{"id":6276,"date":"2022-03-07T23:56:00","date_gmt":"2022-03-07T15:56:00","guid":{"rendered":"https:\/\/www.granitefirm.com\/blog\/?p=6276"},"modified":"2025-07-19T14:17:03","modified_gmt":"2025-07-19T06:17:03","slug":"%e6%87%89%e5%81%9a%e8%80%8c%e6%b2%92%e6%9c%89%e5%81%9a%e7%9a%84%e9%8c%af","status":"publish","type":"post","link":"https:\/\/www.granitefirm.com\/blog\/blog\/2022\/03\/07\/%e6%87%89%e5%81%9a%e8%80%8c%e6%b2%92%e6%9c%89%e5%81%9a%e7%9a%84%e9%8c%af\/","title":{"rendered":"\u61c9\u505a\u800c\u6c92\u6709\u505a\u7684\u932f\uff08Mistake of Omission\uff09\u548c\u4e0d\u61c9\u505a\u800c\u505a\u7684\u932f\uff08Mistake of Commission\uff09"},"content":{"rendered":"\n<p><strong><em>\u300c\u61c9\u505a\u800c\u6c92\u6709\u505a\u7684\u932f\u300d\u5fc5\u9808\u907f\u514d\uff01<\/em><\/strong><\/p>\n\n\n\n<p>\u6211\u5728\u6211\u7684\u300a<a href=\"https:\/\/www.books.com.tw\/products\/0010889106?sloc=main\" target=\"_blank\" rel=\"noreferrer noopener\">\u8d85\u7d1a\u6210\u9577\u80a1\u6295\u8cc7\u6cd5\u5247<\/a>\u300b\u66f8\u4e2d\u7b2c\u4e94\u7ae0\u76845-2\uff0c360\u9801\u88e1\u9762\u63d0\u904e\u5df4\u83f2\u7279\u5766\u627f\u8fd1\u5e74\u6240\u72af\u904e\u7684\u6700\u5927\u6295\u8cc7\u904e\u932f\u3002\u4ee5\u53ca\u5728363\u9801\u4e2d\u8209\u4f8b\u5df4\u83f2\u7279\u7684\u4e00\u500b\u9811\u56fa\u4e0d\u61c9\u8a72\u7684\u932f\u8aa4\uff0c\u8b93\u4ed6\u640d\u5931100\u5104\u7f8e\u91d1\u3002\u800c\u4e14\u4ed6\u80af\u627f\u8a8d\u932f\u8aa4\uff0c\u9032\u884c\u6aa2\u8a0e\uff0c\u9019\u5c31\u662f\u5df4\u83f2\u7279\u4e4b\u6240\u4ee5\u5049\u5927\u7684\u5730\u65b9\u3002 <\/p>\n\n\n\n<p>\u95dc\u65bc\u5df4\u83f2\u7279\u6700\u503c\u5f97\u6295\u8cc7\u4eba\u5b78\u7fd2\u4e4b\u8655\uff0c\u5efa\u8b70\u60a8\u53ef\u4ee5\u53c3\u8003\u6211\u7684\u53e6\u4e00\u7bc7\u90e8\u843d\u683c\u6587\u7ae0\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2022\/04\/07\/%e7%82%ba%e4%bb%80%e9%ba%bc%e5%b7%b4%e8%8f%b2%e7%89%b9%e5%80%bc%e5%be%97%e6%b7%b1%e5%85%a5%e7%a0%94%e7%a9%b6%ef%bc%9f\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u70ba\u4ec0\u9ebc\u5df4\u83f2\u7279\u503c\u5f97\u6df1\u5165\u7814\u7a76\uff1f<\/a>\u300b\u7684\u8aaa\u660e\u3002<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"\u986f\u793a\/\u96b1\u85cf\u5167\u5bb9\u76ee\u9304\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #ffffff;color:#ffffff\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #ffffff;color:#ffffff\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2022\/03\/07\/%e6%87%89%e5%81%9a%e8%80%8c%e6%b2%92%e6%9c%89%e5%81%9a%e7%9a%84%e9%8c%af\/#%E6%87%89%E5%81%9A%E8%80%8C%E6%B2%92%E6%9C%89%E5%81%9A%E7%9A%84%E9%8C%AF%EF%BC%88Mistake_of_Omission%EF%BC%89\" >\u61c9\u505a\u800c\u6c92\u6709\u505a\u7684\u932f\uff08Mistake of Omission\uff09<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2022\/03\/07\/%e6%87%89%e5%81%9a%e8%80%8c%e6%b2%92%e6%9c%89%e5%81%9a%e7%9a%84%e9%8c%af\/#%E4%B8%8D%E6%87%89%E5%81%9A%E8%80%8C%E5%81%9A%E7%9A%84%E9%8C%AF%EF%BC%88Mistake_of_Commission%EF%BC%89\" >\u4e0d\u61c9\u505a\u800c\u505a\u7684\u932f\uff08Mistake of Commission\uff09<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2022\/03\/07\/%e6%87%89%e5%81%9a%e8%80%8c%e6%b2%92%e6%9c%89%e5%81%9a%e7%9a%84%e9%8c%af\/#%E9%81%BF%E5%85%8D%E6%87%89%E5%81%9A%E8%80%8C%E6%B2%92%E6%9C%89%E5%81%9A%E7%9A%84%E9%8C%AF%E8%80%8C%E5%BE%8C%E6%82%94%E8%8E%AB%E5%8F%8A\" >\u907f\u514d\u61c9\u505a\u800c\u6c92\u6709\u505a\u7684\u932f\u800c\u5f8c\u6094\u83ab\u53ca<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2022\/03\/07\/%e6%87%89%e5%81%9a%e8%80%8c%e6%b2%92%e6%9c%89%e5%81%9a%e7%9a%84%e9%8c%af\/#%E6%9C%80%E9%87%8D%E5%A4%A7%E7%9A%84%E9%8C%AF%E8%AA%A4\" >\u6700\u91cd\u5927\u7684\u932f\u8aa4<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2022\/03\/07\/%e6%87%89%e5%81%9a%e8%80%8c%e6%b2%92%e6%9c%89%e5%81%9a%e7%9a%84%e9%8c%af\/#%E8%92%99%E6%A0%BC%E7%9A%84%E7%99%BD%E8%A9%B1%E6%96%87%E8%A7%A3%E8%AE%80\" >\u8499\u683c\u7684\u767d\u8a71\u6587\u89e3\u8b80<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2022\/03\/07\/%e6%87%89%e5%81%9a%e8%80%8c%e6%b2%92%e6%9c%89%e5%81%9a%e7%9a%84%e9%8c%af\/#%E7%9B%B8%E9%97%9C%E6%96%87%E7%AB%A0\" >\u76f8\u95dc\u6587\u7ae0<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E6%87%89%E5%81%9A%E8%80%8C%E6%B2%92%E6%9C%89%E5%81%9A%E7%9A%84%E9%8C%AF%EF%BC%88Mistake_of_Omission%EF%BC%89\"><\/span><strong><strong>\u61c9\u505a\u800c\u6c92\u6709\u505a\u7684\u932f<\/strong>\uff08Mistake of Omission\uff09<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>1998 \u5e74\u5728\u83ef\u76db\u9813\u5927\u5b78\u5546\u5b78\u9662\uff0c\u5df4\u83f2\u7279\u8207\u6bd4\u723e\u84cb\u8328\u4e00\u8d77\u5c0d\u5b78\u751f\u6f14\u8b1b\u6642\u8aaa\uff1a\u300c\u6211\u505a\u51fa\u4e86\u5404\u7a2e\u932f\u8aa4\u7684\u6c7a\u5b9a\uff0c\u8b93\u6211\u5011\u640d\u5931\u4e86\u6578\u5341\u5104\u7f8e\u5143\u3002\u4ed6\u5011\u662f\u300c\u61c9\u505a\u800c\u6c92\u6709\u505a\u7684\u932f\u8aa4\u300d\u800c\u4e0d\u662f\u4e0d\u61c9\u505a\u800c\u505a\u7684\u932f\u8aa4\u3002\u6211\u4e0d\u6703\u64d4\u5fc3\u4e0d\u8cb7\u5fae\u8edf\uff08\u7f8e\u80a1\u4ee3\u78bc\uff1aMSFT\uff09\uff0c\u56e0\u70ba\u6211\u4e0d\u4e86\u89e3\u5fae\u8edf\u3002\u6211\u4e5f\u4e0d\u4e86\u89e3\u82f1\u7279\u723e\uff08\u7f8e\u80a1\u4ee3\u78bc\uff1aINTC\uff09\u3002<\/p>\n\n\n\n<p>\u4f46\u6709\u4e9b\u696d\u52d9\u6211\u78ba\u5be6\u4e86\u89e3<span style=\"font-size: revert;\">\u2500\u2500\u2500\u2500<\/span>\uff08\u7f8e\u80a1\u4ee3\u78bc\uff1a \u623f\u5229\u7f8eFNMA \uff09 \u5c31\u662f\u5176\u4e2d\u4e4b\u4e00 \u300c\u90a3\u662f\u5728\u6211\u7684\u80fd\u529b\u7bc4\u570d\u5167\u3002\u6211\u6c7a\u5b9a\u8cfc\u8cb7\u5b83\uff0c\u4f46\u6211\u6c92\u6709\u57f7\u884c\u3002\u6211\u5011\u672c\u53ef\u4ee5\u8cfa\u5230\u6578\u5341\u5104\u7f8e\u5143\uff0c\u4f46\u6211\u6c92\u6709\u9019\u6a23\u505a\u3002\u300d\u5728<a href=\"https:\/\/berkshirehathaway.com\/letters\/1991.html\" target=\"_blank\" rel=\"noreferrer noopener\">1991\u5e74\u6ce2\u514b\u590f\u7684\u80a1\u6771\u4fe1\u51fd<\/a>\uff0c\u5df4\u83f2\u7279\u5766\u627f\uff1a\u300c1988\u5e74\u7576\u6642\u6211\u5011\u6c7a\u5b9a\u4ee53.5\u5104\u52304\u5104\u7f8e\u5143\u4e4b\u9593\uff0c\u8cb7\u90323,000\u842c\u80a1\uff1b\u53ea\u4e0d\u904e\u7576\u6211\u5011\u958b\u59cb\u8cb7\u9032\u4e0d\u5230700\u842c\u80a1\u6642\uff0c\u8a72\u516c\u53f8\u80a1\u50f9\u5c31\u958b\u59cb\u4e0a\u6f32\uff0c\u5931\u671b\u4e4b\u9918\uff0c\u6211\u7acb\u523b\u505c\u6b62\u8cb7\u9032(\u4e8b\u5f8c\u56de\u60f3\u9084\u597d\u6211\u6c92\u6709\u5728\u8cb7\u9032\u53ef\u53e3\u53ef\u6a02\u6642\u72af\u4e0b\u76f8\u540c\u7684\u932f\u8aa4)\uff0c\u66f4\u6709\u751a\u8005\uff0c\u6211\u89ba\u5f97\u5340\u5340700\u842c\u80a1\u5c0d\u6211\u5011\u4f86\u8aaa\u5be6\u5728\u662f\u6c92\u6709\u592a\u5927\u7684\u610f\u7fa9\uff0c\u6240\u4ee5\u4e4b\u5f8c\u53c8\u628a\u6301\u6709\u7684700\u842c\u80a1\u5168\u90e8\u8ce3\u6389\u3002<\/p>\n\n\n\n<p>\u6211\u671f\u76fc\u5c0d\u65bc\u6211\u9019\u6a23\u4e0d\u5177\u8077\u696d\u6c34\u6e96\u7684\u6295\u8cc7\u884c\u70ba\u53ef\u4ee5\u7d66\u5404\u4f4d\u4e00\u500b\u7a0d\u5fae\u5408\u7406\u4e00\u9ede\u7684\u89e3\u91cb\uff0c\u4e0d\u904e\u6211\u5be6\u5728\u662f\u7de8\u4e0d\u51fa\u4f86\uff0c\u4e0d\u904e\u6211\u5012\u662f\u53ef\u4ee5\u8ddf\u5404\u4f4d\u5831\u544a\u56e0\u70ba\u672c\u4eba\u7684\u9019\u9805\u932f\u8aa4\uff0c\u5927\u6982\u4f7f\u5f97\u4f2f\u514b\u5e0c\u723e\u57281991\u5e74\u5c11\u8cfa\u4e8614\u5104\u7f8e\u5143\u3002\u300d<\/p>\n\n\n\n<p>\u5df4\u83f2\u7279\u6c92\u6709\u6295\u8cc7\u6c83\u723e\u746a\uff08\u7f8e\u80a1\u4ee3\u78bc\uff1aWMT\uff09\u53ea\u662f\u300c\u61c9\u505a\u800c\u6c92\u6709\u505a\u7684\u932f\u8aa4\u300d\u7684\u4e00\u500b\u4f8b\u5b50\u3002 <a href=\"https:\/\/finance.yahoo.com\/news\/learn-warren-buffetts-two-10-162631854.html\" target=\"_blank\" rel=\"noreferrer noopener\">\u5df4\u83f2\u7279\u627f\u8a8d\uff0c\u6c83\u723e\u746a\u7684\u9019\u4e00\u932f\u8aa4\u5c31\u8b93\u4ed6\u5011\u640d\u5931\u4e86100\u5104\u7f8e\u5143<\/a>\u3002 1973 \u5e74\uff0c\u6e6f\u59c6\u00b7\u58a8\u83f2\u63d0\u51fa\u4ee5 3500 \u842c\u7f8e\u5143\u7684\u50f9\u683c\u5411\u6ce2\u514b\u590f\u51fa\u552e\u4e00\u4e9b\u96fb\u8996\u53f0\uff0c\u4f46\u5df4\u83f2\u7279\u62d2\u7d55\u4e86\u3002 \u300c\u9019\u662f\u4e00\u500b\u5de8\u5927\u7684\u61c9\u505a\u800c\u6c92\u6709\u505a\u7684\u932f\u8aa4\uff0c\uff02\u5df4\u83f2\u7279\u627f\u8a8d\u3002<\/p>\n\n\n\n<p>\u5df4\u83f2\u7279\u6700\u5927\u7684\u758f\u5ffd\u932f\u8aa4\u53ef\u80fd\u662f\u5169\u6b21\u62cb\u552e\u8fea\u58eb\u5c3c\uff08\u7f8e\u80a1\u4ee3\u78bc\uff1aDIS\uff09\u3002\u5df4\u83f2\u7279\u7e3d\u5171\u6301\u6709\u8fea\u58eb\u5c3c8.6%\u7684\u80a1\u4efd\u3002 1966 \u5e74\uff0c\u4ed6\u5f9e\u83ef\u7279\u8fea\u65af\u5c3c\u5275\u8fa6\u4eba\u624b\u4e2d\u8cfc\u8cb7\u4e865%\u7684\u80a1\u4efd\uff0c30 \u5e74\u5f8c\u8fea\u65af\u5c3c\u6536\u8cfc\u7576\u6642\u6ce2\u514b\u590f\u65d7\u4e0b\u7684\u9996\u90fd\/ABC \u5f8c\u53c8\u7372\u5f97\u4e863.6% \u7684\u80a1\u4efd\u3002\u7136\u800c\uff0c\u5df4\u83f2\u7279\u5728\u5169\u6b21\u4ea4\u6613\u4e2d\u90fd\u8fc5\u901f\u51fa\u552e\u4e86\u4ed6\u7684\u8fea\u58eb\u5c3c\u80a1\u7968\uff0c\u82e5\u7559\u5230\u73fe\u5728\u5c07\u81f3\u5c11\u4ee4\u6ce2\u514b\u590f\u640d\u5931\u50f9\u503c250\u5104\u7f8e\u5143\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E4%B8%8D%E6%87%89%E5%81%9A%E8%80%8C%E5%81%9A%E7%9A%84%E9%8C%AF%EF%BC%88Mistake_of_Commission%EF%BC%89\"><\/span><strong>\u4e0d\u61c9\u505a\u800c\u505a\u7684\u932f\uff08Mistake of Commission\uff09<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u300c\u61c9\u505a\u800c\u6c92\u6709\u505a\u7684\u932f\u300d\u662f\u4f60\u6c92\u6709\u6839\u64da\u6b63\u78ba\u7684\u8cc7\u8a0a\u800c\u63a1\u53d6\u884c\u52d5\u3002 \u4f60\u6c92\u6709\u505a\u4f60\u61c9\u8a72\u505a\u7684\u4e8b\u60c5\u3002 \u800c\u300c\u4e0d\u61c9\u505a\u800c\u505a\u7684\u932f \u300d\u5247\u76f8\u53cd\u3002\u60a8\u7684\u78ba\u6839\u64da\u8cc7\u8a0a\u63a1\u53d6\u884c\u52d5\uff0c\u800c\u4f60\u505a\u4e86\u4e00\u4e9b\u4f60\u4e0d\u61c9\u8a72\u505a\u7684\u4e8b\u60c5\uff1b\u7e3d\u4e4b\uff0c\u4f60\u505a\u932f\u4e86\u3002<\/p>\n\n\n\n<p>\u300c\u4e0d\u61c9\u505a\u800c\u505a\u7684\u932f\u300d\u5f88\u5bb9\u6613\u88ab\u5bdf\u89ba\u4e26\u770b\u5230\u932f\u8aa4\uff0c\u5c24\u5176\u662f\u5728\u6295\u8cc7\u65b9\u9762\u3002\u5c24\u65bc\u4f60\u7684\u78ba\u9032\u884c\u904e\u6295\u8cc7\uff0c\u7576\u7136\u53ef\u4ee5\u7528\u5be6\u969b\u7684\u8a08\u7b97\u5f97\u51fa\u640d\u5931\uff0c\u9032\u884c\u6307\u51fa\u662f\u4e00\u9805\u932f\u8aa4\u7684\u6295\u8cc7\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E9%81%BF%E5%85%8D%E6%87%89%E5%81%9A%E8%80%8C%E6%B2%92%E6%9C%89%E5%81%9A%E7%9A%84%E9%8C%AF%E8%80%8C%E5%BE%8C%E6%82%94%E8%8E%AB%E5%8F%8A\"><\/span><strong>\u907f\u514d\u61c9\u505a\u800c\u6c92\u6709\u505a\u7684\u932f\u800c\u5f8c\u6094\u83ab\u53ca<\/strong> <span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u300c\u61c9\u505a\u800c\u6c92\u6709\u505a\u7684\u932f\u300d\u66f4\u96e3\u4ee5\u89c0\u5bdf\uff0c\u7279\u5225\u662f\u5728\u6295\u8cc7\u65b9\u9762\uff0c\u56e0\u70ba\u53ef\u80fd\u6c92\u6709\u6295\u8cc7\u640d\u5931\uff0c\u56e0\u70ba\u5f9e\u4e00\u958b\u59cb\u5c31\u6c92\u6709\u6295\u8cc7\u3002\u5df4\u83f2\u7279\u627f\u8a8d\u591a\u5e74\u4f86\u4ed6\u7684\u758f\u5ffd\u932f\u8aa4\u5be6\u969b\u4e0a\u9060\u9060\u5927\u65bc\u4ed6\u7684 \u300c \u4e0d\u61c9\u505a\u800c\u505a\u7684\u932f\u300c\uff08\u5c31\u6ce2\u514b\u590f\u80a1\u6771\u7684\u6210\u672c\u4f86\u8aaa\uff09\u3002 \u56e0\u70ba\u61c9\u505a\u800c\u6c92\u6709\u505a\u7684\u932f\u5728\u4ed6\u7684\u80fd\u529b\u7bc4\u570d\u5167\uff0c\u4ed6\u6839\u672c\u4e0d\u61c9\u8a72\u72af\u9019\u6a23\u7684\u932f\u8aa4\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E6%9C%80%E9%87%8D%E5%A4%A7%E7%9A%84%E9%8C%AF%E8%AA%A4\"><\/span>\u6700\u91cd\u5927\u7684\u932f\u8aa4<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u5728<a href=\"https:\/\/berkshirehathaway.com\/letters\/1991.html\" target=\"_blank\" rel=\"noreferrer noopener\">1991\u5e74\u6ce2\u514b\u590f\u7684\u80a1\u6771\u4fe1\u51fd<\/a>\uff0c\u5df4\u83f2\u7279\u53c8\u6aa2\u8996\u4e86\u4ed6\u6240\u72af\u904e\u7684\u6700\u91cd\u5927\u7684\u4e00\u985e\u932f\u8aa4\uff0c\u539f\u6587\u5982\u4e0b\u3002<\/p>\n\n\n\n<p>\u901a\u5e38\u6211\u5011\u5f88\u591a\u91cd\u5927\u7684\u932f\u8aa4\u4e0d\u662f\u767c\u751f\u5728\u6211\u5011\u5df2\u7d93\u505a\u7684\u90e8\u4efd\uff0c\u800c\u662f\u5728\u65bc\u6211\u5011\u6c92\u6709\u53bb\u505a\u7684\u90a3\u90e8\u4efd\uff0c\u96d6\u7136\u56e0\u70ba\u5404\u4f4d\u770b\u4e0d\u5230\u9019\u4e9b\u5931\u8aa4\uff0c\u6240\u4ee5\u67e5\u7406\u8ddf\u6211\u53ef\u4ee5\u5c11\u4e00\u9ede\u96e3\u582a\uff0c\u4f46\u770b\u4e0d\u5230\u4e0d\u4ee3\u8868\u6211\u5011\u5c31\u4e0d\u5fc5\u4ed8\u51fa\u4ee3\u50f9\uff0c\u800c\u9019\u4e9b\u6211\u516c\u958b\u627f\u8a8d\u7684\u932f\u8aa4\uff0c\u4e26\u4e0d\u662f\u6307\u6211\u932f\u904e\u4e86\u67d0\u4e9b\u9769\u547d\u6027\u7684\u65b0\u767c\u660e(\u5c31\u50cf\u662f\u5168\u9304\u50cf\u5370\u6280\u8853)\u3001\u9ad8\u79d1\u6280(\u50cf\u662f\u860b\u679c\u8a08\u7b97\u6a5f)\u6216\u662f\u66f4\u512a\u79c0\u7684\u901a\u8def\u96f6\u552e\u5546(\u50cf\u662f\u6c83\u723e\u78bc\u767e\u8ca8)\uff0c\u6211\u5011\u6c38\u9060\u4e0d\u53ef\u80fd\u64c1\u6709\u5728\u65e9\u671f\u767c\u6398\u9019\u4e9b\u512a\u79c0\u516c\u53f8\u7684\u80fd\u529b\uff0c\u53cd\u800c\u6211\u6307\u7684\u662f\u90a3\u4e9b\u67e5\u7406\u8ddf\u6211<br>\u53ef\u4ee5\u5f88\u5bb9\u6613\u5c31\u4e86\u89e3\u4e14\u5f88\u660e\u986f\u5c0d\u6211\u5011\u6709\u5438\u5f15\u529b\u7684\u516c\u53f8\uff0c\u7121\u5948\u5728\u7576\u6642\u6211\u5011\u53ea\u662f\u4e0d\u65b7\u5730\u54ac\u8457\u6307\u7532\u7336\u8c6b\u4e0d\u6c7a\uff0c\u5c31\u662f\u4e0d\u80fd\u4e0b\u5b9a\u6c7a\u5fc3\u628a\u4ed6\u5011\u8cb7\u4e0b\u4f86\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E8%92%99%E6%A0%BC%E7%9A%84%E7%99%BD%E8%A9%B1%E6%96%87%E8%A7%A3%E8%AE%80\"><\/span>\u8499\u683c\u7684\u767d\u8a71\u6587\u89e3\u8b80<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u67e5\u7406\uff0e\u8499\u683c\u9032\u4e00\u6b65\u7528\u4ed6\u6163\u7528\u7684\u76f4\u7387\u767c\u8a00\u8868\u793a\u300c\u6709\u5169\u7a2e\u932f\u8aa4\uff1a\u4e00\u662f\u4ec0\u9ebc\u90fd\u4e0d\u505a\uff08\u770b\u5230\u6a5f\u6703\u537b\u675f\u4e4b\u9ad8\u95a3\uff09\uff0c\u5df4\u83f2\u7279\u8aaa\u9019\u53eb\u300e\u5438\u542e\u624b\u6307\u7684\u932f\u8aa4\u300f\uff1b\u4e8c\u662f\u672c\u4f86\u61c9\u8a72\u8cb7\u4e00\u5806\u7684\u6771\u897f\uff0c\u4f46\u6211\u5011\u53ea\u8cb7\u4e86\u4e00\u773c\u5c31\u80fd\u770b\u5230\u7684\u85e5\u6c34\u74f6\u3002\u300d<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"170\" height=\"114\" src=\"https:\/\/www.granitefirm.com\/blog\/wp-content\/uploads\/2022\/09\/RODNAE-Productions-1600x1200-1.jpg\" alt=\"\u61c9\u505a\u800c\u6c92\u6709\u505a\u7684\u932f\" class=\"wp-image-25117\"\/><figcaption class=\"wp-element-caption\">credit: RODNAE Productions<\/figcaption><\/figure>\n\n\n\n<p>\u5df4\u83f2\u7279\u66fe\u7d93\u8aaa\u904e\u7684<span style=\"font-size: revert;\">\u300c<\/span>\u6211\u6240\u8aaa\u7684\u932f\u5931\u826f\u6a5f\u548c\u6211\u7684\u80fd\u529b\u7bc4\u570d\u6709\u95dc\uff0c\u4e5f\u5c31\u662f\u90a3\u4e9b\u6211\u6240\u80fd\u7406\u89e3\u7684\uff0c\u5b8c\u5168\u7406\u89e3\uff0c\u537b\u6c92\u76e1\u534a\u9ede\u5de5\u592b\u7684\u4e8b\u60c5\u3002\u6211\u5c31\u53ea\u662f\u6309\u5175\u4e0d\u52d5\uff0c\u9019\u624d\u662f\u771f\u6b63\u7684\u932f\u8aa4\u3002 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\u4ed6\u61c9\u8a72\u77e5\u9053\u6295\u8cc7\u5b57\u6bcd\u6703\u662f\u4e00\u7b46\u597d\u8cb7\u8ce3\u3002<\/p>\n\n\n\n<p>\u7e3d\u4e4b\uff0c\u5c31\u50cf\u5df4\u83f2\u7279\u6240\u8aaa\u7684\uff0c\u6295\u8cc7\u8005\u61c9\u8a72\u5c08\u6ce8\u65bc\u4e0d\u8981\u932f\u904e\u4f60\u80fd\u529b\u5708\u5167\u7684\u6a5f\u6703\uff0c\u5426\u5247\u4f60\u6703\u5f8c\u6094\u83ab\u53ca\uff0c\u800c\u4e14\u7d55\u5c0d\u6703\u4ee4\u4f60\u4ed8\u51fa\u9ad8\u6634\u7684\u4ee3\u50f9\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E7%9B%B8%E9%97%9C%E6%96%87%E7%AB%A0\"><\/span>\u76f8\u95dc\u6587\u7ae0<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2022\/09\/27\/%e6%a8%a1%e4%bb%bf%e5%81%89%e5%a4%a7%e6%8a%95%e8%b3%87%e4%ba%ba%e6%98%af%e9%80%b2%e6%ad%a5%e6%9c%80%e5%bf%ab%e5%92%8c%e6%9c%80%e6%9c%89%e6%95%88%e7%9a%84%e6%96%b9%e6%b3%95\/\">\u6a21\u4eff\u5049\u5927\u6295\u8cc7\u4eba\u662f\u9032\u6b65\u6700\u5feb\u548c\u6700\u6709\u6548\u7684\u65b9\u6cd5<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2025\/07\/18\/%e5%ad%b8%e7%bf%92%e8%bf%b4%e9%81%bf%e8%87%b3%e5%b0%91%e8%83%bd%e9%81%bf%e5%85%8d%e5%a4%b1%e6%95%97\/\">\u5b78\u7fd2\u8ff4\u907f\u81f3\u5c11\u80fd\u907f\u514d\u5931\u6557<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2021\/07\/10\/%e5%a6%82%e4%bd%95%e6%aa%a2%e8%a6%96%e4%b8%80%e5%80%8b%e6%88%90%e5%8a%9f%e7%9a%84%e8%82%a1%e5%b8%82%e6%8a%95%e8%b3%87%e4%ba%ba%e6%88%90%e5%8a%9f%e8%83%bd%e5%90%a6%e6%8c%81%e7%ba%8c%ef%bc%9f\/\">\u6295\u8cc7\u4eba\u6210\u529f\u80fd\u5426\u6301\u7e8c\u5982\u4f55\u6aa2\u8996\uff1f3\u9805\u6aa2\u8996\u7684\u6a19\u6e96<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2021\/09\/06\/%E6%8A%95%E8%B3%87%E6%88%90%E5%8A%9F%E5%8F%96%E6%B1%BA%E6%96%BC%E8%BC%83%E5%B0%91%E7%9A%84%E7%8A%AF%E9%8C%AF%E6%A9%9F%E7%8E%87\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u6295\u8cc7\u6210\u529f\u53d6\u6c7a\u65bc\u8f03\u5c11\u7684\u72af\u932f\u6a5f\u7387<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2021\/12\/19\/%E6%8A%95%E8%B3%87%E6%88%90%E5%8A%9F%E6%9C%89%E6%96%B9%E6%B3%95%EF%BC%8C%E4%BD%86%E4%B8%8D%E5%8F%AF%E8%83%BD%E6%9C%89%E5%85%AC%E5%BC%8F\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u6295\u8cc7\u4e0d\u53ef\u80fd\u6709\u516c\u5f0f\uff0c\u4f46\u6210\u529f\u6709\u65b9\u6cd5<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2022\/04\/19\/%e7%82%ba%e4%bd%95%e6%88%90%e5%8a%9f%e6%8a%95%e8%b3%87%e4%ba%ba%e7%9a%84%e4%b8%bb%e8%a6%81%e6%8a%95%e8%b3%87%e5%8e%9f%e5%89%87%e5%a4%a7%e5%90%8c%e5%b0%8f%e7%95%b0%ef%bc%9f\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u6210\u529f\u6295\u8cc7\u4eba\u7684\u4e3b\u8981\u6295\u8cc7\u539f\u5247\u5927\u540c\u5c0f\u7570<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2022\/07\/27\/%E7%9B%B8%E4%BF%A1%E6%88%90%E5%8A%9F%E6%8A%95%E8%B3%87%E4%BA%BA%E6%98%AF%E5%80%96%E5%AD%98%E8%80%85%E5%81%8F%E8%AA%A4%E7%9A%84%E4%BA%BA%E4%B8%8D%E5%8F%AF%E8%83%BD%E6%88%90%E5%8A%9F\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u76f8\u4fe1\u6210\u529f\u6295\u8cc7\u4eba\u662f\u5016\u5b58\u8005\u504f\u8aa4\u7684\u4eba\u4e0d\u53ef\u80fd\u6210\u529f<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2021\/10\/02\/%E6%8A%95%E8%B3%87%E8%A3%A1%E7%9A%84%E4%B8%8D%E7%A2%BA%E5%AE%9A%E6%80%A7\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u6295\u8cc7\u88e1\u7684\u4e0d\u78ba\u5b9a\u6027<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2022\/03\/07\/%e6%87%89%e5%81%9a%e8%80%8c%e6%b2%92%e6%9c%89%e5%81%9a%e7%9a%84%e9%8c%af\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u61c9\u505a\u800c\u6c92\u6709\u505a\u7684\u932f\uff08Mistake of Omission\uff09\u548c\u4e0d\u61c9\u505a\u800c\u505a\u7684\u932f\uff08Mistake of Commission\uff09<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2024\/02\/28\/%E9%81%8B%E6%B0%A3%E5%9C%A8%E6%8A%95%E8%B3%87%E6%88%90%E5%8A%9F%E6%89%80%E6%89%AE%E6%BC%94%E7%9A%84%E6%88%90%E4%BB%BD%E7%A9%B6%E7%AB%9F%E6%9C%89%E5%A4%9A%E5%A4%A7%EF%BC%9F\/#google_vignette\">\u904b\u6c23\u5728\u6295\u8cc7\u6210\u529f\u6240\u626e\u6f14\u7684\u6210\u4efd\u7a76\u7adf\u6709\u591a\u5927\uff1f<\/a>\u300b<\/li>\n<\/ul>\n\n\n\n<p><em><strong>\u91cd\u8981\u8072\u660e<\/strong><\/em><\/p>\n\n\n\n<ul 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