{"id":63007,"date":"2025-07-18T23:56:00","date_gmt":"2025-07-18T15:56:00","guid":{"rendered":"https:\/\/www.granitefirm.com\/blog\/?p=63007"},"modified":"2025-11-19T11:01:56","modified_gmt":"2025-11-19T03:01:56","slug":"%e5%ad%b8%e7%bf%92%e8%bf%b4%e9%81%bf%e8%87%b3%e5%b0%91%e8%83%bd%e9%81%bf%e5%85%8d%e5%a4%b1%e6%95%97","status":"publish","type":"post","link":"https:\/\/www.granitefirm.com\/blog\/blog\/2025\/07\/18\/%e5%ad%b8%e7%bf%92%e8%bf%b4%e9%81%bf%e8%87%b3%e5%b0%91%e8%83%bd%e9%81%bf%e5%85%8d%e5%a4%b1%e6%95%97\/","title":{"rendered":"\u5b78\u7fd2\u8ff4\u907f\u81f3\u5c11\u80fd\u907f\u514d\u5931\u6557"},"content":{"rendered":"\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"\u986f\u793a\/\u96b1\u85cf\u5167\u5bb9\u76ee\u9304\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #ffffff;color:#ffffff\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #ffffff;color:#ffffff\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2025\/07\/18\/%e5%ad%b8%e7%bf%92%e8%bf%b4%e9%81%bf%e8%87%b3%e5%b0%91%e8%83%bd%e9%81%bf%e5%85%8d%e5%a4%b1%e6%95%97\/#%E5%AD%B8%E7%BF%92%E8%BF%B4%E9%81%BF%E8%83%BD%E9%81%BF%E5%85%8D%E7%8A%AF%E9%8C%AF\" >\u5b78\u7fd2\u8ff4\u907f\u80fd\u907f\u514d\u72af\u932f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2025\/07\/18\/%e5%ad%b8%e7%bf%92%e8%bf%b4%e9%81%bf%e8%87%b3%e5%b0%91%e8%83%bd%e9%81%bf%e5%85%8d%e5%a4%b1%e6%95%97\/#%E8%92%99%E6%A0%BC%E7%9A%84%E4%BA%BA%E7%94%9F%E5%93%B2%E7%90%86\" >\u8499\u683c\u7684\u4eba\u751f\u54f2\u7406<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2025\/07\/18\/%e5%ad%b8%e7%bf%92%e8%bf%b4%e9%81%bf%e8%87%b3%e5%b0%91%e8%83%bd%e9%81%bf%e5%85%8d%e5%a4%b1%e6%95%97\/#%E9%81%BF%E9%96%8B%E4%BD%A0%E8%83%BD%E5%8A%9B%E4%B9%8B%E5%A4%96%E7%9A%84%E5%8D%80%E5%9F%9F\" >\u907f\u958b\u4f60\u80fd\u529b\u4e4b\u5916\u7684\u5340\u57df<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2025\/07\/18\/%e5%ad%b8%e7%bf%92%e8%bf%b4%e9%81%bf%e8%87%b3%e5%b0%91%e8%83%bd%e9%81%bf%e5%85%8d%e5%a4%b1%e6%95%97\/#%E9%81%BF%E5%85%8D%E6%87%89%E5%81%9A%E8%80%8C%E6%B2%92%E6%9C%89%E5%81%9A%E7%9A%84%E9%8C%AF%E8%80%8C%E5%BE%8C%E6%82%94%E8%8E%AB%E5%8F%8A\" >\u907f\u514d\u61c9\u505a\u800c\u6c92\u6709\u505a\u7684\u932f\u800c\u5f8c\u6094\u83ab\u53ca<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2025\/07\/18\/%e5%ad%b8%e7%bf%92%e8%bf%b4%e9%81%bf%e8%87%b3%e5%b0%91%e8%83%bd%e9%81%bf%e5%85%8d%e5%a4%b1%e6%95%97\/#%E7%B5%90%E8%AA%9E\" >\u7d50\u8a9e<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2025\/07\/18\/%e5%ad%b8%e7%bf%92%e8%bf%b4%e9%81%bf%e8%87%b3%e5%b0%91%e8%83%bd%e9%81%bf%e5%85%8d%e5%a4%b1%e6%95%97\/#%E7%9B%B8%E9%97%9C%E6%96%87%E7%AB%A0\" >\u76f8\u95dc\u6587\u7ae0<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%AD%B8%E7%BF%92%E8%BF%B4%E9%81%BF%E8%83%BD%E9%81%BF%E5%85%8D%E7%8A%AF%E9%8C%AF\"><\/span>\u5b78\u7fd2\u8ff4\u907f\u80fd\u907f\u514d\u72af\u932f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u5df4\u83f2\u7279\u63d0\u5230\u81ea\u5df1\u8207\u5408\u5925\u4eba\u67e5\u7406\u00b7\u8499\u683c\u6642\u8aaa\uff1a\u300c\u6211\u5011\u5b78\u5230\u7684\u4e0d\u662f\u5982\u4f55\u89e3\u6c7a\u751f\u610f\u4e0a\u7684\u96e3\u984c\uff0c\u6211\u5011\u53ea\u5b78\u5230\u8981\u907f\u958b\u5b83\u5011\u3002\u300d\u4e5f\u5c31\u662f\u6295\u8cc7\u6c7a\u7b56\u6642\u7684\u5426\u5b9a\u4e4b\u8def\u3002<\/p>\n\n\n\n<p>\u5df4\u83f2\u7279\u7279\u5225\u6307\u51fa\uff1a\u300c<a href=\"https:\/\/www.inc.com\/marcel-schwantes\/warren-buffett-decisions-succeed-fail.html\" target=\"_blank\" rel=\"noreferrer noopener\">\u4e00\u500b\u6295\u8cc7\u8005\u5982\u679c\u80fd\u907f\u514d\u72af\u5927\u7684\u932f\u8aa4\uff0c\u90a3\u9ebc\u53ea\u9808\u8981\u505a\u5e7e\u4ef6\u6b63\u78ba\u7684\u4e8b\u60c5\u5c31\u53ef\u4ee5\u6210\u529f\u3002<\/a>\u300d \u5728\u300a<a href=\"https:\/\/www.amazon.com\/Essays-Warren-Buffett-Lessons-Corporate\/dp\/1611637589\" target=\"_blank\" rel=\"noreferrer noopener\">\u5df4\u83f2\u7279\u5beb\u7d66\u80a1\u6771\u7684\u4fe1<\/a>\u300b\u9019\u672c\u66f8\u88e1\u9762\uff0c\u5df4\u83f2\u7279\u63d0\u5230\uff1a\u300c \u6211\u5011\u73fe\u5728\u6bcf\u5e74\u53ea\u843d\u5be6\u4e00\u500b\u597d\u4e3b\u610f\u3002\uff08Indeed, we&#8217;ll now settle for one good idea a year.\uff09\u300d <\/p>\n\n\n\n<p>\u5728<a href=\"https:\/\/berkshirehathaway.com\/letters\/1989.html\" target=\"_blank\" rel=\"noreferrer noopener\">1989\u5e74\u6ce2\u514b\u590f\u7684\u80a1\u6771\u4fe1\u51fd<\/a>\u4e2d\uff0c\u5df4\u83f2\u7279\u8868\u793a\u5b78\u5230\u4e00\u500b\u6559\u8a13\uff0c\u300c\u5728\u7d93\u6b7725\u5e74\u4f01\u696d\u7ba1\u7406\u8207\u7d93\u71df\u5404\u7a2e\u4e0d\u540c\u4e8b\u696d\u7684\u6b72\u6708\u4e4b\u5f8c\uff0c\u67e5\u7406\u8ddf\u6211\u9084\u662f\u6c92\u80fd\u5b78\u6703\u5982\u6b64\u53bb\u89e3\u6c7a\u96e3\u984c\uff0c\u4e0d\u904e\u6211\u5011\u5012\u5b78\u6703\u5982\u4f55\u53bb\u907f\u514d\u4ed6\u5011\uff0c\u5728\u9019\u9ede\u6211\u5011\u5012\u505a\u7684\u76f8\u7576\u6210\u529f\uff0c\u6211\u5011\u5c08\u6311\u90a3\u7a2e\u4e00\u544e\u7684\u4f4e\u6b04\uff0c\u800c\u907f\u514d\u78b0\u5230\u4e03\u544e\u7684\u8df3\u9ad8\u3002\u300d <\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E8%92%99%E6%A0%BC%E7%9A%84%E4%BA%BA%E7%94%9F%E5%93%B2%E7%90%86\"><\/span>\u8499\u683c\u7684\u4eba\u751f\u54f2\u7406<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u300c\u5728\u6211\u4e00\u751f\u6d3b\u4e2d\uff0c\u6211\u76e1\u91cf\u907f\u514d\u90a3\u4e9b\u611a\u8822\u548c\u90aa\u60e1\u7684\u4e8b\u60c5\uff0c\u8b93\u6211\u770b\u8d77\u4f86\u5f88\u7cdf\u7cd5\u3002\u300d<\/p>\n\n\n\n<p>\u8499\u683c\u6ce8\u610f\u5230\u4e86\u4eba\u5011\u4e0d\u5408\u7406\u884c\u70ba\u7684\u6a21\u5f0f\uff0c\u5c0e\u81f4\u4e86\u4e00\u518d\u767c\u751f\u7684\u932f\u8aa4\uff0c\u56e0\u6b64\u4ed6\u8457\u624b\u5c0b\u627e\u7406\u89e3\u5fc3\u7406\u5b78\u7684\u65b9\u6cd5\u4ee5\u907f\u514d\u81ea\u5df1\u72af\u932f\uff1a<\/p>\n\n\n\n<p>\u300c\u5169\u6b21\u7684\u601d\u7d22\u5f8c\uff0c\u6211\u53d6\u5f97\u6975\u5927\u7684\u7406\u89e3\u3002 \u9996\u5148\uff0c\u6211\u9577\u671f\u4ee5\u4f86\u4e00\u76f4\u5c0b\u6c42\u5012\u7f6e\u7684\u898b\u89e3\uff1a\u300e\u5012\u904e\u4f86\u60f3\uff0c\u7e3d\u662f\u53cd\u904e\u4f86\u60f3\u3002\u300f\u6211\u4e3b\u8981\u662f\u901a\u904e\u6536\u96c6\u932f\u8aa4\u5224\u65b7\u7684\u5be6\u4f8b\uff0c\u7136\u5f8c\u8003\u616e\u907f\u514d\u9019\u7a2e\u7d50\u679c\u7684\u65b9\u6cd5\u4f86\u5c0b\u6c42\u826f\u597d\u7684\u5224\u65b7\u3002 \u5176\u6b21\uff0c\u6211\u4e0d\u95dc\u6ce8\u5c08\u696d\u9818\u57df\u4e4b\u9593\u7684\u754c\u9650\u3002 \u6211\u5e38\u770b\u5230\u73fe\u5be6\u4e16\u754c\u4e2d\u7684\u554f\u984c\u4e26\u4e0d\u7e3d\u662f\u5b58\u65bc\u67d0\u500b\u9818\u57df\u754c\u9650\u5167\uff0c\u53cd\u800c\u901a\u5e38\u662f\u8de8\u9818\u57df\u7684\u3002\u300d<\/p>\n\n\n\n<p>\u8499\u683c1986\u5e74\u5728\u54c8\u4f5b\u897f\u6e56\u5b78\u9662\u7684\u6f14\u8aaa\uff0c\u539f\u6587\u5728\u53ef\u4ee5\u9ede\u9078\u300a<a href=\"https:\/\/jamesclear.com\/great-speeches\/how-to-guarantee-a-life-of-misery-by-charlie-munger\" target=\"_blank\" rel=\"noreferrer noopener\">\u5982\u4f55\u8b93\u81ea\u5df1\u60b2\u6158\uff08How to Guarantee a Life of Misery\uff09<\/a>\u300b\u3002\u9019\u5834\u8457\u540d\u7684\u6f14\u8aaa\u4e2d\u7684\u91cd\u9ede\u5982\u4e0b\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u300c\u6211\u53ea\u60f3\u77e5\u9053\u6211\u5c07\u4f86\u6703\u6b7b\u5728\u4ec0\u9ebc\u5730\u65b9\uff0c\u9019\u6a23\u6211\u5c31\u53ef\u4ee5\u6c38\u9060\u4e0d\u53bb\u90a3\u500b\u5730\u65b9\u3002\u300d<\/li>\n\n\n\n<li>\u300c\u53cd\u904e\u4f86\u60f3\uff0c\u7e3d\u662f\u53cd\u904e\u4f86\u60f3\u3002\u300d<\/li>\n<\/ul>\n\n\n\n<p>\u8207\u6295\u8cc7\u4f60\u7684\u80fd\u529b\u5708\u540c\u6a23\u91cd\u8981\u7684\u662f\u907f\u514d\u80fd\u529b\u5708\u4e4b\u5916\u7684\u4e8b\u60c5\u3002\u8499\u683c\u8b66\u544a\u8aaa\uff1a\u300c\u5982\u679c\u4f60\u73a9\u7684\u904a\u6232\u4e2d\u5176\u4ed6\u4eba\u6709\u80fd\u529b\uff0c\u800c\u4f60\u6c92\u6709\uff0c\u90a3\u9ebc\u4f60\u5c31\u6703\u5931\u6557\u3002\u300d<\/p>\n\n\n\n<p>\u5229\u7528\u60a8\u7684\u500b\u4eba\u8208\u8da3\u548c\u7d93\u9a57\u3002\u8499\u683c\u89e3\u91cb\u8aaa\uff1a\u300c\u4f60\u5fc5\u9808\u5f04\u6e05\u695a\u81ea\u5df1\u7684\u512a\u52e2\u5728\u54ea\u88e1\u3002\u300d&nbsp;\u5c07\u6295\u8cc7\u9328\u5b9a\u5230\u4f60\u7684\u80fd\u529b\u5708\u53ef\u4ee5\u8b93\u4f60\u5229\u7528\u8cc7\u8a0a\u4e0d\u5c0d\u7a31\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E9%81%BF%E9%96%8B%E4%BD%A0%E8%83%BD%E5%8A%9B%E4%B9%8B%E5%A4%96%E7%9A%84%E5%8D%80%E5%9F%9F\"><\/span>\u907f\u958b\u4f60\u80fd\u529b\u4e4b\u5916\u7684\u5340\u57df<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u300c\u5c0d\u65bc\u6295\u8cc7\uff0c\u6211\u5011\u6709\u4e09\u500b\u9078\u64c7\uff1a\u662f\u3001\u4e0d\u662f\u3001\u592a\u96e3\u3002\u9664\u975e\u6211\u5011\u7279\u5225\u770b\u597d\u67d0\u500b\u9805\u76ee\uff0c\u5426\u5247\u6211\u5011\u5c07\u5176\u6b78\u985e\u70ba\u300e\u592a\u96e3\u300f\u9078\u9805\u3002\u4f60\u9700\u8981\u505a\u7684\u5c31\u662f\u5c0b\u627e\u4e00\u500b\u7279\u6b8a\u7684\u9818\u57df\u80fd\u529b\u4e26\u5c08\u6ce8\u65bc\u5b83\u3002\u300d<\/p>\n\n\n\n<p>\u4e86\u89e3\u4f60\u7684\u80fd\u529b\u7bc4\u570d\u66f4\u662f\u5176\u4e2d\u7684\u95dc\u9375\u3002\u8499\u683c\u628a\u6295\u8cc7\u5340\u5206\u70ba\uff1a\u53ef\u4ee5\u6295\u8cc7\u3001\u4e0d\u80fd\u6295\u8cc7\u3001\u592a\u96e3\u7406\u89e3\u3002\u4ed6\u7d93\u5e38\u8aaa\uff0c\u4ed6\u548c\u5df4\u83f2\u7279\u6703\u679c\u65b7\u628a\u6f5b\u5728\u7684\u6295\u8cc7\u9805\u76ee\u6254\u9032\u300c\u592a\u96e3\u300d\u7684\u6b78\u985e\u88e1\u3002\u5982\u679c\u4ed6\u5011\u7121\u6cd5\u7406\u89e3\uff0c\u5c31\u6703\u653e\u68c4\u3002<\/p>\n\n\n\n<p>\u5f7c\u5f97\u6797\u5340\u627f\u8a8d\u300c\u6211\u4e0d\u6295\u8cc7\u6280\u8853\u80a1\uff0c\u98a8\u96aa\u592a\u5927\u4e86\uff0c\u6211\u982d\u8166\u5b50\u4e0d\u597d\u5440\u3002\u300d\u56e0\u6b64\uff0c\u8acb\u4fdd\u6301\u81ea\u5f8b\uff0c\u907f\u514d\u9032\u5165\u60a8\u4e0d\u7406\u89e3\u7684\u9818\u57df\uff0c\u7121\u8ad6\u5b83\u5011\u76ee\u524d\u770b\u8d77\u4f86\u591a\u9ebc\u6709\u5e0c\u671b\u3002<\/p>\n\n\n\n<p>\u5766\u4f2f\u9813\u5c31\u660e\u767d\u8868\u793a\u904e\u300c\u8981\u5f9e\u932f\u8aa4\u4e2d\u5b78\u7fd2\uff1a\u907f\u514d\u6295\u8cc7\u932f\u8aa4\u7684\u60df\u4e00\u65b9\u6cd5\u662f\u4e0d\u6295\u8cc7\uff0c\u4f46\u9019\u537b\u662f\u4f60\u6240\u80fd\u72af\u7684\u6700\u5927\u932f\u8aa4\u3002\u4e0d\u8981\u56e0\u70ba\u72af\u4e86\u6295\u8cc7\u932f\u8aa4\u800c\u803f\u803f\u65bc\u61f7\uff0c\u66f4\u4e0d\u8981\u70ba\u4e86\u5f4c\u88dc\u4e0a\u6b21\u640d\u5931\u800c\u5b64\u6ce8\u4e00\u64f2\uff0c\u800c\u61c9\u8a72\u627e\u51fa\u539f\u56e0\uff0c\u907f\u514d\u91cd\u8e48\u8986\u8f4d\u3002\u300d<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E9%81%BF%E5%85%8D%E6%87%89%E5%81%9A%E8%80%8C%E6%B2%92%E6%9C%89%E5%81%9A%E7%9A%84%E9%8C%AF%E8%80%8C%E5%BE%8C%E6%82%94%E8%8E%AB%E5%8F%8A\"><\/span><strong>\u907f\u514d\u61c9\u505a\u800c\u6c92\u6709\u505a\u7684\u932f\u800c\u5f8c\u6094\u83ab\u53ca<\/strong> <span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u300c\u61c9\u505a\u800c\u6c92\u6709\u505a\u7684\u932f\u300d\u66f4\u96e3\u4ee5\u89c0\u5bdf\uff0c\u7279\u5225\u662f\u5728\u6295\u8cc7\u65b9\u9762\uff0c\u56e0\u70ba\u53ef\u80fd\u6c92\u6709\u6295\u8cc7\u640d\u5931\uff0c\u56e0\u70ba\u5f9e\u4e00\u958b\u59cb\u5c31\u6c92\u6709\u6295\u8cc7\u3002\u5df4\u83f2\u7279\u627f\u8a8d\u591a\u5e74\u4f86\u4ed6\u7684\u758f\u5ffd\u932f\u8aa4\u5be6\u969b\u4e0a\u9060\u9060\u5927\u65bc\u4ed6\u7684 \u300c \u4e0d\u61c9\u505a\u800c\u505a\u7684\u932f\u300c\uff08\u5c31\u6ce2\u514b\u590f\u80a1\u6771\u7684\u6210\u672c\u4f86\u8aaa\uff09\u3002 \u56e0\u70ba\u61c9\u505a\u800c\u6c92\u6709\u505a\u7684\u932f\u5728\u4ed6\u7684\u80fd\u529b\u7bc4\u570d\u5167\uff0c\u4ed6\u6839\u672c\u4e0d\u61c9\u8a72\u72af\u9019\u6a23\u7684\u932f\u8aa4\u3002<\/p>\n\n\n\n<p>\u67e5\u7406\uff0e\u8499\u683c\u9032\u4e00\u6b65\u7528\u4ed6\u6163\u7528\u7684\u76f4\u7387\u767c\u8a00\u8868\u793a\u300c\u6709\u5169\u7a2e\u932f\u8aa4\uff1a\u4e00\u662f\u4ec0\u9ebc\u90fd\u4e0d\u505a\uff08\u770b\u5230\u6a5f\u6703\u537b\u675f\u4e4b\u9ad8\u95a3\uff09\uff0c\u5df4\u83f2\u7279\u8aaa\u9019\u53eb\u300e\u5438\u542e\u624b\u6307\u7684\u932f\u8aa4\u300f\uff1b\u4e8c\u662f\u672c\u4f86\u61c9\u8a72\u8cb7\u4e00\u5806\u7684\u6771\u897f\uff0c\u4f46\u6211\u5011\u53ea\u8cb7\u4e86\u4e00\u773c\u5c31\u80fd\u770b\u5230\u7684\u85e5\u6c34\u74f6\u3002\u300d<\/p>\n\n\n\n<p>\u63a5\u8457\u53ea\u8981\u907f\u514d\u61c9\u505a\u800c\u6c92\u6709\u505a\u7684\u932f\uff0c\u9019\u6a23\u5c31\u4e0d\u6703\u72af\u4e0b\u5f8c\u6094\u83ab\u53ca\u7684\u4e8b<strong>\u3002<\/strong>\u56e0\u70ba\u9019\u6a23\u5b50\u5c31\u80fd\u78ba\u4fdd\u81ea\u5df1\u4e0d\u81f4\u65bc\u932f\u5931\u826f\u6a5f\uff0c\u6216\u662f\u548c\u81ea\u5df1\u7684\u80fd\u529b\u7bc4\u570d\u6709\u95dc\uff0c\u4e5f\u5c31\u662f\u90a3\u4e9b\u81ea\u5df1\u6240\u80fd\u7406\u89e3\u7684\uff0c\u5b8c\u5168\u7406\u89e3\uff0c\u537b\u6c92\u76e1\u534a\u9ede\u5de5\u592b\u7684\u4e8b\u60c5\u7684\u767c\u751f\u3002\u9019\u5c31\u662f\u6211\u5728\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2022\/03\/07\/%e6%87%89%e5%81%9a%e8%80%8c%e6%b2%92%e6%9c%89%e5%81%9a%e7%9a%84%e9%8c%af\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u61c9\u505a\u800c\u6c92\u6709\u505a\u7684\u932f\uff08Mistake of Omission\uff09\u548c\u4e0d\u61c9\u505a\u800c\u505a\u7684\u932f\uff08Mistake of Commission\uff09<\/a>\u300b\u9019\u7bc7\u6587\u7ae0\u88e1\u63d0\u904e\u7684\u91cd\u9ede\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E7%B5%90%E8%AA%9E\"><\/span>\u7d50\u8a9e<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u5982\u679c\u6211\u5011\u80fd\u907f\u514d\u56b4\u91cd\u7684\u601d\u8003\u932f\u8aa4\uff0c\u5c31\u5927\u5e45\u589e\u52a0\u6210\u529f\u7684\u6a5f\u6703\u3002\u4e9e\u91cc\u65af\u591a\u5fb7\u8aaa\uff1a\u300c\u667a\u8005\u7684\u76ee\u6a19\u4e0d\u662f\u7372\u5f97\u5e78\u798f\uff0c\u800c\u662f\u8981\u907f\u51a4\u4e0d\u5e78\u3002\u300d<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"113\" height=\"90\" src=\"https:\/\/www.granitefirm.com\/blog\/wp-content\/uploads\/2025\/01\/avoid_failure-Custom.jpg\" alt=\"\u8ff4\u907f\" class=\"wp-image-63099\"\/><figcaption class=\"wp-element-caption\">credit: Ideogram<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E7%9B%B8%E9%97%9C%E6%96%87%E7%AB%A0\"><\/span>\u76f8\u95dc\u6587\u7ae0<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2025\/11\/18\/%e5%a6%82%e6%9e%9c%e4%b8%8d%e9%81%a9%e5%90%88%e8%82%a1%e5%b8%82%e6%8a%95%e8%b3%87%e5%8a%aa%e5%8a%9b%e4%b9%9f%e4%b8%8d%e6%9c%83%e6%88%90%e5%8a%9f\/\">\u5982\u679c\u4e0d\u9069\u5408\u80a1\u5e02\u6295\u8cc7\uff0c\u52aa\u529b\u4e5f\u4e0d\u6703\u6210\u529f<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2022\/05\/27\/%E7%95%B0%E9%A1%9Eoutliers10000%E5%80%8B%E5%B0%8F%E6%99%82%E7%B5%B1%E8%A8%88%E6%9C%83%E9%A8%99%E4%BA%BA\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u7570\u6578\uff08Outliers\uff09\u201410000\u500b\u5c0f\u6642\uff0c\u7d71\u8a08\u6703\u9a19\u4eba<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2025\/02\/20\/%e7%b5%b1%e8%a8%88%e7%b5%90%e6%9e%9c%e6%9c%83%e9%a8%99%e4%ba%ba\/\">\u7d71\u8a08\u7d50\u679c\u6703\u9a19\u4eba<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2021\/08\/31\/%E8%83%BD%E5%8A%9B%E5%9C%88\/\">\u6295\u8cc7\u80fd\u529b\u5708\u7684\u91cd\u8981\u6027<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2025\/07\/18\/%e5%ad%b8%e7%bf%92%e8%bf%b4%e9%81%bf%e8%87%b3%e5%b0%91%e8%83%bd%e9%81%bf%e5%85%8d%e5%a4%b1%e6%95%97\/\">\u5b78\u7fd2\u8ff4\u907f\u81f3\u5c11\u80fd\u907f\u514d\u5931\u6557<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2025\/05\/11\/%e8%a8%98%e6%86%b6%e5%8a%9b%e5%b0%8d%e6%8a%95%e8%b3%87%e6%88%90%e5%8a%9f%e6%98%af%e4%b8%80%e5%a4%a7%e5%8a%a9%e5%8a%9b\/\">\u8a18\u61b6\u529b\u5c0d\u6295\u8cc7\u6210\u529f\u662f\u4e00\u5927\u52a9\u529b<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2021\/09\/06\/%E6%8A%95%E8%B3%87%E6%88%90%E5%8A%9F%E5%8F%96%E6%B1%BA%E6%96%BC%E8%BC%83%E5%B0%91%E7%9A%84%E7%8A%AF%E9%8C%AF%E6%A9%9F%E7%8E%87\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u6295\u8cc7\u6210\u529f\u53d6\u6c7a\u65bc\u8f03\u5c11\u7684\u72af\u932f\u6a5f\u7387<\/a>\u300b<\/li>\n\n\n\n<li><a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2025\/05\/07\/%e6%80%9d%e8%80%83%e7%9a%84%e8%97%9d%e8%a1%93klaren-denkens\/\">\u300a\u601d\u8003\u7684\u85dd\u8853\uff08Die Kunst des klaren Denkens\uff09\u300b<\/a><\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2022\/03\/07\/%e6%87%89%e5%81%9a%e8%80%8c%e6%b2%92%e6%9c%89%e5%81%9a%e7%9a%84%e9%8c%af\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u61c9\u505a\u800c\u6c92\u6709\u505a\u7684\u932f\uff08Mistake of Omission\uff09\u548c\u4e0d\u61c9\u505a\u800c\u505a\u7684\u932f\uff08Mistake of Commission\uff09<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2023\/05\/13\/%E5%B7%B4%E8%8F%B2%E7%89%B9%E7%94%9F%E6%B6%AF%E5%89%8D25%E5%B9%B4%E8%87%AA%E6%89%BF%E6%89%80%E7%8A%AF%E7%9A%84%E6%8A%95%E8%B3%87%E9%8C%AF%E8%AA%A4\/\">\u5df4\u83f2\u7279\u751f\u6daf\u524d25\u5e74\u81ea\u627f\u6240\u72af\u7684\u6295\u8cc7\u932f\u8aa4<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2024\/08\/27\/%E5%80%BC%E5%BE%97%E6%87%B7%E5%BF%B5%E7%9A%84%E6%9F%A5%E7%90%86%E8%92%99%E6%A0%BC\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u503c\u5f97\u61f7\u5ff5\u7684\u5049\u5927\u6295\u8cc7\u5927\u5e2b\u67e5\u7406\uff0e\u8499\u683c\uff08Charlie Munger\uff09<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2024\/05\/21\/%e7%aa%ae%e6%9f%a5%e7%90%86%e7%9a%84%e6%99%ae%e9%80%9a%e5%b8%b8%e8%ad%98\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u8499\u683c\u6700\u91cd\u8981\u7684\u8457\u4f5c\u300a\u7aae\u67e5\u7406\u7684\u666e\u901a\u5e38\u8b58\uff08Poor Charlie&#8217;s Almanack\uff09\u300b<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2021\/08\/31\/%e8%83%bd%e5%8a%9b%e5%9c%88\/\">\u6295\u8cc7\u7684\u80fd\u529b\u5708<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2025\/03\/30\/%e8%a6%81%e9%81%a0%e9%9b%a2%e4%ba%ba%e5%93%81%e6%9c%89%e5%95%8f%e9%a1%8c%e7%9a%84%e4%ba%ba\/\">\u8981\u9060\u96e2\u4eba\u54c1\u6709\u554f\u984c\u7684\u4eba<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2023\/08\/27\/%e7%86%b1%e6%84%9b%e8%87%aa%e5%b7%b1%e7%9a%84%e5%b7%a5%e4%bd%9c%ef%bc%8c%e4%bf%9d%e8%ad%b7%e8%87%aa%e5%b7%b1%e7%9a%84%e8%81%b2%e8%ad%bd\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u71b1\u611b\u81ea\u5df1\u7684\u5de5\u4f5c\uff0c\u4fdd\u8b77\u81ea\u5df1\u7684\u8072\u8b7d<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2025\/07\/18\/%e5%ad%b8%e7%bf%92%e8%bf%b4%e9%81%bf%e8%87%b3%e5%b0%91%e8%83%bd%e9%81%bf%e5%85%8d%e5%a4%b1%e6%95%97\/\">\u5b78\u7fd2\u8ff4\u907f\u81f3\u5c11\u80fd\u907f\u514d\u5931\u6557<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2025\/04\/11\/%e8%a8%b1%e5%a4%9a%e6%8a%95%e8%b3%87%e4%ba%ba%e5%85%b6%e5%af%a6%e5%b0%8d%e8%87%aa%e5%b7%b1%e4%b8%a6%e4%b8%8d%e8%aa%a0%e5%af%a6\/\">\u6295\u8cc7\u4eba\u5c0d\u81ea\u5df1\u662f\u5426\u8aa0\u5be6<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2022\/04\/25\/%E5%BF%AB%E6%A8%82%E5%AF%A6%E7%8F%BE%E8%87%AA%E4%B8%BB%E5%AF%8C%E6%9C%89\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u4eba\u751f\u548c\u8077\u6daf\u6700\u4f73\u6307\u5f15\u300a\u7d0d\u74e6\u723e\u5bf6\u5178\uff0c\u5feb\u6a02\u5be6\u73fe\u81ea\u4e3b\u5bcc\u6709 (The Almanack of Naval Ravikant)\u300b\u76847\u5927\u8981\u9ede<\/a>\u300b<\/li>\n<\/ul>\n\n\n\n<p><em><strong>\u91cd\u8981\u8072\u660e<\/strong><\/em><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><em>\u672c\u7ad9\u5167\u5bb9\u70ba\u4f5c\u8005\u500b\u4eba\u610f\u898b\uff0c\u50c5\u4f9b\u53c3\u8003\uff0c\u672c\u4eba\u4e0d\u5c0d\u6587\u7ae0\u5167\u5bb9\u3001\u8cc7\u6599\u4e4b\u6b63\u78ba\u6027\u3001\u770b\u6cd5\u3001\u8207\u5373\u6642\u6027\u8ca0\u4efb\u4f55\u8cac\u4efb\uff0c\u8b80\u8005\u8acb\u52d9\u5fc5\u81ea\u884c\u5224\u65b7\u3002<\/em><\/li>\n\n\n\n<li><em>\u5c0d\u65bc\u8b80\u8005\u76f4\u63a5\u6216\u9593\u63a5\u4f9d\u8cf4\u4e26\u53c3\u8003\u672c\u7ad9\u8cc7\u8a0a\u5f8c\uff0c\u63a1\u53d6\u4efb\u4f55\u6295\u8cc7\u884c\u70ba\u6240\u5c0e\u81f4\u4e4b\u76f4\u63a5\u6216\u9593\u63a5\u640d\u5931\uff0c\u6216\u56e0\u6b64\u7522\u751f\u4e4b\u4e00\u5207\u8cac\u4efb\uff0c\u672c\u4eba\u5747\u4e0d\u8ca0\u4efb\u4f55\u640d\u5bb3\u8ce0\u511f\u53ca\u5176\u4ed6\u6cd5\u5f8b\u4e0a\u4e4b\u8cac\u4efb\u3002<\/em><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>\u5b78\u7fd2\u8ff4\u907f\u6709\u8a31\u591a\u7684\u597d\u8655\uff1a\u907f\u514d\u5931\u6557\uff0c\u907f\u958b\u4f60\u80fd\u529b\u4e4b\u5916\u7684\u5340\u57df\uff0c\u907f\u514d\u61c9\u505a\u800c\u6c92\u6709\u505a\u7684\u932f\u800c\u5f8c\u6094\u83ab\u53ca <\/p>\n","protected":false},"author":1,"featured_media":63099,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14,441,118,629,406,486],"tags":[],"class_list":["post-63007","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-insight-second-level-thinking","category-john-templeton","category-peter-lynch","category-thinking","category-charlie-munger","category-circle-of-competence"],"_links":{"self":[{"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/posts\/63007","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/comments?post=63007"}],"version-history":[{"count":3,"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/posts\/63007\/revisions"}],"predecessor-version":[{"id":75450,"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/posts\/63007\/revisions\/75450"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/media\/63099"}],"wp:attachment":[{"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/media?parent=63007"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/categories?post=63007"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/tags?post=63007"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}