{"id":57341,"date":"2025-05-13T23:56:00","date_gmt":"2025-05-13T15:56:00","guid":{"rendered":"https:\/\/www.granitefirm.com\/blog\/?p=57341"},"modified":"2025-08-18T11:16:18","modified_gmt":"2025-08-18T03:16:18","slug":"%e4%b8%96%e7%95%8c%e5%90%84%e5%9c%8b%e5%90%84%e6%9c%89%e5%a4%9a%e5%b0%91%e8%82%a1%e7%a5%a8%e6%8a%95%e8%b3%87%e4%ba%ba","status":"publish","type":"post","link":"https:\/\/www.granitefirm.com\/blog\/blog\/2025\/05\/13\/%e4%b8%96%e7%95%8c%e5%90%84%e5%9c%8b%e5%90%84%e6%9c%89%e5%a4%9a%e5%b0%91%e8%82%a1%e7%a5%a8%e6%8a%95%e8%b3%87%e4%ba%ba\/","title":{"rendered":"\u4e16\u754c\u5404\u570b\u5404\u6709\u591a\u5c11\u80a1\u7968\u6295\u8cc7\u4eba\uff1f"},"content":{"rendered":"\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"\u986f\u793a\/\u96b1\u85cf\u5167\u5bb9\u76ee\u9304\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #ffffff;color:#ffffff\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #ffffff;color:#ffffff\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2025\/05\/13\/%e4%b8%96%e7%95%8c%e5%90%84%e5%9c%8b%e5%90%84%e6%9c%89%e5%a4%9a%e5%b0%91%e8%82%a1%e7%a5%a8%e6%8a%95%e8%b3%87%e4%ba%ba\/#%E7%BE%8E%E5%9C%8B\" >\u7f8e\u570b<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2025\/05\/13\/%e4%b8%96%e7%95%8c%e5%90%84%e5%9c%8b%e5%90%84%e6%9c%89%e5%a4%9a%e5%b0%91%e8%82%a1%e7%a5%a8%e6%8a%95%e8%b3%87%e4%ba%ba\/#%E5%8A%A0%E6%8B%BF%E5%A4%A7\" >\u52a0\u62ff\u5927<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2025\/05\/13\/%e4%b8%96%e7%95%8c%e5%90%84%e5%9c%8b%e5%90%84%e6%9c%89%e5%a4%9a%e5%b0%91%e8%82%a1%e7%a5%a8%e6%8a%95%e8%b3%87%e4%ba%ba\/#%E4%B8%AD%E5%9C%8B\" >\u4e2d\u570b<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2025\/05\/13\/%e4%b8%96%e7%95%8c%e5%90%84%e5%9c%8b%e5%90%84%e6%9c%89%e5%a4%9a%e5%b0%91%e8%82%a1%e7%a5%a8%e6%8a%95%e8%b3%87%e4%ba%ba\/#%E5%8D%B0%E5%BA%A6\" >\u5370\u5ea6<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2025\/05\/13\/%e4%b8%96%e7%95%8c%e5%90%84%e5%9c%8b%e5%90%84%e6%9c%89%e5%a4%9a%e5%b0%91%e8%82%a1%e7%a5%a8%e6%8a%95%e8%b3%87%e4%ba%ba\/#%E6%97%A5%E6%9C%AC\" >\u65e5\u672c<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2025\/05\/13\/%e4%b8%96%e7%95%8c%e5%90%84%e5%9c%8b%e5%90%84%e6%9c%89%e5%a4%9a%e5%b0%91%e8%82%a1%e7%a5%a8%e6%8a%95%e8%b3%87%e4%ba%ba\/#%E5%8F%B0%E7%81%A3\" >\u53f0\u7063<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2025\/05\/13\/%e4%b8%96%e7%95%8c%e5%90%84%e5%9c%8b%e5%90%84%e6%9c%89%e5%a4%9a%e5%b0%91%e8%82%a1%e7%a5%a8%e6%8a%95%e8%b3%87%e4%ba%ba\/#%E5%8D%97%E9%9F%93\" >\u5357\u97d3<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2025\/05\/13\/%e4%b8%96%e7%95%8c%e5%90%84%e5%9c%8b%e5%90%84%e6%9c%89%e5%a4%9a%e5%b0%91%e8%82%a1%e7%a5%a8%e6%8a%95%e8%b3%87%e4%ba%ba\/#%E9%A6%99%E6%B8%AF\" >\u9999\u6e2f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2025\/05\/13\/%e4%b8%96%e7%95%8c%e5%90%84%e5%9c%8b%e5%90%84%e6%9c%89%e5%a4%9a%e5%b0%91%e8%82%a1%e7%a5%a8%e6%8a%95%e8%b3%87%e4%ba%ba\/#%E6%96%B0%E5%8A%A0%E5%9D%A1\" >\u65b0\u52a0\u5761<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2025\/05\/13\/%e4%b8%96%e7%95%8c%e5%90%84%e5%9c%8b%e5%90%84%e6%9c%89%e5%a4%9a%e5%b0%91%e8%82%a1%e7%a5%a8%e6%8a%95%e8%b3%87%e4%ba%ba\/#%E6%B3%B0%E5%9C%8B\" >\u6cf0\u570b<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2025\/05\/13\/%e4%b8%96%e7%95%8c%e5%90%84%e5%9c%8b%e5%90%84%e6%9c%89%e5%a4%9a%e5%b0%91%e8%82%a1%e7%a5%a8%e6%8a%95%e8%b3%87%e4%ba%ba\/#%E9%A6%AC%E4%BE%86%E8%A5%BF%E4%BA%9E\" >\u99ac\u4f86\u897f\u4e9e<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2025\/05\/13\/%e4%b8%96%e7%95%8c%e5%90%84%e5%9c%8b%e5%90%84%e6%9c%89%e5%a4%9a%e5%b0%91%e8%82%a1%e7%a5%a8%e6%8a%95%e8%b3%87%e4%ba%ba\/#%E8%B6%8A%E5%8D%97\" >\u8d8a\u5357<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2025\/05\/13\/%e4%b8%96%e7%95%8c%e5%90%84%e5%9c%8b%e5%90%84%e6%9c%89%e5%a4%9a%e5%b0%91%e8%82%a1%e7%a5%a8%e6%8a%95%e8%b3%87%e4%ba%ba\/#%E5%8D%B0%E5%B0%BC\" >\u5370\u5c3c<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2025\/05\/13\/%e4%b8%96%e7%95%8c%e5%90%84%e5%9c%8b%e5%90%84%e6%9c%89%e5%a4%9a%e5%b0%91%e8%82%a1%e7%a5%a8%e6%8a%95%e8%b3%87%e4%ba%ba\/#%E8%8B%B1%E5%9C%8B\" >\u82f1\u570b<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2025\/05\/13\/%e4%b8%96%e7%95%8c%e5%90%84%e5%9c%8b%e5%90%84%e6%9c%89%e5%a4%9a%e5%b0%91%e8%82%a1%e7%a5%a8%e6%8a%95%e8%b3%87%e4%ba%ba\/#%E5%BE%B7%E5%9C%8B\" >\u5fb7\u570b<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2025\/05\/13\/%e4%b8%96%e7%95%8c%e5%90%84%e5%9c%8b%e5%90%84%e6%9c%89%e5%a4%9a%e5%b0%91%e8%82%a1%e7%a5%a8%e6%8a%95%e8%b3%87%e4%ba%ba\/#%E6%B3%95%E5%9C%8B\" >\u6cd5\u570b<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2025\/05\/13\/%e4%b8%96%e7%95%8c%e5%90%84%e5%9c%8b%e5%90%84%e6%9c%89%e5%a4%9a%e5%b0%91%e8%82%a1%e7%a5%a8%e6%8a%95%e8%b3%87%e4%ba%ba\/#%E7%91%9E%E5%85%B8\" >\u745e\u5178<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2025\/05\/13\/%e4%b8%96%e7%95%8c%e5%90%84%e5%9c%8b%e5%90%84%e6%9c%89%e5%a4%9a%e5%b0%91%e8%82%a1%e7%a5%a8%e6%8a%95%e8%b3%87%e4%ba%ba\/#%E5%B7%B4%E8%A5%BF\" >\u5df4\u897f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2025\/05\/13\/%e4%b8%96%e7%95%8c%e5%90%84%e5%9c%8b%e5%90%84%e6%9c%89%e5%a4%9a%e5%b0%91%e8%82%a1%e7%a5%a8%e6%8a%95%e8%b3%87%e4%ba%ba\/#%E6%BE%B3%E6%B4%B2\" >\u6fb3\u6d32<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2025\/05\/13\/%e4%b8%96%e7%95%8c%e5%90%84%e5%9c%8b%e5%90%84%e6%9c%89%e5%a4%9a%e5%b0%91%e8%82%a1%e7%a5%a8%e6%8a%95%e8%b3%87%e4%ba%ba\/#%E7%9B%B8%E9%97%9C%E6%96%87%E7%AB%A0\" >\u76f8\u95dc\u6587\u7ae0<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E7%BE%8E%E5%9C%8B\"><\/span>\u7f8e\u570b<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><a href=\"https:\/\/news.gallup.com\/poll\/266807\/percentage-americans-owns-stock.aspx\" target=\"_blank\" rel=\"noopener\">2024\u5e74\uff0c\u84cb\u6d1b\u666e\u666e\u67e5\u7684\u7d50\u679c\uff0c62%\u7684\u7f8e\u570b\u4eba\u662f\u80a1\u7968\u6295\u8cc7\u4eba<\/a>\uff1b25%\u7684\u4f4e\u6536\u5165\u5bb6\u5ead\u548c65%\u7684\u4e2d\u7522\u968e\u7d1a\u6301\u6709\u80a1\u7968\u3002\u7d04\u6709 62% \u7684\u7f8e\u570b\u6210\u5e74\u4eba\uff08\u7d04 1.65 \u5104\u4eba\uff09\u76f4\u63a5\u6216\u900f\u904e 401(k) \u7b49\u9000\u4f11\u5e33\u6236\u64c1\u6709\u80a1\u7968\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%8A%A0%E6%8B%BF%E5%A4%A7\"><\/span>\u52a0\u62ff\u5927<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u7d04\u67092034\u842c\u4eba\u53c3\u8207\u80a1\u7968\u5e02\u5834\uff0c\u4e3b\u8981\u900f\u904e RRSP \u548c TFSA \u7b49\u9000\u4f11\u5e33\u6236\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E4%B8%AD%E5%9C%8B\"><\/span>\u4e2d\u570b<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u4e2d\u570b\u7d50\u7b97\u7684\u6578\u64da\u986f\u793a\uff0c\u622a\u81f3\u4eca\u5e746\u6708\u5e95\uff0cA\u80a1\u6295\u8cc7\u8005\u6578\u91cf\u5df2\u7d93\u8d85\u904e\u4e862.4\u5104\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%8D%B0%E5%BA%A6\"><\/span>\u5370\u5ea6<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u622a\u81f3 2025 \u5e74\u521d\uff0c\u7d04\u6709 1.09 \u5104\u5370\u5ea6\u4eba\u8a3b\u518a\u70ba\u5370\u5ea6\u80a1\u7968\u5e02\u5834\u7684\u6295\u8cc7\u4eba\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E6%97%A5%E6%9C%AC\"><\/span>\u65e5\u672c<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>2020\u65e5\u672c\u80a1\u5e02\u500b\u4eba\u958b\u6236\u65781\u5e74\u589e308\u842c\uff0c\u7e3d\u8a08\u9054\u52305981\u842c\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%8F%B0%E7%81%A3\"><\/span>\u53f0\u7063<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u6839\u64da\u53f0\u7063\u8b49\u5238\u4ea4\u6613\u6240\u6578\u64da\uff0c2023\u5e74\u5e95\u7d2f\u8a08\u958b\u6236\u6578\u70ba1,251\u842c\u6236\uff0c\u4f54\u7e3d\u4eba\u53e3\u768453.42%\uff0c\u800c\u5be6\u969b\u4ea4\u6613\u4eba\u6578\u66f4\u9054\u5230564\u842c\u4eba\u7684\u6b77\u53f2\u65b0\u9ad8\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%8D%97%E9%9F%93\"><\/span>\u5357\u97d3<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>2022\u5e74\uff0c\u97d3\u570b\u80a1\u7968\u6d3b\u8e8d\u8cec\u6236\u9996\u6b21\u7a81\u78346000 \u842c\u6236\uff0c\u6bd4\u7e3d\u4eba\u53e3\u9084\u591a\u51fa800 \u842c\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E9%A6%99%E6%B8%AF\"><\/span>\u9999\u6e2f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u6839\u64daFinder \u7684\u5168\u7403\u6295\u8cc7\u63a1\u7528\u8abf\u67e5\uff0c\u622a\u81f3 2023 \u5e74\uff0c\u9999\u6e2f\u7d04\u6709370\u842c\u4eba\u7a4d\u6975\u6301\u6709\u80a1\u7968\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E6%96%B0%E5%8A%A0%E5%9D%A1\"><\/span>\u65b0\u52a0\u5761<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>2023 \u5e74\u65b0\u52a0\u5761\u7dda\u4e0a\u6295\u8cc7\u5831\u544a\u986f\u793a\uff0c\u904e\u53bb\u4e00\u5e74\u6709 264,000\u540d\u65b0\u52a0\u5761\u4eba\u9032\u884c\u4e86\u80a1\u7968\u548c ETF \u7684\u7dda\u4e0a\u4ea4\u6613\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E6%B3%B0%E5%9C%8B\"><\/span>\u6cf0\u570b<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u6839\u64da\u6cf0\u570b\u8b49\u5238\u4ea4\u6613\u6240 (SET) \u7684\u6578\u64da\uff0c\u622a\u81f3 2025 \u5e74\u521d\uff0c\u6cf0\u570b\u7d04\u6709 317 \u842c\u7368\u7acb\u500b\u4eba\u958b\u8a2d\u4e86\u8b49\u5238\u4ea4\u6613\u5e33\u6236\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E9%A6%AC%E4%BE%86%E8%A5%BF%E4%BA%9E\"><\/span>\u99ac\u4f86\u897f\u4e9e<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u622a\u81f32025\u5e74\u521d\uff0c\u7d04\u6709317\u842c\u99ac\u4f86\u897f\u4e9e\u4eba\u958b\u8a2d\u4e86\u8b49\u5238\u4ea4\u6613\u5e33\u6236\uff0c\u7d04\u4f54\u8a72\u570b\u4eba\u53e3\u76849.5\uff05\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E8%B6%8A%E5%8D%97\"><\/span>\u8d8a\u5357<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u622a\u81f3 2024 \u5e74\u5e95\uff0c\u7d04\u6709920\u842c\u8d8a\u5357\u500b\u4eba\u6709\u8b49\u5238\u5e33\u6236\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%8D%B0%E5%B0%BC\"><\/span>\u5370\u5c3c<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u622a\u81f3 2025 \u5e74 1 \u6708\uff0c\u7d04\u6709 1,516 \u842c\u5370\u5c3c\u4eba\u5df2\u8a3b\u518a\u70ba\u8cc7\u672c\u5e02\u5834\u6295\u8cc7\u8005\uff0c\u6301\u6709\u55ae\u4e00\u6295\u8cc7\u8005\u8b58\u5225\u78bc (SID)\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E8%8B%B1%E5%9C%8B\"><\/span>\u82f1\u570b<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u7d04\u6709 33% \u7684\u82f1\u570b\u6210\u5e74\u4eba\u6295\u8cc7\u80a1\u7968\u5e02\u5834\uff0c\u5305\u62ec\u76f4\u63a5\u6301\u6709\u80a1\u7968\u4ee5\u53ca\u900f\u904e\u9000\u4f11\u57fa\u91d1\u548c\u500b\u4eba\u5132\u84c4\u5e33\u6236 (ISA) \u9032\u884c\u6295\u8cc7\u30022022\u5e74\u82f1\u570b\u4eba\u53e3\u662f6760\u842c\uff0c\u56e0\u67092230\u842c\u82f1\u570b\u6210\u5e74\u4eba\u6295\u8cc7\u80a1\u7968\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%BE%B7%E5%9C%8B\"><\/span>\u5fb7\u570b<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u6839\u64da\u5fb7\u570b\u8b49\u5238\u7814\u7a76\u6240\uff08Deutsches Aktieninstitut\uff09\u7d71\u8a08\u6307\u51fa\uff0c2020\u5e74\u6295\u8cc7\u2f08\u6578\u7e3d\u8a08\u8f032019\u5e74\u6210\u2ed128\uff05\u52301,240\u842c\u2f08\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E6%B3%95%E5%9C%8B\"><\/span>\u6cd5\u570b<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u622a\u81f3 2024 \u5e74\uff0c\u7d04\u6709140\u842c\u6cd5\u570b\u5c45\u6c11\u7a4d\u6975\u53c3\u8207\u80a1\u7968\u5e02\u5834\uff0c\u4e00\u5e74\u5167\u81f3\u5c11\u6709\u4e00\u6b21\u8cb7\u5165\u6216\u8ce3\u51fa\u80a1\u7968\u4ea4\u6613\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E7%91%9E%E5%85%B8\"><\/span>\u745e\u5178<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><a href=\"https:\/\/www.google.com\/search?q=How+many+stock+investors+are+there+in+sweden&amp;sca_esv=cbeaebd5029c2532&amp;ei=NZmiaPL3GNi2vr0PoejioAQ&amp;ved=0ahUKEwiy5pzysJOPAxVYm68BHSG0GEQQ4dUDCBA&amp;uact=5&amp;oq=How+many+stock+investors+are+there+in+sweden&amp;gs_lp=Egxnd3Mtd2l6LXNlcnAiLEhvdyBtYW55IHN0b2NrIGludmVzdG9ycyBhcmUgdGhlcmUgaW4gc3dlZGVuMgUQIRifBTIFECEYnwUyBRAhGJ8FSM8uUABYryxwAXgBkAEAmAG0AaABggiqAQMwLje4AQPIAQD4AQL4AQGYAgagApUHwgIEECEYFZgDAOIDBRIBMSBAkgcDMC42oAf0E7IHAzAuNrgHlQfCBwMzLjPIBwY&amp;sclient=gws-wiz-serp\" target=\"_blank\" rel=\"noopener\">\u745e\u5178\u7684\u6563\u6236\u6295\u8cc7\u4eba\u6bd4\u4f8b\u5f88\u9ad8\u3002\u622a\u81f32023\u5e74\u5e95\uff0c\u745e\u5178\u5171\u6709380\u842c\u500b\u7368\u7acb\u7684\u5c08\u7528\u6295\u8cc7\u5132\u84c4\u5e33\u6236\u3002<\/a>\u745e\u5178\u662f\u6b50\u76df\u6210\u54e1\u570b\u88e1\uff0c\u6563\u6236\u6295\u8cc7\u4eba\u4f54\u570b\u6c11\u7e3d\u4eba\u53e3\u6bd4\u4f8b\u6700\u9ad8\u7684\u570b\u5bb6\u30022024\u5e74\u745e\u5178\u7684\u7e3d\u4eba\u53e3\u6578\u70ba1057\u842c\uff0c\u56e0\u6b64\u80a1\u5e02\u6295\u8cc7\u4eba\u53e3\u6bd4\u4f8b\u7d04\u70ba37%\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%B7%B4%E8%A5%BF\"><\/span>\u5df4\u897f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u622a\u81f32024\u5e74\u5e95\uff0c\u7d04\u6709526\u842c\u5df4\u897f\u500b\u4eba\u5728\u5df4\u897f\u552f\u4e00\u7684\u8b49\u5238\u4ea4\u6613\u6240 B3 \u8a3b\u518a\u70ba\u6295\u8cc7\u8005\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E6%BE%B3%E6%B4%B2\"><\/span>\u6fb3\u6d32<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u7d04\u6709 37% \u7684\u6fb3\u6d32\u4eba\uff0c\u6298\u5408\u7d041000\u842c\u4eba\uff0c\u53c3\u8207\u80a1\u7968\u5e02\u5834\uff0c\u901a\u5e38\u662f\u900f\u904e\u9000\u4f11\u91d1\u57fa\u91d1\u548c\u76f4\u63a5\u6301\u6709\u80a1\u7968\u3002<br><\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"132\" height=\"90\" src=\"https:\/\/www.granitefirm.com\/blog\/wp-content\/uploads\/2030\/02\/retail-investor-Custom.jpg\" alt=\"\u80a1\u7968\u6295\u8cc7\u4eba\" class=\"wp-image-67654\"\/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E7%9B%B8%E9%97%9C%E6%96%87%E7%AB%A0\"><\/span>\u76f8\u95dc\u6587\u7ae0<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2025\/05\/13\/%e4%b8%96%e7%95%8c%e5%90%84%e5%9c%8b%e5%90%84%e6%9c%89%e5%a4%9a%e5%b0%91%e8%82%a1%e7%a5%a8%e6%8a%95%e8%b3%87%e4%ba%ba\/\">\u4e16\u754c\u5404\u570b\u5404\u6709\u591a\u5c11\u80a1\u7968\u6295\u8cc7\u4eba\uff1f<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2025\/05\/29\/%e6%8a%95%e8%b3%87%e4%ba%ba%e6%ad%a3%e5%bf%ab%e9%80%9f%e8%bd%89%e5%90%91%e8%a2%ab%e5%8b%95%e6%8a%95%e8%b3%87%e5%9f%ba%e9%87%91%e6%8a%9b%e6%a3%84%e4%b8%bb%e5%8b%95%e6%8a%95%e8%b3%87%e5%9f%ba%e9%87%91\/\">\u5168\u7403\u6295\u8cc7\u4eba\u6b63\u5feb\u901f\u8f49\u5411\u88ab\u52d5\u6295\u8cc7\u57fa\u91d1ETF\uff0c\u629b\u68c4\u4e3b\u52d5\u6295\u8cc7\u57fa\u91d1<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2021\/07\/10\/%e5%a6%82%e4%bd%95%e6%aa%a2%e8%a6%96%e4%b8%80%e5%80%8b%e6%88%90%e5%8a%9f%e7%9a%84%e8%82%a1%e5%b8%82%e6%8a%95%e8%b3%87%e4%ba%ba%e6%88%90%e5%8a%9f%e8%83%bd%e5%90%a6%e6%8c%81%e7%ba%8c%ef%bc%9f\/\">\u6295\u8cc7\u4eba\u6210\u529f\u80fd\u5426\u6301\u7e8c\u5982\u4f55\u6aa2\u8996\uff1f3\u9805\u6aa2\u8996\u7684\u6a19\u6e96<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2021\/06\/10\/%E6%8A%95%E8%B3%87%E8%82%A1%E5%B8%82%E6%99%82%E7%9A%84%E6%95%A3%E6%88%B6%E5%8A%A3%E5%8B%A2\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u6563\u6236\u6295\u8cc7\u80a1\u5e02\u7684\u52a3\u52e2<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2021\/05\/19\/%E6%8A%95%E8%B3%87%E8%82%A1%E5%B8%82%E6%99%82%E7%9A%84%E6%95%A3%E6%88%B6%E5%84%AA%E5%8B%A2\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u6563\u6236\u6295\u8cc7\u80a1\u5e02\u7684\u512a\u52e2<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2021\/12\/04\/%E5%A4%A7%E9%83%A8%E4%BB%BD%E6%8A%95%E8%B3%87%E4%BA%BA%E6%87%89%E8%AE%93%E8%B2%B7%E5%A4%A7%E7%9B%A4etf\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u5927\u90e8\u4efd\u7684\u6295\u8cc7\u4eba\u61c9\u8a72\u6295\u8cc7\u5927\u76e4ETF<\/a>\u300b<\/li>\n<\/ul>\n\n\n\n<p><em><strong>\u91cd\u8981\u8072\u660e<\/strong><\/em><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><em>\u672c\u7ad9\u5167\u5bb9\u70ba\u4f5c\u8005\u500b\u4eba\u610f\u898b\uff0c\u50c5\u4f9b\u53c3\u8003\uff0c\u672c\u4eba\u4e0d\u5c0d\u6587\u7ae0\u5167\u5bb9\u3001\u8cc7\u6599\u4e4b\u6b63\u78ba\u6027\u3001\u770b\u6cd5\u3001\u8207\u5373\u6642\u6027\u8ca0\u4efb\u4f55\u8cac\u4efb\uff0c\u8b80\u8005\u8acb\u52d9\u5fc5\u81ea\u884c\u5224\u65b7\u3002<\/em><\/li>\n\n\n\n<li><em>\u5c0d\u65bc\u8b80\u8005\u76f4\u63a5\u6216\u9593\u63a5\u4f9d\u8cf4\u4e26\u53c3\u8003\u672c\u7ad9\u8cc7\u8a0a\u5f8c\uff0c\u63a1\u53d6\u4efb\u4f55\u6295\u8cc7\u884c\u70ba\u6240\u5c0e\u81f4\u4e4b\u76f4\u63a5\u6216\u9593\u63a5\u640d\u5931\uff0c\u6216\u56e0\u6b64\u7522\u751f\u4e4b\u4e00\u5207\u8cac\u4efb\uff0c\u672c\u4eba\u5747\u4e0d\u8ca0\u4efb\u4f55\u640d\u5bb3\u8ce0\u511f\u53ca\u5176\u4ed6\u6cd5\u5f8b\u4e0a\u4e4b\u8cac\u4efb\u3002<\/em><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>2024\u5e74\uff0c\u84cb\u6d1b\u666e\u666e\u67e5\u7684\u7d50\u679c\uff0c62%\u7684\u7f8e\u570b\u4eba\u662f\u80a1\u7968\u6295\u8cc7\u4eba\uff1b\u4e2d\u570bA\u80a1\u53f2\u4e0a\u958b\u904e\u6236\u7684\u500b\u4eba\u6295\u8cc7\u4eba\u67092.2\u5104;\u53f0\u7063\u8b49\u5238\u4ea4\u6613\u6240\u6578\u64da\uff0c2023\u5e74\u5e95\u7d2f\u8a08\u958b\u6236\u6578\u70ba1,251\u842c\u6236\u3002<\/p>\n","protected":false},"author":1,"featured_media":67654,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1588,251],"tags":[],"class_list":["post-57341","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-historical-statistic","category-stock-knowledge"],"_links":{"self":[{"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/posts\/57341","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/comments?post=57341"}],"version-history":[{"count":37,"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/posts\/57341\/revisions"}],"predecessor-version":[{"id":71489,"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/posts\/57341\/revisions\/71489"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/media\/67654"}],"wp:attachment":[{"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/media?parent=57341"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/categories?post=57341"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/tags?post=57341"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}