{"id":83,"date":"2021-05-08T17:29:00","date_gmt":"2021-05-08T09:29:00","guid":{"rendered":"http:\/\/www.granitefirm.com\/blog\/?p=83"},"modified":"2025-01-10T14:38:48","modified_gmt":"2025-01-10T06:38:48","slug":"%e5%a6%82%e4%bd%95%e6%8a%95%e8%b3%87%e7%be%8e%e8%82%a1%e8%a4%87%e5%a7%94%e8%a8%97%e7%b6%b2%e8%b7%af%e5%88%b8%e5%95%86%e5%92%8c%e9%87%91%e8%9e%8d%e7%a7%91%e6%8a%80%e5%95%86","status":"publish","type":"post","link":"https:\/\/www.granitefirm.com\/blog\/blog\/2021\/05\/08\/%e5%a6%82%e4%bd%95%e6%8a%95%e8%b3%87%e7%be%8e%e8%82%a1%e8%a4%87%e5%a7%94%e8%a8%97%e7%b6%b2%e8%b7%af%e5%88%b8%e5%95%86%e5%92%8c%e9%87%91%e8%9e%8d%e7%a7%91%e6%8a%80%e5%95%86\/","title":{"rendered":"\u5982\u4f55\u6295\u8cc7\u7f8e\u80a1\uff1f\u8907\u59d4\u8a17\uff0c\u7db2\u8def\u5238\u5546\uff0c\u548c\u91d1\u878d\u79d1\u6280\u5546"},"content":{"rendered":"\n<p><em><strong>\u8072\u660e<\/strong>\uff1a\u672c\u4eba\u548c\u672c\u6587\u6240\u63d0\u53ca\u4f01\u696d\u6c92\u6709\u4efb\u4f55\u5229\u76ca\u95dc\u9023\uff0c\u672c\u6587\u7d14\u70ba\u672c\u4eba\u500b\u4eba\u4f7f\u7528\u5fc3\u5f97\u548c\u89c0\u9ede\uff0c\u50c5\u4f9b\u53c3\u8003\u3002<\/em><\/p>\n\n\n\n<p>\u53f0\u7063\u4eba\u6295\u8cc7\u7f8e\u80a1\u4e3b\u8981\u6709\u4ee5\u4e0b\u5e7e\u7a2e\u65b9\u5f0f\u3002<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u7b2c\u4e00\u7a2e\uff1a\u627e\u53f0\u7063\u7684\u5238\u5546\u958b\u6236\uff0c\u7136\u5f8c\u6307\u540d\u8981\u6253\u958b\u8907\u59d4\u8a17\u4ea4\u6613\u7f8e\u80a1\u7684\u529f\u80fd\u3002<\/li>\n\n\n\n<li>\u7b2c\u4e8c\u7a2e\uff1a\u76f4\u63a5\u627e\u7f8e\u570b\u7684\u7db2\u8def\u5238\u5546\u958b\u6236\u3002<\/li>\n\n\n\n<li>\u7b2c\u4e09\u7a2e\uff1a\u7f8e\u570b\u7684\u65b0\u91d1\u878d\u79d1\u6280\uff08FinTech\uff09\u5546\u3002<\/li>\n<\/ul>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"\u986f\u793a\/\u96b1\u85cf\u5167\u5bb9\u76ee\u9304\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #ffffff;color:#ffffff\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #ffffff;color:#ffffff\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2021\/05\/08\/%e5%a6%82%e4%bd%95%e6%8a%95%e8%b3%87%e7%be%8e%e8%82%a1%e8%a4%87%e5%a7%94%e8%a8%97%e7%b6%b2%e8%b7%af%e5%88%b8%e5%95%86%e5%92%8c%e9%87%91%e8%9e%8d%e7%a7%91%e6%8a%80%e5%95%86\/#%E5%8F%B0%E7%81%A3%E5%88%B8%E5%95%86%E7%9A%84%E8%A4%87%E5%A7%94%E8%A8%97\" >\u53f0\u7063\u5238\u5546\u7684\u8907\u59d4\u8a17<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2021\/05\/08\/%e5%a6%82%e4%bd%95%e6%8a%95%e8%b3%87%e7%be%8e%e8%82%a1%e8%a4%87%e5%a7%94%e8%a8%97%e7%b6%b2%e8%b7%af%e5%88%b8%e5%95%86%e5%92%8c%e9%87%91%e8%9e%8d%e7%a7%91%e6%8a%80%e5%95%86\/#%E7%BE%8E%E5%9C%8B%E7%9A%84%E7%B6%B2%E8%B7%AF%E5%88%B8%E5%95%86\" >\u7f8e\u570b\u7684\u7db2\u8def\u5238\u5546<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2021\/05\/08\/%e5%a6%82%e4%bd%95%e6%8a%95%e8%b3%87%e7%be%8e%e8%82%a1%e8%a4%87%e5%a7%94%e8%a8%97%e7%b6%b2%e8%b7%af%e5%88%b8%e5%95%86%e5%92%8c%e9%87%91%e8%9e%8d%e7%a7%91%e6%8a%80%e5%95%86\/#%E7%BE%8E%E5%9C%8B%E7%9A%84%E6%96%B0%E9%87%91%E8%9E%8D%E7%A7%91%E6%8A%80%E5%95%86\" >\u7f8e\u570b\u7684\u65b0\u91d1\u878d\u79d1\u6280\u5546<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2021\/05\/08\/%e5%a6%82%e4%bd%95%e6%8a%95%e8%b3%87%e7%be%8e%e8%82%a1%e8%a4%87%e5%a7%94%e8%a8%97%e7%b6%b2%e8%b7%af%e5%88%b8%e5%95%86%e5%92%8c%e9%87%91%e8%9e%8d%e7%a7%91%e6%8a%80%e5%95%86\/#%E7%9B%B8%E9%97%9C%E6%96%87%E7%AB%A0\" >\u76f8\u95dc\u6587\u7ae0<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"has-medium-font-size wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%8F%B0%E7%81%A3%E5%88%B8%E5%95%86%E7%9A%84%E8%A4%87%E5%A7%94%E8%A8%97\"><\/span><strong>\u53f0\u7063\u5238\u5546\u7684\u8907\u59d4\u8a17 <\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u53f0\u7063\u6295\u8cc7\u4eba\u6700\u65b9\u4fbf\u53c3\u8207\u7f8e\u80a1\u7684\u65b9\u5f0f\u662f\u53bb\u60a8\u958b\u6236\u7684\u53f0\u7063\u5238\u5546\u90a3\u5152\uff0c\u8981\u6c42\u70ba\u60a8\u6253\u958b\u8907\u59d4\u8a17\u7684\u529f\u80fd\u5c31\u6210\u4e86\u3002\u9806\u4fbf\u4e00\u63d0\uff0c\u6839\u64da2020\u5e74\u5e95\u7684\u8cc7\u6599\uff0c\u5168\u53f0\u5df2\u7d93\u6709\u8d85\u904e200\u842c\u4eba\u958b\u4e86\u53f0\u7063\u8b49\u5238\u5546\u7684\u8907\u59d4\u8a17\u5e33\u6236\u4ee5\u6295\u8cc7\u6d77\u5916\u80a1\u5e02\uff0c\u800c\u4e14\u8fd1\u5e74\u4f86\u6709\u52a0\u901f\u6210\u9577\u7684\u614b\u52e2\u3002<\/p>\n\n\n\n<p>\u4ee5\u4e0b\u5c31\u662f\u53f0\u7063\u5238\u5546\u7684\u8907\u59d4\u8a17\u548c\u7f8e\u570b\u7684\u7db2\u8def\u5238\u5546\u7684\u6bd4\u8f03\u8868\uff1a<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><\/td><td>\u53f0\u7063\u5238\u5546\u7684\u8907\u59d4\u8a17<\/td><td>\u7f8e\u570b\u7684\u7db2\u8def\u5238\u5546<\/td><\/tr><tr><td>\u8cc7\u91d1\u9700\u532f\u5f80\u6d77\u5916<\/td><td>\u4e0d\u9700\u8981<\/td><td>\u9700\u8981<\/td><\/tr><tr><td>\u8cc7\u91d1\u9700\u8981\u5148\u63db\u6210\u7f8e\u91d1<\/td><td>\u9700\u8981<\/td><td>\u9700\u8981<\/td><\/tr><tr><td>\u532f\u6b3e\u624b\u7e8c\u8cbb<\/td><td>\u7121<\/td><td>\u53f0\u7063\u532f\u51fa\u65b0\u53f0\u5e63700\u4ee5\u4e0a\uff0c\u7f8e\u570b\u5238\u5546\u53e6\u6536\u7f8e\u91d125\u5143<\/td><\/tr><tr><td>\u4e0b\u55ae\u4ea4\u6613\u6642\u9593\u5ef6\u9072<\/td><td>\u6709<\/td><td>\u540c\u6b65<\/td><\/tr><tr><td>\u4e0b\u55ae\u4ea4\u6613\u624b\u7e8c\u8cbb<\/td><td>0.5%\u4ee5\u4e0a\uff0c\u4f4e\u6d8835\u7f8e\u91d1\uff08\u5404\u5238\u5546\u4e0d\u540c\uff09<\/td><td>\u7121<\/td><\/tr><tr><td>\u4fe1\u7528\u4ea4\u6613\uff08\u878d\u8cc7\u3001\u878d\u5238\uff09<\/td><td>\u901a\u5e38\u4e0d\u884c<\/td><td>\u53ef<\/td><\/tr><tr><td>\u76e3\u7ba1\u55ae\u4f4d<\/td><td>\u53f0\u7063\u91d1\u7ba1\u6703<\/td><td>\u7f8e\u570b\u8b49\u5238\u4ea4\u6613\u59d4\u54e1\u6703\uff08SEC\uff09<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"has-medium-font-size wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E7%BE%8E%E5%9C%8B%E7%9A%84%E7%B6%B2%E8%B7%AF%E5%88%B8%E5%95%86\"><\/span><strong>\u7f8e\u570b\u7684\u7db2\u8def\u5238\u5546<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u6211\u7684<a href=\"https:\/\/www.books.com.tw\/products\/0010889106?sloc=main\" data-type=\"URL\" data-id=\"https:\/\/www.books.com.tw\/products\/0010889106?sloc=main\" target=\"_blank\" rel=\"noopener\">\u300a\u8d85\u7d1a\u6210\u9577\u80a1\u6295\u8cc7\u6cd5\u5247\u300b<\/a>\u4e00\u66f81-6\u5c0f\u7bc0\u88e1\u9762\u6240\u8aaa\u7684\uff0c\u7f8e\u570b\u73fe\u5728\u7684\u7dda\u4e0a\u5238\u5546\u7af6\u722d\u7570\u5e38\u6fc0\u70c8\u3002\u4e0b\u9762\u5c31\u662f\u5169\u5bb6\u7f8e\u570b\u6700\u8457\u540d\u7684\u7dda\u4e0a\u5238\u5546\u7684\u6bd4\u8f03\u8868\uff0c\u8cc7\u6599\u4f86\u6e90\uff1a\u5609\u4fe1\u7406\u8ca1\u3001\u76c8\u900f\u8b49\u5238\u3002<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><\/td><td><a href=\"https:\/\/www.schwab.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u5609\u4fe1\u7406\u8ca1<\/a>\uff08Charles Schwab\uff0c\u7f8e\u80a1\u4ee3\u78bc\uff1aSCHW\uff09<\/td><td><a href=\"https:\/\/www.interactivebrokers.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u76c8\u900f\u8b49\u5238<\/a>\uff08Interactive Brokers\uff0c\u7f8e\u80a1\u4ee3\u78bc\uff1aIBKR\uff09<\/td><\/tr><tr><td>2020\u5e74\u5e95\u5ba2\u6236\u5e33\u6236\u7e3d\u6578<\/td><td>2,962\u842c9,000\u4eba\uff0c\u5305\u62ec\u5fb7\u5229\u7f8e\uff08TD Ameritrade\uff09<\/td><td>107\u842c3,000\u4eba\uff0c\u975e\u81ea\u7136\u4eba\u536043%<\/td><\/tr><tr><td>2020\u5e74\u5e95\u5ba2\u6236\u7e3d\u8cc7\u7522<\/td><td>6.6917\u5146\u7f8e\u5143<\/td><td>2,886\u5104\u7f8e\u5143\uff0c\u975e\u81ea\u7136\u4eba\u536064%<\/td><\/tr><tr><td>2020\u5e74\u5168\u5e74\u7e3d\u4ea4\u6613\u6578<\/td><td>6\u51045,585\u842c5,200\u7b46<\/td><td>7\u5104427\u842c8\u5343\u7b46<\/td><\/tr><tr><td>2020\u5e74\u5408\u7d04\u6578\u548c\u4ea4\u6613\u80a1\u6578<\/td><td>\u672a\u63d0\u4f9b<\/td><td>\u9078\u64c7\u6b0a6\u51042,403\u842c5\u5343\u500b\u5408\u7d04\uff0c\u671f\u8ca81\u51046,707\u842c8\u5343\u500b\u5408\u7d04\uff0c\u80a1\u79683,385\u51041,306\u842c8,000\u80a1<\/td><\/tr><tr><td>\u6bcf\u6708\u5e33\u6236\u7ba1\u7406\u8cbb<\/td><td>\u7121<\/td><td>\u5e33\u6236\u8cc7\u91d1\u57283,000\u4ee5\u4e0b\u6bcf\u6708\u653620\u7f8e\u5143\uff0c10,000\u4ee5\u4e0b\u653610\u7f8e\u5143<\/td><\/tr><tr><td>\u80a1\u7968\u4ea4\u6613\u624b\u7e8c\u8cbb<\/td><td>0<\/td><td><br>\u6bcf\u80a10.005\u7f8e\u5143\uff0c\u6bcf\u6b21\u4ea4\u6613\u81f3\u5c11\u65361\u7f8e\u5143<\/td><\/tr><tr><td>\u958b\u6236\u6700\u4f4e\u91d1\u984d\u8981\u6c42<\/td><td><br>25,000\u7f8e\u5143<\/td><td>\u7121<\/td><\/tr><tr><td>\u878d\u8cc7\u5229\u7387<\/td><td>6.825%~8.575%<\/td><td>1.45%~2.66%<\/td><\/tr><tr><td>\u7dda\u4e0a\u4ea4\u6613\u5168\u7403\u5927\u90e8\u4efd\u5730\u5340\u7684\u80a1\u7968<\/td><td>\u7121<\/td><td>\u53ef<\/td><\/tr><tr><td>\u5176\u5b83\u76f8\u95dc\u670d\u52d9<\/td><td>ETF\u8cb7\u8ce3\u4e5f\u662f0\u624b\u7e8c\u8cbb\uff0c\u53e6\u6709\u7406\u8ca1\u670d\u52d9<\/td><td>\u5305\u62ec\u5373\u6642\u5916\u532f\u8cb7\u8ce3\u548c\u5404\u7a2e\u4ea4\u6613\u670d\u52d9\uff0c\u9069\u5408\u5c08\u696d\u4eba\u58eb<\/td><\/tr><tr><td>\u4e2d\u6587\u5ba2\u670d\u96fb\u8a71\u670d\u52d9<\/td><td>\u7f8e\u570b\u7e3d\u516c\u53f8\u548c\u9999\u6e2f\u5206\u516c\u53f8\u90fd\u6709<\/td><td>\u9999\u6e2f\u76c8\u900f\u5206\u516c\u53f8\u6709\uff0c\u7f8e\u570b\u7e3d\u516c\u53f8\u7121<\/td><\/tr><tr><td>\u4e2d\u6587\u7db2\u9801\u4f7f\u7528\u8005\u4ecb\u9762<\/td><td>\u6709<\/td><td>\u6709<\/td><\/tr><tr><td>\u7dda\u4e0a\u5373\u6642\u901a\u670d\u52d9\u4ea4\u8ac7<\/td><td>\u7121<\/td><td>\u6709<\/td><\/tr><tr><td>\u9644\u52a0\u624b\u7e8c\u8cbb<\/td><td>\u80a1\u7968\u548cETF\u76f8\u95dc\u670d\u52d9\u57fa\u672c\u4e0a\u90fd\u5df2\u7d93\u514d\u8cbb<\/td><td>\u57fa\u672c\u4e0a\u6240\u6709\u529f\u80fd\u90fd\u5fc5\u9808\u6536\u8cbb\uff0c\u514d\u8cbb\u8005\u6700\u597d\u5148\u884c\u78ba\u8a8d<\/td><\/tr><tr><td>\u5168\u7403\u901a\u884c\u7684\u63d0\u6b3e\u5361<\/td><td>\u6709<\/td><td>\u7121<\/td><\/tr><tr><td>\u7dda\u4e0a\u7acb\u5373\u5b8c\u6210\u958b\u6236<\/td><td>\u7121<\/td><td>\u53ef<\/td><\/tr><tr><td>\u91cd\u8981\u6027<\/td><td>\u5168\u7f8e\u6700\u5927\u7684\u7dda\u4e0a\u5238\u5546<\/td><td>\u529f\u80fd\u5b8c\u5584\u5ea6\u7b2c\u4e00\u540d\u7684\u5c08\u696d\u8b49\u5238\u5546<\/td><\/tr><tr><td>\u4f7f\u7528\u8005\u4ecb\u9762\u548c\u4e0a\u624b\u7a0b\u5ea6<\/td><td>\u4f7f\u7528\u8005\u4ecb\u9762\u7c21\u55ae\u4e7e\u6de8\uff0c\u5bb9\u6613\u4e0a\u624b<\/td><td>\u4f7f\u7528\u8005\u4ecb\u9762\u975e\u5e38\u8907\u96dc\uff0c\u4e0d\u5bb9\u6613\u4e0a\u624b<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\u5982\u524d\u6240\u8ff0\uff0c\u7f8e\u570b\u7dda\u4e0a\u5238\u5546\u7684\u7af6\u722d\u975e\u5e38\u6fc0\u70c8\uff0c\u4ea4\u6613\u4f63\u91d1\u5e7e\u4e4e\u7686\u780d\u5230\u96f6\u5143\u4e86\uff0c\u5f88\u5c11\u4f8b\u5916\uff0c\u4e0a\u9762\u8868\u683c\u4e2d\u7684\u76c8\u900f\u662f\u8f03\u7684\u7dda\u4e0a\u5238\u5546\u4e2d\u4ecd\u820a\u6536\u624b\u7e8c\u8cbb\u7684\u6975\u5c11\u6578\u77e5\u540d\u5238\u5546\u3002\u9664\u4e86\u624b\u7e8c\u8cbb\u5e7e\u4e4e\u7686\u70ba\u96f6\u5916\uff0c\u4ed6\u5011\u8f03\u5927\u7684\u5dee\u5225\u662f\u958b\u6236\u6700\u4f4e\u91d1\u984d\u8981\u6c42\uff0c\u4e5f\u5c31\u662f\u5e33\u6236\u88e1\u7684\u80a1\u7968\u52a0\u73fe\u91d1\u7684\u6700\u4f4e\u91d1\u984d\u8981\u6c42\u3002 <\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"169\" height=\"108\" src=\"https:\/\/www.granitefirm.com\/blog\/wp-content\/uploads\/2022\/09\/Pixabay-1600x1200-8.jpg\" alt=\"\u6295\u8cc7\u7f8e\u80a1\" class=\"wp-image-25587\"\/><figcaption class=\"wp-element-caption\">credit: Pixabay<\/figcaption><\/figure>\n\n\n\n<p> <\/p>\n\n\n\n<h2 class=\"has-medium-font-size wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E7%BE%8E%E5%9C%8B%E7%9A%84%E6%96%B0%E9%87%91%E8%9E%8D%E7%A7%91%E6%8A%80%E5%95%86\"><\/span><strong><span style=\"font-size: revert;\">\u7f8e\u570b\u7684\u65b0\u91d1\u878d\u79d1\u6280\u5546<\/span> <\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><span style=\"font-size: revert;\">\u7f8e\u570b\u7684\u65b0\u91d1\u878d\u79d1\u6280\uff08FinTech\uff09\u5546<\/span>\u7684\u7af6\u722d\u6bd4\u7f8e\u570b\u7dda\u4e0a\u5238\u5546\u9084\u6fc0\u70c8\uff0c\u800c\u4e14\u80a1\u7968\u4ea4\u6613\u901a\u5e38\u53ea\u662f\u4ed6\u5011\u773e\u591a\u529f\u80fd\u7684\u4e00\u5c0f\u90e8\u4efd\u800c\u5df2\u3002<span style=\"font-size: revert;\">\u7f8e\u570b\u7684\u65b0\u91d1\u878d\u79d1\u6280<\/span>\u5546\u7684\u4ea4\u6613\u4f63\u91d1\u5e7e\u4e4e\u4e5f\u90fd\u662f\u96f6\uff0c\u5927\u90e8\u4efd\u4e5f\u6ca1\u6709\u5e33\u6236\u6700\u4f4e\u91d1\u984d\u7684\u8981\u6c42\u3002\u6709\u4e9b\u70ba\u4e86\u5438\u5f15\u60a8\u958b\u6236\uff0c\u9084\u6703\u958b\u6236\u9001\u80a1\u7968\uff0c\u4f8b\u59822021\u5e74\u7684SoFi\u5c31\u6253\u8457\u958b\u6236\u9001\u4e00\u80a1\u53ef\u53e3\u53ef\u6a02 <span style=\"font-size: revert;\">\uff08\u7f8e\u80a1\u4ee3\u78bc\uff1aKO\uff09\u80a1\u7968<\/span>\u7684\u6d3b\u52d5\u3002 <\/p>\n\n\n\n<p>\u5176\u4e2d\u8f03\u70ba\u8457\u540d\u7684\u6709\u4ee5\u4e0b\u5e7e\u5bb6\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Block\uff08\u7f8e\u80a1\u4ee3\u78bc\uff1aXYZ\uff09\uff1a\u5efa\u8b70\u60a8\u53ef\u4ee5\u53c3\u8003\u6211\u7684\u53e6\u4e00\u7bc7\u90e8\u843d\u683c\u6587\u7ae0\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2021\/09\/12\/%e6%82%a8%e6%87%89%e8%a9%b2%e8%aa%8d%e8%ad%98square%e9%80%99%e5%ae%b6%e4%bc%81%e6%a5%ad\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u60a8\u61c9\u8a72\u8a8d\u8b58Square\u9019\u5bb6\u4f01\u696d\uff08\u516c\u53f8\u540d\u7a31\u5df2\u6539\u70baBlock\uff09<\/a>\u300b\u7684\u8aaa\u660e\u3002<\/li>\n\n\n\n<li>Robinhood\uff08\u7f8e\u80a1\u4ee3\u78bc\uff1aHOOD\uff09<\/li>\n\n\n\n<li>\u8c9d\u5bf6\uff08PayPal\uff0c\u7f8e\u80a1\u4ee3\u78bc\uff1aPYPL\uff09<\/li>\n\n\n\n<li>SoFi\uff08\u7f8e\u80a1\u4ee3\u78bc\uff1aSOFI\uff09<\/li>\n\n\n\n<li>eToro\uff08\u7f8e\u80a1\u4ee3\u78bc\uff1aFTCV\uff09 <\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E7%9B%B8%E9%97%9C%E6%96%87%E7%AB%A0\"><\/span>\u76f8\u95dc\u6587\u7ae0<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2021\/05\/08\/%e5%a6%82%e4%bd%95%e6%8a%95%e8%b3%87%e7%be%8e%e8%82%a1%e8%a4%87%e5%a7%94%e8%a8%97%e7%b6%b2%e8%b7%af%e5%88%b8%e5%95%86%e5%92%8c%e9%87%91%e8%9e%8d%e7%a7%91%e6%8a%80%e5%95%86\/\">\u5982\u4f55\u6295\u8cc7\u7f8e\u80a1\uff1f\u8907\u59d4\u8a17\uff0c\u7db2\u8def\u5238\u5546\uff0c\u548c\u91d1\u878d\u79d1\u6280\u5546<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2022\/11\/27\/%e6%8a%95%e8%b3%87%e7%be%8e%e8%82%a1%e9%9c%80%e8%a6%81%e6%b3%a8%e6%84%8f%e5%8c%af%e7%8e%87%e9%a2%a8%e9%9a%aa%e5%97%8e%ef%bc%9f\/\">\u6295\u8cc7\u7f8e\u80a1\u9700\u8981\u6ce8\u610f\u532f\u7387\u98a8\u96aa\u55ce\uff1f<\/a>\u300b<\/li>\n<\/ul>\n\n\n\n<p><em><strong>\u91cd\u8981\u8072\u660e<\/strong><\/em><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><em>\u672c\u7ad9\u5167\u5bb9\u70ba\u4f5c\u8005\u500b\u4eba\u610f\u898b\uff0c\u50c5\u4f9b\u53c3\u8003\uff0c\u672c\u4eba\u4e0d\u5c0d\u6587\u7ae0\u5167\u5bb9\u3001\u8cc7\u6599\u4e4b\u6b63\u78ba\u6027\u3001\u770b\u6cd5\u3001\u8207\u5373\u6642\u6027\u8ca0\u4efb\u4f55\u8cac\u4efb\uff0c\u8b80\u8005\u8acb\u52d9\u5fc5\u81ea\u884c\u5224\u65b7\u3002<\/em><\/li>\n\n\n\n<li><em>\u5c0d\u65bc\u8b80\u8005\u76f4\u63a5\u6216\u9593\u63a5\u4f9d\u8cf4\u4e26\u53c3\u8003\u672c\u7ad9\u8cc7\u8a0a\u5f8c\uff0c\u63a1\u53d6\u4efb\u4f55\u6295\u8cc7\u884c\u70ba\u6240\u5c0e\u81f4\u4e4b\u76f4\u63a5\u6216\u9593\u63a5\u640d\u5931\uff0c\u6216\u56e0\u6b64\u7522\u751f\u4e4b\u4e00\u5207\u8cac\u4efb\uff0c\u672c\u4eba\u5747\u4e0d\u8ca0\u4efb\u4f55\u640d\u5bb3\u8ce0\u511f\u53ca\u5176\u4ed6\u6cd5\u5f8b\u4e0a\u4e4b\u8cac\u4efb\u3002<\/em><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>\u5982\u4f55\u6295\u8cc7\u7f8e\u80a1\uff1f\u8907\u59d4\u8a17\uff0c\u7db2\u8def\u5238\u5546\uff0c\u548c\u91d1\u878d\u79d1\u6280\u5546; \u53f0\u7063\u4eba\u6295\u8cc7\u7f8e\u80a1\u4e3b\u8981\u6709\u4ee5\u4e0b\u5e7e\u7a2e\u65b9\u5f0f\u3002<\/p>\n","protected":false},"author":1,"featured_media":25587,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[251,178,54,3,55,414],"tags":[431,430,433,276,115,432,452,1584],"class_list":["post-83","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-stock-knowledge","category-etf","category-us-stock-online-brokers","category-us-stocks","category-sub-brokerage","category-fintech","tag-ftcv","tag-hood","tag-ibkr","tag-ko","tag-pypl","tag-schw","tag-sofi","tag-xyz"],"_links":{"self":[{"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/posts\/83","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/comments?post=83"}],"version-history":[{"count":1,"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/posts\/83\/revisions"}],"predecessor-version":[{"id":71007,"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/posts\/83\/revisions\/71007"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/media\/25587"}],"wp:attachment":[{"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/media?parent=83"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/categories?post=83"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/tags?post=83"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}