The most popular new credit method BNPL

I listed BNPL as one of the future development areas of financial technology in sections 3-5 of my book “The Rules of Super Growth Stocks Investing”. The penetration rate of credit cards is very high, and users have a mature habit of buying first and paying later. However, the user experience is poor, and payment … Continue reading “The most popular new credit method BNPL”

Why is Block (Square) acquiring Afterpay so much?

On August 1, 2021, Block (ticker: SQ) announced a 30% premium to acquire BNPL’s largest player Afterpay (Australian stock code APT, ticker: AFTPY) at a sky-high price of US$ 29 billion. On that day, Block’s stock price soared by more than 11% in response. This is a rare anomaly that is different from common sense; … Continue reading “Why is Block (Square) acquiring Afterpay so much?”

Has the moat of the two major credit card networks loosened?

Why are consumers still using credit cards? The rise of ecommerce, although more online payment methods have become available, and they have begun to seize the original payment market of some credit card companies, they have not yet significantly weakened the two major credit card companies Visa (ticker: V) and Mastercard (ticker: MA) dominates, because … Continue reading “Has the moat of the two major credit card networks loosened?”

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