{"id":61808,"date":"2025-02-10T23:56:00","date_gmt":"2025-02-10T15:56:00","guid":{"rendered":"https:\/\/www.granitefirm.com\/blog\/?p=61808"},"modified":"2025-02-11T09:15:59","modified_gmt":"2025-02-11T01:15:59","slug":"sezzle","status":"publish","type":"post","link":"https:\/\/www.granitefirm.com\/blog\/blog\/2025\/02\/10\/sezzle\/","title":{"rendered":"Sezzle\u5982\u4f55\u8cfa\u9322\uff1f"},"content":{"rendered":"\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_83 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"\u986f\u793a\/\u96b1\u85cf\u5167\u5bb9\u76ee\u9304\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #ffffff;color:#ffffff\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #ffffff;color:#ffffff\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2025\/02\/10\/sezzle\/#%E5%85%AC%E5%8F%B8%E5%81%B4%E5%AF%AB\" >\u516c\u53f8\u5074\u5beb<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2025\/02\/10\/sezzle\/#%E5%89%B5%E8%BE%A6\" >\u5275\u8fa6<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2025\/02\/10\/sezzle\/#%E6%8F%90%E4%BE%9B%E7%9A%84%E6%9C%8D%E5%8B%99\" >\u63d0\u4f9b\u7684\u670d\u52d9<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2025\/02\/10\/sezzle\/#%E5%85%AC%E9%96%8B%E5%B8%82%E5%A0%B4%E7%9A%84%E9%87%8D%E8%A6%81%E6%B4%BB%E5%8B%95\" >\u516c\u958b\u5e02\u5834\u7684\u91cd\u8981\u6d3b\u52d5<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2025\/02\/10\/sezzle\/#%E9%A6%96%E6%AC%A1%E5%85%AC%E9%96%8B%E4%B8%8A%E5%B8%82\" >\u9996\u6b21\u516c\u958b\u4e0a\u5e02<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2025\/02\/10\/sezzle\/#%E8%A7%A3%E9%99%A4%E8%A2%ABZip%E6%94%B6%E8%B3%BC\" >\u89e3\u9664\u88abZip\u6536\u8cfc<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2025\/02\/10\/sezzle\/#%E5%9C%A8%E7%BE%8E%E8%82%A1%E4%B8%8A%E5%B8%82\" >\u5728\u7f8e\u80a1\u4e0a\u5e02<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2025\/02\/10\/sezzle\/#%E6%A5%AD%E5%8B%99%E8%A1%A8%E7%8F%BE\" >\u696d\u52d9\u8868\u73fe<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2025\/02\/10\/sezzle\/#%E4%BB%80%E9%BA%BC%E6%98%AF%E5%85%88%E8%B2%B7%E5%BE%8C%E4%BB%98%EF%BC%9F\" >\u4ec0\u9ebc\u662f\u5148\u8cb7\u5f8c\u4ed8\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2025\/02\/10\/sezzle\/#Sezzle%E7%9A%84%E7%87%9F%E9%81%8B%E8%A1%A8%E7%8F%BE\" >Sezzle\u7684\u71df\u904b\u8868\u73fe<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2025\/02\/10\/sezzle\/#%E7%88%AD%E8%AD%B0\" >\u722d\u8b70<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2025\/02\/10\/sezzle\/#%E7%AB%B6%E7%88%AD%E5%B0%8D%E6%89%8B\" >\u7af6\u722d\u5c0d\u624b<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2025\/02\/10\/sezzle\/#%E4%B8%BB%E8%A6%81%E7%AB%B6%E7%88%AD%E5%B0%8D%E6%89%8B\" >\u4e3b\u8981\u7af6\u722d\u5c0d\u624b<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2025\/02\/10\/sezzle\/#%E6%AC%A1%E8%A6%81%E7%AB%B6%E7%88%AD%E5%B0%8D%E6%89%8B\" >\u6b21\u8981\u7af6\u722d\u5c0d\u624b<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2025\/02\/10\/sezzle\/#%E8%B3%87%E6%9C%AC%E5%B8%82%E5%A0%B4%E7%9A%84%E8%A1%A8%E7%8F%BE\" >\u8cc7\u672c\u5e02\u5834\u7684\u8868\u73fe<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2025\/02\/10\/sezzle\/#%E5%8F%97%E5%9F%BA%E9%87%91%E7%B6%93%E7%90%86%E4%BA%BA%E6%AD%A1%E8%BF%8E\" >\u53d7\u57fa\u91d1\u7d93\u7406\u4eba\u6b61\u8fce<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2025\/02\/10\/sezzle\/#%E5%B8%82%E5%80%BC\" >\u5e02\u503c<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2025\/02\/10\/sezzle\/#%E6%9C%AC%E7%9B%8A%E6%AF%94\" >\u672c\u76ca\u6bd4<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2025\/02\/10\/sezzle\/#%E8%82%A1%E5%83%B9%E8%A1%A8%E7%8F%BE\" >\u80a1\u50f9\u8868\u73fe<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2025\/02\/10\/sezzle\/#%E7%9B%B8%E9%97%9C%E6%96%87%E7%AB%A0\" >\u76f8\u95dc\u6587\u7ae0<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%85%AC%E5%8F%B8%E5%81%B4%E5%AF%AB\"><\/span>\u516c\u53f8\u5074\u5beb<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%89%B5%E8%BE%A6\"><\/span>\u5275\u8fa6<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p><a href=\"https:\/\/sezzle.com\/\" target=\"_blank\" rel=\"noopener\">Sezzle\uff08\u7f8e\u80a1\u4ee3\u78bc\uff1aSEZL\uff09<\/a> \u65bc 2016 \u5e74\u7531 Charlie Youakim \u5275\u7acb\u7684\u91d1\u878d\u79d1\u6280\u516c\u53f8\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E6%8F%90%E4%BE%9B%E7%9A%84%E6%9C%8D%E5%8B%99\"><\/span>\u63d0\u4f9b\u7684\u670d\u52d9<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Sezzle \u7684\u521d\u59cb\u7522\u54c1\u662f\u4e0b\u4e00\u500b\u5de5\u4f5c\u65e5\u7684 ACH\u4ed8\u6b3e\u548c\u73fe\u91d1\u8fd4\u9084\u734e\u52f5\u7cfb\u7d71\u3002Sezzle \u96a8\u5f8c\u65bc 2017 \u5e74\u8fed\u4ee3\u4e86\u5148\u8cb7\u5f8c\u4ed8\uff08BNPL\uff09\u7684\u6a21\u5f0f\uff0cSezzle \u65bc 2017 \u5e74 8 \u6708\u5728\u7f8e\u570b\u63a8\u51fa\u7522\u54c1\u3002<br><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%85%AC%E9%96%8B%E5%B8%82%E5%A0%B4%E7%9A%84%E9%87%8D%E8%A6%81%E6%B4%BB%E5%8B%95\"><\/span>\u516c\u958b\u5e02\u5834\u7684\u91cd\u8981\u6d3b\u52d5<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E9%A6%96%E6%AC%A1%E5%85%AC%E9%96%8B%E4%B8%8A%E5%B8%82\"><\/span>\u9996\u6b21\u516c\u958b\u4e0a\u5e02<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Sezzle \u65bc 2019 \u5e74 7 \u6708 30 \u65e5\u5728\u6fb3\u6d32\u8b49\u5238\u4ea4\u6613\u6240\u4ee5\u6bcf\u80a1 1.22 \u6fb3\u5143\u7684\u50f9\u683c\u4e0a\u5e02\uff0c\u7c4c\u96c6\u4e86 3,000 \u842c\u7f8e\u5143\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E8%A7%A3%E9%99%A4%E8%A2%ABZip%E6%94%B6%E8%B3%BC\"><\/span>\u89e3\u9664\u88abZip\u6536\u8cfc<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>2022 \u5e74 2 \u6708\uff0cSezzle \u7c3d\u8a02\u4e86\u4e00\u4efd\u5177\u6709\u7d04\u675f\u529b\u7684\u5354\u8b70\uff0c\u5c07\u88ab\u6fb3\u6d32Zip\u900f\u904e\u6cd5\u5b9a\u5408\u4f75\u65b9\u5f0f\u6536\u8cfc\uff0c\u9019\u610f\u5473\u8457 Sezzle \u5728\u516c\u544a\u767c\u4f48\u6642\u7684\u4f30\u503c\u70ba 4.91 \u5104\u6fb3\u5143\u3002<\/p>\n\n\n\n<p>2022 \u5e74 7 \u6708\uff0cSezzle \u548c Zip \u5171\u540c\u540c\u610f\u7d42\u6b62\u5148\u524d\u5ba3\u5e03\u7684 Zip \u64ec\u8b70\u6536\u8cfc Sezzle \u7684\u5408\u4f75\u5354\u8b70\u3002\u4f5c\u70ba\u96d9\u65b9\u7d42\u6b62\u5354\u8b70\u7684\u4e00\u90e8\u5206\uff0cSezzle \u5c07\u5f9e Zip \u7372\u5f97 1100 \u842c\u7f8e\u5143\uff0c\u7528\u65bc\u652f\u4ed8 Sezzle \u7684\u6cd5\u5f8b\u3001\u6703\u8a08\u548c\u5176\u4ed6\u8207\u4ea4\u6613\u76f8\u95dc\u7684\u8cbb\u7528\u7b49\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%9C%A8%E7%BE%8E%E8%82%A1%E4%B8%8A%E5%B8%82\"><\/span>\u5728\u7f8e\u80a1\u4e0a\u5e02<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Sezzle \u548c Zip\u5206\u624b\u5f8c\uff0cSezzle\u65bc2023\u5e748\u670817\u65e5\u958b\u59cb\u5728\u90a3\u65af\u9054\u514b\u8b49\u5238\u4ea4\u6613\u6240\u4ea4\u6613\uff0c\u80a1\u7968\u4ea4\u6613\u4ee3\u78bc\u70baSEZL\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E6%A5%AD%E5%8B%99%E8%A1%A8%E7%8F%BE\"><\/span>\u696d\u52d9\u8868\u73fe<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E4%BB%80%E9%BA%BC%E6%98%AF%E5%85%88%E8%B2%B7%E5%BE%8C%E4%BB%98%EF%BC%9F\"><\/span>\u4ec0\u9ebc\u662f\u5148\u8cb7\u5f8c\u4ed8\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Sezzle\u73fe\u5728\u4e3b\u8981\u662f\u5c08\u9580\u5f9e\u4e8b\u5148\u8cb7\u5f8c\u4ed8\uff08BNPL\uff09\u7684\u4ea4\u6613\uff0c\u4e5f\u5c31\u662f\u77ed\u671f\u5206\u671f\u4ed8\u6b3e\u3002\u4e0d\u540c\u65bc\u5176\u4ed6\u652f\u4ed8\u8edf\u9ad4\uff0c\u4f46\u7121\u9700\u652f\u4ed8\u5229\u606f\u3002BNPL\u5546\u6a5f\u767c\u5c55\u84ec\u52c3\uff0c\u539f\u56e0\u662fBNPL\u696d\u8005\u5927\u591a\u4e0d\u5411\u6d88\u8cbb\u8005\u6536\u5229\u606f\u53ca\u624b\u7e8c\u8cbb\uff0c \u800c\u662f\u5411\u5546\u5bb6\u6536\u62bd\u6210\u8cbb\u7528\uff0c\u5438\u5f15\u8a31\u591a\u624b\u982d\u7dca\u7684\u6c11\u773e\u9810\u652f\u6d88\u8cbb\uff0c\u5e36\u52d5BNPL\u76db\u6cc1\u7a7a\u524d\u3002<\/p>\n\n\n\n<p>\u95dc\u65bc\u5148\u8cb7\u5f8c\u4ed8\uff08BNPL\uff09\u7684\u8a73\u7d30\u4ecb\u7d39\uff0c\u8a73\u898b\u6211\u7684\u53e6\u4e00\u7bc7\u8cbc\u6587\uff1a\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2021\/09\/16\/%E7%9B%AE%E5%89%8D%E6%9C%80%E7%81%AB%E7%B4%85%E7%9A%84%E6%B6%88%E8%B2%BB%E4%BF%A1%E8%B2%B8%E6%96%B9%E5%BC%8Fbnpl\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u76ee\u524d\u6700\u706b\u7d05\u7684\u6d88\u8cbb\u4fe1\u8cb8\u65b9\u5f0fBNPL<\/a>\u300b<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Sezzle%E7%9A%84%E7%87%9F%E9%81%8B%E8%A1%A8%E7%8F%BE\"><\/span>Sezzle\u7684\u71df\u904b\u8868\u73fe<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Sezzle\u76ee\u524d\u7372\u5f97\u4e86\u5927\u91cf\u7684\u5ba2\u6236\uff0c\u4e26\u5831\u544a\u4e86\u4e0d\u932f\u7684\u8ca1\u52d9\u6210\u9577\u6307\u6a19\uff0d\u57282024\u5e74\u7b2c3\u5b63\u5ea6\uff0cSezzle\u5be6\u73fe\u4e8640.6%\u7684\u92b7\u552e\u984d\u6210\u95771540\u842c\u7f8e\u5143\u7684\u6de8\u6536\u5165\u3002<\/p>\n\n\n\n<p>\u6beb\u4e0d\u5947\u602a\uff0cSezzle \u7684\u5d1b\u8d77\u5c31\u5728\u7b2c\u4e00\u5b63\u71df\u6536\u6210\u9577\u958b\u59cb\u52a0\u901f\u4e4b\u524d\uff0c\u71df\u6536\u6210\u9577\u7387\u5f9e 36% \u4e0a\u5347\u5230 60% \u518d\u4e0a\u5347\u5230 71%\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E7%88%AD%E8%AD%B0\"><\/span>\u722d\u8b70<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>2024\u5e7412\u670818\u65e5\uff0c\u8208\u767b\u5821\u7814\u7a76\uff08Hindenburg Research\uff09\u6307\u63a7\u8a72\u516c\u53f8\u9ad8\u5229\u653e\u8cb8\u7d66\u9ad8\u98a8\u96aa\u6c11\u773e\uff0c\u4e14\u5ba2\u6236\u6d41\u5931\u56b4\u91cd\uff0c\u5f15\u767c Sezzle \u80a1\u50f9\u5728\u4e00\u5929\u5167\u66b4\u8dcc\u903e 23%\uff0c\u9084\u56e0\u6ce2\u52d5\u6027\u904e\u5927\u800c\u89f8\u767c\u76e4\u4e2d\u81e8\u6642\u878d\u65b7\u4ea4\u6613\u3002<\/p>\n\n\n\n<p>\u6839\u64da\u8208\u767b\u5821\u7206\u6599\u7a31\uff0cSezzle\u904e\u5ea6\u63d0\u4f9b\u4fe1\u7528\u984d\u5ea6\u7d66\u9ad8\u98a8\u96aa\u65cf\u7fa4\uff0c\u5c24\u5176\u9396\u5b9a\u4fe1\u7528\u8f03\u5dee\u3001\u7121\u6cd5\u7533\u8fa6\u4fe1\u7528\u5361\u7684\u6c11\u773e\uff0c\u5411\u9280\u884c\u53d6\u5f97\u4f4e\u5229\u8cc7\u91d1\u5f8c\uff0c\u653e\u8cb8\u6536\u53d6\u9ad8\u905412.65%\u7684\u5229\u7387\uff0c\u5446\u5e33\u98a8\u96aa\u6975\u9ad8\uff0c\u7d93\u71df\u9ad4\u8cea\u4e8b\u5be6\u4e0a\u9817\u70ba\u8106\u5f31\u3002\u53e6\u5916\uff0c\u8208\u767b\u5821\u5728\u5831\u544a\u4e2d\u6307\u51fa\uff0cSezzle\u9084\u9762\u81e8\u5ba2\u6236\u6d41\u5931\u56b4\u91cd\u554f\u984c\uff0c\u5176BNPL\u670d\u52d9\u7684\u4f7f\u7528\u8005\u53ca\u5408\u4f5c\u5546\u5bb6\u8d8a\u4f86\u8d8a\u5c11\uff0c\u516c\u53f8\u524d\u666f\u582a\u616e\u3002<\/p>\n\n\n\n<p>Sezzle\u5247\u5f37\u70c8\u53cd\u99c1\u8208\u767b\u5821\u6307\u63a7\uff0c\u7a31\u4e0a\u8ff0\u8aaa\u6cd5\u65b7\u7ae0\u53d6\u7fa9\u3001\u5e36\u6709\u8aa4\u5c0e\u6027\uff0c\u4ea6\u5f37\u8abf\u6709\u4fe1\u5fc3\u9054\u6210\u7b2c\u516c\u53f8\u6240\u5236\u5b9a\u7684\u8ca1\u6e2c\u7684\u76ee\u6a19\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E7%AB%B6%E7%88%AD%E5%B0%8D%E6%89%8B\"><\/span>\u7af6\u722d\u5c0d\u624b<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E4%B8%BB%E8%A6%81%E7%AB%B6%E7%88%AD%E5%B0%8D%E6%89%8B\"><\/span>\u4e3b\u8981\u7af6\u722d\u5c0d\u624b<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Sezzle\u7684\u4e3b\u8981\u7af6\u722d\u5c0d\u624b\uff0c\u516c\u53f8\u4e3b\u8981\u696d\u52d9\u662f\u5148\u8cb7\u5f8c\u4ed8\uff08BNPL\uff09\u7684\u516c\u53f8\uff0c\u6709\u4e0a\u5e02\u7684Affirm\uff0cBlock\u4e0b\u7684Afterpay\uff0c\u4ee5\u53ca\u745e\u5178\u7684Klarna\u3002<\/p>\n\n\n\n<p>Sezzle\u7279\u5225\u662f\u548cAffirm\u7af6\u722d\u975e\u5e38\u6fc0\u70c8\u3002Sezzle\u57282024\u5e74\u7684\u7f8e\u80a1\u8868\u73fe\u699c\u55ae\u4e2d\u540d\u5217\u524d\u8305\u3002\u9019\u5bb6\u300c\u5148\u8cb7\u5f8c\u4ed8\u300d\u7684\u516c\u53f8\u8207 Affirm\u7af6\u722d\u767d\u71b1\u5316\uff0c\u4f46Affirm\u5728 2024 \u5e74\u4e0b\u534a\u5e74\u5927\u5e45\u4e0a\u6f32\u5f8c\uff0c\u76ee\u524d\u80a1\u50f9\u8f03 52 \u9031\u9ad8\u9ede\u4e0b\u8dcc\u4e0d\u5230 10%\uff0c\u4f46\u672a\u80fd\u9032\u5165\u524d 100 \u540d\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E6%AC%A1%E8%A6%81%E7%AB%B6%E7%88%AD%E5%B0%8D%E6%89%8B\"><\/span>\u6b21\u8981\u7af6\u722d\u5c0d\u624b<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u516c\u53f8\u4e3b\u8981\u696d\u52d9\u662f\u5148\u8cb7\u5f8c\u4ed8\uff08BNPL\uff09\u7684\u516c\u53f8\uff0c\u5305\u62ec\u8c9d\u5bf6\uff0c\u5a01\u58eb\uff0c\u842c\u58eb\u9054\u7b49\u91d1\u878d\u5de8\u64d8\uff0c\u4ee5\u53ca\u5404\u5927\u96fb\u5546\uff1b\u751a\u81f3\u860b\u679c\uff0c\u4e9e\u99ac\u905c\u4e5f\u90fd\u63d0\u4f9b\u985e\u4f3c\u7684\u5148\u8cb7\u5f8c\u4ed8\uff08BNPL\uff09\u7684\u670d\u52d9\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E8%B3%87%E6%9C%AC%E5%B8%82%E5%A0%B4%E7%9A%84%E8%A1%A8%E7%8F%BE\"><\/span>\u8cc7\u672c\u5e02\u5834\u7684\u8868\u73fe<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%8F%97%E5%9F%BA%E9%87%91%E7%B6%93%E7%90%86%E4%BA%BA%E6%AD%A1%E8%BF%8E\"><\/span>\u53d7\u57fa\u91d1\u7d93\u7406\u4eba\u6b61\u8fce<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u6839\u64da IBD MarketSurge \u7684\u6578\u64da\uff0c\u5728\u540c\u4e00\u6642\u9593\u6bb5\u5167\uff0c\u64c1\u6709\u8a72\u516c\u53f8\u7684\u5171\u540c\u57fa\u91d1\u4e5f\u5927\u5e45\u589e\u52a0\uff0c\u5f9e 2023 \u5e74\u5e95\u7684\u50c5 11 \u6a94\u57fa\u91d1\u589e\u52a0\u52302024\u5e74\u7b2c\u4e09\u5b63\u672b\u7684 100 \u591a\u6a94\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%B8%82%E5%80%BC\"><\/span>\u5e02\u503c<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u622a\u81f32025\u5e741\u670819\u65e5\u70ba\u6b62\uff0cSezzle\u7684\u5e02\u503c\u70ba13\u5104\u7f8e\u91d1\uff0c\u9019\u500b\u6578\u5b57\u6c34\u6e96\uff0c\u5728\u7f8e\u80a1\u53ea\u80fd\u7b97\u5c0f\u578b\u80a1\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E6%9C%AC%E7%9B%8A%E6%AF%94\"><\/span>\u672c\u76ca\u6bd4<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u622a\u81f32025\u5e741\u670819\u65e5\u70ba\u6b62\uff0cSezzle\u7684\u672c\u76ca\u6bd4\u70ba23.94\u500d\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E8%82%A1%E5%83%B9%E8%A1%A8%E7%8F%BE\"><\/span>\u80a1\u50f9\u8868\u73fe<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u622a\u81f32024\u5e7412\u670826\u65e5\u70ba\u6b62\uff0cSezzle\u7684\u80a1\u7968\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u57282024\u5e74\u4e0a\u6f32\u4e861258%\u3002<\/li>\n\n\n\n<li>\u516c\u53f8\u4e0a\u5e02\u4ee5\u4f86\uff0c\u5171\u4e0a\u6f32\u4e86177.5%\u3002<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"180\" height=\"47\" src=\"https:\/\/www.granitefirm.com\/blog\/wp-content\/uploads\/2025\/01\/sezzle-Custom.jpg\" alt=\"Sezzle\" class=\"wp-image-63363\"\/><figcaption class=\"wp-element-caption\">credit: sezzle<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"block-d0637a03-f2f0-4b2c-a7c3-8bdbdbd1e063\"><span class=\"ez-toc-section\" id=\"%E7%9B%B8%E9%97%9C%E6%96%87%E7%AB%A0\"><\/span>\u76f8\u95dc\u6587\u7ae0<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2025\/02\/10\/sezzle\/\">Sezzle\u5982\u4f55\u8cfa\u9322\uff1f<\/a>\u300b<\/li>\n\n\n\n<li><a href=\"https:\/\/www.granitefirm.com\/blog\/stocks\/us-stocks\/square%e4%bd%b5%e8%b3%bcafterpay%e7%9a%84%e9%87%8d%e8%a6%81%e6%80%a7\/\">\u300a Block\u70ba\u4f55\u9245\u8cc7\u4f75\u8cfcAfterpay\uff1f\u300b<\/a><\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2021\/09\/16\/%E7%9B%AE%E5%89%8D%E6%9C%80%E7%81%AB%E7%B4%85%E7%9A%84%E6%B6%88%E8%B2%BB%E4%BF%A1%E8%B2%B8%E6%96%B9%E5%BC%8Fbnpl\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u76ee\u524d\u6700\u706b\u7d05\u7684\u6d88\u8cbb\u4fe1\u8cb8\u65b9\u5f0fBNPL<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2021\/09\/12\/%e6%82%a8%e6%87%89%e8%a9%b2%e8%aa%8d%e8%ad%98square%e9%80%99%e5%ae%b6%e4%bc%81%e6%a5%ad\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u60a8\u61c9\u8a72\u8a8d\u8b58Square\u9019\u5bb6\u4f01\u696d\uff08\u516c\u53f8\u540d\u7a31\u5df2\u6539\u70baBlock\uff09<\/a>\u300b<\/li>\n<\/ul>\n\n\n\n<p><em><strong>\u91cd\u8981\u8072\u660e<\/strong><\/em><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><em>\u672c\u7ad9\u5167\u5bb9\u70ba\u4f5c\u8005\u500b\u4eba\u610f\u898b\uff0c\u50c5\u4f9b\u53c3\u8003\uff0c\u672c\u4eba\u4e0d\u5c0d\u6587\u7ae0\u5167\u5bb9\u3001\u8cc7\u6599\u4e4b\u6b63\u78ba\u6027\u3001\u770b\u6cd5\u3001\u8207\u5373\u6642\u6027\u8ca0\u4efb\u4f55\u8cac\u4efb\uff0c\u8b80\u8005\u8acb\u52d9\u5fc5\u81ea\u884c\u5224\u65b7\u3002<\/em><\/li>\n\n\n\n<li><em>\u5c0d\u65bc\u8b80\u8005\u76f4\u63a5\u6216\u9593\u63a5\u4f9d\u8cf4\u4e26\u53c3\u8003\u672c\u7ad9\u8cc7\u8a0a\u5f8c\uff0c\u63a1\u53d6\u4efb\u4f55\u6295\u8cc7\u884c\u70ba\u6240\u5c0e\u81f4\u4e4b\u76f4\u63a5\u6216\u9593\u63a5\u640d\u5931\uff0c\u6216\u56e0\u6b64\u7522\u751f\u4e4b\u4e00\u5207\u8cac\u4efb\uff0c\u672c\u4eba\u5747\u4e0d\u8ca0\u4efb\u4f55\u640d\u5bb3\u8ce0\u511f\u53ca\u5176\u4ed6\u6cd5\u5f8b\u4e0a\u4e4b\u8cac\u4efb\u3002<\/em><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Sezzle\u7684\u4e3b\u8981\u7af6\u722d\u5c0d\u624b\uff0c\u516c\u53f8\u4e3b\u8981\u696d\u52d9\u662f\u5148\u8cb7\u5f8c\u4ed8\uff08BNPL\uff09\u7684\u516c\u53f8\uff0c\u6709\u4e0a\u5e02\u7684Affirm\uff0cBlock\u4e0b\u7684Afterpay\uff0c\u4ee5\u53ca\u745e\u5178\u7684Klarna\u3002<\/p>\n","protected":false},"author":1,"featured_media":63363,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[414,330,328],"tags":[220,1578,1584],"class_list":["post-61808","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-fintech","category-consumer-finance","category-lending","tag-afrm","tag-sezl","tag-xyz"],"_links":{"self":[{"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/posts\/61808","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/comments?post=61808"}],"version-history":[{"count":0,"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/posts\/61808\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/media\/63363"}],"wp:attachment":[{"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/media?parent=61808"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/categories?post=61808"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/tags?post=61808"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}