{"id":98,"date":"2021-05-13T10:53:00","date_gmt":"2021-05-13T02:53:00","guid":{"rendered":"http:\/\/www.granitefirm.com\/blog\/?p=98"},"modified":"2025-11-30T10:34:19","modified_gmt":"2025-11-30T02:34:19","slug":"%e8%a6%81%e8%a8%98%e4%b8%8b%e9%82%a3%e4%ba%9b%e6%8a%95%e8%b3%87%e8%a8%98%e9%8c%84%e5%92%8c%e8%b3%87%e6%96%99","status":"publish","type":"post","link":"https:\/\/www.granitefirm.com\/blog\/blog\/2021\/05\/13\/%e8%a6%81%e8%a8%98%e4%b8%8b%e9%82%a3%e4%ba%9b%e6%8a%95%e8%b3%87%e8%a8%98%e9%8c%84%e5%92%8c%e8%b3%87%e6%96%99\/","title":{"rendered":"\u6295\u8cc7\u4eba\u9808\u8a18\u4e0b\u90a3\u4e9b\u6295\u8cc7\u8a18\u9304\u548c\u8cc7\u6599\uff1f\u70ba\u4ec0\u9ebc\uff1f"},"content":{"rendered":"\n<p>\u60f3\u8981\u53d6\u5f97\u9577\u671f\u4e14\u6210\u529f\u7684\u6295\u8cc7\u5831\u916c\uff0c\u8a18\u9304\u81ea\u5df1\u6295\u8cc7\u751f\u6daf\u7684\u6240\u6709\u6295\u8cc7\u8a18\u9304\u548c\u8cc7\u6599\u662f\u4e0d\u53ef\u6216\u7f3a\u7684\u6210\u529f\u56e0\u7d20\u4e4b\u4e00\u3002\u62dc\u73fe\u4ee3\u79d1\u6280\u767c\u9054\u4e4b\u8cdc\uff0c\u9019\u6a23\u7684\u7684\u5de5\u4f5c\u8b8a\u5f97\u66f4\u70ba\u5bb9\u6613\uff0c\u4e5f\u53ef\u4ee5\u4f7f\u9019\u9805\u5de5\u4f5c\u9032\u884c\u5f97\u66f4\u6709\u6548\u7387\u3002<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"\u986f\u793a\/\u96b1\u85cf\u5167\u5bb9\u76ee\u9304\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #ffffff;color:#ffffff\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #ffffff;color:#ffffff\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2021\/05\/13\/%e8%a6%81%e8%a8%98%e4%b8%8b%e9%82%a3%e4%ba%9b%e6%8a%95%e8%b3%87%e8%a8%98%e9%8c%84%e5%92%8c%e8%b3%87%e6%96%99\/#%E5%BF%85%E9%A0%88%E8%A8%98%E9%8C%84%E7%9A%84%E5%85%A7%E5%AE%B9\" >\u5fc5\u9808\u8a18\u9304\u7684\u5167\u5bb9<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2021\/05\/13\/%e8%a6%81%e8%a8%98%e4%b8%8b%e9%82%a3%e4%ba%9b%e6%8a%95%e8%b3%87%e8%a8%98%e9%8c%84%e5%92%8c%e8%b3%87%e6%96%99\/#%E7%82%BA%E4%BB%80%E9%BA%BC%E8%A6%81%E8%A8%98%E9%8C%84%EF%BC%9F\" >\u70ba\u4ec0\u9ebc\u8981\u8a18\u9304\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2021\/05\/13\/%e8%a6%81%e8%a8%98%e4%b8%8b%e9%82%a3%e4%ba%9b%e6%8a%95%e8%b3%87%e8%a8%98%e9%8c%84%e5%92%8c%e8%b3%87%e6%96%99\/#%E4%B8%8D%E8%A8%98%E9%8C%84%E6%8A%95%E8%B3%87%E4%B8%8D%E5%8F%AF%E8%83%BD%E6%88%90%E5%8A%9F\" >\u4e0d\u8a18\u9304\u6295\u8cc7\u4e0d\u53ef\u80fd\u6210\u529f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2021\/05\/13\/%e8%a6%81%e8%a8%98%e4%b8%8b%e9%82%a3%e4%ba%9b%e6%8a%95%e8%b3%87%e8%a8%98%e9%8c%84%e5%92%8c%e8%b3%87%e6%96%99\/#%E5%8D%93%E8%B6%8A%E6%98%AF%E7%BF%92%E6%85%A3%E7%9A%84%E9%A4%8A%E6%88%90\" >\u5353\u8d8a\u662f\u7fd2\u6163\u7684\u990a\u6210<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2021\/05\/13\/%e8%a6%81%e8%a8%98%e4%b8%8b%e9%82%a3%e4%ba%9b%e6%8a%95%e8%b3%87%e8%a8%98%e9%8c%84%e5%92%8c%e8%b3%87%e6%96%99\/#%E7%B5%90%E8%AB%96\" >\u7d50\u8ad6<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2021\/05\/13\/%e8%a6%81%e8%a8%98%e4%b8%8b%e9%82%a3%e4%ba%9b%e6%8a%95%e8%b3%87%e8%a8%98%e9%8c%84%e5%92%8c%e8%b3%87%e6%96%99\/#%E7%9B%B8%E9%97%9C%E6%96%87%E7%AB%A0\" >\u76f8\u95dc\u6587\u7ae0<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading has-medium-font-size\"><span class=\"ez-toc-section\" id=\"%E5%BF%85%E9%A0%88%E8%A8%98%E9%8C%84%E7%9A%84%E5%85%A7%E5%AE%B9\"><\/span><strong>\u5fc5\u9808\u8a18\u9304\u7684\u5167\u5bb9 <\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u800c\u4ee5\u4e0b\u9019\u4e9b\u6771\u897f\uff0c\u5247\u662f\u6bcf\u500b\u6295\u8cc7\u4eba\u90fd\u5fc5\u9808\u8a18\u9304\u7684\u5167\u5bb9\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u6295\u8cc7\u751f\u6daf\u7684\u6bcf\u7b46\u8cb7\u4eba\u548c\u8ce3\u51fa\u7684\u8a18\u9304\uff1a\u9019\u662f\u6700\u91cd\u8981\u7684\u4e00\u9805\uff0c\u6240\u6709\u6295\u8cc7\u4eba\u90fd\u4e00\u5b9a\u90fd\u8981\u505a\u7684\u5de5\u4f5c\uff0c\u800c\u4e14\u8981\u5b9a\u671f\u6aa2\u8996\u3002\u9019\u6a23\u505a\u6709\u5f88\u591a\u7684\u597d\u8655\uff1a\u63d0\u9192\u81ea\u5df1\u662f\u5426\u504f\u96e2\u81ea\u5df1\u7684\u6295\u8cc7\u539f\u5247\u548c\u6301\u80a1\u7b56\u7565\u3001\u662f\u5426\u4e00\u518d\u72af\u540c\u6a23\u7684\u932f\u8aa4\u3001\u662f\u5426\u4ea4\u6613\u904e\u591a\u3001\u6709\u6c92\u6709\u9055\u53cd\u81ea\u5df1\u8a02\u4e0b\u7684\u7981\u5fcc\uff1f\u4ee5\u53ca\u6700\u91cd\u8981\u7684\u662f\u53ef\u4ee5\u62ff\u4f86\u9032\u884c\u8cc7\u6599\u7684\u5206\u6790\uff0c\u6216\u662f\u8a08\u7b97\u81ea\u5df1\u7684\u6295\u8cc7\u5831\u916c\u7387\u3002<\/li>\n\n\n\n<li>\u6b77\u5e74\u7684\u6295\u8cc7\u5831\u916c\u7387\uff1a\u96d6\u7136\u6211\u662f\u9577\u671f\u6295\u8cc7\u7684\u64c1\u8b77\u8005\uff0c\u4f46\u4e5f\u4e0d\u80fd\u56e0\u6b64\u5c31\u5ffd\u7565\u6bcf\u9694\u4e00\u6bb5\u56fa\u5b9a\u7684\u671f\u9593\uff08\u81f3\u5c11\u6bcf\u5e74\u8981\u505a\u4e00\u6b21\uff09\u8981\u5b9a\u671f\u6aa2\u8996\u81ea\u5df1\u7684\u6295\u8cc7\u5831\u916c\u7387\uff0c\u85c9\u4ee5\u67e5\u770b\u81ea\u5df1\u5c0d\u5831\u916c\u7387\u662f\u5426\u6eff\u610f\uff1f\u548c<a href=\"https:\/\/www.investopedia.com\/ask\/answers\/042415\/what-average-annual-return-sp-500.asp\" target=\"_blank\" rel=\"noreferrer noopener\">\u5e02\u5834\u5927\u76e4\u76f8\u6bd4\u7684\u5831\u916c<\/a>\u5982\u4f55\uff1f\u4ee5\u53ca\u627e\u51fa\u8a72\u671f\u9593\u5831\u916c\u8f03\u4f73\u548c\u8f03\u5dee\u7684\u500b\u80a1\uff0c\u9019\u6a23\u5b50\u5c31\u5f88\u5bb9\u6613\u5ba2\u89c0\u5730\u770b\u51fa\u81ea\u5df1\u7684\u80fd\u529b\u5708\u4e86\u3002<\/li>\n\n\n\n<li>\u81ea\u5df1\u7684\u6295\u8cc7\u539f\u5247\u548c\u6301\u80a1\u7b56\u7565\uff1a\u6295\u8cc7\u539f\u5247\u548c\u6301\u80a1\u7b56\u7565\u5fc5\u9808\u5beb\u4e0b\u4f86\uff0c\u66f8\u9762\u5316\uff1b\u6700\u597d\u80fd\u7528\u7c21\u55ae\u7684\u5e7e\u9ede\u689d\u5217\u5316\uff0c\u96a8\u6642\u63d0\u9192\u81ea\u5df1\u3002<\/li>\n\n\n\n<li>\u89c0\u5bdf\u540d\u55ae\uff1a\u96a8\u6642\u6e96\u5099\u4e00\u4efd\u81ea\u5df1\u4e2d\u610f\uff0c\u800c\u4e14\u7d93\u904e\u5fb9\u5e95\u7814\u7a76\u7684\u80a1\u7968\u540d\u55ae\uff1b\u4ee5\u4fbf\u81ea\u5df1\u53ef\u4ee5\u5728\u9069\u7576\u7684\u6642\u6a5f\u8cb7\u5165\u6216\u9032\u884c\u52a0\u78bc\u3002\u6210\u529f\u7684\u6295\u8cc7\u4eba\u7684\u8cb7\u5165\u548c\u8ce3\u51fa\u6301\u80a1\uff0c\u4e00\u822c\u800c\u8a00\uff0c\u90fd\u4e0d\u6703\u662f\u96a8\u610f\u800c\u884c\u7684\uff1b\u4ed6\u5011\u901a\u5e38\u90fd\u6703\u4e00\u4efd\u5c6c\u65bc\u81ea\u5df1\u7684\u89c0\u5bdf\u540d\u55ae\u3002\u5c31\u50cf\u6211\u5011\u505a\u4efb\u4f55\u4e8b\u4e00\u6a23\uff0c\u7d93\u904e\u8a08\u5283\u548c\u8a73\u52a0\u601d\u8003\u904e\u7684\uff0c\u51fa\u932f\u7684\u6a5f\u6703\u6216\u5931\u6557\u7684\u6a5f\u7387\u7e3d\u662f\u80fd\u964d\u5230\u6700\u4f4e\u3002<\/li>\n\n\n\n<li>\u81ea\u5df1\u6301\u80a1\u7684\u4f01\u696d\u5831\u544a\uff1a\u81ea\u5df1\u53ef\u4ee5\u60f3\u50cf\u662f\u83ef\u723e\u8857\u7684\u5206\u6790\u5e2b\uff0c\u91dd\u5c0d\u81ea\u5df1\u7684\u6bcf\u6a94\u6301\u80a1\u5beb\u4e00\u4efd\u7d66\u81ea\u5df1\u770b\u7684\u6295\u8cc7\u5831\u544a\u3002\u5167\u5bb9\u548c\u8a73\u7d30\u7684\u7a0b\u5ea6\u53ef\u4ee5\u56e0\u4eba\u800c\u7570\uff0c\u96a8\u6642\u66f4\u65b0\u5167\u5bb9\uff0c\u9019\u6a23\u81ea\u5df1\u5c31\u53ef\u4ee5\u7acb\u5373\u67e5\u95b1\u3002\u60a8\u53ef\u4ee5\u53c3\u8003\u6211\u5728<a href=\"https:\/\/www.books.com.tw\/products\/0010889106?sloc=main\" target=\"_blank\" rel=\"noopener\">\u300a\u8d85\u7d1a\u6210\u9577\u80a1\u6295\u8cc7\u6cd5\u5247\u300b<\/a>\u4e00\u66f8\u7684\u4e2d4-5\u5c0f\u7bc0\uff0c316\u9801\u7684\u8aaa\u660e\u3002<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading has-medium-font-size\"><span class=\"ez-toc-section\" id=\"%E7%82%BA%E4%BB%80%E9%BA%BC%E8%A6%81%E8%A8%98%E9%8C%84%EF%BC%9F\"><\/span><strong>\u70ba\u4ec0\u9ebc\u8981\u8a18\u9304\uff1f<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u6211\u7684\u7406\u7531\u5982\u4e0b\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u56e0\u70ba\u60a8\u4e00\u5b9a\u6703\u5fd8\u8a18\uff1a\u6216\u8a31\u6709\u4eba\u8a8d\u70ba\u81ea\u5df1\u7684\u8a18\u6027\u5920\u597d\uff0c\u6216\u8005\u662f\u81ea\u5df1\u7684\u6295\u8cc7\u539f\u5247\u975e\u5e38\u7c21\u55ae\uff0c\u4e0d\u9808\u8981\u82b1\u6642\u9593\u8a18\u9304\u4e0b\u4f86\u3002<\/li>\n\n\n\n<li>\u79d1\u6280\u767c\u9054\uff1a\u73fe\u5728\u624b\u6a5f\u548c\u96f2\u7aef\u5de5\u5177\u767c\u9054\uff0c\u96a8\u6642\u90fd\u53ef\u4ee5\u627e\u5230\u96f6\u788e\u7684\u6642\u9593\u96a8\u624b\u8a18\u9304\uff0c\u82b1\u4e0d\u4e86\u591a\u5c11\u6642\u9593\u3002<\/li>\n\n\n\n<li>\u5f37\u8feb\u601d\u8003\uff1a\u800c\u4e14\u5beb\u9019\u4e9b\u6771\u897f\u662f\u7d66\u81ea\u5df1\u770b\u7684\uff0c\u6211\u5f8c\u4f86\u767c\u73fe\u9019\u548c\u5beb\u66f8\u6216\u5beb\u90e8\u843d\u683c\u7684\u9053\u7406\u662f\u4e00\u6a23\u7684\uff1b\u56e0\u70ba\u8981\u5beb\u4e0b\u4f86\uff0c\u6240\u4ee5\u8981\u82b1\u6642\u9593\u53bb\u601d\u8003\uff0c\u5c31\u6703\u8b93\u6211\u66f4\u6df1\u5165\u601d\u7d22\u81ea\u5df1\u5beb\u4e0b\u7684\u5404\u7a2e\u554f\u984c\u3002<\/li>\n\n\n\n<li>\u6709\u5229\u65bc\u8cc7\u6599\u5206\u6790\uff1a\u800c\u4e14\u8cc7\u6599\u6587\u5b57\u548c\u6a94\u6848\u5316\u5f8c\uff0c\u9664\u4e86\u53ef\u4ee5\u77e5\u9053\u81ea\u5df1\u7684\u6295\u8cc7\u8868\u73fe\u5982\u4f55\u4e4b\u5916\uff0c\u5fc5\u8981\u6642\u6211\u5011\u53ef\u4ee5\u5229\u7528\u96fb\u8166\u4f86\u9032\u884c\u6578\u503c\u6bd4\u8f03\u3001\u641c\u7d22\u3001\u548c\u5206\u6790\u3002<\/li>\n\n\n\n<li>\u7e3e\u6548\u548c\u6bd4\u8f03\u7684\u57fa\u790e\uff1a\u53e6\u4e00\u9805\u5fc5\u9808\u8a18\u9304\u7684\u539f\u56e0\u662f\uff0c\u53ef\u4ee5\u62ff\u81ea\u5df1\u7684\u9019\u4e9b\u6771\u897f\u548c\u81ea\u5df1\u5d07\u62dc\u7684\u6295\u8cc7\u4eba\u9032\u884c\u6bd4\u8f03\uff1b\u6216\u662f\u9000\u800c\u6c42\u5176\u6b21\uff0c\u548c\u670b\u53cb\u6216\u540c\u597d\u5207\u78cb\u6216\u8a0e\u8ad6\u4ea4\u63db\u610f\u898b\u60f3\u6cd5\u6642\uff0c\u6709\u500b\u57fa\u672c\u7684\u4f9d\u64da\u3002<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"119\" height=\"128\" src=\"https:\/\/www.granitefirm.com\/blog\/wp-content\/uploads\/2022\/09\/pixabay-1600x1200-1.png\" alt=\"\u6295\u8cc7\u8a18\u9304\" class=\"wp-image-25575\"\/><figcaption class=\"wp-element-caption\">credit: pixabay<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading has-medium-font-size\"><span class=\"ez-toc-section\" id=\"%E4%B8%8D%E8%A8%98%E9%8C%84%E6%8A%95%E8%B3%87%E4%B8%8D%E5%8F%AF%E8%83%BD%E6%88%90%E5%8A%9F\"><\/span><strong>\u4e0d\u8a18\u9304\u6295\u8cc7\u4e0d\u53ef\u80fd\u6210\u529f<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u5982\u679c\u4e0d\u8a18\u9304\u60a8\u7684\u6295\u8cc7\u751f\u6daf\u91cd\u8981\u7684\u6578\u5b57\u3001\u65b9\u6cd5\u3001\u904e\u7a0b\uff1b\u6211\u5be6\u5728\u60f3\u4e0d\u51fa\u4f86\u6709\u4efb\u4f55\u7406\u7531\u53ef\u4ee5\u6210\u70ba\u4e00\u4f4d\u6210\u529f\u7684\u6295\u8cc7\u4eba\uff0c\u57fa\u672c\u4e0a\u6a5f\u7387\u662f\u96f6\u3002\u4e0d\u8a18\u9304\uff0c\u60a8\u5982\u4f55\u77e5\u9053\u81ea\u5df1\u6709\u6c92\u6709\u8cfa\u9322\uff1f\u8cfa\u4e86\u591a\u5c11\u9322\uff1f\u8ce0\u4e86\u591a\u5c11\uff1f\u7528\u7684\u65b9\u6cd5\u6709\u6548\u55ce\uff1f\u60a8\u548c\u5341\u5e74\u524d\u7684\u60a8\u6709\u4f55\u4e0d\u540c\uff1f\u9019\u4e9b\u91cd\u8981\u7684\u554f\u984c\u60a8\u6839\u672c\u5c31\u7b54\u4e0d\u51fa\u4f86\u3002<\/p>\n\n\n\n<p>\u95dc\u65bc\u9019\u4e8b\u7684\u91cd\u8981\u6027\uff0c\u5efa\u8b70\u60a8\u53ef\u4ee5\u53c3\u8003\u6211\u7684\u53e6\u4e00\u7bc7\u90e8\u843d\u683c\u6587\u7ae0\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2021\/07\/18\/%e5%a6%82%e4%bd%95%e8%a8%88%e7%ae%97%e6%8a%95%e8%b3%87%e5%a0%b1%e9%85%ac%e7%8e%87%ef%bc%9f\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u6295\u8cc7\u4eba\u8a72\u91cd\u8996\u7684\u662f\u5e74\u5316\u6295\u8cc7\u5831\u916c\u7387\uff08IRR\uff09<\/a>\u300b\u7684\u8aaa\u660e\u3002<\/p>\n\n\n\n<p>\u7e3d\u800c\u8a00\u4e4b\uff0c\u8a18\u9304\u81ea\u5df1\u7684\u6295\u8cc7\u9ede\u6ef4\uff0c\u4e0d\u50c5\u64cd\u4e4b\u5728\u5df1\uff0c\u66f4\u662f\u8b93\u6295\u8cc7\u4eba\u80fd\u529b\u63d0\u5347\u548c\u5831\u916c\u6539\u5584\u6700\u5feb\u7684\u65b9\u5f0f\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%8D%93%E8%B6%8A%E6%98%AF%E7%BF%92%E6%85%A3%E7%9A%84%E9%A4%8A%E6%88%90\"><\/span>\u5353\u8d8a\u662f\u7fd2\u6163\u7684\u990a\u6210<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u4e9e\u91cc\u65af\u591a\u5fb7\u8aaa\uff1a\u300c\u6211\u5011\u53cd\u8986\u505a\u7684\u4e8b\u60c5\u9020\u5c31\u4e86\u6211\u5011\u3002\u56e0\u6b64\uff0c\u5353\u8d8a\u4e0d\u662f\u4e00\u7a2e\u884c\u70ba\uff0c\u800c\u662f\u4e00\u7a2e\u7fd2\u6163\u3002\u300d<\/p>\n\n\n\n<p>\u5353\u8d8a\u4e26\u975e\u55ae\u4e00\u7684\u6210\u5c31\uff0c\u800c\u662f\u6301\u7e8c\u4e0d\u65b7\u7684\u3001\u6709\u610f\u8b58\u7684\u884c\u52d5\u7684\u7d50\u679c\u3002\u4e9e\u91cc\u65af\u591a\u5fb7\u63d0\u9192\u6211\u5011\uff0c\u5049\u5927\u9700\u8981\u65e5\u5fa9\u4e00\u65e5\u7684\u81ea\u5f8b\u548c\u91cd\u8907\u624d\u80fd\u57f9\u990a\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E7%B5%90%E8%AB%96\"><\/span>\u7d50\u8ad6<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u674e\u4f5b\u6469\u5728\u300a<a href=\"https:\/\/www.amazon.com\/How-Trade-Stocks-Jesse-Livermore\/dp\/0071469796\" target=\"_blank\" rel=\"noopener\">\u5091\u897f\uff0e\u674e\u4f5b\u6469\u80a1\u5e02\u64cd\u76e4\u8853(How to Trade in Stocks)<\/a>\u300b\u4e00\u66f8\u7684\u4e00\u958b\u59cb\u5c31\u8aaa\uff1a\u300c\u6210\u529f\u7684\u679c\u5be6\u5c07\u8207\u4f60\u89aa\u81ea\u4f5c\u8a18\u9304\u3001\u601d\u8003\u8207\u4f5c\u7d50\u8ad6\u7684\u8aa0\u5fc3\u8aa0\u610f\u76f4\u63a5\u6210\u6b63\u6bd4\u3002\u6211\u76f8\u4fe1\u4f60\u7e3d\u4e0d\u6703\u8070\u660e\u5230\u89aa\u81ea\u95b1\u8b80\u300e\u5982\u4f55\u4fdd\u6301\u5065\u7f8e\u300f\u4e00\u66f8\uff0c\u537b\u5c07\u904b\u52d5\u9019\u90e8\u5206\u4ea4\u7d66\u5225\u4eba\u4f86\u505a\u5427\uff01\u5207\u8a18\uff01\u7121\u8ad6\u5982\u4f55\u4e0d\u80fd\u5c07\u4f5c\u8a18\u9304\u7684\u5de5\u4f5c\u59d4\u7531\u4ed6\u4eba\u4ee3\u52de\u3002\u300d<br><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E7%9B%B8%E9%97%9C%E6%96%87%E7%AB%A0\"><\/span>\u76f8\u95dc\u6587\u7ae0<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.granitefirm.com\/blog\/stocks\/us-stocks\/%e5%a4%a7%e9%83%a8%e4%bb%bd%e6%8a%95%e8%b3%87%e4%ba%ba%e7%9a%84%e5%95%8f%e9%a1%8c%e5%9c%a8%e6%96%bc%e8%a7%80%e5%bf%b5%e5%92%8c%e5%bf%83%e7%90%86%ef%bc%8c%e4%b8%8d%e6%98%af%e9%81%b8%e8%82%a1\/\">\u300a\u5927\u90e8\u4efd\u6295\u8cc7\u4eba\u7684\u554f\u984c\u5728\u65bc\u89c0\u5ff5\u548c\u5fc3\u7406\uff0c\u4e0d\u662f\u9078\u80a1\u300b<\/a><\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2025\/01\/25\/%e6%8a%95%e8%b3%87%e5%a0%b1%e9%85%ac%e7%8e%87%e5%a5%bd%e4%b8%8d%e5%a5%bd%e7%9a%84%e6%aa%a2%e6%9f%a5%e6%b8%85%e5%96%ae\/\">\u6295\u8cc7\u5831\u916c\u7387\u597d\u4e0d\u597d\u7684\u6aa2\u67e5\u6e05\u55ae<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2021\/09\/10\/%E5%B8%B8%E8%A6%8B%E7%9A%84%E9%8C%AF%E8%AA%A4%E6%8A%95%E8%B3%87%E8%A7%80%E5%BF%B5%E5%92%8C%E8%BF%B7%E6%80%9D\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u503c\u5f97\u5546\u78ba\u7684\u6295\u8cc7\u89c0\u5ff5<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2021\/06\/25\/%E8%82%A1%E7%A5%A8%E6%8A%95%E8%B3%87%E5%A4%9A%E5%B9%B4%E5%8F%AA%E8%83%BD%E8%B3%BA%E5%B0%8F%E9%8C%A2%EF%BC%8C%E6%87%89%E5%A6%82%E4%BD%95%E6%94%B9%E5%96%84%EF%BC%9F\/\">\u6295\u8cc7\u591a\u5e74\u53ea\u8cfa\u5c0f\u9322\uff0c\u80fd\u6539\u5584\u55ce\uff1f<\/a>\u300b<\/li>\n\n\n\n<li><a href=\"https:\/\/www.granitefirm.com\/blog\/reference\/investing-books\/%E6%8A%95%E8%B3%87%E5%A4%9A%E5%B9%B4%E9%83%BD%E8%B3%BA%E4%B8%8D%E5%88%B0%E9%8C%A2%E8%A6%81%E6%80%8E%E9%BA%BC%E8%BE%A6%EF%BC%9F\/\">\u300a\u6295\u8cc7\u591a\u5e74\u90fd\u8cfa\u4e0d\u5230\u9322\u8981\u600e\u9ebc\u8fa6\uff1f\u300b<\/a><\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2021\/05\/04\/%E5%B9%B4%E8%BC%95%E4%BA%BA%E6%8A%95%E8%B3%87%E8%82%A1%E5%B8%82%E5%85%B7%E6%9C%89%E9%82%A3%E4%BA%9B%E5%84%AA%E5%8B%A2%EF%BC%9F\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u9664\u4e86\u9577\u671f\u8907\u5229\u5916\uff0c\u5e74\u8f15\u4eba\u6295\u8cc7\u80a1\u5e02\u9084\u5177\u6709\u54ea\u4e9b\u4ee4\u4eba\u7fa8\u6155\u7684\u8d85\u7d1a\u512a\u52e2\uff1f<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2021\/06\/10\/%E6%8A%95%E8%B3%87%E8%82%A1%E5%B8%82%E6%99%82%E7%9A%84%E6%95%A3%E6%88%B6%E5%8A%A3%E5%8B%A2\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u6563\u6236\u6295\u8cc7\u80a1\u5e02\u7684\u52a3\u52e2<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2021\/05\/19\/%E6%8A%95%E8%B3%87%E8%82%A1%E5%B8%82%E6%99%82%E7%9A%84%E6%95%A3%E6%88%B6%E5%84%AA%E5%8B%A2\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u6563\u6236\u6295\u8cc7\u80a1\u5e02\u7684\u512a\u52e2<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2021\/05\/10\/%E7%B5%A6%E6%8A%95%E8%B3%87%E5%B0%8F%E7%99%BD%E7%9A%84%E5%85%A5%E9%96%80%E6%9B%B8\/\">\u7d66\u6295\u8cc7\u5c0f\u767d\u7684\u6295\u8cc7\u5165\u9580\u66f8<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2021\/07\/29\/%E5%B9%B4%E8%BC%95%E5%B0%8F%E8%B3%87%E6%97%8F%E5%A6%82%E4%BD%95%E9%9D%A0%E8%82%A1%E7%A5%A8%E8%87%B4%E5%AF%8C%EF%BC%9F\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u5e74\u8f15\u5c0f\u8cc7\u65cf\u5982\u4f55\u9760\u80a1\u7968\u81f4\u5bcc\uff1f<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2022\/03\/23\/%E6%95%A3%E6%88%B6%E6%94%BE%E7%A9%BA%E7%82%BA%E4%BD%95%E6%A5%B5%E5%BA%A6%E5%8D%B1%E9%9A%AA\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u6563\u6236\u653e\u7a7a\u70ba\u4f55\u6975\u5ea6\u5371\u96aa<\/a>\u300b<\/li>\n\n\n\n<li><a href=\"https:\/\/www.granitefirm.com\/blog\/behind-the-scenes\/investor-tips\/\u6295\u8cc7\u4eba\u9808\u8981\u7b46\u8a18\u90a3\u4e9b\u8cc7\u6599\uff1f\u70ba\u4ec0\u9ebc\uff1f\/\"><span style=\"font-size: revert;\">\u300a<\/span><\/a><a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2021\/05\/13\/%E8%A6%81%E8%A8%98%E4%B8%8B%E9%82%A3%E4%BA%9B%E6%8A%95%E8%B3%87%E8%A8%98%E9%8C%84%E5%92%8C%E8%B3%87%E6%96%99\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u6295\u8cc7\u4eba\u81ea\u5df1\u9808\u8981\u8a18\u4e0b\u90a3\u4e9b\u6295\u8cc7\u8a18\u9304\u548c\u8cc7\u6599\uff1f\u70ba\u4ec0\u9ebc\uff1f<\/a>\u300b<\/li>\n\n\n\n<li>\u300a<a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2021\/07\/10\/%e5%a6%82%e4%bd%95%e6%aa%a2%e8%a6%96%e4%b8%80%e5%80%8b%e6%88%90%e5%8a%9f%e7%9a%84%e8%82%a1%e5%b8%82%e6%8a%95%e8%b3%87%e4%ba%ba%e6%88%90%e5%8a%9f%e8%83%bd%e5%90%a6%e6%8c%81%e7%ba%8c%ef%bc%9f\/\">\u6295\u8cc7\u4eba\u6210\u529f\u80fd\u5426\u6301\u7e8c\u5982\u4f55\u6aa2\u8996\uff1f3\u9805\u6aa2\u8996\u7684\u6a19\u6e96<\/a>\u300b<\/li>\n\n\n\n<li><a href=\"https:\/\/granitefirm.com\/investing\/reference\/morelegendbooks.htmlhttps:\/\/www.granitefirm.com\/blog\/reference\/us-stock-resource\/%E8%83%BD%E4%BD%BF%E7%BE%8E%E8%82%A1%E6%8A%95%E8%B3%87%E8%83%BD%E5%8A%9B%E5%A4%A7%E5%B9%85%E6%8F%90%E6%98%87%E7%9A%84seeking-alpha\/\"><\/a><a href=\"https:\/\/www.granitefirm.com\/blog\/blog\/2021\/05\/06\/seeking-alpha\/\">\u300a\u80fd\u4f7f\u7f8e\u80a1\u6295\u8cc7\u80fd\u529b\u5927\u5e45\u63d0\u6607\u7684seeking alpha\u300b<\/a><\/li>\n\n\n\n<li><a 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