How does IBM make money? What’s next?

The predecessor of IBM was ITR, which was founded in 1906. Later, the two companies merged and CTR (Computing Tabulating Recording) was established in 1911.

Fair Isaac, one of the most important listed companies in the US consumer finance industry

One of the most important listed companies in the US consumer finance industry, Fair Isaac

Has the moat of ubiquitous Visa and Mastercard credit card networks loosened?

Has the moat of the two major credit card networks loosened?

South Korea’s emerging technology giants

South Korea’s emerging technology giants, Taiwan vs. South Korea, are no longer in the same magnitude

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