{"id":9359,"date":"2021-10-26T19:18:05","date_gmt":"2021-10-26T11:18:05","guid":{"rendered":"https:\/\/www.granitefirm.com\/blog\/?p=9359"},"modified":"2024-07-12T12:16:25","modified_gmt":"2024-07-12T04:16:25","slug":"%e8%91%9b%e5%85%ab%e5%85%88%e7%94%9f%e9%97%9c%e6%96%bc%e3%80%8a%e6%80%9d%e8%80%83%e4%b8%8d%e8%83%bd%e5%a4%96%e5%8c%85%e3%80%8b%e4%b8%80%e6%96%87%e7%9a%84%e7%b2%be%e5%bd%a9%e7%9c%8b%e6%b3%95","status":"publish","type":"post","link":"https:\/\/www.granitefirm.com\/blog\/blog\/2021\/10\/26\/%e8%91%9b%e5%85%ab%e5%85%88%e7%94%9f%e9%97%9c%e6%96%bc%e3%80%8a%e6%80%9d%e8%80%83%e4%b8%8d%e8%83%bd%e5%a4%96%e5%8c%85%e3%80%8b%e4%b8%80%e6%96%87%e7%9a%84%e7%b2%be%e5%bd%a9%e7%9c%8b%e6%b3%95\/","title":{"rendered":"\u845b\u516b\u5148\u751f\u95dc\u65bc\u300a\u601d\u8003\u4e0d\u80fd\u5916\u5305\u300b\u4e00\u6587\u7684\u7cbe\u5f69\u770b\u6cd5"},"content":{"rendered":"\n<p>\u845b\u516b\u5148\u751f\u6240\u6307\u7684\u539f\u6587\u8acb\u9ede\u9078\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2021\/10\/20\/%e6%80%9d%e8%80%83%e4%b8%8d%e8%83%bd%e5%a4%96%e5%8c%85\/\">\u601d\u8003\u4e0d\u80fd\u5916\u5305<\/a>\u300b\u3002<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_85 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"\u986f\u793a\/\u96b1\u85cf\u5167\u5bb9\u76ee\u9304\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #ffffff;color:#ffffff\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #ffffff;color:#ffffff\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2021\/10\/26\/%e8%91%9b%e5%85%ab%e5%85%88%e7%94%9f%e9%97%9c%e6%96%bc%e3%80%8a%e6%80%9d%e8%80%83%e4%b8%8d%e8%83%bd%e5%a4%96%e5%8c%85%e3%80%8b%e4%b8%80%e6%96%87%e7%9a%84%e7%b2%be%e5%bd%a9%e7%9c%8b%e6%b3%95\/#%E8%91%9B%E5%85%AB%E5%85%88%E7%94%9F%E5%8E%9F%E6%96%87%E7%85%A7%E7%99%BB%E5%A6%82%E4%B8%8B%EF%BC%9A\" >\u845b\u516b\u5148\u751f\u539f\u6587\u7167\u767b\u5982\u4e0b\uff1a<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2021\/10\/26\/%e8%91%9b%e5%85%ab%e5%85%88%e7%94%9f%e9%97%9c%e6%96%bc%e3%80%8a%e6%80%9d%e8%80%83%e4%b8%8d%e8%83%bd%e5%a4%96%e5%8c%85%e3%80%8b%e4%b8%80%e6%96%87%e7%9a%84%e7%b2%be%e5%bd%a9%e7%9c%8b%e6%b3%95\/#Andy%E7%9A%84%E5%9B%9E%E6%87%89%EF%BC%9A\" >Andy\u7684\u56de\u61c9\uff1a<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E8%91%9B%E5%85%AB%E5%85%88%E7%94%9F%E5%8E%9F%E6%96%87%E7%85%A7%E7%99%BB%E5%A6%82%E4%B8%8B%EF%BC%9A\"><\/span>\u845b\u516b\u5148\u751f\u539f\u6587\u7167\u767b\u5982\u4e0b\uff1a<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><em>Hi, Andy \u4f60\u597d\uff1a<br>\u95dc\u65bc\u4f60\u6240\u63d0\u5230\u7684\u300c\u601d\u8003\u5f88\u91cd\u8981\u300d\u7684\u9019\u500b\u8ad6\u9ede\uff0c\u6211\u60f3\u662f\u5f88\u96e3\u6709\u4eba\u53ef\u4ee5\u8faf\u99c1\u7684\u3002\u6211\u60f3\u8981\u5206\u4eab\u4e00\u4e0b\u6211\u7684\u5ef6\u4f38\u300c\u601d\u8003\u300d\u3002<br>\u6709\u6c92\u6709\u53ef\u80fd\u4e0d\u9700\u8981\u9019\u9ebc\u6703\u300c\u601d\u8003\u300d\uff0c\u4e5f\u80fd\u5920\u505a\u4e00\u500b\u6210\u529f\u7684\u6295\u8cc7\u4eba\uff1f<br>\u6211\u7684\u610f\u601d\u662f\uff0c\u5982\u679c\u601d\u8003\u90a3\u9ebc\u91cd\u8981\uff0c\u5225\u5fd8\u4e86\uff0c\u601d\u8003\u4e4b\u524d\uff0c\u9084\u8981\u6536\u96c6\u5230\u8db3\u5920\u7684\u8cc7\u6599\u4f86\u95b1\u8b80\uff0c\u800c\u4e14\u9084\u8981\u80fd\u8b80\u61c2\u6240\u8490\u96c6\u7684\u8cc7\u8a0a\u624d\u80fd\u6df1\u5ea6\u7684\u601d\u8003\uff0c\u9019\u4e9b\u4e8b\u60c5\u96c6\u5408\u8d77\u4f86\uff0c\u8b93\u300c\u6210\u529f\u6295\u8cc7\u300d\u8b8a\u6210\u6975\u5ea6\u56f0\u96e3\u7684\u5de5\u4f5c\uff08\u4f60\u60f3\u60f3\u770b\uff0c\u6709\u591a\u5c11\u4eba\u771f\u6b63\u80fd\u8b80\u61c2\u300c\u8ca1\u52d9\u5831\u8868\u300d\uff1f\u53c8\u6709\u591a\u5c11\u4eba\u771f\u6b63\u6709\u80fd\u529b\u4e86\u89e3\u81ea\u5df1\u6240\u6295\u8cc7\u7684\u4f01\u696d\uff1f\uff09\u3002<br>\u4e8b\u5be6\u4e0a\uff0c\u6295\u8cc7\u9019\u9ebc\u56f0\u96e3\uff0c\u96e3\u602a\u5df4\u83f2\u7279\u5efa\u8b70\u5927\u591a\u6578\u4eba\u61c9\u8a72\u53ea\u8981\u6295\u8cc7\u300c\u6307\u6578\u578b\u57fa\u91d1\u300d\u5c31\u597d\u3002\u800c\u4e14\uff0c\u6211\u8a8d\u70ba\uff0c\u9664\u4e86\u5c11\u6578\u5c08\u696d\u7684\u6295\u8cc7\u4eba\u5916\uff0c\u95b1\u8b80\u4f60\u90e8\u843d\u683c\u6587\u7ae0\u7684\u5927\u591a\u6578\u4eba\uff0c\u5982\u679c\u770b\u4e0d\u61c2\u8ca1\u5831\uff0c\u5982\u679c\u4e0d\u80fd\u7368\u7acb\u601d\u8003\uff0c\u6839\u672c\u5c31\u4e0d\u8a72\u6295\u8cc7\u500b\u80a1\uff0c\u4e0d\u662f\u55ce\uff1f<br>\u53ef\u662f\u845b\u516b\u6709\u767c\u73fe\u4e00\u4e9b\u4f8b\u5916\uff0c\u4e0d\u77e5\u9053\u4f60\u6709\u6c92\u6709\u807d\u904e\u6e05\u6f54\u5de5 Ronald James Read \u548c \u5c0f\u79d8\u66f8 Grace Groner \u7684\u6545\u4e8b\uff1f\u6211\u4e0d\u662f\u5f88\u78ba\u5b9a\u4ed6\u5011\u5169\u4f4d\u61c2\u4e0d\u61c2\u5f97\u8b80\u8ca1\u5831\u548c\u7b2c\u4e8c\u5c64\u601d\u8003\uff08probably not\uff01\uff09\uff0c\u4f46\u662f\u6211\u5f88\u78ba\u5b9a\u4ed6\u5011\u5169\u4f4d\u77e5\u9053\u53ea\u8981\u300c\u8cb7\u9032\u597d\u516c\u53f8\u7684\u80a1\u7968\u300d\u7136\u5f8c\u50bb\u50bb\u300c\u9577\u671f\u6301\u6709\u4e0d\u8981\u8ce3\u300d\uff0c\u9019\u6a23\u5c31\u6709\u6a5f\u6703\u81f4\u5bcc\uff08\u81f3\u5c11\u4ed6\u5011\u662f\u9019\u6a23\u505a\u7684\uff09\u3002<br>\u7576\u7136\uff0c\u771f\u5be6\u7684\u60c5\u6cc1\u6bd4\u9019\u8907\u96dc\uff0c\u6bd4\u5982\u8aaa\uff0c\u4e00\u5b9a\u6709\u4eba\u53ef\u4ee5\u8209\u51fa\u9577\u671f\u6301\u6709\u300c\u7576\u6642\u662f\u597d\u516c\u53f8\u300d\u7684\u80a1\u7968\u7136\u5f8c\u8b8a\u6210\u58c1\u7d19\u7684\u4f8b\u5b50\uff1b\u9084\u6709\u90a3\u8981\u6301\u6709\u5e7e\u5bb6\u516c\u53f8\u2026. \u7b49\u7b49\u9019\u4e9b\u6280\u8853\u4e0a\u7684\u554f\u984c\u3002<br>\u6211\u60f3\u8981\u8aaa\u7684\u662f\uff0c\u5982\u679c\u8981\u300c\u770b\u5f97\u61c2\u8ca1\u5831\u300d\u3001\u300c\u6df1\u5ea6\u601d\u8003\u300d\u624d\u80fd\u6295\u8cc7\uff0c\u845b\u516b\u89ba\u5f97\u5c0d\u8a31\u591a\u4eba\u4f86\u8aaa\uff0c\u662f\u975e\u5e38\u4e0d\u516c\u5e73\u7684\u4e8b\u3002<br>\u6211\u5011\u6709\u6c92\u6709\u53ef\u80fd\u53ea\u8981\u6559\u5927\u5bb6\u300c\u90a3\u4e9b\u662f\u53ef\u4ee5\u9577\u671f\u6301\u6709\u7684\u597d\u516c\u53f8\u300d\uff0c\u8b93\u6709\u8010\u5fc3\u3001\u57f7\u8457\u529b\u7684\u4e00\u822c\u5927\u773e\uff0c\u6709\u7d00\u5f8b\u7684\u57f7\u884c\u300cbuy right and hold on\u300d\u7684\u7b56\u7565\uff08\u4ed6\u5011\u81ea\u5df1\u53bb\u57f7\u884c coffee can portofolio\uff09\uff0c\u5c31\u50cf\u7a2e\u6a39\u4e00\u6a23\uff0c15 \u5e74\u300120 \u5e74\u4ee5\u5f8c\uff0c\u9019\u4e9b\u6709\u8010\u5fc3\u7684\u4eba\u4e5f\u80fd\u4eab\u53d7\u8ca1\u5bcc\u500d\u6578\u5927\u8e8d\u9032\u7684\u6a5f\u6703\u3002<br>\u7562\u7adf\u77e5\u9053\u300c\u90a3\u4e9b\u662f\u53ef\u4ee5\u6301\u6709 15-20 \u5e74\u7684\u597d\u516c\u53f8\u300d\u662f\u76f8\u5c0d\u5bb9\u6613\u7684\uff0cAndy \u4f60\u61c9\u8a72\u96a8\u53e3\u53ef\u4ee5\u8aaa\u51fa\u4e00\u5806\u5206\u4eab\u7d66\u5927\u5bb6\u3002<br>\u9019\u6a23\u7684\u6295\u8cc7\u4eba\uff0c\u4ed6\u53ea\u8981\u505a\u5169\u4ef6\u4e8b\uff0c\u300c\u77e5\u9053\u90a3\u4e9b\u516c\u53f8\u53ef\u4ee5\u6295\u8cc7 10-20 \u5e74\u300d\uff0c\u300c\u8cb7\u9032\u4e0d\u8981\u8ce3\u300d\uff0c\u6700\u591a\u518d\u52a0\uff1a\u5206\u6563\u8cb7\u9032 5-10 \u5bb6\u9019\u985e\u578b\u516c\u53f8\u3002\u9019\u6a23\u505a\uff0c\u4e00\u822c\u4eba\u4e0d\u7528\u770b\u61c2\u8ca1\u5831\uff0c\u4e0d\u7528\u6df1\u5c64\u601d\u8003\uff0c\u4e0d\u7528\u88ab\u57fa\u91d1\u516c\u53f8\u62bd\u53d6\u624b\u7e8c\u8cbb\uff0c\u4e0d\u6703\u6709\u57fa\u91d1\u516c\u53f8 protofolio rebalancing \u62c9\u4f4e\u7e3e\u6548\u7684\u5f71\u97ff\uff0c\u4e0d\u9700\u8981\u56e0\u70ba\u8cb7\u9032\/\u8ce3\u51fa\u7e73\u7a05\u7d66\u653f\u5e9c\u3002<br>Andy, \u4f60\u89ba\u5f97\u4e00\u822c\u4eba\u57f7\u884c\u9019\u6a23\u7684\u7b56\u7565\uff0c\u81f4\u5bcc\u6a5f\u7387\u9ad8\u55ce\uff1f\uff08\u62b1\u6b49\uff0c\u6587\u7ae0\u5f88\u9577\uff09\u3002<\/em><\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/www.granitefirm.com\/blog\/wp-content\/uploads\/2022\/09\/Freepik-1600x1200-7.jpg\" alt=\"\u601d\u8003\" class=\"wp-image-25270\"\/><figcaption>credit: Freepik<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Andy%E7%9A%84%E5%9B%9E%E6%87%89%EF%BC%9A\"><\/span>Andy\u7684\u56de\u61c9\uff1a<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u95dc\u65bc\u60a8\u5728\u60a8\u7684\u6587\u7ae0\u4e2d\u7684\u770b\u6cd5:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>\u60a8\u7684\u6574\u7bc7\u6587\u7ae0\u7684\u770b\u6cd5\u5be6\u5728\u5f88\u597d\uff0c\u6211\u540c\u610f\u60a8\u7684\u89c0\u9ede\u3002<\/li><li>\u6211\u4e4b\u6240\u4ee5\u5beb\u5f97\u5f88\u56b4\u5bc6\uff08\u8a73\u60c5\u53ef\u53c3\u898b\u6211\u90e8\u843d\u683c\u6587\u7ae0\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2021\/05\/25\/%e6%88%90%e5%8a%9f%e6%8a%95%e8%b3%87%e4%b8%89%e6%ad%a5%e6%9b%b2%e7%9a%84%e5%bf%85%e8%a6%81%e6%a2%9d%e4%bb%b6%ef%bc%9a%e6%8a%95%e8%b3%87%e5%8a%9f%e8%aa%b2%e8%87%aa%e5%b7%b1%e4%bd%9c\/\">\u6210\u529f\u6295\u8cc7\u4e09\u6b65\u66f2\u7684\u5fc5\u8981\u689d\u4ef6<\/a>\u300b)\uff0c\u4e3b\u8981\u662f\u60f3\u8b93\u6709\u5fc3\u9577\u671f\u5f9e\u4e8b\u80a1\u5e02\u6295\u8cc7\u7684\u4eba\u6709\u9577\u671f\uff0c\u7d93\u904e\u8a31\u591a\u6210\u529f\u5927\u5e2b\u9a57\u8b49\uff0c\u4e14\u80fd\u5927\u7372\u6210\u529f\u7684\u8def\u5f91\u5716\u3002<\/li><li>\u60a8\u7684\u78ba\u9ede\u51fa\u300c\u9577\u671f\u6295\u8cc7\u624d\u662f\u91cd\u9ede\u300d\uff0c\u5728\u6211\u90e8\u843d\u683c\u6587\u7ae0\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2021\/06\/21\/%e7%82%ba%e4%bd%95%e9%9c%80%e8%a6%81%e9%80%b2%e8%a1%8c%e9%95%b7%e6%9c%9f%e6%8a%95%e8%b3%87%ef%bc%9f\/\">\u70ba\u4f55\u9700\u8981\u9032\u884c\u9577\u671f\u6295\u8cc7\uff1f<\/a>\u300b\u7684\u6700\u5f8c\u4e00\u53e5\uff0c\u6211\u7279\u5730\u5beb\u4e86\u4e00\u53e5\u7d50\u8a9e\u300c\u6700\u5f8c\uff0c\u4e00\u751f\u53ea\u8981\u9078\u5c0d\u5169\u4e09\u652f\u80a1\u7968\u5c31\u80fd\u4f7f\u4f60\u975e\u5e38\u6709\u9322\uff1b \u4e0d\u7528\u6301\u6709\u592a\u591a\u80a1\u7968\uff0c\u4f46\u662f\u524d\u63d0\u662f\u8981\u9577\u671f\u6301\u6709\uff0c\u4e0d\u7136\u4efb\u4f55\u98c6\u80a1\u6c38\u9060\u90fd\u53ea\u6703\u662f\u4f60\u7684\u66fe\u7d93\uff08\u64c1\u6709\uff09\u3002\u300d<\/li><li>\u5982\u679c\u5728\u5be6\u969b\u7684\u60c5\u5f62\u4e0b\uff08\u5982\u60a8\u6587\u4e2d\u6240\u8a00\u7684\u60c5\u5f62\uff09\uff0c\u7121\u6cd5\u63a1\u7528\u4e3b\u52d5\u5f0f\u9078\u80a1\uff0c\u53ef\u4ee5\u7701\u53bb\u5927\u91cf\u7684\u5fc3\u529b\uff0c\u8f03\u7b26\u5408\u591a\u6578\u4eba\u7684\u53ef\u64cd\u4f5c\u6027\u3002\u6211\u500b\u4eba\u5728\u90e8\u843d\u683c\u4e0d\u5c11\u6587\u7ae0\u88e1\u9762\uff0c\u6216\u662f\u6709\u6a5f\u6703\u548c\u670b\u53cb\u8ac7\u5230\u6295\u8cc7\u80a1\u7968\uff0c\u5927\u90e8\u4efd\u7684\u4eba\u6211\u90fd\u52f8\u4ed6\u5011\u53bb\u8cb7\u8ffd\u8e64\u5927\u76e4\u7684ETF\uff0c\u4efb\u4f55\u60c5\u5f62\u4e0b\u653e\u8457\u90fd\u4e0d\u8981\u8ce3\uff0c\u7406\u7531\u6b63\u662f\u5982\u6b64\uff0c\u4f46\u9858\u610f\u807d\u9032\u53bb\u7684\u4eba\u4f3c\u4e4e\u4e26\u4e0d\u591a\u3002<\/li><li>\u662f\u7684\uff0c\u5c0d\u65bc\u6709\u81ea\u4fe1\u60f3\u81ea\u884c\u4e3b\u52d5\u9078\u80a1\u53c8\u4e0d\u9858\u6295\u8cc7ETF\u7684\u670b\u53cb\uff0c\u6211\u90e8\u843d\u683c\u6587\u7ae0\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2021\/08\/12\/%e5%a5%bd%e7%9a%84%e4%bc%81%e6%a5%ad%e9%9d%9e%e5%b8%b8%e7%bd%95%e8%a6%8b\/\">\u597d\u4f01\u696d\u5f88\u7f55\u898b\uff0c\u5169\u5230\u4e09\u5bb6\u5c31\u6703\u4f7f\u4f60\u975e\u5e38\u5bcc\u6709<\/a>\u300b\u7684\u60f3\u6cd5\u6b63\u662f\u5982\u6b64\uff0c\u53ea\u8981\u9078\u4e2d\u503c\u5f97\u6295\u8cc7\u7684\u516c\u53f8\uff0c\u6301\u7e8c\u8cb7\u5165\uff0c\u4e0d\u5fc5\u8003\u616e\u4f55\u6642\u8ce3\uff0c\u4e00\u5b9a\u80fd\u81f4\u5bcc\uff0c\u9019\u6a23\u7684\u516c\u53f8\u4e0d\u4e00\u5b9a\u662f\u65b0\u4e0a\u5e02\u7684\u516c\u53f8\uff08\u525b\u4e0a\u5e02\u7684\uff0c\u6211\u53cd\u800c\u52f8\u5927\u5bb6\u4e0d\u8981\u53bb\u78b0\uff09\uff0c\u4ed4\u7d30\u7814\u7a76\uff0c\u5e02\u5834\u4e0a\u9084\u5f88\u591a\uff0c\u4f46\u5927\u591a\u6578\u4eba\u90fd\u8a8d\u70ba\u662f\u4e0a\u5e02\u5df2\u4e45\uff0c\u5e02\u503c\u592a\u9ad8\uff0c\u80a1\u50f9\u592a\u9ad8\u7b49\u7406\u7531\uff0c\u53cd\u800c\u4e0d\u9858\u610f\u53bb\u6301\u6709\uff0c\u9019\u9ede\u5f88\u53ef\u60dc\u3002\u6211\u5728\u8a31\u591a\u6587\u7ae0\u4e2d\u90fd\u63d0\u904e\uff0c\u597d\u7684\u516c\u53f8\uff0c\uff13\u5e74\uff15\u5e74\u5f8c\u90fd\u9084\u662f\u597d\u516c\u53f8\uff0c\u56e0\u70ba\u5224\u65b7\u80fd\u5e6b\u6295\u8cc7\u4eba\u81f4\u5bcc\u7684\u597d\u516c\u53f8\uff0c\u90fd\u4e00\u5b9a\u662f\u80fd\u9577\u671f\u5b58\u5728\u7684\u516c\u53f8\uff0c\u9019\u9ede\u4f3c\u4e4e\u88ab\u8a31\u591a\u4eba\u5ffd\u7565\u4e86\u3002<\/li><li>\u5341\u591a\u5e74\u524d\u6211\u8b80\u904e\u5e02\u9762\u4e0a\u7684\u4e00\u672c\u66f8\u300a<a href=\"https:\/\/www.books.com.tw\/products\/0010389413?sloc=main\" target=\"_blank\" rel=\"noreferrer noopener\">\u6210\u9577\u80a1\u6295\u8cc7\u65e5\u8a18 \u661f\u5df4\u514b\u7684\u4e00\u5e74<\/a>\u300b\uff0c\u5728\u8ac7\u8cb7\u9032\u661f\u5df4\u514b\uff0c\u4f5c\u8005\u80cc\u5f8c\u7684\u7528\u610f\u6b63\u662f\u5982\u6b64\u3002\u4e00\u822c\u4eba\uff0c\u5373\u4f7f\u4e0d\u8cb7ETF\uff0c\u8cb7\u9032\u661f\u5df4\uff08\u7f8e\u80a1\u4ee3\u78bc\uff1aSBUX\uff09\u6216\u8010\u5409\uff08\u7f8e\u80a1\u4ee3\u78bc\uff1aNKE\uff09\u9019\u7a2e\u516c\u53f8\u7684\u80a1\u7968\uff0c\u9577\u671f\u800c\u8a00\uff0c\u662f\u80fd\u6210\u529f\u81f4\u5bcc\u7684\uff0c\u800c\u4e14\u4e5f\u4e0d\u7528\u8cb7\u592a\u591a\u5bb6\uff0c2-3\u5bb6\u5c31\u5920\u4e86\u3002\u4f46\u5982\u60a8\u6240\u8a00\uff0c\u524d\u662f\u662f\u8981\u9577\u671f\u6301\u6709\uff0c\u6301\u7e8c\u8cb7\u9032\uff0c\u4e0d\u8981\u7406\u6703\u5e02\u5834\u4e0a\u7684\u77ed\u671f\u566a\u97f3\uff0c\u4e0d\u8981\u8ce3\uff0c\u7528\u529b\u8cb7\u3002<\/li><li>\u6e05\u6f54\u5de5Ronald James Read \u548c \u5c0f\u79d8\u66f8Grace Groner\uff0c\u662f\u7684\uff0c\u6211\u5728\u300a<a href=\"https:\/\/www.books.com.tw\/products\/0010889106?sloc=main\" data-type=\"URL\" data-id=\"https:\/\/www.books.com.tw\/products\/0010889106?sloc=main\" target=\"_blank\" rel=\"noopener\">\u8d85\u7d1a\u6210\u9577\u80a1\u6295\u8cc7\u6cd5\u5247<\/a>\u300b\u66f8\u4e2d\u7b2c\u4e00\u7ae0\uff0823\u9801\u548c25\u9801\uff09\u8209\u7684\u4e09\u500b\u6563\u6236\u9577\u671f\u6295\u8cc7\u6210\u529f\u7684\u6848\u4f8b\uff0c\u4ed6\u5011\u5169\u4f4d\u662f\u6b63\u662f\u60a8\u6240\u63d0\u7684\u4e09\u4f4d\u4e2d\u7684\u5169\u4f4d\u3002<\/li><\/ul>\n\n\n\n<p>\u6700\u5f8c\uff0c\u8b1d\u8b1d\u60a8\u7684\u9019\u7bc7\u6587\u7ae0\u7559\u8a00\uff0c\u8b93\u8a31\u591a\u670b\u7372\u76ca\uff0c\u7576\u7136\u5305\u62ec\u6211\u81ea\u5df1\u3002<\/p>\n\n\n\n<p>\u6700\u7c21\u55ae\u7684\u5c31\u662f\u4e0d\u8981\u300c\u4eba\u4e91\u4ea6\u4e91 \u300d\u3002<\/p>\n\n\n\n<p><em>\u91cd\u8981\u8072\u660e<\/em><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><em>\u672c\u7ad9\u5167\u5bb9\u70ba\u4f5c\u8005\u500b\u4eba\u610f\u898b\uff0c\u50c5\u4f9b\u53c3\u8003\uff0c\u672c\u4eba\u4e0d\u5c0d\u6587\u7ae0\u5167\u5bb9\u3001\u8cc7\u6599\u4e4b\u6b63\u78ba\u6027\u3001\u770b\u6cd5\u3001\u8207\u5373\u6642\u6027\u8ca0\u4efb\u4f55\u8cac\u4efb\uff0c\u8b80\u8005\u8acb\u52d9\u5fc5\u81ea\u884c\u5224\u65b7\u3002<\/em><\/li><li><em>\u5c0d\u65bc\u8b80\u8005\u76f4\u63a5\u6216\u9593\u63a5\u4f9d\u8cf4\u4e26\u53c3\u8003\u672c\u7ad9\u8cc7\u8a0a\u5f8c\uff0c\u63a1\u53d6\u4efb\u4f55\u6295\u8cc7\u884c\u70ba\u6240\u5c0e\u81f4\u4e4b\u76f4\u63a5\u6216\u9593\u63a5\u640d\u5931\uff0c\u6216\u56e0\u6b64\u7522\u751f\u4e4b\u4e00\u5207\u8cac\u4efb\uff0c\u672c\u4eba\u5747\u4e0d\u8ca0\u4efb\u4f55\u640d\u5bb3\u8ce0\u511f\u53ca\u5176\u4ed6\u6cd5\u5f8b\u4e0a\u4e4b\u8cac\u4efb\u3002<\/em><\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>\u845b\u516b\u5148\u751f\u95dc\u65bc\u300a\u601d\u8003\u4e0d\u80fd\u5916\u5305\u300b\u4e00\u6587\u7684\u7cbe\u5f69\u770b\u6cd5. \u845b\u516b\u5148\u751f\u6240\u6307\u7684\u539f\u6587\u8acb\u9ede\u9078\u300a\u601d\u8003\u4e0d\u80fd\u5916\u5305\u300b\u3002<\/p>\n","protected":false},"author":1,"featured_media":25266,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[629,178,788,32,53,30],"tags":[428,109,110],"class_list":["post-9359","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-thinking","category-etf","category-other-articles","category-growth-investing","category-investing-books","category-long-term-investing","tag-etf","tag-nke","tag-sbux"],"_links":{"self":[{"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/posts\/9359","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/comments?post=9359"}],"version-history":[{"count":0,"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/posts\/9359\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/media\/25266"}],"wp:attachment":[{"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/media?parent=9359"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/categories?post=9359"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.granitefirm.com\/blog\/wp-json\/wp\/v2\/tags?post=9359"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}