd\u53d7\u5275\u4e2d<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u91d1\u878d\u79d1\u6280\u5df2\u4e0d\u50cf\u5341\u5e74\u524d\u662f\u79d1\u6280\u754c\u548c\u91d1\u878d\u754c\u7684\u8d85\u7d1a\u65b0\u85cd\u6d77\uff0c\u76ee\u524d\u7528\u7d05\u6d77\u4f86\u5f62\u5bb9\u4e26\u4e0d\u70ba\u904e\uff1b\u9019\u4e5f\u53cd\u6620\u5728\u5404\u5bb6\u8457\u540d\u7684\u91d1\u878d\u79d1\u6280\u696d\u8005\uff0c\u4ee5\u8c9d\u5bf6\uff08\u7f8e\u80a1\u4ee3\u78bc\uff1aPYPL\uff09\uff0cBlock\uff08\u7f8e\u80a1\u4ee3\u78bc\uff1aX\uff09\u548cAdyen\uff08\u7f8e\u80a1\u4ee3\u78bc\uff1aADYYF\uff09\u70ba\u4ee3\u8868\uff0c\u7684\u5e02\u5834\u4f30\u503c\u4e0a\u2500\u2500\u2500\u4e0d\u8ad6\u662f\u4e0a\u5e02\u6216\u672a\u4e0a\u5e02\u7684\u91d1\u878d\u79d1\u6280\u4f01\u696d\uff0c\u652f\u4ed8\u4f01\u696d\uff0c\u7dda\u4e0a\u8cb8\u6b3e\u9019\u4e09\u5927\u5178\u578b\u7684\u91d1\u878d\u79d1\u6280\u4e0a\u9762\uff0c\u6240\u6709\u4f01\u696d\uff0c\u7121\u4e00\u5016\u514d\uff0c\u7531\u4e09\u5e74\u524d\u4f30\u503c\u7684\u6700\u9ad8\u5cf0\u8dcc\u53bb\u76ee\u524d\u7684\u6c34\u6e96\u3002\u91d1\u878d\u79d1\u6280\u7684\u4e0a\u5e02\u4f01\u696d\u7684\u5e02\u5834\u4f30\u503c\u6c34\u6e96\u4e0d\u50c5\u5df2\u7d93\u6c92\u6709\u512a\u52e2\uff0c\u751a\u81f3\u662f\u4f4e\u65bc\u5927\u90e8\u4efd\u7684\u79d1\u6280\u5b50\u7522\u696d\uff0c\u5728\u79d1\u6280\u7522\u696d\u4e2d\uff0c \u76ee\u524d\u91d1\u878d\u79d1\u6280\u7684\u4f30\u503c\u7b97\u662f\u5f88\u4f4e\u7684\u4e00\u500b\u65cf\u7fa4\u3002<\/p>\n\n\n\n<p>\u672a\u4e0a\u5e02\u7684\u91d1\u878d\u79d1\u6280\u4f01\u696d\u66f4\u6158\uff0c\u8a31\u591a\u4f30\u503c\u50c5\u5269\u9ad8\u5cf0\u6642\u76841\/4\u751a\u81f3\u662f\u4e0d\u52301\/10\uff0c\u4e0d\u5c11\u672a\u4e0a\u5e02\uff0c\u4e09\u5e74\u524d\u6709\u540d\u7684\u91d1\u878d\u79d1\u6280\u7368\u89d2\u7378\uff0c\u4e0d\u53ea\u958b\u59cb\u9032\u884c\u591a\u8f2a\u7684\u88c1\u54e1\uff0c\u4e5f\u6709\u4e0d\u5c11\u6491\u4e0d\u4f4f\u7684\uff0c\u5247\u5ba3\u544a\u516c\u53f8\u5012\u9589\u2500\u2500\u2500\u56e0\u70ba\u9019\u4e9b\u516c\u53f8\u6c92\u6709\u4e00\u5bb6\u662f\u6b63\u7684\u91d1\u6d41\uff0c\u5728\u6c92\u6709\u65b0\u7684\u6295\u8cc7\u4eba\u9858\u610f\u6ce8\u8cc7\u7684\u60c5\u5f62\u4e0b\uff0c\u53ea\u80fd\u5ba3\u544a\u7d50\u675f\u71df\u696d\u3002\u5176\u4e2d\u53c8\u4ee5\u66fe\u662f\u5168\u7403\u4f30\u503c\u524d\u4e09\u5927\u7684\u672a\u4e0a\u5e02\u7684\u652f\u4ed8\u696d\u7368\u89d2\u7378Stripe\u8dcc\u53bb47%\uff0c\u4ee5\u53ca\u8dcc\u53bb85%\u7684\u5148\u4eab\u53d7\u5f8c\u4ed8\u6b3e\u696d\u8005Klarna\u9019\u5169\u5927\u696d\u8005\uff0c\u53ef\u4ee5\u505a\u70ba\u672a\u4e0a\u5e02\u91d1\u878d\u79d1\u6280\u696d\u8005\u50f9\u503c\u6e1b\u640d\u7684\u5169\u5927\u4ee3\u8868\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E7%96%AB%E6%83%85%E7%B4%85%E5%88%A9%E4%B8%8D%E5%86%8D\"><\/span>\u75ab\u60c5\u7d05\u5229\u4e0d\u518d<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u65b0\u51a0\u75ab\u60c5\u671f\u9593\u5404\u5730\u5be6\u65bd\u5c01\u57ce\uff0c\u6d88\u8cbb\u8005\u96e3\u4ee5\u4f7f\u7528\u73fe\u91d1\uff0c\u8f49\u800c\u64c1\u62b1\u6578\u4f4d\u652f\u4ed8\uff0c\u4f46\u75ab\u5f8c\u6295\u8cc7\u4eba\u65e5\u6f38\u770b\u6de1\u6578\u4f4d\u652f\u4ed8\u7522\u696d\u7684\u6210\u9577\u524d\u666f\uff0c\u91d1\u878d\u79d1\u6280\u516c\u53f8\u7684\u9ad8\u4f30\u503c\u4e5f\u9762\u81e8\u4fee\u6b63\u58d3\u529b\u3002<\/p>\n\n\n\n<p>2021\u5e74\u4e4b\u524d\u7684\u5169\u4e09\u5e74\uff0c\u91d1\u878d\u79d1\u6280\u696d\u8005\u7684\u80a1\u50f9\u548c\u591a\u6578\u7684\u79d1\u6280\u80a1\u4e00\u6a23\uff0c\u4e00\u518d\u5275\u4e0b\u65b0\u9ad8\u3002\u591a\u6578\u7684\u91d1\u878d\u79d1\u6280\u696d\u8005\u516c\u53f8\u4e0a\u5e02\u5f8c\uff0c\u6b63\u597d\u78b0\u5230\u7f8e\u80a1\u5c11\u898b\u768413\u5e74\u7684\u5927\u725b\u5e02\uff0c\u518d\u52a0\u4e0a\u65b0\u51a0\u75ab\u60c5\u6d88\u8cbb\u8005\u70ba\u907f\u514d\u63a5\u89f8\u611f\u67d3\uff0c\u504f\u597d\u4f7f\u7528\u96fb\u5b50\u8f49\u5e33\u548c\u96fb\u5546\u8cfc\u7269\uff0c\u9019\u5169\u9ede\u53ef\u8aaa\u662f\u91d1\u878d\u79d1\u6280\u696d\u4e0a\u5e02\u4f01\u696d\u7684\u80a1\u50f9\u7684\u50ac\u5316\u5291\u30022021\u5e74\u4e4b\u5f8c\uff0c\u78b0\u4e0a\u5347\u5347\u606f\u548c\u718a\u5e02\uff0c\u80a1\u50f9\u4e00\u8def\u4e0b\u6ed1\u81f3\u4eca\uff0c\u80a1\u50f9\u8dcc\u5e45\u4e0d\u50c5\u9060\u5927\u65bc\u7f8e\u80a1\u5927\u76e4\uff0c\u4e5f\u6bd4\u591a\u6578\u7684\u79d1\u6280\u80a1\u8dcc\u5f97\u591a\uff0c\u7d72\u4eb3\u6c92\u6709\u89f8\u5e95\u7684\u8de1\u8c61\u3002\u800c\u4e14\u9019\u500b\u73fe\u8c61\u904d\u53ca\u6240\u6709\u7684\u91d1\u878d\u79d1\u6280\u696d\u8005\uff0c\u6c92\u6709\u4e00\u5bb6\u53ef\u4ee5\u4f8b\u5916\u3002<\/p>\n\n\n\n<p>\u5c0d\u65bc\u9019\u4e9b\u91d1\u878d\u79d1\u6280\u5e73\u53f0\u800c\u8a00\uff0c\u4f30\u503c\u7684\u9a5f\u7136\u8b8a\u5316\u4e5f\u8207\u904e\u53bb\u5e7e\u5e74\u5b8f\u89c0\u74b0\u5883\u7684\u5287\u8b8a\u6709\u95dc\u3002\u65b0\u51a0\u75ab\u60c5\u671f\u9593\u7684\u4f4e\u5229\u7387\u548c\u7dda\u4e0a\u6d88\u8cbb\u7fd2\u6163\uff0c\u50ac\u751f\u4e86\u9019\u4e00\u6279\u91d1\u878d\u79d1\u6280\u80a1\u7684\u4f30\u503c\u4e00\u98db\u6c96\u5929\u3002\u4f46\u96a8\u8457\u5229\u7387\u6c34\u6e96\u5feb\u901f\u4e0a\u5347\uff0c\u901a\u81a8\u9032\u4e00\u6b65\u58d3\u7e2e\u6d88\u8cbb\u80fd\u529b\uff0c\u9019\u4e9b\u6210\u9577\u80a1\u5728\u8cc7\u672c\u5e02\u5834\u7684\u5883\u9047\u4e5f\u6025\u8f49\u76f4\u4e0b\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%8D%87%E6%81%AF\"><\/span>\u5347\u606f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u5347\u606f\u6703\u9020\u6210\u5e02\u5834\u50b5\u5238\u5229\u7387\u4e0a\u5347\uff0c\u9019\u4f7f\u5f97\u91d1\u878d\u79d1\u6280\u696d\u8005\u5728\u725b\u5e02\u6642\u8cb7\u9032\u7684\u50b5\u5238\u8cc7\u7522\u50f9\u503c\u6e1b\u640d\u3002\u9019\u662f\u56e0\u70ba\u725b\u5e02\u6642\u50b5\u5238\u5229\u7387\u8f03\u4f4e\uff0c\u4f46\u91d1\u878d\u79d1\u6280\u696d\u8005\u6301\u6709\u7684\u50b5\u5238\u70ba\u6578\u90fd\u5f88\u9f90\u5927\uff0c\u5c0d\u516c\u53f8\u7684\u8ca1\u52d9\u5468\u8f49\u5c31\u6703\u9020\u6210\u5f71\u97ff\uff0c\u9019\u5c31\u662f2023\u5e74\u5e74\u521d\u77fd\u8c37\u9280\u884c\u6703\u5012\u9589\u7684\u4e3b\u8981\u539f\u56e0\u3002<\/p>\n\n\n\n<p>\u95dc\u65bc\u77fd\u8c37\u9280\u884c\u5012\u9589\u7684\u4f86\u9f8d\u53bb\u8108\uff0c\u8acb\u8b80\u8005\u53c3\u898b\u6211\u53e6\u4e00\u7bc7\u8cbc\u6587\u7684\u8a73\u7d30\u8aaa\u660e\uff1a\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2023\/06\/02\/%E7%9F%BD%E2%BE%95%E9%8A%80%E2%BE%8F%E6%98%AF%E5%A6%82%E4%BD%95%E7%A0%B4%E7%94%A2%E7%9A%84%EF%BC%9F%E5%BD%B1%E9%9F%BF%E7%82%BA%E4%BD%95%EF%BC%9F\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u77fd\u2f95\u9280\u2f8f\u662f\u5982\u4f55\u7834\u7522\u7684\uff1f\u5f71\u97ff\u70ba\u4f55\uff1f<\/a>\u300b\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E9%80%9A%E8%86%A8%EF%BC%8C%E7%86%8A%E5%B8%82%EF%BC%8C%E7%B6%93%E6%BF%9F%E4%B8%8D%E6%99%AF%E6%B0%A3\"><\/span>\u901a\u81a8\uff0c\u718a\u5e02\uff0c\u7d93\u6fdf\u4e0d\u666f\u6c23<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u5b8f\u89c0\u7d93\u6fdf\u7684\u653e\u7de9\u3002\u53d7\u6b64\u5f71\u97ff\uff0c\u6d88\u8cbb\u8005\u66f4\u591a\u5730\u5c07\u8cc7\u91d1\u5206\u914d\u7d66\u975e\u53ef\u81ea\u7531\u652f\u914d\u7684\u985e\u5225\uff0c\u6d88\u8cbb\u8005\u65e5\u6f38\u7e2e\u6e1b\u5962\u4f88\u54c1\u548c\u5a1b\u6a02\u7b49\u975e\u5fc5\u8981\u6027\u652f\u51fa\uff0c\u50be\u5411\u628a\u9322\u82b1\u5728\u4f4f\u623f\u3001\u98df\u7269\u7b49\u5fc5\u8981\u958b\u652f\u3002\u800c\u4e0d\u662f\u53ef\u6709\u53ef\u7121\u7684\u6d88\u8cbb\u54c1\uff08\u4f8b\u5982\u5962\u4f88\u54c1\uff0c\u6c7d\u8eca\uff0c\u9ad8\u50f9\u96fb\u5b50\u7522\u54c1\uff09\uff0c\u4e5f\u5f71\u97ff\u4e86\u516c\u53f8\u7684\u6210\u9577\u7684\u5229\u6f64\u3002<\/p>\n\n\n\n<p>\u901a\u81a8\uff0c\u718a\u5e02\uff0c\u7d93\u6fdf\u4e0d\u666f\u6c23\u52a0\u5728\u4e00\u8d77\uff1b\u8feb\u4f7f\u6d88\u8cbb\u8005\u82b1\u8cbb\u7e2e\u6e1b\uff0c\u65e5\u5e38\u4ea4\u6613\u7576\u7136\u96a8\u4e4b\u5927\u5e45\u6e1b\u5c11\u3002\u9019\u662f\u4e3b\u8981\u9760\u6536\u53d6\u4ea4\u6613\u4f63\u91d1\u904e\u6d3b\u7684\u91d1\u878d\u79d1\u6280\u696d\u8005\u7684\u696d\u52d9\u7e2e\u6e1b\uff0c\u4e0d\u5982\u4ee5\u5f80\u7684\u4e3b\u8981\u539f\u56e0\u3002\u56e0\u70ba\u91d1\u878d\u79d1\u6280\u696d\u8005\u6240\u7d93\u71df\u7684\u652f\u4ed8\u3001\u7dda\u4e0a\u8cb8\u6b3e\u3001\u8f49\u5e33\u3001\u52a0\u5bc6\u5e63\uff0c\u90fd\u662f\u5c6c\u65bc\u4e00\u822c\u6563\u6236\u7684\u6d88\u8cbb\u578b\u91d1\u878d\u696d\u52d9\u3002<\/p>\n\n\n\n<p>\u6d88\u8cbb\u578b\u91d1\u878d\u696d\u52d9\u5728\u725b\u5e02\u7d93\u6fdf\u60c5\u6cc1\u597d\u6642\uff0c\u5230\u8655\u90fd\u501f\u5f97\u5230\u9322\uff0c\u6bcf\u500b\u4eba\u90fd\u6709\u5de5\u4f5c\u6536\u5165\uff0c\u6d88\u8cbb\u8005\u6562\u5927\u81bd\u82b1\u9322\uff0c\u91d1\u878d\u79d1\u6280\u696d\u8005\u7684\u696d\u52d9\u90fd\u6b23\u6b23\u5411\u69ae\u3002\u4f46\u718a\u5e02\u7d93\u6fdf\u60c5\u6cc1\u4e0d\u4f73\u6642\uff0c\u5de5\u4f5c\u53ef\u80fd\u4e0d\u4fdd\uff0c\u4e5f\u53ef\u80fd\u501f\u4e0d\u5230\u9322\uff0c\u6d88\u8cbb\u8005\u4e0d\u6562\u6d88\u8cbb\uff0c\u82b1\u8cbb\u6703\u660e\u986f\u5730\u5927\u5e45\u840e\u7e2e\u3002<\/p>\n\n\n\n<p>\u4e00\u822c\u50b3\u7d71\u9280\u884c\u6240\u80fd\u7d93\u71df\u7684\u4f01\u696d\u91d1\u878d\u696d\u52d9\uff0c\u91d1\u878d\u79d1\u6280\u696d\u8005\u591a\u7121\u6cd5\u6d89\u8db3\u3002\u800c\u4f01\u696d\u91d1\u878d\u696d\u52d9\u591a\u70ba\u9577\u671f\u7a33\u5b9a\u4e14\u6709\u4f01\u696d\u51fa\u5177\u62b5\u62bc\u54c1\u7684\u501f\u8cb8\uff0c\u76f8\u8f03\u4e4b\u4e0b\uff0c\u4e0d\u6703\u53d7\u5230\u6253\u64ca\uff0c\u696d\u8005\u7684\u5229\u76ca\u53ef\u4ee5\u53d7\u5230\u4fdd\u969c\u3002<\/p>\n\n\n\n<p>\u4f46\u91d1\u878d\u79d1\u6280\u696d\u8005\u6240\u6d89\u8db3\u7684\u90fd\u662f\u4e00\u822c\u6563\u6236\u7684\u501f\u8cb8\uff0c\u800c\u4e14\u90fd\u662f\u6c92\u6709\u62b5\u62bc\u54c1\u7684\u501f\u8cb8\u3002\u7576\u666f\u6c23\u4e0d\u4f73\u6642\uff0c\u6709\u5f88\u5927\u7684\u6bd4\u4f8b\u6d88\u8cbb\u8005\u6703\u9084\u4e0d\u51fa\u9322\uff0c\u58de\u5e33\u7387\u6703\u5927\u5e45\u98c6\u5347\u3002\u58de\u5e33\u7387\u4e00\u9ad8\u5c31\u6703\u4fb5\u8755\u7372\u5229\uff0c\u751a\u81f3\u9020\u6210\u5927\u5e45\u7684\u8667\u640d\u3002\u5176\u4e2d\u6700\u5178\u578b\u7684\u4ee3\u8868\u5c31\u662f\u65b0\u578b\u7684\u4eba\u5de5\u667a\u6167\u7dda\u4e0a\u653e\u8cb8\u516c\u53f8Upstart\uff08\u7f8e\u80a1\u4ee3\u78bc\uff1aUPST\uff09\uff0c\u4ee5\u53ca\u5148\u4eab\u53d7\u5f8c\u4ed8\u6b3e\uff08BYPL\uff09\u7684\u696d\u8005Affirm\uff08\u7f8e\u80a1\u4ee3\u78bc\uff1aAFRM\uff09\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%8A%A0%E5%AF%86%E5%B9%A3%E6%9A%B4%E8%B7%8C\"><\/span>\u52a0\u5bc6\u5e63\u66b4\u8dcc<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>FTX\u7684\u7834\u7522\u5c31\u662f\u4e00\u500b\u6700\u5178\u578b\u7684\u6848\u4f8b\u3002\u6700\u53d7\u6b61\u8fce\u7684\u52a0\u5bc6\u5e63\u6bd4\u7279\u5e63\u5f9e\u9ad8\u9ede\u4e0b\u632b\u4e8636.4\uff05\uff0c\u9019\u5c0d\u91d1\u878d\u79d1\u6280\u696d\u8005\u7684\u696d\u52d9\u9020\u6210\u4e86\u5f88\u5927\u7684\u50b7\u5bb3\uff0c\u5c24\u5176\u662f\u4ee5\u652f\u4ed8\u70ba\u4e3b\u696d\u7684\u91d1\u878d\u79d1\u6280\u696d\u8005\u3002\u56e0\u70ba\u4ee5\u652f\u4ed8\u70ba\u4e3b\u696d\u7684\u91d1\u878d\u79d1\u696d\u8005\u5e7e\u4e4e\u90fd\u6703\u63d0\u4f9b\u52a0\u5bc6\u5e63\u7684\u8cb7\u8ce3\u4e26\u5f9e\u4e2d\u62bd\u53d6\u4f63\u91d1\u3002<\/p>\n\n\n\n<p>\u5e02\u6cc1\u597d\u6642\u6c92\u6709\u554f\u984c\uff0c\u73fe\u5728\u4ea4\u6613\u91cf\u5247\u5927\u5e45\u840e\u7e2e\uff0c\u9019\u5c31\u5c0d\u91d1\u878d\u79d1\u6280\u696d\u8005\u7684\u6536\u5165\u9020\u6210\u6975\u5927\u7684\u6253\u64ca\u2500\u2500\u2500Block\u516c\u53f8\u5c31\u662f\u5176\u4e2d\u53d7\u5275\u6700\u56b4\u91cd\u7684\u516c\u53f8\u7684\u4ee3\u8868\u4e4b\u4e00\u3002\u4ee5\u725b\u5e02\u6642\u76842020\u5e74\u7b2c4\u5b63\u4f86\u8aaa\uff0c\u56e0\u70ba\u6bd4\u7279\u5e63\u7684\u71df\u6536\u4f54\u53bb\u516c\u53f8\u7e3d\u71df\u6536\u768455.7%\uff0c2023\u5e74\u7b2c2\u5b63\u53ea\u526943.22%\u3002<\/p>\n\n\n\n<p>\u52a0\u5bc6\u5e63\u50f9\u683c\u7684\u66b4\u8dcc\u9084\u6703\u5f71\u97ff\u5230\u6301\u6709\u52a0\u5bc6\u5e63\u6295\u8cc7\u4eba\u7684\u8cc7\u7522\uff0c\u800c\u591a\u6578\u7684\u91d1\u878d\u79d1\u6280\u696d\u8005\u90fd\u6703\u6301\u6709\u70ba\u6578\u9f90\u5927\u7684\u52a0\u5bc6\u5e63\u8cc7\u7522\u4ee5\u589e\u52a0\u878d\u901a\uff0c\u6216\u662f\u56e0\u61c9\u696d\u52d9\u7684\u9700\u8981\u3002\u52a0\u5bc6\u5e63\u50f9\u683c\u7684\u66b4\u8dcc\u6703\u4f7f\u91d1\u878d\u79d1\u6280\u696d\u8005\u7684\u8cc7\u7522\u6e1b\u640d\uff0c\u4f7f\u516c\u53f8\u7684\u8ca1\u52d9\u53d7\u5230\u56b4\u91cd\u7684\u6253\u64ca\uff0c\u800c\u5f71\u97ff\u5230\u516c\u53f8\u7684\u65e5\u5e38\u71df\u904b\u3002\u5176\u4e2d\u6700\u5178\u578b\u7684\u4ee3\u8868\u5c31\u662fBlock\u516c\u53f8\u548c\u4ee5\u52a0\u5bc6\u5e63\u4ea4\u6613\u70ba\u4e3b\u696d\u7684Coinbase\uff08\u7f8e\u80a1\u4ee3\u78bc\uff1aCOIN\uff09\u3002<\/p>\n\n\n\n<p>\u95dc\u65bcCoinbase\uff0c\u8acb\u53c3\u898b\u6211\u7684\u53e6\u4e00\u7bc7\u8cbc\u6587\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2023\/12\/28\/coinbase%e5%92%8c%e5%b9%a3%e5%ae%89%e5%a6%82%e4%bd%95%e8%b3%ba%e9%8c%a2%e5%84%aa%e5%8b%a2%e7%9a%84%e6%af%94%e8%bc%83\/\" target=\"_blank\" rel=\"noreferrer noopener\">Coinbase\u548c\u5e63\u5b89\uff08Binance\uff09\u5982\u4f55\u8cfa\u9322\uff1f\u96d9\u65b9\u512a\u52e2\u7684\u6bd4\u8f03<\/a>\u300b\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E7%AB%B6%E7%88%AD%E5%A4%AA%E9%81%8E%E6%BF%80%E7%83%88\"><\/span>\u7af6\u722d\u592a\u904e\u6fc0\u70c8<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u9664\u4e86\u5168\u7403\u6240\u6709\u7684\u5927\u578b\u96fb\u5546\u90fd\u64c1\u6709\u81ea\u5df1\u7684\u652f\u4ed8\u7db2\u8def\u4e4b\u5916\uff0c\u820a\u6709\u7684\u91d1\u878d\u696d\u5de8\u982d\u548c\u9280\u884c\u4e5f\u4e0d\u60f3\u932f\u904e\u9019\u584a\u5927\u9905\u5916\u3002\u9019\u90e8\u4efd\u8acb\u60a8\u53c3\u95b1\u6211\u5148\u524d\u53e6\u4e00\u7bc7\u8cbc\u6587\u7684\u8a73\u7d30\u8aaa\u660e\uff1a\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2021\/12\/10\/%E4%BA%9E%E9%A6%AC%E9%81%9C%E7%9A%84%E5%AE%B0%E5%88%B6\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u4e9e\u99ac\u905c\uff08Amazon\uff09\u7684\u5bb0\u5236\u529b &#8211; \u5f9e\u8c9d\u5bf6\uff08PayPal\uff09\u3001Affirm\u3001\u8cbb\u57c3\u54f2\uff08Fair Isaac\uff09\u3001\u5a01\u58eb\uff08Mastercard\uff09\u3001\u842c\u58eb\u9054\uff08Visa\uff09\u8fd1\u4f86\u80a1\u50f9\u7684\u8d70\u52e2\u4f86\u770b<\/a>\u300b\u3002<\/p>\n\n\n\n<p>\u9664\u53bb\u5fae\u8edf\uff08\u7f8e\u80a1\u4ee3\u78bc\uff1aMSFT\uff09\u5916\uff0c\u5305\u62ec\u860b\u679c\uff08\u7f8e\u80a1\u4ee3\u78bc\uff1aAAPL\uff09\u3001\u4e9e\u99ac\u905c\uff08\u7f8e\u80a1\u4ee3\u78bc\uff1aAAPL\uff09\u3001\u5b57\u6bcd\uff08\u7f8e\u80a1\u4ee3\u78bc\uff1aGOOGL\uff09\u3001Meta\uff08\u7f8e\u80a1\u4ee3\u78bc\uff1aMETA\uff09\uff0c\u5e7e\u4e4e\u6240\u6709\u7684\u5927\u578b\u79d1\u6280\u5546\u90fd\u5df2\u7d93\u9032\u5165\u9019\u500b\u9818\u57df\uff0c\u6295\u8cc7\u4eba\u5f88\u96e3\u60f3\u51fa\u90a3\u4e00\u5bb6\u5927\u578b\u79d1\u6280\u5546\u6c92\u6709\u52a0\u5165\u91d1\u878d\u79d1\u6280\u7684\u7af6\u722d\u7684\u3002\u800c\u9019\u4e9b\u5927\u578b\u79d1\u6280\u696d\u8005\u90fd\u5177\u6709\u5bdb\u5ee3\u7684\u8b77\u57ce\u6cb3\u3001\u500b\u500b\u90fd\u662f\u58df\u65b7\u7684\u5e73\u53f0\u3001\u64c1\u6709\u6bd4\u4e00\u822c\u91d1\u878d\u79d1\u6280\u696d\u8005\u66f4\u591a\u7684\u8cc7\u6e90\uff0c\u4e00\u822c\u91d1\u878d\u79d1\u6280\u5546\u6839\u672c\u4e0d\u662f\u4ed6\u5011\u9577\u671f\u7684\u5c0d\u624b\u3002<\/p>\n\n\n\n<p>\u9019\u500b\u8da8\u52e2\u4e5f\u8aaa\u660e\u4e86\uff0c\u91d1\u878d\u79d1\u6280\u9019\u500b\u9818\u57df\u73fe\u5728\u5df2\u7d93\u6c92\u6709\u5f88\u9ad8\u7684\u9032\u5165\u9580\u6abb\u4e86\u3002\u91d1\u878d\u79d1\u6280\u696d\u8005\u9664\u975e\u4e0d\u65b7\u9032\u884c\u7814\u767c\u6216\u662f\u7a81\u7834\uff0c\u751a\u81f3\u662f\u958b\u767c\u51fa\u65b0\u7684\u71df\u904b\u6a21\u5f0f\uff1b\u5426\u5247\u9762\u5c0d\u76ee\u524d\u7684\u56f0\u5883\uff0c\u524d\u666f\u4e0d\u5bb9\u592a\u6a02\u89c0\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E7%84%A1%E6%B3%95%E6%92%BC%E5%8B%95%E8%88%8A%E6%9C%89%E7%9A%84%E6%94%AF%E4%BB%98%E7%B6%B2%E8%B7%AF\"><\/span>\u7121\u6cd5\u64bc\u52d5\u820a\u6709\u7684\u652f\u4ed8\u7db2\u8def<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u9020\u6210\u73fe\u5728\u65b0\u8208\u7684\u91d1\u878d\u79d1\u6280\u696d\u8005\u76ee\u524d\u7684\u8655\u5883\u7684\u4e00\u9805\u4e3b\u8981\u56e0\u7d20\u662f\uff1a\u7d93\u904e\u5341\u591a\u5e74\u7684\u767c\u5c55\uff0c\u539f\u672c\u671f\u671b\u592a\u9ad8\uff0c\u91d1\u878d\u79d1\u6280\u696d\u6839\u672c\u7121\u6cd5\u64bc\u52d5\u820a\u6709\u7684\u652f\u4ed8\u7db2\u8def\u7684\u8b77\u57ce\u6cb3\u2500\u2500\u2500\u9019\u4e9b\u820a\u7684\u652f\u4ed8\u7db2\u8def\u5de8\u64d8\u53c8\u4ee5\u5169\u5927\u4fe1\u7528\u5361\u652f\u4ed8\u7db2\u8def\u5a01\u58eb\u548c\u842c\u58eb\u9054\u70ba\u6700\u5178\u578b\u7684\u4ee3\u8868\u3002<\/p>\n\n\n\n<p>\u5728\u6b64\u8981\u5f37\u8abf\u7684\u662f\uff1a\u652f\u4ed8\u5e02\u5834\u592a\u904e\u5de8\u5927\uff0c\u65b0\u8208\u7684\u91d1\u878d\u79d1\u6280\u696d\u8005\u7684\u78ba\u6436\u4f54\u4e86\u4e00\u4e9b\u65b0\u7684\u5e02\u5834\uff0c\u4f46\u4e26\u6c92\u6709\u6210\u529f\u5730\u62ff\u8d70\u539f\u672c\u5c6c\u65bc\u652f\u4ed8\u7db2\u8def\u5de8\u64d8\u7684\u5e02\u5834\uff0c\u9019\u662f\u4e0d\u722d\u7684\u4e8b\u5be6\u3002\u554f\u984c\u662f\uff0c\u820a\u7684\u652f\u4ed8\u7db2\u8def\u5de8\u64d8\u6240\u64c1\u6709\u7684\u5e02\u5834\u662f\u904e\u53bb\u534a\u500b\u591a\u4e16\u7d00\u6240\u5f62\u6210\u7684\uff0c\u539f\u672c\u6700\u8fd1\u5341\u591a\u5e74\u65b0\u589e\u7684\u652f\u4ed8\u5e02\u5834\uff0c\u4f8b\u5982\u96fb\u5546\uff0c\u9084\u5927\u5f97\u591a\uff0c\u751a\u81f3\u662f\u4e0d\u6210\u6bd4\u4f8b\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E6%B2%92%E6%9C%89%E4%B8%80%E5%AE%B6%E8%83%BD%E4%BE%8B%E5%A4%96\"><\/span>\u6c92\u6709\u4e00\u5bb6\u80fd\u4f8b\u5916<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u4f60\u53ef\u80fd\u8a8d\u70ba\u53ea\u6709\u7f8e\u570b\u5982\u6b64\uff0c\u4f46\u4e0d\u662f\u7684\uff0c\u9019\u662f\u5168\u7403\u7684\u666e\u904d\u73fe\u8c61\uff0c\u6c92\u6709\u4e00\u5bb6\u91d1\u878d\u79d1\u6280\u696d\u80fd\u5016\u514d\u30022023\u5e7410\u670825\u65e5\uff0cWorldline\uff08\u7f8e\u80a1\u4ee3\u78bc\uff1aWRDLY\uff09\u4e00\u5929\u5167\u80a1\u50f9\u8dcc\u53bb59.24%\uff0c\u516c\u53f8\u4e0d\u50c5\u7b2c\u4e09\u5b63\u5831\u696d\u7e3e\u4e0d\u5982\u9810\u671f\uff0c\u4e5f\u5c07\u5168\u5e74\u71df\u6536\u6210\u9577\u6307\u5f15\u5f9e8%-10%\u4e0b\u8abf\u81f36%-7%\u3002<\/p>\n\n\n\n<p>\u5148\u524d\u57282023\u5e7410\u670824\u65e5\uff0c\u4eca\u5e747\u6708\u525b\u767b\u9678\u502b\u6566\u4ea4\u6613\u6240\u7684Cab Payments\uff08\u7f8e\u80a1\u4ee3\u78bc\uff1aCABPF\uff09\u4e5f\u56e0\u70ba\u986f\u8457\u4e0b\u8abf\u696d\u7e3e\u6307\u5f15\u5f15\u767c\u9a5a\u4eba\u768471.92%\u5927\u8dcc\u3002\u540c\u6a23\u572825\u65e5\uff0cCab Payments\u8dcc\u5e45\u518d\u5ea6\u8d85\u904e10%\uff0c\u800c\u7fa9\u5927\u5229\u652f\u4ed8\u5e73\u53f0Nexi\uff08\u7f8e\u80a1\u4ee3\u78bc\uff1aNEXPF\uff09\u8dcc\u5e45\u63a5\u8fd120%\uff0c\u6b64\u524d\u57288\u6708\u51fa\u73fe\u904e\u55ae\u65e538%\u5927\u8dcc\u7684\u8377\u862d\u652f\u4ed8\u5e73\u53f0Adyen\uff08\u7f8e\u80a1\u4ee3\u78bc\uff1aADYYF\uff09\u4e5f\u5728\u5468\u4e09\u8dcc\u8fd110%\u3002\u7f8e\u570b\u5169\u5927\u6578\u4f4d\u652f\u4ed8\u5de8\u982dBlock\u548c\u8c9d\u5bf6\u7684\u80a1\u50f9\u53d7\u6b64\u5f71\u97ff\uff0c\u7576\u65e5\u5206\u5225\u5927\u8dcc8%\u548c5%<\/p>\n\n\n\n<p>\u5305\u62ecCVC\u8cc7\u672c\u5728\u5167\u7684\u591a\u5bb6\u6a5f\u69cb\u6b63\u5728\u521d\u6b65\u8003\u616e\u6536\u8cfcNexi\u7684\u4e8b\u5b9c\u3002\u4eca\u5e746\u6708\uff0c\u5e03\u6d1b\u514b\u83f2\u723e\u5fb7\u8cc7\u7ba1\u5ba3\u5e03\u4ee522\u5104\u82f1\u938a\u7684\u50f9\u683c\u8cb7\u4e0bNetwork International\u3002\u63a5\u8457GTCR\u8cb7\u4e0b\u5bcc\u9054\u570b\u6c11\u8cc7\u8a0a\u670d\u52d9\u516c\u53f8\uff08FIS\uff09\u7684\u591a\u6578\u80a1\u6b0a\uff0c\u4ea4\u6613\u7d66\u5230\u7684\u4f30\u503c\u9054\u5230185\u5104\u7f8e\u5143\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E7%9B%B8%E9%97%9C%E4%BC%81%E6%A5%AD%E8%82%A1%E5%83%B9%E8%A1%A8%E7%8F%BE\"><\/span>\u76f8\u95dc\u4f01\u696d\u80a1\u50f9\u8868\u73fe<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>\u7f8e\u80a1\u4ee3\u78bc<\/td><td>11\/14\/2023\u80a1\u50f9<\/td><td>\u80a1\u50f9\u81ea\u6700\u9ad8\u9ede\u5e45\u5ea6<\/td><td>\u672c\u76ca\u6bd4<\/td><td>\u80a1\u50f9\u71df\u6536\u6bd4<\/td><td>\u9060\u671f\u672c\u76ca\u6bd4<\/td><\/tr><tr><td>PYPL<\/td><td>56.68<\/td><td>-81.63%<\/td><td>16.87<\/td><td>2.18<\/td><td>9.98<\/td><\/tr><tr><td>SQ<\/td><td>55.1<\/td><td>-80.00%<\/td><td>N\/A<\/td><td>1.6<\/td><td>20.2<\/td><\/tr><tr><td>UPST<\/td><td>25.43<\/td><td>-93.48%<\/td><td>N\/A<\/td><td>4.08<\/td><td>52.91<\/td><\/tr><tr><td>AFRM<\/td><td>25.56<\/td><td>-84.44%<\/td><td>N\/A<\/td><td>4.43<\/td><td>N\/A<\/td><\/tr><tr><td>COIN<\/td><td>92.01<\/td><td>-73.15%<\/td><td>N\/A<\/td><td>7.69<\/td><td>N\/A<\/td><\/tr><tr><td>HOOD<\/td><td>8.5<\/td><td>-85.04%<\/td><td>N\/A<\/td><td>4.3<\/td><td>N\/A<\/td><\/tr><tr><td>WRDLY<\/td><td>7.43<\/td><td>-86.33%<\/td><td>16.51<\/td><td>0.91<\/td><td>4.32<\/td><\/tr><tr><td>CABPF<\/td><td>0.64<\/td><td>-79.68%<\/td><td>3.75<\/td><td>0.91<\/td><td>3.82<\/td><\/tr><tr><td>NEXPF<\/td><td>7.09<\/td><td>-68.54%<\/td><td>118.17<\/td><td>1.6<\/td><td>9.79<\/td><\/tr><tr><td>ADYYF<\/td><td>1132<\/td><td>-65.04%<\/td><td>58.14<\/td><td>5.63<\/td><td>40.65<\/td><\/tr><tr><td>V<\/td><td>246.94<\/td><td>-0.84%<\/td><td>29.86<\/td><td>15.77<\/td><td>24.94<\/td><\/tr><tr><td>MA<\/td><td>397.65<\/td><td>-5.10%<\/td><td>34.73<\/td><td>15.54<\/td><td>27.86<\/td><\/tr><tr><td>AAPL<\/td><td>187.44<\/td><td>-4.28%<\/td><td>30.58<\/td><td>7.73<\/td><td>28.49<\/td><\/tr><tr><td>GOOGL<\/td><td>133.62<\/td><td>-10.28%<\/td><td>25.6<\/td><td>5.76<\/td><td>20.04<\/td><\/tr><tr><td>AMZN<\/td><td>146.37<\/td><td>-20.38%<\/td><td>76.34<\/td><td>2.74<\/td><td>43.48<\/td><\/tr><tr><td>META<\/td><td>336.31<\/td><td>-11.19%<\/td><td>29.68<\/td><td>6.97<\/td><td>20<\/td><\/tr><tr><td>JPM<\/td><td>148.44<\/td><td>-13.59%<\/td><td>8.86<\/td><td>2.91<\/td><td>9.75<\/td><\/tr><tr><td>BAC<\/td><td>29.22<\/td><td>-40.59%<\/td><td>8.18<\/td><td>2.36<\/td><td>8.8<\/td><\/tr><tr><td>\u6a19\u666e500\u6307\u6578<\/td><td>4,495.70<\/td><td>-5.67%<\/td><td>24.59<\/td><td>2.36<\/td><td>18.62<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"136\" height=\"88\" src=\"https:\/\/www.granitefirm.com\/blog\/wp-content\/uploads\/2023\/10\/ft-1600x1200-1.jpg\" alt=\"\u91d1\u878d\u79d1\u6280\" class=\"wp-image-40579\"\/><figcaption class=\"wp-element-caption\">credit: bbva.ch<\/figcaption><\/figure>\n\n\n\n<p><em>\u672c\u4eba\u70ba\u539f\u6587\u4f5c\u8005\uff0c\u672c\u6587\u7cbe\u83ef\u7248\u539f\u520a\u767b\u5728Smart\u667a\u5bcc\u6708\u520b<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E7%9B%B8%E9%97%9C%E6%96%87%E7%AB%A0\"><\/span>\u76f8\u95dc\u6587\u7ae0<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2024\/03\/02\/%e7%be%8e%e5%9c%8b%e7%b5%82%e6%96%bc%e9%96%8b%e6%94%be%e6%af%94%e7%89%b9%e5%b9%a3etf%e7%8f%be%e8%b2%a8%e4%ba%a4%e6%98%93\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u7f8e\u570b\u6838\u6dee\u6bd4\u7279\u5e63ETF\u73fe\u8ca8\u4ea4\u6613\u5f71\u97ff\u6df1\u9060<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2024\/03\/12\/%E6%AF%94%E7%89%B9%E5%B9%A3%E5%86%8D%E6%94%80%E9%AB%98%E5%B3%B0%E7%9A%84%E5%8E%9F%E5%9B%A0\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u6bd4\u7279\u5e63\u518d\u6500\u9ad8\u5cf0\u7684\u555f\u793a<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2023\/12\/28\/coinbase%e5%92%8c%e5%b9%a3%e5%ae%89%e5%a6%82%e4%bd%95%e8%b3%ba%e9%8c%a2%e5%84%aa%e5%8b%a2%e7%9a%84%e6%af%94%e8%bc%83\/\" target=\"_blank\" rel=\"noreferrer noopener\">Coinbase\u548c\u5e63\u5b89\uff08Binance\uff09\u5982\u4f55\u8cfa\u9322\uff1f\u96d9\u65b9\u512a\u52e2\u7684\u6bd4\u8f03<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2023\/11\/01\/%E8%B2%9D%E5%AF%B6%EF%BC%88paypal%EF%BC%89%E7%9B%AE%E5%89%8D%E7%9A%84%E7%B6%93%E7%87%9F%E5%9B%B0%E5%A2%83\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u8c9d\u5bf6\uff08PayPal\uff09\u76ee\u524d\u7684\u5371\u6a5f\u548c\u5438\u5f15\u529b<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2024\/08\/23\/%E6%96%B0%E8%88%88%E7%9A%84%E6%94%AF%E4%BB%98%E5%95%86shift4\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u5c08\u6ce8\u4e2d\u5c0f\u4f01\u696d\u7684\u5c0f\u578b\u65b0\u8208\u652f\u4ed8\u5546Shift4\u5982\u4f55\u8cfa\u9322\uff1f<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2021\/09\/12\/%e6%82%a8%e6%87%89%e8%a9%b2%e8%aa%8d%e8%ad%98square%e9%80%99%e5%ae%b6%e4%bc%81%e6%a5%ad\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u60a8\u61c9\u8a72\u8a8d\u8b58Square\u9019\u5bb6\u4f01\u696d\uff08\u516c\u53f8\u540d\u7a31\u5df2\u6539\u70baBlock\uff09<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2021\/11\/22\/%E7%82%BA%E4%BB%80%E9%BA%BC%E8%B2%9D%E5%AF%B6paypal%E8%82%A1%E5%83%B9%E8%87%AA%E9%AB%98%E9%BB%9E%E6%9A%B4%E8%B7%8C%E4%BA%86%E8%BF%9140\/\">\u70ba\u4ec0\u9ebc\u8c9d\u5bf6\uff08PayPal\uff09\u80a1\u50f9\u81ea\u9ad8\u9ede\u66b4\u8dcc42%\uff1f<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2021\/07\/16\/%E7%82%BA%E4%BB%80%E9%BA%BC%E7%94%A8paypal%E8%B2%B7%E6%AF%94%E7%89%B9%E5%B9%A3%E4%B8%8D%E6%98%AF%E5%80%8B%E5%A5%BD%E4%B8%BB%E6%84%8F\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u70ba\u4ec0\u9ebc\u7528\u8c9d\u5bf6\uff08PayPal\uff09\u8cb7\u6bd4\u7279\u5e63\u4e0d\u662f\u500b\u597d\u4e3b\u610f\uff1f<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2023\/07\/12\/%e7%be%8e%e5%9c%8b%e9%81%8b%e9%80%9a%ef%bc%8c%e5%b7%b4%e8%8f%b2%e7%89%b9%e7%94%9f%e6%b6%af%e6%9c%80%e4%bd%b3%e7%9a%84%e6%8a%95%e8%b3%87%e4%b9%8b%e4%b8%80\/\">\u7f8e\u570b\u904b\u901a\uff0c\u5df4\u83f2\u7279\u751f\u6daf\u6700\u4f73\u7684\u6295\u8cc7\u4e4b\u4e00<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2023\/11\/24\/%E5%A8%81%E5%A3%AB%E6%88%96%E8%90%AC%E5%A3%AB%E9%81%94%E4%BF%A1%E7%94%A8%E5%8D%A1%E7%B6%B2%E8%B7%AF%E7%9A%84%E5%B9%BE%E5%A4%A7%E5%8F%AF%E8%83%BD%E5%A8%81%E8%84%85\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u5a01\u58eb\u548c\u842c\u58eb\u9054\u4fe1\u7528\u5361\u7db2\u8def\u7684\u5e7e\u5927\u53ef\u80fd\u5a01\u8105<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2023\/07\/30\/%e7%be%8e%e5%9c%8b%e9%81%8b%e9%80%9a%e5%92%8c%e5%a8%81%e5%a3%ab%e6%88%96%e8%90%ac%e5%a3%ab%e9%81%94%e4%bf%a1%e7%94%a8%e5%8d%a1%e6%9c%89%e4%bd%95%e4%b8%8d%e5%90%8c%ef%bc%9f\/\">\u7f8e\u570b\u904b\u901a\u548c\u5a01\u58eb\u6216\u842c\u58eb\u9054\u4fe1\u7528\u5361\u6709\u4f55\u4e0d\u540c<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2022\/02\/11\/%e5%a8%81%e5%a3%ab%ef%bc%88visa%ef%bc%89%e5%92%8c%e8%90%ac%e5%a3%ab%e9%81%94%ef%bc%88mastercard%ef%bc%89%e6%9c%89%e4%bb%80%e9%ba%bc%e4%b8%8d%e5%90%8c%ef%bc%9f\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u5a01\u58eb\uff08Visa\uff09\u548c\u842c\u58eb\u9054\uff08Mastercard\uff09\u6709\u4ec0\u9ebc\u4e0d\u540c\uff1f<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2021\/06\/04\/%E5%85%A9%E5%A4%A7%E4%BF%A1%E7%94%A8%E5%8D%A1%E5%85%AC%E5%8F%B8%E7%9A%84%E8%AD%B7%E5%9F%8E%E6%B2%B3%E9%AC%86%E5%8B%95%E4%BA%86%E5%97%8E%EF%BC%9F\/\" target=\"_blank\" rel=\"noreferrer noopener\">2\u5927\u4fe1\u7528\u5361\u7db2\u8def\u7684\u8b77\u57ce\u6cb3\u9b06\u52d5\u4e86\u55ce\uff1f<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2021\/12\/10\/%E4%BA%9E%E9%A6%AC%E9%81%9C%E7%9A%84%E5%AE%B0%E5%88%B6\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u4e9e\u99ac\u905c\uff08Amazon\uff09\u7684\u5bb0\u5236\u529b &#8211; \u5f9e\u8c9d\u5bf6\uff08PayPal\uff09\u3001Affirm\u3001\u8cbb\u57c3\u54f2\uff08Fair Isaac\uff09\u3001\u5a01\u58eb\uff08Mastercard\uff09\u3001\u842c\u58eb\u9054\uff08Visa\uff09\u8fd1\u4f86\u80a1\u50f9\u7684\u8d70\u52e2\u4f86\u770b<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2023\/06\/02\/%E7%9F%BD%E2%BE%95%E9%8A%80%E2%BE%8F%E6%98%AF%E5%A6%82%E4%BD%95%E7%A0%B4%E7%94%A2%E7%9A%84%EF%BC%9F%E5%BD%B1%E9%9F%BF%E7%82%BA%E4%BD%95%EF%BC%9F\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u77fd\u2f95\u9280\u2f8f\u662f\u5982\u4f55\u7834\u7522\u7684\uff1f\u5f71\u97ff\u70ba\u4f55\uff1f<\/a>\u300b<\/li>\n<\/ul>\n\n\n\n<p><em><strong>\u91cd\u8981\u8072\u660e<\/strong><\/em><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><em>\u672c\u7ad9\u5167\u5bb9\u70ba\u4f5c\u8005\u500b\u4eba\u610f\u898b\uff0c\u50c5\u4f9b\u53c3\u8003\uff0c\u672c\u4eba\u4e0d\u5c0d\u6587\u7ae0\u5167\u5bb9\u3001\u8cc7\u6599\u4e4b\u6b63\u78ba\u6027\u3001\u770b\u6cd5\u3001\u8207\u5373\u6642\u6027\u8ca0\u4efb\u4f55\u8cac\u4efb\uff0c\u8b80\u8005\u8acb\u52d9\u5fc5\u81ea\u884c\u5224\u65b7\u3002<\/em><\/li>\n\n\n\n<li><em>\u5c0d\u65bc\u8b80\u8005\u76f4\u63a5\u6216\u9593\u63a5\u4f9d\u8cf4\u4e26\u53c3\u8003\u672c\u7ad9\u8cc7\u8a0a\u5f8c\uff0c\u63a1\u53d6\u4efb\u4f55\u6295\u8cc7\u884c\u70ba\u6240\u5c0e\u81f4\u4e4b\u76f4\u63a5\u6216\u9593\u63a5\u640d\u5931\uff0c\u6216\u56e0\u6b64\u7522\u751f\u4e4b\u4e00\u5207\u8cac\u4efb\uff0c\u672c\u4eba\u5747\u4e0d\u8ca0\u4efb\u4f55\u640d\u5bb3\u8ce0\u511f\u53ca\u5176\u4ed6\u6cd5\u5f8b\u4e0a\u4e4b\u8cac\u4efb\u3002<\/em><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>\u91d1\u878d\u79d1\u6280\u5df2\u4e0d\u50cf\u5341\u5e74\u524d\u662f\u79d1\u6280\u754c\u548c\u91d1\u878d\u754c\u7684\u8d85\u7d1a\u65b0\u85cd\u6d77\uff0c\u76ee\u524d\u7528\u7d05\u6d77\u4f86\u5f62\u5bb9\u4e26\u4e0d\u70ba\u904e<\/p>\n","protected":false},"author":1,"featured_media":40579,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[414,302,316,183,300,330,493,937,328],"tags":[672,220,165,242,392,1269,362,1271,152,430,561,222,216,816,153,1270,994,498,115,116,1266,227,266,120,1268],"class_list":["post-40528","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-fintech","category-card","category-interest","category-cryptocurrency","category-payment","category-consumer-finance","category-economics","category-market-crash","category-lending","tag-adyyf","tag-afrm","tag-amzn","tag-appl","tag-bac","tag-cabpf","tag-coin","tag-fis","tag-googl","tag-hood","tag-jpm","tag-klarna","tag-ma","tag-meta","tag-msft","tag-nexpf","tag-nu","tag-paytm","tag-pypl","tag-sq","tag-stne","tag-stripe","tag-upst","tag-v","tag-wrdly"],"_links":{"self":[{"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/posts\/40528","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/comments?post=40528"}],"version-history":[{"count":0,"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/posts\/40528\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/media\/40579"}],"wp:attachment":[{"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/media?parent=40528"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/categories?post=40528"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/tags?post=40528"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}